OCBC Rewards Credit Card

OCBC Rewards Credit Card

Unleash the shopaholic within you with the OCBC Rewards Card. Spending in retail categories - both online and in stores - will net you 6 miles per dollar in the form of OCBC$ points. These points can be redeemed as cash rebate, miles, vouchers, products or lifestyle experiences. Card approval is also instant as long as you apply using Myinfo.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 OCBC$ / dollar
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Annual Fee
S$ 196.2
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Minimum Annual Income
S$ 30,000
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2 Offers Available
S$61 Cash via PayNow
SingSaver SG61 Flash Deal
S$61 Cash via PayNow
  • SingSaver SG61 Flash Deal campaign runs from 4 August 2026 to 11 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Be one of the first 5 customers to apply for selected OCBC credit cards via SingSaver at 2PM, 8PM, and 10PM every day during the flash deal period (15 total eligible applicants every day) and spend at least S$400 in qualifying transactions within 30 days of card approval to receive the Flash Deal reward: S$61 Cash via PayNow.
    • Flash Deal reward will be received on top of the SingSaver Exclusive Offer reward.
    • Remaining cardmembers will only receive the SingSaver Exclusive Offer reward selected in the SingSaver Rewards Redemption Form.
  • Terms and Conditions apply.
S$400 Cash via PayNow
SingSaver Exclusive Offer
S$400 Cash via PayNow
  • SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Sony WF-1000XM6 Earbuds + S$50 eCapitaVoucher bundle (worth S$529)
SingSaver Exclusive Offer
Sony WF-1000XM6 Earbuds + S$50 eCapitaVoucher bundle (worth S$529)
  • SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
25,000 Max Miles by HeyMax (worth S$600+ in travel value)
SingSaver Exclusive Offer
25,000 Max Miles by HeyMax (worth S$600+ in travel value)
  • SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Dyson Airstrait™ straightener (worth S$799)
SingSaver Exclusive Offer
Dyson Airstrait™ straightener (worth S$799)
  • SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
SingSaver Exclusive Offer
Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
  • SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$80)
SingSaver Exclusive Offer
Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$80)
  • SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$150)
SingSaver Exclusive Offer
Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$150)
  • SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Apple iPad (A16) 11
SingSaver Exclusive Offer
Apple iPad (A16) 11" 128GB WiFi (worth S$649) (Top up S$200)
  • SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Apple AirPods Max 2 (worth S$749) (Top up S$300)
SingSaver Exclusive Offer
Apple AirPods Max 2 (worth S$749) (Top up S$300)
  • SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$570)
SingSaver Exclusive Offer
Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$570)
  • SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.
Apple iPad Air (M4) 11
SingSaver Exclusive Offer
Apple iPad Air (M4) 11" 128GB WiFi (worth S$1,149) (Top up S$720)
  • SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC unless otherwise specified.
  • Terms and Conditions apply.

Things to consider

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Retail rebate

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Online shopping rebate

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Gift: Apple product

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No monthly spend required

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Benefits

Cashback

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Cashback Base Rate
0.28  %
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Cashback Local
2.78  %
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Cashback Overseas
0.28  %
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restaurant
Cashback Dining
0.28  %
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Cashback Retail
2.78  %
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Cashback Local Online Shopping
2.78  %
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AirMiles

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Airmiles Base Rate
0.4  miles / dollar
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Airmiles Local
Up to 4  miles / dollar
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flight
Airmiles Overseas
0.4  miles / dollar
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Airmiles Retail
Up to 6  miles / dollar
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restaurant
Airmiles Dining
0.4  miles / dollar
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Airmiles Local Online Shopping
4  miles / dollar
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Quick Facts

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Earn 15 OCBC$ (equivalent to 6 miles) per S$1 spent at Watsons and online shopping platforms (Lazada, Shopee, Taobao and TikTok Shop).

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Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides.

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Enjoy complimentary e-commerce protection on all your online purchases made with this card.

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Get fast approval and use your digital card instantly when you apply via MyInfo.

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Read our full review of the OCBC Rewards Card.

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15 OCBC$ per S$1 earn rate is capped at 10,000 bonus OCBC$ cap per month.

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OCBC$ awarded in blocks of S$5 charged per transaction.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
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Fees / Repayment

Fees

Annual Fee Waiver
2 years
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
S$ 50
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Late Payment Charge
S$ 100
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Interest on Purchase
27.78  %
Interest on Cash Advance
28.92  %
Interest Free Period
23  days
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Others

Association

World Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

Garmin Pay

NETSPay

Tags

OCBC Rewards Credit Card OCBC Rewards Credit Card

© 2015-2026 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.