HSBC Personal Loan

Features

SingSaver Exclusive: Enjoy annual interest rate from as low as 3.7% p.a (EIR 7% p.a) for all annual income segment of $30,000 and above.

Enjoy $0 processing fees when you apply on SingSaver today.

Get 1-min in-principle approval on HSBC Personal Loan

Maximum loan amount of up to 4x your monthly income with an annual income from S$30k to S$120k and up to 8x with an annual income of S$120 or more, or up to S$200,000.

Minimum loan amount of $5,000

Choice of a longer loan tenor of up to 7 years (Note that loan tenor of 6 - 7 years is only applicable for salaried employees)

Cash the next day in your account upon submission of complete documents for loan amount of less than $100,000

Min Income for salaried Singaporeans/PRs: S$30,000 p.a.
Min Income for foreigners residing in Singapore and self-employed/commissioned-based earner Singaporeans: S$40,000 p.a.

Early repayment fee: 2.5% of the redemption amount

Overdue interest: 2.5% + prevailing interest on overdue amount

Late payment fee: S$75 for each monthly repayment that is not received in full by the monthly repayment due date

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.

SingSaver compares the best Personal Loans in Singapore that range from 1-year to 7-year tenures. The effective interest rate (EIR) you can enjoy from the loans on our site range from 7.0% p.a. to 18.72% p.a. The EIR of your loan will depend on the annual interest rate (or bank advertised nominal interest rate) and the tenure of your loan. For example: a loan of S$10,000 over 3 years at 3.88% p.a. nominal interest would equate to monthly repayments of S$310.11, and the total cost of the loan that you pay back would be S$11,164. This is not inclusive of any administrative or processing fees that may apply.

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