Standard Chartered Journey Credit Card (Annual Fee Paying)

The newly rebranded Standard Chartered Journey Credit Card allows you to earn 3 miles per dollar on local online transactions, such as transportation, grocery and food delivery merchants. Other local spend earns you 1.2 miles per dollar while oversea spends nets you 2 miles per dollar. Your miles never expire and foreign transaction fees are waived from June to July and November to December. Plus, you'll also enjoy 2 complimentary Priority Pass airport lounge access per year.

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Card benefit

miles / dollar

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Earn up to 3 miles per dollar on online transactions from transportation, grocery, and food delivery merchants, capped at S$1,000 spend per statement month. You can also earn 2 miles per dollar on online grocery purchases (capped at S$1,000 per statement month) and 1.2 miles per dollar on any local spending. Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Annual Fee

S$ 196.2

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First Year Waived (Optional)

Monthly Spend Required

None

Minimum Annual Income

S$ 30,000

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Highlights

Card benefit

miles / dollar

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Annual Fee

S$ 196.2

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First Year Waived (Optional)

Monthly Spend Required

None

Minimum Annual Income

S$ 30,000

2 Offers Available

Get 1x chance to win a VIP Suite Concert Experience

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

SingSaver Giveaway promotion runs from 16 April 2025, 9:00 AM SGT to 4 May 2025.
Promotion is valid for new applicants of American Express / Citi / HSBC / Standard Chartered credit cards or IG / Longbridge / Webull stock brokerages only.
Apply for participating credit card or stock brokerage products during the promo period to receive 1x chance to win a VIP Suite Concert Experience!
Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
Terms and Conditions apply

SingSaver Exclusive Offer

Up to 42,000 Miles

SingSaver Exclusive Offer promotion is valid until 4 May 2025.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Journey Card and make a min. spend of S$800 within 60 days of card approval to be eligible for reward.
Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 30,000 miles
- Receive 20,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$800 within 60 days of card approval.
- Receive 10,000 miles when you apply with annual fee waiver and make a min. spend of S$800 within 60 days of card approval.
Terms and Conditions apply.

SingSaver Exclusive Offer

S$180 Cash + 30,000 miles

SingSaver Exclusive Offer promotion is valid until 4 May 2025.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Journey Card and make a min. spend of S$800 within 60 days of card approval to be eligible for reward.
Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 30,000 miles
- Receive 20,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$800 within 60 days of card approval.
- Receive 10,000 miles when you apply with annual fee waiver and make a min. spend of S$800 within 60 days of card approval.
Terms and Conditions apply.

SingSaver Exclusive Offer

Samsonite Straren Spinner 67/24 worth S$600 + 30,000 miles

SingSaver Exclusive Offer promotion is valid until 4 May 2025.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Journey Card and make a min. spend of S$800 within 60 days of card approval to be eligible for reward.
Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 30,000 miles
- Receive 20,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$800 within 60 days of card approval.
- Receive 10,000 miles when you apply with annual fee waiver and make a min. spend of S$800 within 60 days of card approval.
Terms and Conditions apply.

SingSaver Exclusive Offer

S$250 Shopee Vouchers + 30,000 miles

SingSaver Exclusive Offer promotion is valid until 4 May 2025.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Journey Card and make a min. spend of S$800 within 60 days of card approval to be eligible for reward.
Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 30,000 miles
- Receive 20,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$800 within 60 days of card approval.
- Receive 10,000 miles when you apply with annual fee waiver and make a min. spend of S$800 within 60 days of card approval.
Terms and Conditions apply.

Things to consider when choosing this card:

Things to consider

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Bonus air miles

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No expiry air miles

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Airport lounge

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Travel insurance

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Benefits

AirMiles

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Airmiles Base Rate

1.2 miles / dollar

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Airmiles Local

1.2 miles / dollar

flight

Airmiles Overseas

2 miles / dollar

restaurant

Airmiles Dining

3 miles / dollar

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Capped at S$1,000 spend per statement month

shopping_bag

Airmiles Local Online Shopping

3 miles / dollar

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Airmiles Overseas Online Shopping

2 miles / dollar

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Airmiles Supermarket

3 miles / dollar

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On Online Grocery merchants, capped at S$1,000 spend per statement month

commute

Airmiles Transport

3 miles / dollar

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For ride-hailing, cruises, and others. Capped at S$1,000 spend per statement month.

luggage

Airmiles Travel

3 miles / dollar

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Cruises

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Airmiles Hotel Booking

3 miles / dollar

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Airmiles Bonus Cap

S$ 1,000 per statement month

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For online local transactions on transport, grocery, and food delivery merchants

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Quick Facts

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Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.

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Earn 2 miles for every S$1 on foreign currency transactions.

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Earn 1.2 miles for every S$1 spent locally.

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S$10 off Grab rides to or from Changi Airport.

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2 complimentary visits to Priority Pass lounges around the world each year.

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Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.

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Rewards points do not expire.

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Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.

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Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.

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Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee

S$ 196.2

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First Year Waived (Optional)

Foreign Currency Transaction Fee

3.5 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Air Miles Conversion Fee

S$ 27

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Excluding GST

Repayment

Minimum Payment

S$ 50

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The greater of either S$50 or 1% of principal (including any installment billed in current month), interest fees and charges; plus any overlimit amount and past due amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.9 %

Interest on Cash Advance

29.9 %

Interest Free Period

22 Days

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Others

Association

VISA

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Standard Chartered Journey Credit Card (Annual Fee Paying)

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

AirMiles

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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