OCBC Rewards Credit Card

OCBC Rewards Credit Card

Unleash the shopaholic within you with the OCBC Rewards Card. Spending in retail categories - both online and in stores - will net you 6 miles per dollar in the form of OCBC$ points. These points can be redeemed as cash rebate, miles, vouchers, products or lifestyle experiences. Card approval is also instant as long as you apply using Myinfo.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 OCBC$ / dollar
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Annual Fee
S$ 196.2
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Minimum Annual Income
S$ 30,000
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2 Offers Available
🎧 Bose QuietComfort Ultra Wireless Noise Cancelling Headphones (worth S$599)
SingSaver Flash Deal
🎧 Bose QuietComfort Ultra Wireless Noise Cancelling Headphones (worth S$599)
  • SingSaver Flash Deal promotion runs from 24 October 2025 to 29 October 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Be one of the first 2 eligible applicants at 2pm and 8pm (4 total daily winners) every day during the flash deal period to win Bose QuietComfort Ultra Headphones (worth S$599).
    • Flash Deal reward will be received on top of existing SingSaver Exclusive Offer reward.
    • Remaining applicants will receive their selected SingSaver Exclusive Offer reward only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for the Flash Deal.
  • Promotion is stackable with other Welcome Offers from OCBC where applicable (additional T&Cs apply).
  • Terms and Conditions apply.
Dyson Supersonic™ hair dryer (worth S$559)
SingSaver Exclusive Offer
SSHD Dyson Supersonic™ hair dryer (worth S$559)
  • SingSaver Exclusive Offer promotion is valid until 2 November 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
S$360 Cash via PayNow
SingSaver Exclusive Offer
360CASH S$360 Cash via PayNow
  • SingSaver Exclusive Offer promotion is valid until 2 November 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
S$380 Grab Vouchers
SingSaver Exclusive Offer
380GRAB S$380 Grab Vouchers
  • SingSaver Exclusive Offer promotion is valid until 2 November 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Apple AirPods Pro Gen 3 (worth S$349)
SingSaver Exclusive Offer
APPRO3 Apple AirPods Pro Gen 3 (worth S$349)
  • SingSaver Exclusive Offer promotion is valid until 2 November 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
50,000 OCBC$ (worth a round trip to Bali)
SingSaver Exclusive Offer
50KRP 50,000 OCBC$ (worth a round trip to Bali)
  • SingSaver Exclusive Offer promotion is valid until 2 November 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$60)
SingSaver Exclusive Offer
AWPOG.60 Dyson Airwrap™ Origin multi-styler and dryer (worth S$549) (Top up S$60)
  • SingSaver Exclusive Offer promotion is valid until 2 November 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Apple iPad (A16) 11
SingSaver Exclusive Offer
IPADA16.80 Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80)
  • SingSaver Exclusive Offer promotion is valid until 2 November 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$100)
SingSaver Exclusive Offer
DGSS.100 Dyson Digital Slim Submarine™ (worth S$699) (Top up S$100)
  • SingSaver Exclusive Offer promotion is valid until 2 November 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Dyson Airstrait™ hair straightener (worth S$799) (Top up S$120)
SingSaver Exclusive Offer
AIRSTRAIT.120 Dyson Airstrait™ hair straightener (worth S$799) (Top up S$120)
  • SingSaver Exclusive Offer promotion is valid until 2 November 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$140)
SingSaver Exclusive Offer
WASHG1.140 Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$140)
  • SingSaver Exclusive Offer promotion is valid until 2 November 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.

Things to consider

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Retail rebate

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Online shopping rebate

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Gift: Apple product

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No monthly spend required

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Benefits

Cashback

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Cashback Base Rate
0.28  %
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Cashback Local
2.78  %
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Cashback Overseas
0.28  %
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restaurant
Cashback Dining
0.28  %
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Cashback Retail
2.78  %
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Cashback Local Online Shopping
2.78  %
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AirMiles

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Airmiles Base Rate
0.4  miles / dollar
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Airmiles Local
Up to 4  miles / dollar
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Airmiles Overseas
0.4  miles / dollar
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Airmiles Retail
Up to 6  miles / dollar
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Airmiles Dining
0.4  miles / dollar
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Airmiles Local Online Shopping
4  miles / dollar
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Quick Facts

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Earn 15 OCBC$ (equivalent to 6 miles) per S$1 spent at Watsons and online shopping platforms (Lazada, Shopee, Taobao and TikTok Shop).

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Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides.

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Enjoy complimentary e-commerce protection on all your online purchases made with this card.

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Get fast approval and use your digital card instantly when you apply via MyInfo.

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Read our full review of the OCBC Rewards Card.

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15 OCBC$ per S$1 earn rate is capped at 10,000 bonus OCBC$ cap per month.

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OCBC$ awarded in blocks of S$5 charged per transaction.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
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Fees / Repayment

Fees

Annual Fee Waiver
2 years
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
S$ 50
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Late Payment Charge
S$ 100
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Interest on Purchase
27.78  %
Interest on Cash Advance
28.92  %
Interest Free Period
23  days
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Others

Association

World Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

Garmin Pay

NETSPay

Tags

OCBC Rewards Credit Card OCBC Rewards Credit Card

© 2015-2025 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.