#YourBestDay: Celebrate Love, We’ll Handle the Rest
Tie the Knot, Worry Not. From dream venues to epic honeymoons—love big, we’ll handle the bill.
Compare Wedding Loans

#YourBestDay: Celebrate Love, We’ll Handle the Rest
Tie the Knot, Worry Not. From dream venues to epic honeymoons—love big, we’ll handle the bill.
Compare Wedding Loans
Why Consider a Loan for Wedding?
Planning your dream wedding is exciting—but it can also be expensive. A wedding loan helps you:
- 💸 Easy monthly repayments
- 🏦 Enjoy lower interest than credit cards
- 🕐 Quick Approvals, Immediate Peace-of-Mind
- 💕 Focus on love, not logistics
- 🎁 Exclusive rewards from SingSaver
How Can a Personal Loan for Wedding Help You?
The total costs from all of these estimated expenses can reach up to S$15,550 - S$60,776.






Please note that the cost examples shown are estimates and may vary based on individual circumstances and current rates.
So How Much Does An “Average” Wedding Costs? With Free Interest.
Planning to marry one year after your engagement? Here’s how much you need to save each month for an average wedding—including 9% GST (as of May 2025):
Curated Personal Loans
Get up to S$1,749 when you apply for an HSBC Personal Loan with instant approval!
🏷️ Receive a S$10 Shopee Voucher when you complete and submit an eligible application. T&Cs apply | |||||
---|---|---|---|---|---|
Provider | Highest Reward | Annual Interest Rate | EIR | Processing Fee | |
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Apply Now | 🎁 Apple iPad Air (worth S$1,429) | 2.22% p.a. | 4.22% p.a. | S$0 |
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Apply Now | 💵 3% Cashback + $50 Cashback |
1.99% p.a. | 4.43% p.a. | S$300 |
![]() |
Apply Now | 🎁 Apple iPhone 16 128GB (worth S$1,299) | 1.90% p.a. | 3.63% p.a. | S$0 |
![]() |
Apply Now | 🎁 Apple iPhone 16 Pro 256GB (worth S$1,749) |
2.20% p.a. | 4.00% p.a. | S$0 |
![]() |
Apply Now | 🎁 Apple iPhone 16 Pro 128GB (worth S$1,599) |
2.68% p.a. | 5.06% p.a. | S$0 |
Trust Bank Instant Loan
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2 Offers Available


