Trust Cashback Credit Card

The Trust Cashback Credit Card is an excellent choice for first-timers and frequent spenders, with up to 15% cashback on a spend category of your choice (dining, shopping, travel, wellness, transport, or entertainment), plus up to 1% unlimited cashback on all other eligible spend.

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Card benefit

% cashback

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Get up to 15% cashback on a spend category of your choice (dining, shopping, travel, wellness, transport, or entertainment). Get 1% cashback on all other eligible spend of at least S$1, with no cashback cap or min. monthly spend.

Annual Fee

None

Monthly Spend Required

None

Minimum Annual Income

S$ 30,000

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S$30,000 p.a. for Singaporeans / PRs; S$60,000 p.a. for foreigners.

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Highlights

Card benefit

% cashback

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Annual Fee

None

Monthly Spend Required

None

Minimum Annual Income

S$ 30,000

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S$30,000 p.a. for Singaporeans / PRs; S$60,000 p.a. for foreigners.

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Benefits

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Quick Facts

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Earn up to 15%^ cashback on your preferred category

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From 1 Mar 2026, get up to 1% unlimited instant cashback on all eligible spend (including preferred category). See Trust Cashback Key Facts Sheet for more details.

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Enjoy 0% foreign transaction fees

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Get up to extra 20% off exclusive partner deals

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Real-time cashback tracking in your Trust App

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

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S$30,000 p.a. for Singaporeans / PRs; S$60,000 p.a. for foreigners.

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee

None

Foreign Currency Transaction Fee

None

Repayment

Minimum Payment

1 %

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S$50 or 1% of principal, plus interest, fees and charges, and any overlimit amount and past due amount, whichever is higher

Late Payment Charge

S$ 100

Interest on Purchase

From 18.9 %

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From 1 July 2026 onwards, credit card Effective Interest Rate (EIR) is personalized based on credit behaviour and ranges from 18.9% p.a. to 29.9% p.a.

Interest on Cash Advance

From 18.9 %

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From 1 July 2026 onwards, credit card Effective Interest Rate (EIR) is personalized based on credit behaviour and ranges from 18.9% p.a. to 29.9% p.a.

Interest Free Period

45 days

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Others

Association

VISA

Supported Payment Type

Google Pay

Apple Pay

Trust Cashback Credit Card