OCBC INFINITY Cashback Credit Card

The OCBC INFINITY Cashback Credit Card is a fuss-free unlimited cashback card that allows you to earn 1.6% cashback on both local and foreign currency. Like other unlimited cashback cards, there is no minimum spend or cap. All cashback earned will be automatically credited to your OCBC INFINITY card account.

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Card benefit

% cashback

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On all spends

Annual Fee

S$ 196.2

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First Year Waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

Monthly Spend Required

S$ 0

Min. Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR); S$45,000 and above per annum (Foreigner).

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Highlights

Card benefit

% cashback

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On all spends

Annual Fee

S$ 196.2

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First Year Waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

Monthly Spend Required

S$ 0

Min. Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR); S$45,000 and above per annum (Foreigner).

2 Offers Available

SingSaver Exclusive Offer

Apple AirPods Gen 4 (worth S$199)

SingSaver Exclusive Offer promotion is valid until 1 May 2025.
Promotion is valid for new OCBC credit cardmembers only.
Apply for participating OCBC credit cards via SingSaver and make at least 1 transaction within 30 days of card approval to be eligible for reward.
Promotion does not stack with other welcome offers from OCBC.
Terms and Conditions apply.

SingSaver Exclusive Offer

Stryv Color+ hair dryer (worth S$129)

SingSaver Exclusive Offer promotion is valid until 1 May 2025.
Promotion is valid for new OCBC credit cardmembers only.
Apply for participating OCBC credit cards via SingSaver and make at least 1 transaction within 30 days of card approval to be eligible for reward.
Promotion does not stack with other welcome offers from OCBC.
Terms and Conditions apply.

SingSaver Exclusive Offer

S$170 Shopee Voucher

SingSaver Exclusive Offer promotion is valid until 1 May 2025.
Promotion is valid for new OCBC credit cardmembers only.
Apply for participating OCBC credit cards via SingSaver and make at least 1 transaction within 30 days of card approval to be eligible for reward.
Promotion does not stack with other welcome offers from OCBC.
Terms and Conditions apply.

SingSaver Exclusive Offer

S$150 Cash via PayNow

SingSaver Exclusive Offer promotion is valid until 1 May 2025.
Promotion is valid for new OCBC credit cardmembers only.
Apply for participating OCBC credit cards via SingSaver and make at least 1 transaction within 30 days of card approval to be eligible for reward.
Promotion does not stack with other welcome offers from OCBC.
Terms and Conditions apply.

Stackable Welcome Offer

1 Year Disney+ Premium Subscription

Welcome Offer promotion is valid until 30 April 2025.
Promotion is valid for new OCBC credit cardmembers only.
Be one of the first 5,000 to apply and get approved for participating OCBC credit cards during the promo period to be eligible for reward.
Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
Terms and Conditions apply.

Things to consider when choosing this card:

Things to consider

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No rebate cap

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No monthly spend required

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Annual fee waiver

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Benefits

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Cashback Base Rate

1.6 %

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On all spends

commute

Cashback Transport

1.6 %

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Cashback Local

1.6 %

flight

Cashback Overseas

1.6 %

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Cashback Local Online Shopping

1.6 %

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Cashback Overseas Online Shopping

1.6 %

sell

Cashback Retail

1.6 %

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Cashback Supermarket

1.6 %

restaurant

Cashback Dining

1.6 %

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Quick Facts

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1.6% unlimited cashback on all eligible spending with no min. spend and no cap

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Cashback automatically credited to cardholder's OCBC INFINITY Account

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1 year annual fee waiver

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Read our review of the OCBC INFINITY Cashback Card.

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Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR); S$45,000 and above per annum (Foreigner).

Monthly Spend Required

S$ 0

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Repayment

Minimum Payment

S$ 50

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S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.78 %

Interest on Cash Advance

28.92 %

Interest Free Period

23 days

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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

Garmin Pay

NETSPay

OCBC INFINITY Cashback Credit Card