Valid until
02 June 2025


+ 9 other gift options
Valid until
01 June 2025
- LOWEST Interest Rates in the Market from 2.22% p.a. (EIR 4.22%* p.a.) with no processing or hidden fees (until 30 Nov 2024).
- Flexible repayments. Choose your desired personal loan amount and tenure. Repay with fixed instalments over 3 to 60 months.
- Fast approval in 60 seconds.
- *EIR calculated based on loan amount of S$90,000 and tenure of 60 months from 1 Jan 2024. Maximum EIR may be up to 22.34% p.a. based on your personal credit profile.
- Deposit Insurance Scheme: SGD deposits of non-bank depositors are insured by the SDIC, for up to S$100,000 in aggregate per depositor per Scheme member by law.
- Min. age requirement: 21 years old
- Minimum annual income of S$30,000 for Singaporean citizen or PR or S$60,000 for foreigners with valid work pass
Gift Options
Loan Tenure From 36 month(s) and above + loan amount from S$20,000 and above
- SingSaver #YourBestInterest Lucky Draw promotion runs from 13 May 2025, 3PM SGT to 2 June 2025.
- Promotion is valid for new and existing Trust Bank personal loan customers.
- Apply for a Trust Bank personal loan with min. amount of S$20,000 and min. tenure of 3 years to receive 2x Lucky Draw Chances.
- Lucky Draw winners will receive a reward based on their chosen reward package and approved loan amount:
- Renovation Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 IKEA Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 IKEA Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 IKEA Vouchers
- Wedding Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 SK Jewellery E-Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 SK Jewellery E-Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 SK Jewellery E-Vouchers
- Education Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 Best Denki Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 Best Denki Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 Best Denki Vouchers
- Renovation Package:
- Additionally, be one of the first 100 eligible applicants each week during the campaign period to receive S$10 Shopee Voucher on top of existing rewards.
- Terms and Conditions apply.
- Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
Gift Options
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$50,000 and above
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$30,000 to S$49,999
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$20,000 to S$29,999
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$15,000 to S$19,999
Loan Tenure From 36 months to 60 months + loan amount from S$10,000 to S$14,999
Loan Tenure From 36 months to 60 months + loan amount from S$8,000 to S$9,999
- SingSaver Exclusive Offer promotion is valid until 2 June 2025.
- Promotion is valid for new and existing Trust Bank personal loan customers.
- Apply and get approved for a Trust Bank Instant Loan with a min. amount of S$8,000 and min. tenure of 3 years to be eligible for rewards.
- Choice of reward varies depending on approved loan amount:
- Loan amount of S$8,000 – S$9,999:
- New customers will receive S$100 Cash.
- Existing customers will receive S$80 Cash.
- Loan amount of S$10,000 – S$14,999:
- New customers will receive S$150 Cash.
- Existing customers will receive S$130 Cash.
- Loan amount of S$15,000 – S$19,999:
- New customers can receive S$350 Cash or a Dyson AM07 Tower Fan (worth S$459).
- Existing customers can receive S$330 Cash or a Dyson AM07 Tower Fan (worth S$459).
- Loan amount of S$20,000 – S$29,999:
- New customers can receive S$450 Cash or a Dyson Airstrait (worth S$799).
- Existing customers can receive S$430 Cash or a Dyson Airstrait (worth S$799).
- Loan amount of S$30,000 – S$49,999:
- New customers can receive S$650 Cash or a Dyson V12 Detect Slim Fluffy (worth S$969).
- Existing customers can receive S$630 Cash or a Dyson V12 Detect Slim Fluffy (worth S$969).
- Loan amount of S$50,000 and above:
- New customers can receive S$1,250 Cash or an Apple iPad Air (M3) 13” WiFi + Cellular 128GB (worth S$1,429).
- Existing customers can receive S$1,230 Cash or an Apple iPad Air (M3) 13” WiFi + Cellular 128GB (worth S$1,429).
- Loan amount of S$8,000 – S$9,999:
- Terms and Conditions apply.
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.
-
Early repayment fee: S$ 15
-
Late repayment fee: S$ 100
1. Download the Trust App and navigate to the Instant Loan section
2. Fill out an application and submit all required documents
3. Wait for approval of personal loan
1. NRIC (Front & Back)
2. Salaried employees: Latest month’s computerised payslip or latest 6 months’ CPF contribution history statement
3. Self-employed individuals: Last 2 years’ Income Tax Notice of Assessment
4. Commission-based earners: Latest 3 months payslip or latest 6 months' CPF contribution history statement
DBS Personal Loan

