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HSBC

Meeting life's biggest milestones requires a fair bit of planning. But when things don't go according to plan, you can still make things happen with an HSBC personal loan. This loan lets you borrow up to four times your monthly income, using a payment plan you can afford. With the longest loan tenor that reaches up to 7 years, you can find a payment scheme that won't strain your cash flow. Apply online to get S$50 cashback on your loan, plus a waiver on the S$88 processing fee. Or compare personal loans at SingSaver.com.sg!
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We compare loans that can be paid back over terms of between 12 months and 60 months. The effective interest rate (EIR) you will be charged depends on your personal circumstances, and will be between 8.5% p.a. and 14.94% p.a.

This is a representative example of what it may cost: a loan of S$10,000 over 36 months at 4.8% p.a. nominal interest would equate to monthly repayments of S$317.77 and the total cost of the loan that you pay back would be S$11,440.

The effective interest rate (EIR) you will be charged depends on your personal circumstances. Typically the lowest EIR charged by bank ranges between 5.0% p.a. to 20.0% p.a. depending on the choice of banks and products.

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