Updated: 31 Aug 2025
1. NRIC (Front & Back)
2. For salaried employees: Last 3 months’ computerised payslip, or latest Income Tax Notice of Assessment with latest 1 month’s computerised payslip, or latest 6 months’ CPF statement (for Singaporeans or PRs)
3. For self-employed persons: Last 2 years’ Income Tax Notice of Assessment
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.
Early repayment penalty applies
Click the “Apply Now” button on this page.
Fill in the online application form with personal and income details.
Submit required documents (not needed if you have HSBC Personal Line of Credit).
Wait for instant approval.
Upon approval, the loan is disbursed directly to your account.
You can borrow from S$1,000 up to 8 times your monthly income, capped at S$200,000.
Rates start from 2.2% p.a. (EIR 4.0% p.a.), with preferential rates for HSBC Premier customers
No, HSBC Personal Loan comes with zero processing fees.
Yes, provided you earn at least S$60,000 annually and hold a valid Employment Pass.
Yes, but early repayment incurs a fee, which will be specified in your Notification Letter.