2 Offers Available


Valid until
02 June 2025


Valid until
31 July 2025


Valid until
31 July 2025


Valid until
31 July 2025
- Enjoy personalised rates from as low as 1.99% p.a. (EIR 4.17% p.a.)
- Borrow up to 4x your monthly salary if you earn less than S$120,000 annually, or up to 10x if you earn more than S$120,000 annually
- Min. loan amount of S$500
- Tenure: 6 months to 5 years
- Min. income for Singaporeans/PRs: S$20,000 p.a.
- Apply via SingSaver and get your loan approved and disbursed instantly into your DBS/POSB account
- 1.99% p.a. loan rates only applicable for loan tenure of 36 months and above. Also for selected customers only.
- Processing fee: From 1% of the approved loan amount
- Early repayment fee: S$250
- Late payment fee: S$100 for personal loan on DBS/POSB credit card, S$120 for personal loan on DBS/POSB Cashline
Gift Options
Loan Tenure From 36 month(s) and above + loan amount from S$20,000 and above
- SingSaver #YourBestInterest Lucky Draw promotion runs from 13 May 2025, 3PM SGT to 2 June 2025.
- Promotion is valid for new and existing DBS / POSB personal loan customers.
- Apply for a DBS or POSB personal loan with min. amount of S$20,000 and min. tenure of 3 years to receive 1x Lucky Draw Chance.
- Lucky Draw winners will receive a reward based on their chosen reward package and approved loan amount:
- Renovation Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 IKEA Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 IKEA Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 IKEA Vouchers
- Wedding Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 SK Jewellery E-Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 SK Jewellery E-Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 SK Jewellery E-Vouchers
- Education Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 Best Denki Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 Best Denki Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 Best Denki Vouchers
- Renovation Package:
- Additionally, be one of the first 100 eligible applicants each week during the campaign period to receive S$10 Shopee Voucher on top of existing rewards.
- Terms and Conditions apply.
- Promotion is stackable with Welcome Offer (additional T&Cs apply).
Gift Options
Loan tenure from 36 months and above + loan amount from S$50,000 and above
Loan tenure from 36 months and above + loan amount from S$30,000 to S$49,999
Loan tenure from 36 months and above + loan amount from S$10,000 to S$29,999
- Exclusive Offer is valid until 31 July 2025.
- Promotion is valid for new and existing DBS/POSB personal loan customers.
- Apply and get approved for a DBS or POSB personal loan using promo code DBSSINGSAVER with min. amount of S$10,000 and min. tenure of 36 months to be eligible for reward.
- Reward amount varies depending on approved loan amount:
- (S$10,000 – S$49,999): 2% Cashback + S$50 Cashback
- (S$50,000 and above): 3% Cashback + S$50 Cashback
- Promotion is not stackable with other offers from SingSaver.
- Terms and Conditions apply.
-
Early repayment fee: S$ 250
-
Late repayment fee: S$ 100
1. Go to DBS site and click “Apply now” under Personal Loans
2. Log in using your card or ibanking details
3. Fill out and submit all required documents
4. An SMS will confirm if your loan has been approved
5. An approval letter will be mailed to you as well
Note: Applications can be done also via Singpass Myinfo on DBS' website
1. NRIC (Front & Back)
2. CPF contribution history statement (latest 12 months)
3. Latest 1 year Income Tax Notice of Assessment (NOA)
4. Latest computerised payslip or salary crediting into a DBS/POSB account
Standard Chartered CashOne Personal Loan

