Standard Chartered Journey Credit Card

The newly rebranded Standard Chartered Journey Credit Card allows you to earn 3 miles per dollar on local online transactions, such as transportation, grocery and food delivery merchants. Other local spend earns you 1.2 miles per dollar while oversea spends nets you 2 miles per dollar. Your miles never expire and foreign transaction fees are waived from June to July and November to December. Plus, you'll also enjoy 2 complimentary Priority Pass airport lounge access per year.

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Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Airmiles Local Online Shopping

1.2 miles per dollar

Airport Lounge Access

2 visits per year*

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Apply for Priority Pass Membership (complimentary for cardholders).

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Highlights

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Airmiles Local Online Shopping

1.2 miles per dollar

Airport Lounge Access

2 visits per year*

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Apply for Priority Pass Membership (complimentary for cardholders).

2 Offers Available

Best Deal Guarantee

Dyson AM07 Tower Fan (worth S$459)

Promotion is valid for new Standard Chartered credit card members only
Activate your Standard Chartered Journey Credit Card within 30 days of card approval to be eligible for rewards
- Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
- Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is stackable with welcome offers from Standard Chartered:
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 2 months of card approval.
- Receive up to 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 2 months of card approval. Click here to apply.
Promotion is valid until 12 May 2024
Terms and Conditions apply

Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Best Deal Guarantee

Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Promotion is valid for new Standard Chartered credit card members only
Activate your Standard Chartered Journey Credit Card within 30 days of card approval to be eligible for rewards
- Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
- Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is stackable with welcome offers from Standard Chartered:
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 2 months of card approval.
- Receive up to 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 2 months of card approval. Click here to apply.
Promotion is valid until 12 May 2024
Terms and Conditions apply

Best Deal Guarantee

Up to S$160

Promotion is valid for new Standard Chartered credit card members only
Activate your Standard Chartered Journey Credit Card within 30 days of card approval to be eligible for rewards
- Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
- Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is stackable with welcome offers from Standard Chartered:
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 2 months of card approval.
- Receive up to 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 2 months of card approval. Click here to apply.
Promotion is valid until 12 May 2024
Terms and Conditions apply

Welcome Offer

Up to 45,000 miles

Promotion is valid for new Standard Chartered credit cardmembers only
Apply and get approved for the Standard Chartered Journey Credit card to be eligible for rewards
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 2 months of card approval.
- Receive up to 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 2 months of card approval. Click here to apply.
Promotion is valid until 30 June 2024
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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Bonus air miles

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No expiry air miles

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Airport lounge

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Travel insurance

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Benefits

AirMiles

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Airmiles Base Rate

1.2 miles per dollar

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Airmiles Local

1.2 miles per dollar

flight

Airmiles Overseas

2 miles per dollar

restaurant

Airmiles Dining

3 miles per dollar

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Capped at S$1,000 spend per statement month

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Airmiles Local Online Shopping

1.2 miles per dollar

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Airmiles Overseas Online Shopping

2 miles per dollar

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Airmiles Supermarket

3 miles per dollar

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Capped at S$1,000 spend per statement month

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Airmiles Transport

3 miles per dollar

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For ride-hailing, cruises, and others. Capped at S$1,000 spend per statement month.

luggage

Airmiles Travel

3 miles per dollar

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Cruises

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Airmiles Hotel Booking

3 miles per dollar

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Airmiles Bonus Cap

S$ 1,000 per statement month

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For online local transactions on transport, grocery, and food delivery merchants

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Quick Facts

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Earn 3 miles for every S$1 spent on online transactions from transportation, grocery +and food delivery merchants.

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Earn 2 miles for every S$1 on foreign currency transactions.

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Earn 1.2 miles for every S$1 spent locally.

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S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.

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S$10 off Grab rides to or from Changi Airport.

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2 complimentary visits to Priority Pass lounges around the world each year.

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Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.

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Rewards points do not expire.

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Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.

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Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.

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Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

1 year (Optional)

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Optional

Annual Fee

S$ 196.2

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First Year Waived (Optional)

Foreign Currency Transaction Fee

3.25 %

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0% from 1 June to 31 July 2023 and 1 November to 31 December 2023.

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Air Miles Conversion Fee

S$ 25

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Excluding GST

Repayment

Minimum Payment

S$ 50

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The greater of either S$50 or 1% of principal (including any installment billed in current month), interest fees and charges; plus any overlimit amount and past due amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.9 %

Interest on Cash Advance

29.9 %

Interest Free Period

22 Days

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Others

Association

VISA

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Standard Chartered Journey Credit Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

AirMiles

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

Tags