OCBC Rewards Credit Card

OCBC Rewards Credit Card

Unleash the shopaholic within you with the OCBC Rewards Card. Spending in retail categories - both online and in stores - will net you 6 miles per dollar in the form of OCBC$ points. These points can be redeemed as cash rebate, miles, vouchers, products or lifestyle experiences. Card approval is also instant as long as you apply using Myinfo.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Card benefit
 OCBC$ / dollar
info
Annual Fee
S$ 196.2
info
Minimum Annual Income
S$ 30,000
info
2 Offers Available
S$100 Bonus Cash via PayNow
SingSaver Flash Deal
S$100 Bonus Cash via PayNow
  • SingSaver Flash Deal campaign runs from 22 April 2026 to 30 April 2026.
  • Promotion is valid for new OCBC credit card members only.
  • Be one of the first 3 cardmembers at 2pm and 8pm every day during the flash deal period to apply for select OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for the Flash Deal reward: Apple iPad Air (M4) 11" 128GB WiFi (worth S$899)
    • Flash Deal reward will replace your selected SingSaver Exclusive Offer reward.
    • Remaining applicants will receive the SingSaver Exclusive Offer reward selected in your Rewards Redemption Form.
  • Terms and Conditions apply.
S$400 Cash via PayNow
SingSaver Exclusive Offer
S$400 Cash via PayNow
  • SingSaver Exclusive Offer promotion is valid from 22 April 2026 to 3 May 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
25,000 Max Miles by HeyMax (worth S$600+)
SingSaver Exclusive Offer
25,000 Max Miles by HeyMax (worth S$600+)
  • SingSaver Exclusive Offer promotion is valid from 22 April 2026 to 3 May 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Dyson Airstrait™ straightener (worth S$799)
SingSaver Exclusive Offer
Dyson Airstrait™ straightener (worth S$799)
  • SingSaver Exclusive Offer promotion is valid from 22 April 2026 to 3 May 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher (total worth S$529)
SingSaver Exclusive Offer
Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher (total worth S$529)
  • SingSaver Exclusive Offer promotion is valid from 22 April 2026 to 3 May 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
50,000 OCBC$ (worth a round trip to Bali)
SingSaver Exclusive Offer
50,000 OCBC$ (worth a round trip to Bali)
  • SingSaver Exclusive Offer promotion is valid from 22 April 2026 to 3 May 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Apple iPad (A16) 11
SingSaver Exclusive Offer
Apple iPad (A16) 11" WiFi 128GB (worth S$499) (top up S$40)
  • SingSaver Exclusive Offer promotion is valid from 22 April 2026 to 3 May 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$60)
SingSaver Exclusive Offer
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$60)
  • SingSaver Exclusive Offer promotion is valid from 22 April 2026 to 3 May 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$80)
SingSaver Exclusive Offer
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$80)
  • SingSaver Exclusive Offer promotion is valid from 22 April 2026 to 3 May 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Apple MacBook Neo 256GB w/ Magic Keyboard (worth S$849, top up S$420)
SingSaver Exclusive Offer
Apple MacBook Neo 256GB w/ Magic Keyboard (worth S$849, top up S$420)
  • SingSaver Exclusive Offer promotion is valid from 22 April 2026 to 3 May 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Apple iPad Air (M4) 11
SingSaver Exclusive Offer
Apple iPad Air (M4) 11" 128GB WiFi (worth S$899) (Top up S$480)
  • SingSaver Exclusive Offer promotion is valid from 22 April 2026 to 3 May 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Apple Watch Ultra 3 (worth S$1,199, top up S$780)
SingSaver Exclusive Offer
Apple Watch Ultra 3 (worth S$1,199, top up S$780)
  • SingSaver Exclusive Offer promotion is valid from 22 April 2026 to 3 May 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.

Things to consider

check

Retail rebate

check

Online shopping rebate

check

Gift: Apple product

check

No monthly spend required

sentiment_satisfied

Benefits

Cashback

credit_card
Cashback Base Rate
0.28  %
info
location_on
Cashback Local
2.78  %
info
flight
Cashback Overseas
0.28  %
info
restaurant
Cashback Dining
0.28  %
info
sell
Cashback Retail
2.78  %
info
shopping_bag
Cashback Local Online Shopping
2.78  %
info

AirMiles

credit_card
Airmiles Base Rate
0.4  miles / dollar
location_on
Airmiles Local
Up to 4  miles / dollar
info
flight
Airmiles Overseas
0.4  miles / dollar
sell
Airmiles Retail
Up to 6  miles / dollar
info
restaurant
Airmiles Dining
0.4  miles / dollar
shopping_bag
Airmiles Local Online Shopping
4  miles / dollar
info
sports_score

Quick Facts

check_circle

Earn 15 OCBC$ (equivalent to 6 miles) per S$1 spent at Watsons and online shopping platforms (Lazada, Shopee, Taobao and TikTok Shop).

check_circle

Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides.

check_circle

Enjoy complimentary e-commerce protection on all your online purchases made with this card.

check_circle

Get fast approval and use your digital card instantly when you apply via MyInfo.

check_circle

Read our full review of the OCBC Rewards Card.

help

15 OCBC$ per S$1 earn rate is capped at 10,000 bonus OCBC$ cap per month.

help

OCBC$ awarded in blocks of S$5 charged per transaction.

lightbulb

Guides

rule_folder

Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
info
local_atm

Fees / Repayment

Fees

Annual Fee Waiver
2 years
Annual Fee
S$ 196.2
info
Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
info
Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
S$ 50
info
Late Payment Charge
S$ 100
info
Interest on Purchase
27.78  %
Interest on Cash Advance
28.92  %
Interest Free Period
23  days
grid_view

Others

Association

World Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

Garmin Pay

NETSPay

Tags

OCBC Rewards Credit Card OCBC Rewards Credit Card

© 2015-2026 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.