2 Offers Available


Valid until
02 June 2025


+ 9 other gift options
Valid until
02 June 2025
- Enjoy interest rates from as low as 1.9% p.a. (EIR: 3.63% p.a.) for longer tenures. Get instant loan approval and cash disbursement in as quick as 15 minutes to your designated bank account.
- Enjoy a 5-year annual fee waiver on your Standard Chartered Platinum Visa credit card
- Min. loan amount of S$1,000
- Max. loan amount of up to 4X monthly salary, capped at S$250,000
- Waiver of S$50 annual fee (from 2nd year till expiry of loan) if all instalments for the year are paid on or before the due dateMax. loan amount of up to 4X monthly salary, capped at S$250,000
- Read our full review of the Standard Chartered CashOne Personal Loan
- First year annual fee: S$199
- Early repayment fee: S$150 or 3% of the outstanding principal, whichever is higher
- Change of tenure: S$50 per change
- Late payment fee: S$100
Gift Options
Loan Tenure From 36 month(s) and above + loan amount from S$20,000 and above
- SingSaver #YourBestInterest Lucky Draw promotion runs from 13 May 2025, 3PM SGT to 2 June 2025.
- Promotion is valid for new and existing Standard Chartered personal loan customers.
- Apply for a Standard Chartered personal loan with min. amount of S$20,000 and min. tenure of 3 years to receive 1x Lucky Draw Chance.
- Lucky Draw winners will receive a reward based on their chosen reward package and approved loan amount:
- Renovation Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 IKEA Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 IKEA Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 IKEA Vouchers
- Wedding Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 SK Jewellery E-Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 SK Jewellery E-Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 SK Jewellery E-Vouchers
- Education Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 Best Denki Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 Best Denki Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 Best Denki Vouchers
- Renovation Package:
- Additionally, be one of the first 100 eligible applicants each week during the campaign period to receive S$10 Shopee Voucher on top of existing rewards.
- Terms and Conditions apply.
- Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
Gift Options
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$50,000 and above
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$30,000 to S$49,999
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$20,000 to S$29,999
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$15,000 to S$19,999
Loan Tenure From 36 months to 60 months + loan amount from S$10,000 to S$14,999
Loan Tenure From 36 months to 60 months + loan amount from S$8,000 to S$9,999
- SingSaver Exclusive Offer promotion is valid until 2 June 2025.
- Promotion is valid for new and existing Standard Chartered personal loan customers.
- Apply and get approved for a Standard Chartered CashOne personal loan with a min. amount of S$8,000 and min. tenure of 3 years to be eligible for reward.
- Choice of reward varies depending on approved loan amount:
- (S$8,000 – S$9,999): S$120 Cash via PayNow
- (S$10,000 – S$14,999): S$180 Cash via PayNow
- (S$15,000 – S$19,999): S$310 Cash via PayNow or Dyson AM07 Tower Fan (worth S$449)
- (S$20,000 – S$29,999): S$410 Cash via PayNow or Apple Watch Series 10 GPS 42mm (worth S$599)
- (S$30,000 – S$49,999): S$610 Cash via PayNow or Apple iPad A16 11” WiFi 256GB (worth S$649)
- (S$50,000 and above): S$1,200 Cash via PayNow or Apple iPhone 16 128GB (worth S$1,299)
- Terms and Conditions apply
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.
-
Early repayment fee: S$ 150
-
Late repayment fee: S$ 100
1. Go to Standard Chartered's website and click "Apply Now” button under Personal Loans
2. Fill out an application and submit all required documents
3. Wait for approval of personal loan from Standard Chartered
1. NRIC (Front & Back)
2. Salaried employees: Latest month’s computerised payslip or latest 6 months’ CPF contribution history statement
3. Self-employed individuals: Last 2 years’ Income Tax Notice of Assessment
4. Commission-based earners: Latest 3 months payslip or latest 6 months' CPF contribution history statement
HSBC Personal Loan

