This is a test page
Updated: 27 Jan 2026
Test
- Guaranteed interest rate, reviewed and approved upfront (risk-based pricing)
- 0% interest payday loans for eligible applicants
- Flexible repayment dates
- Apply in just 2 minutes using Singpass—fully digital, no paperwork
- Instant disbursement via PayNow or in cash upon approval
- Get approved in 30 minutes
- Trusted by over 3,000 customers with 5-star Google reviews
- Enjoy a quick digitalised loan process
- Subject to 8% admin fee
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.
118 Credit Moneylender
- Same-day approval
- The minimum age of applicants is 18 years old
- Easy loan application
- Licensed provider by the Ministry of Law
- Low interest rates up to 3.92%
- Provides a wide range of loan products
- No penalty fee for early settlement of personal loans
- Foreigners must have at least S$20,000 annual income to apply for personal loans.
- Subject to a 10% admin fee (to be deducted from the loan amount)
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.
All articles
American Express Membership Rewards devaluation: What you need to do now
American Express has announced a devaluation to its Membership Rewards (MR) programme, which will increase the cost of transfers to all eight of its airline partners. There is a subtle but important distinction to note here. Unlike other credit card nerfs we’ve seen, American Express is devaluing the burn rate (i.e. the rate at which you can redeem points), not the earn rate.
Redeem KrisFlyer Miles Smarter: Saver vs Advantage and When to Use Star Alliance
Redeeming KrisFlyer miles can feel like solving a puzzle — this guide shows you how to unlock maximum value, whether you’re eyeing a quick getaway or a bucket-list Business Class seat.
