If you’re using a Trust Bank credit card — either the Trust Link Credit Card or the Trust Cashback Credit Card — you’ll earn instant rewards in the form of Linkpoints or cashback. Unlike traditional rewards points, Trust focuses on straightforward savings and rebates, making it simple to understand and use.

Linkpoints (Trust Link Credit Card)

With the Trust Link Credit Card, your spending at FairPrice Group and partner merchants earns you Linkpoints, which can be used to offset purchases directly:

• FairPrice Group: Earn up to 21% savings when you shop at FairPrice, Unity, and Warehouse Club.

• Fuel: Save up to 20% at Caltex stations.

• Other spend: Get 1% instant cashback in the form of Linkpoints on eligible purchases.

Do note that rewards are tied to the merchant category code (MCC), so if a merchant’s MCC falls outside Trust’s recognised categories, you may not earn the intended rewards.

Linkpoints are credited almost instantly and can be used right away at participating partners. They don’t expire as long as your account is active.

Cashback (Trust Cashback Credit Card)

If you’re holding the Trust Cashback Credit Card, you’ll earn straight cashback instead of points:

• Preferred category spend: Earn up to 15% cashback on your preferred category, such as dining, shopping, travel, wellness, transport, or entertainment.

• Other eligible spend: 1% unlimited cashback

• No cashback on exclusions: Like other banks, transactions such as bill payments, education, insurance, financial services, government-related charges, medical fees, gambling, and prepaid wallet top-ups (e.g., GrabPay, Singtel Dash, EZ-Link) do not earn cashback.

Cashback is credited directly to your card balance and cannot be withdrawn as cash.

Rewards redemption

For both cards, rewards redemption is straightforward:

• Trust Link Credit Card: Your Linkpoints balance can be checked and redeemed instantly via the Trust app or at participating FairPrice Group outlets.

• Trust Cashback Credit Card: Cashback is automatically applied to your statement balance — no redemption steps required.

1. Click "Apply Now" and authenticate with SingPass (MyInfo)

2. Submit income and ID documents

3. Submit SingSaver rewards form

4. Enjoy your welcome gift!

Once your eligibility is confirmed by the bank, SingSaver will email you the reward redemption instructions within 8–10 weeks.

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