2 Offers Available


Valid until
02 June 2025


+ 9 other gift options
Valid until
02 June 2025
- One of the lowest interest rates from 2.20% p.a (EIR 4.00% p.a) for those earning min. S$30,000 annually. Rates provided are customised and might differ from what’s displayed here.
- No processing fees
- Instant disbursement upon approval to an HSBC bank account
- Get a 1-minute in-principle approval on your HSBC Personal Loan
- Max. loan amount equal to 90/95% of approved credit limit at time of application
- Min. loan amount of S$1,000
- Option to borrow at a slightly longer loan tenure of 7 years
- Early repayment fee: 2.5% of the repayment amount
- Overdue interest: 2.5% + prevailing interest on overdue amount
- Late payment fee: S$75 for each monthly repayment that is not received in full by the monthly due date
Gift Options
Loan Tenure From 36 month(s) and above + loan amount from S$20,000 and above
- SingSaver #YourBestInterest Lucky Draw promotion runs from 13 May 2025, 3PM SGT to 2 June 2025.
- Promotion is valid for new and existing HSBC personal loan customers.
- Apply for an HSBC personal loan with min. amount of S$20,000 and min. tenure of 3 years to receive 1x Lucky Draw Chance.
- Lucky Draw winners will receive a reward based on their chosen reward package and approved loan amount:
- Renovation Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 IKEA Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 IKEA Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 IKEA Vouchers
- Wedding Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 SK Jewellery E-Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 SK Jewellery E-Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 SK Jewellery E-Vouchers
- Education Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 Best Denki Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 Best Denki Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 Best Denki Vouchers
- Renovation Package:
- Additionally, be one of the first 100 eligible applicants each week during the campaign period to receive S$10 Shopee Voucher on top of existing rewards.
- Terms and Conditions apply.
- Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
Gift Options
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$50,000 and above
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$30,000 to S$49,999
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$20,000 to S$29,999
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$15,000 to S$19,999
Loan Tenure From 36 months to 60 months + loan amount from S$10,000 to S$14,999
Loan Tenure From 36 months to 60 months + loan amount from S$8,000 to S$9,999
- SingSaver Exclusive Offer promotion is valid until 2 June 2025.
- Promotion is valid for new and existing HSBC personal loan customers.
- Apply and get approved for an HSBC Personal Loan with a min. amount of S$8,000 and min. tenure of 3 years to be eligible for rewards.
- Choice of reward varies depending on approved loan amount:
- (S$8,000 – S$9,999): S$100 Cash via PayNow
- (S$10,000 – S$14,999): S$130 Cash via PayNow
- (S$15,000 – S$19,999): S$210 Cash via PayNow or Apple Airpods Pro Gen 2 With Magsafe Charging Case (worth S$349)
- (S$20,000 – S$29,999): S$280 Cash via PayNow or Apple Watch Series 10 GPS 42mm (worth S$599)
- (S$30,000 – S$49,999): S$450 Cash via PayNow or Dyson Airstrait hair straightener (worth S$799)
- (S$50,000 and above): S$1,100 Cash via PayNow or Apple iPhone 16 Pro 256GB (worth S$1,749)
- Terms and Conditions apply.
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.
-
Early repayment fee: 2.5 %
-
Late repayment fee: S$ 75
1. Go to HSBC's website and click “Apply Now” under Personal Loans
2. Fill out an application and submit the required documents
3. Wait for approval from HSBC
1. NRIC (Front & Back)
2. For salaried employees: Last 3 months’ computerised payslip, or latest Income Tax Notice of Assessment with latest 1 month’s computerised payslip, or latest 6 months’ CPF statement (for Singaporeans or PRs)
3. For self-employed persons: Last 2 years’ Income Tax Notice of Assessment
CIMB Personal Loan

