OCBC Rewards Credit Card

Updated: 18 Sept 2026
OCBC Rewards Credit Card
Apply Now
Best for high points for shopping
Ideal for
Online Shopper
Card benefit
1- 15 OCBC$ / dollar
Annual Fee
S$196.20
Minimum Annual Income
S$30,000
Supported Payment Network:
Supported Payment Type:

Offers

SingSaver Reward up to S$799

Apply through SingSaver and choose from 11 premium rewards
Limited time only
gift logo

Worth S$380

Limited time only
gift logo

Worth S$400

Limited time only
gift logo

Worth S$450

Limited time only
gift logo

Worth S$799

Limited time only
gift logo

Worth S$559

Limited time only
gift logo

Worth S$799

Top-up S$80

Limited time only
gift logo

Worth S$729

Top-up only S$100

Limited time only
gift logo

Worth S$649

Top-up only S$200

Limited time only
gift logo

Worth S$599

Top-up only S$160

Limited time only
gift logo

Worth S$999

Top-up only S$570

Limited time only
gift logo

Worth S$1,899

Top-up only S$1,450

SingSaver Exclusive Offer
  • S$380 eCapitaVoucher
  • S$400 Shopee Voucher
  • 25,000 Max Miles by HeyMax (worth S$450)
  • Dyson Airstrait™ straightener (worth S$799)
  • Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
  • Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$80)
  • Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$100)
  • Apple iPad (A16) 11" 128GB WiFi (worth S$649) (Top up S$200)
  • Apple Watch Series 12 Aluminum 42mm GPS (worth S$599) (Top-up S$160)
  • Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$570)
  • Apple iPhone 18 Pro 256GB (worth S$1,899, top up S$1,450)

Highlights

SingSaver's Take

Earn 15 OCBC$ (equivalent to 6 miles) per S$1 spent at Watsons and online shopping platforms (Lazada, Shopee, Taobao and TikTok Shop).
Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides.
Enjoy complimentary e-commerce protection on all your online purchases made with this card.

Things to Consider

Retail rebate
Online shopping rebate
Gift: Apple product

Benefits

Cashback Local
2.78 %
Cashback Dining
0.28 %
Cashback Retail
2.78 %
Cashback Local Online Shopping
2.78 %
Cashback Base Rate
0.28 %
Cashback Overseas
0.28 %

Airmiles Local
Up to 4 miles / dollar
Airmiles Retail
Up to 6 miles / dollar
Airmiles Local Online Shopping
4 miles / dollar
Airmiles Dining
0.4 miles / dollar
Air Miles Conversion Fee
S$ 25
Airmiles Base Rate
0.4 miles / dollar
Airmiles Overseas
0.4 miles / dollar
Airmiles Bonus Cap
S$ 1,100

Rewards Points Overseas Spending
10 OCBC$ / dollar
Rewards Points Contactless Spend
10 OCBC$ / dollar
Rewards Points Dining
1 OCBC$ / dollar
Rewards Points Online Food Delivery
1 OCBC$ / dollar
Rewards Points Grocery
1 OCBC$ / dollar
Rewards Points Transport
1 OCBC$ / dollar
Rewards Points Taxi Ride Sharing
1 OCBC$ / dollar
Rewards Points Hotel Booking
1 OCBC$ / dollar
Rewards Points Flight Booking
1 OCBC$ / dollar
Rewards Points Entertainment
1 OCBC$ / dollar
Rewards Points Petrol
1 OCBC$ / dollar
Rewards Points Travel
1 OCBC$ / dollar
Rewards Points Baseline
1 OCBC$ / dollar
Rewards Points Retail
Up to 15 OCBC$ / dollar
Rewards Points Online Shopping
15 OCBC$ / dollar
Rewards Points Local Spending
10 OCBC$

Fees & Charges

Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Air Miles Conversion Fee
S$ 25
Cash Advance Service Charge
S$ 15

Late Payment Charge
S$ 100

Installment Rate
0 %
Installment Tenure
Up to 12 months
Installment Processing Fee
From 3 %

Eligibility

Minimum Annual Income
S$ 30,000
Minimum Age
21 years old

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SingSaver Promo Code
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Annual Fee
S$196.20
S$196.20
S$196.20
Cashback Local
Up to6 %
1.6 %
Up to10 %
Airmiles Base Rate
—
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