OCBC 90°N Mastercard

OCBC 90°N Mastercard

The OCBC 90°N Mastercard is a miles credit card with a relatively high earn rate for both local (1.3 miles per dollar) and overseas spending (2.1 miles per dollar). You can also earn 7 miles per dollar on bookings made on Agoda. Plus, there is no cap to the number of miles you can earn monthly. Besides miles, you can redeem hotel loyalty points, cash rebates and much more.
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Highlights

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.1  miles per dollar
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Airmiles Hotel Booking
Up to 7  miles per dollar
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Airmiles Bonus Cap
N/A
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Offer Available
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)
SingSaver Exclusive Offer - New Cardmembers Only
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 23 June 2024
  • Terms and Conditions apply
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
SingSaver Exclusive Offer - New Cardmembers Only
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 23 June 2024
  • Terms and Conditions apply
S$220 eCapitaVoucher
SingSaver Exclusive Offer - New Cardmembers Only
S$220 eCapitaVoucher
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 23 June 2024
  • Terms and Conditions apply
S$200 Cash via PayNow
SingSaver Exclusive Offer - New Cardmembers Only
S$200 Cash via PayNow
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 23 June 2024
  • Terms and Conditions apply

Things to consider

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No expiry air miles

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Unlimited air miles

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Gift: Apple product

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No monthly spend required

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Benefits

Cashback

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Cashback Base Rate
1.2  %
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Cashback Local
1.2  %
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Cashback Overseas
2.1  %

AirMiles

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Airmiles Base Rate
1.3  miles per dollar
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Airmiles Local
1.3  miles per dollar
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Airmiles Overseas
2.1  miles per dollar
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Airmiles Hotel Booking
Up to 7  miles per dollar
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luggage
Airmiles Travel
Up to 7  miles per dollar
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Quick Facts

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Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively.

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Your Miles never expire.

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No expiry on Travel$ earned, and no conversion fee.

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Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off.

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First-year annual fee waived.

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Read our full review of the OCBC 90°N Credit Card.

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Travel$ is awarded in blocks of S$5 charged to the card per transaction.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
S$ 50
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Late Payment Charge
S$ 100
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Interest on Purchase
27.78  %
Interest on Cash Advance
28.92  %
Interest Free Period
23  days
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Others

Association

World Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

Garmin Pay

NETSPay

Tags

OCBC 90°N Mastercard OCBC 90°N Mastercard