2 Offers Available


Valid until
02 June 2025


+ 9 other gift options
Valid until
02 June 2025
- Receive cash instantly upon approval
- Enjoy attractive interest rates from as low as 2.80% p.a. only and zero processing fees* (EIR from 5.28% p.a.) for 3-5 years
- Min. loan amount of S$2,000
- Min. income for Singaporeans/PRs: S$20,000 p.a.; Min. income for Malaysians (Non-PR): S$30,000
- Early termination fee: 3% of outstanding loan amount or S$250, whichever is higher
- Late payment fee: S$100
Gift Options
Loan Tenure From 36 month(s) and above + loan amount from S$20,000 and above
- SingSaver #YourBestInterest Lucky Draw promotion runs from 13 May 2025, 3PM SGT to 2 June 2025.
- Promotion is valid for new and existing CIMB personal loan customers.
- Apply for a CIMB personal loan with min. amount of S$20,000 and min. tenure of 3 years to receive 1x Lucky Draw Chance.
- Lucky Draw winners will receive a reward based on their chosen reward package and approved loan amount:
- Renovation Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 IKEA Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 IKEA Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 IKEA Vouchers
- Wedding Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 SK Jewellery E-Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 SK Jewellery E-Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 SK Jewellery E-Vouchers
- Education Package:
- (S$20,000 – S$29,999): S$1,000 Cash + S$1,000 Best Denki Vouchers
- (S$30,000 – S$49,999): S$1,500 Cash + S$1,000 Best Denki Vouchers
- (S$50,000 and above): S$2,000 Cash + S$1,000 Best Denki Vouchers
- Renovation Package:
- Additionally, be one of the first 100 eligible applicants each week during the campaign period to receive S$10 Shopee Voucher on top of existing rewards.
- Terms and Conditions apply.
- Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
Gift Options
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$50,000 and above
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$30,000 to S$49,999
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$20,000 to S$29,999
Loan Tenure From 36 month(s) to 60 month(s) + loan amount from S$15,000 to S$19,999
Loan Tenure From 36 months to 60 months + loan amount from S$10,000 to S$14,999
Loan Tenure From 36 months to 60 months + loan amount from S$8,000 to S$9,999
- SingSaver Exclusive Offer promotion is valid until 2 June 2025.
- Promotion is valid for new and existing CIMB personal loan customers.
- Apply and get approved for a CIMB Personal Loan with a min. amount of S$8,000 and min. tenure of 3 years to be eligible for rewards.
- Choice of reward varies depending on approved loan amount:
- (S$8,000 – S$9,999): S$100 Cash via PayNow
- (S$10,000 – S$14,999): S$200 Cash via PayNow
- (S$15,000 – S$19,999): S$400 Cash via PayNow or Apple iPad (A16) 11" WiFi 128GB (worth S$499)
- (S$20,000 – S$29,999): S$500 Cash via PayNow or Dyson Supersonic™ hair dryer (worth S$649)
- (S$30,000 – S$49,999): S$700 Cash via PayNow or Apple Watch Series 10 GPS + Cellular 42mm (worth S$739)
- (S$50,000 and above): S$1,350 Cash via PayNow or Apple iPhone 16 Pro 128GB (worth S$1,599)
- Terms and Conditions apply.
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval. Terms and Conditions apply.
-
Early repayment fee: S$ 250
-
Late repayment fee: S$ 100
- Click "Apply Now" on CIMB Personal Loan Listing
- Complete the application via Singpass Myinfo and submit the required documents
- Wait for approval for CIMB
- NRIC (Front & Back)
- Salaried Employees: Latest computerised payslip or latest CPF/NOA statements
- Self-Employed: Latest 2 years' NOA
- Commissioned/Variable Income Earners: Latest CPF/NOA statements
For Malaysians, you will need to provide the following supporting documents in the application:
- Malaysian NRIC
- Passport (minimum 6 months validity
- latest 3 months pay slip
- Foreign Exchange Notice Declaration Form
Here's Your Chance to Win Your Entire Loan Interest Paid For! 🎉

Step 1:Apply
Ensure your loan amount is at least S$20,000 with a minimum tenure of 3 years to be eligible.

Step 2:Submit
Complete the redemption form within 3 days of your application.

Step 3:Weekly Draw – Win Interest-Free!
Once your loan is approved, you’ll receive the SingSaver reward you selected during redemption — plus, stand a chance to have your full interest covered (worth up to S$3,000)!
T&Cs apply
Apply & Win
💍 What Is a Personal Loan for Wedding & How Does It Work?
A wedding loan is typically an unsecured personal loan designed to help couples manage wedding-related expenses—no collateral needed. It provides financial breathing room so you can plan your perfect day, covering everything from venue deposits and catering to bridal wear, transportation, and even your dream honeymoon.
Beyond just convenience, wedding loans offer an efficient way to manage large upfront costs while preserving your savings for what comes next—like building your first home or starting a family.
Consideration When Taking a Loan for Wedding:
Flexible Loan Amounts
Borrowing power depends on your income and creditworthiness. Some lenders offer up to 4–10x your monthly salary, subject to overall caps.
Fixed Rates
Typical fixed rates range from 1.90% to 5.54% p.a., based on your credit profile.
Customisable Repayment Periods
Most loans offer tenures of 1 to 7 years, giving you the freedom to choose a repayment schedule that fits your lifestyle and financial plans.
🕵️ 6 Tips for Choosing the Best Loan for Wedding in Singapore

