OCBC 90°N Mastercard

Updated: 18 Sept 2026
Best for travel rewards, miles on everything
OCBC 90°N Mastercard
Apply Now
Card benefit
1.3- 7 miles / dollar
Annual Fee
S$196.20
Min. Annual Income
S$30,000
Supported Payment Network:
Supported Payment Type:

Offers

SingSaver Reward up to S$1,398

Apply through SingSaver and choose from 12 premium rewards
6 days left!
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Worth S$599

Limited time only
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Worth S$400

Limited time only
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Worth S$440

Limited time only
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Worth S$450

Limited time only
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Worth S$799

Limited time only
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Worth S$559

Limited time only
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Worth S$799

Top-up S$80

Limited time only
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Worth S$729

Top-up only S$150

Limited time only
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Worth S$649

Top-up only S$200

Limited time only
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Worth S$749

Top-up only S$300

Limited time only
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Worth S$999

Top-up only S$570

Limited time only
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Worth S$1,149

Top-up only S$720

SingSaver Flash Deal
  • Apple Watch Series 12 Aluminum 42mm GPS (worth S$599)

SingSaver Exclusive Offer
  • S$400 Cash via PayNow
  • S$440 Grab Vouchers
  • 25,000 Max Miles by HeyMax (worth S$450)
  • Dyson Airstrait™ straightener (worth S$799)
  • Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
  • Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$80)
  • Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$150)
  • Apple iPad (A16) 11" 128GB WiFi (worth S$649) (Top up S$200)
  • Apple AirPods Max 2 (worth S$749) (Top up S$300)
  • Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$570)
  • Apple iPad Air (M4) 11" 128GB WiFi (worth S$1,149) (Top up S$720)

Highlights

SingSaver's Take

Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively.
Your Miles never expire.
No expiry on Travel$ earned, and no conversion fee.

Things to Consider

No expiry air miles
Unlimited air miles
No monthly spend required

Benefits

Cashback Local
1.2 %
Cashback Overseas
2.1 %
Cashback Base Rate
1.2 %

Air Miles Conversion Fee
S$ 25
Airmiles Travel
Up to 7 miles / dollar
Airmiles Base Rate
1.3 miles / dollar
Airmiles Local
1.3 miles / dollar
Airmiles Bonus Cap
N/A
Airmiles Hotel Booking
Up to 7 miles / dollar
Airmiles Overseas
2.1 miles / dollar

Rewards Points Hotel Booking
Up to 7 miles / dollar
Rewards Points Travel
Up to 7 miles / dollar

Fees & Charges

Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Air Miles Conversion Fee
S$ 25
Cash Advance Service Charge
S$ 15

Late Payment Charge
S$ 100

Installment Rate
0 %
Installment Tenure
Up to 12 months
Installment Processing Fee
From 3 %

Eligibility

Monthly Spend Required
-
Min. Annual Income
S$ 30,000
Minimum Age
21 years old

Check on more OCBC card options

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SingSaver Promo Code
Annual Fee
S$196.20
S$497.06
S$196.20
Cashback Local
1.2 %
1.3 %
1.6 %
Airmiles Base Rate
1.3 miles / dollar

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