Best OCBC Loans in Singapore 2025
Updated: 3 Jul 2025
OCBC offers personal loans designed for speed and convenience, with fast approvals and minimal paperwork. Ideal for those needing immediate financial support, OCBC loans provide flexibility in repayment terms and competitive interest rates, making it a hassle-free option for borrowers seeking quick access to funds.
Why Trust SingSaver
Loan | Monthly Repayment | SingSaver Reward | Annual Interest Rate | Total Cost of Loan | EIR | |||
|---|---|---|---|---|---|---|---|---|
 | OCBC Personal Loan - Existing OCBC loan customers | S$928 | - | 3.80 % | S$3,420 | 7.49 % p.a. |
Loan details
OCBC Personal Loan - Existing OCBC loan customers
Monthly Repayment
S$ 928EIR
7.49 % p.a.Processing Fee
S$ 300- Existing OCBC loan customers will enjoy interest rates starting from 4.7% p.a.
- Min. loan amount: S$1,000
- Min. income for Singaporeans/PRs: S$30,000 p.a.
- Min. income for Foreigners: S$45,000 p.a.
- Processing fee: 1% of the approved loan amount
- Termination fee: 3% of outstanding principal or S$150, whichever is higher
Eligibility
Minimum Age: 21 years old
Min. Annual Income: S$20,000
Required Documents
1.. NRIC (Front & back)
2. CPF contribution history statement (latest 9 months)
3. Latest 1 year Income Tax Notice of Assessment (NOA)
4. Latest computerised payslip or salary crediting
*No additional documents required for existing EasiCredit or Credit Cards customers
Key Features
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.
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