Compare interest rates

Check for hidden fees

Pick a repayment term that suits your cash flow

Look for perks: cashback, free gifts, 0% processing

Use a loan calculator to plan your budget

Read user reviews and lender ratings
💌 Personal Loan for Wedding Articles & Planning Tips
Read the latest news about wedding loan in Singapore and the best money saving tips.
💬 Real Stories & Expert Advice
Love meets logic – hear from couples who made it happen, and get trusted advice from the pros.
Expert Advice >
- Don’t borrow more than you can comfortably repay in 6–12 months of your combined income. Budget your day, not your dreams.
- Always compare effective interest rates (EIR), not just advertised ones. What looks cheap upfront may cost more long term.
- Use tools like a wedding budget planner and loan calculator to test different scenarios before applying.
Wedding Location
“We didn’t want to compromise on our dream wedding, but we were worried about the costs. SingSaver helped us secure the perfect venue and enjoy our honeymoon in peace.”
“It felt risky at first, but SingSaver gave us insights to make the right decisions. We had the day we always wanted—without wiping our savings.”
Wedding Fits
“We used the wedding loan we got from SingSaver to cover our bridal outfits and photography. Everything went smoothly, and we even got cashback!”
Need help with personal loan for your wedding?
We know diving into a personal loan can feel overwhelming—that’s why we’ve answered your most common questions and broken down each step, so you can plan your dream wedding with confidence.
📘 Glossary of Personal Loan Terms
Term | What It Means |
---|---|
Principal | The original loan amount you borrow, excluding interest and fees. |
Interest Rate | The percentage charged on the principal amount, usually quoted as an annual rate (p.a.). |
Effective Interest Rate (EIR) | A more accurate reflection of the true cost of the loan, including processing fees and how the interest is calculated on a reducing balance. |
Flat Interest Rate | Interest is calculated on the full loan amount for the entire tenure, not on the reducing balance. Usually results in higher overall cost. |
Tenure | The duration over which you’ll repay the loan, typically ranging from 1 to 5 years. |
Monthly Instalment | The fixed monthly payment that includes a portion of the principal and interest. |
Total Debt Servicing Ratio (TDSR) | A regulation that limits your total monthly debt obligations to 55% of your gross monthly income. |
Unsecured Loan | A loan that does not require collateral, such as a renovation or personal loan. |
Processing Fee | A one-time administrative charge (typically 1–2%) deducted from the approved loan amount. |
Disbursement | The release of loan funds to your bank account or directly to a vendor (e.g. contractor). |
Early Repayment Fee | A fee charged if you repay the loan in full before the end of the agreed tenure. |
Late Payment Fee | A penalty charged if you miss or delay a monthly instalment. |
Credit Score | A rating based on your credit history that lenders use to assess your loan eligibility and risk. |
Guarantor | A third party who agrees to repay the loan if the borrower defaults (rare for personal loans, more common in education loans). |
Revolving Credit Facility (RCF) | Unlike a personal loan, an RCF lets you borrow repeatedly up to a set limit (e.g. credit card or credit line). |
Debt Consolidation Plan (DCP) | A structured program that combines multiple high-interest debts into one manageable loan. |
Letter of Offer | A formal loan approval document outlining the terms, conditions, and disbursement details. |
How to Apply & What Are the Requirements?
To apply, make sure you:
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Are a Singapore citizen or PR, aged 21–65
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Have a minimum annual income of S$20,000–30,000
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Prepare your:
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NRIC
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Income proof (CPF/payslips)
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Proof of employment
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How do personal loans work?
A personal loan provides you with a lump sum of money that you repay with interest over a set period. You'll make regular monthly repayments until the loan is fully repaid.
How long does it take to get a personal loan?
When it comes to how long it takes to get a personal loan, approval and disbursement time can vary between lenders. Some lenders offer same-day or next-day approval and disbursement, while others may take a few days to process your application. However, before taking on a loan, it is important to know if you’re eligible. Pre-qualify with SingSaver to save time and avoid applying for loans you’re unlikely to get.
Can foreigners get a loan in Singapore?
Yes, foreigners can apply for personal loans in Singapore, but they may have to meet additional eligibility criteria, such as having a valid work pass and a minimum income.
How does a personal loan affect your credit score?
Taking out a personal loan can affect your credit score in both positive and negative ways. Making timely repayments can improve your credit score, while late payments or defaulting on the loan can negatively impact your score.