Best Cash Management Accounts in Singapore
Updated: 23 Jun 2026
Online Brokerage | Product Name | 🔥 Hot Reward Pick | Provider Reward Value | Min. Annual Management Fee | Annual Platform Fee | Min. Deposit | |
|---|---|---|---|---|---|---|---|
 | Syfe Brokerage | - | S$800 | 0 % | S$0 | S$2,000 | |
 | Stashaway | S$1,670 | 0.2 % | S$0 | S$500 | ||
 | Chocolate Finance | - | - | - | 0 % | S$0 |
- All-in-one investment platform
- No min. deposit required
- Unlimited free trades for US markets for the first 3 months (subsequently, 2-10 free US trades per month)
- Access US, SG, and HK markets as well as UCITS
- US fractional shares and SG odd lots available
- Supports auto-invest
- Access to real-time stock analysis
- Instant account opening with 24/7 support
- Licensed by MAS
- Read our full review of Syfe
- Management fee and member benefits depend on account tier
In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. This advertisement has not been reviewed by the Monetary Authority of Singapore.
- No min. investment amount and account balance required
- Invest your cash or SRS funds with 3 portfolio types: General Investing, Goal-based Investing, and Income Portfolio
- StashAway Simple lets you earn a projected rate of 1.4% p.a. on your savings
- Free personal finance courses and events on StashAway academy
- Get access to a term life insurance product, with premiums starting from S$115
- Read our full review of StashAway
- Larger investment amounts required to enjoy lower management fees
- Min. S$10,000 required for Income Portfolio
In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Chocolate Finance
- Enjoy 2% p.a. return on your first S$20k, 1.8% p.a. on your next S$80k and up to 1.8% p.a. on any amount thereafter.
- Daily returns: See your returns every single day.
- No lock-ins, withdraw anytime.
- No complex criteria or hoops and we take no fees and make no money until we deliver your returns.
- Enhance your experience with the Chocolate Visa Debit Card: with 0 FX fees on overseas spend and earn 1 Max Mile by HeyMax per S$1 on your first S$1,000 per month.
- Enjoy higher returns with the Chocolate USD Account: 4.1% p.a. on your first US$20k, 3.8% p.a. on your next US$80k, and up to 3.8% p.a. on balances above US$100k.
- 0-2% platform fee will be charged (depending on how much the portfolio overperforms) once the stated return has been achieved and the fund outperforms the returns.
In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. This advertisement has not been reviewed by the Monetary Authority of Singapore.