Win 0% Interest + Get Up to S$1,749 In Rewards

#YourBestDay: Celebrate Love, We’ll Handle the Rest

Tie the Knot, Worry Not. From dream venues to epic honeymoons—love big, we’ll handle the bill.

Compare Wedding Loans

shutterstock_2145073115
Win 0% Interest + Get Up to S$1,749 In Rewards

#YourBestDay: Celebrate Love, We’ll Handle the Rest

Tie the Knot, Worry Not. From dream venues to epic honeymoons—love big, we’ll handle the bill.

Compare Wedding Loans

Why Consider a Loan for Wedding?

Planning your dream wedding is exciting—but it can also be expensive. A wedding loan helps you:

  • 💸 Easy monthly repayments
  • 🏦 Enjoy lower interest than credit cards
  • 🕐 Quick Approvals, Immediate Peace-of-Mind
  • 💕 Focus on love, not logistics
  • 🎁 Exclusive rewards from SingSaver

How Can a Personal Loan for Wedding Help You?


The total costs from all of these estimated expenses can reach up to S$15,550 - S$60,776.

Please note that the cost examples shown are estimates and may vary based on individual circumstances and current rates.

So How Much Does An “Average” Wedding Costs? With Free Interest.

Planning to marry one year after your engagement? Here’s how much you need to save each month for an average wedding—including 9% GST (as of May 2025):

S$32,700 (minimum + GST)
÷
12 months
=
S$2,725 a month

Curated Personal Loans

Get up to S$1,749 when you apply for an HSBC Personal Loan with instant approval!

🏷️ Receive a S$10 Shopee Voucher when you complete and submit an eligible application. T&Cs apply
Provider   Highest Reward Annual Interest Rate  EIR Processing Fee
image_url_2023-08-02_Trust SA logo test Apply Now 🎁 Apple iPad Air (worth S$1,429) 2.22% p.a. 4.22% p.a. S$0
DBS_Bank_logo_logotype-1024x360-1 Apply Now 💵 3% Cashback + $50 Cashback
1.99% p.a. 4.43% p.a. S$300
SCB-Logo (1)-1 Apply Now 🎁 Apple iPhone 16 128GB (worth S$1,299) 1.90% p.a. 3.63% p.a. S$0
2560px-HSBC_logo_(2018).svg-2 Apply Now 🎁 Apple iPhone 16 Pro 256GB (worth S$1,749)
2.20% p.a. 4.00% p.a. S$0
cimblogo Apply Now 🎁 Apple iPhone 16 Pro 128GB (worth S$1,599)
2.68% p.a. 5.06% p.a. S$0
Default Repayment $50000 to be repaid in 36 months
$
edit
$ 30,000
$ 50,000
mth
edit
36 mth
60 mth
Loan Approval in 60 Seconds Flexible Repayment

Trust Bank Instant Loan

Trust Bank Instant Loan
Monthly repayment S$
Annual Interest Rate
 %
EIR
 % p.a.
Total repayment
S$

2 Offers Available

SingSaver #YourBestInterest Lucky Draw
Get 2x chances to have your interest covered!
Get 2x chances to have your interest covered!

Valid until

02 June 2025

Get up to S$1,429 in cashback & rewards
Apple iPad Air M3 11
Apple iPad Air M3 11" WiFi + Cellular 128GB (worth S$1429)

+ 9 other gift options

Valid until

01 June 2025

DBS Personal Loan

DBS Personal Loan
Monthly repayment S$
Annual Interest Rate
 %
EIR
 % p.a.
Total repayment
S$

2 Offers Available

SingSaver #YourBestInterest Lucky Draw
Get 1x chance to have your interest covered!
Get 1x chance to have your interest covered!

Valid until

02 June 2025

Exclusive Offer
3% Cashback + S$50 Cashback
3% Cashback + S$50 Cashback

Valid until

31 July 2025

Exclusive Offer
2% Cashback + S$50 Cashback
2% Cashback + S$50 Cashback

Valid until

31 July 2025

Exclusive Offer
2% Cashback + S$50 Cashback
2% Cashback + S$50 Cashback

Valid until

31 July 2025

Standard Chartered CashOne Personal Loan

Standard Chartered CashOne Personal Loan
Monthly repayment S$
Annual Interest Rate
 %
EIR
 % p.a.
Total repayment
S$

2 Offers Available

SingSaver #YourBestInterest Lucky Draw
Get 1x chance to have your interest covered!
Get 1x chance to have your interest covered!

Valid until

02 June 2025

Get up to S$1,299 in cashback & rewards
Apple iPhone 16 128GB (worth S$1,299)
Apple iPhone 16 128GB (worth S$1,299)

+ 9 other gift options

Valid until

02 June 2025

EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHERE Instant Approval Up To 7-Year Tenure Instant Loan Disbursement

HSBC Personal Loan

HSBC Personal Loan
Monthly repayment S$
Annual Interest Rate
 %
EIR
 % p.a.
Total repayment
S$

2 Offers Available

SingSaver #YourBestInterest Lucky Draw
Get 1x chance to have your interest covered!
Get 1x chance to have your interest covered!

Valid until

02 June 2025

Get up to S$1,749 in cashback & rewards
Apple iPhone 16 Pro 256GB (worth S$1,749)
Apple iPhone 16 Pro 256GB (worth S$1,749)

+ 9 other gift options

Valid until

02 June 2025

Instant Loan Disbursement No Processing Fee S$20,000 Min Annual Income Up to 5-Year Loan Tenure

CIMB Personal Loan

CIMB Personal Loan
Monthly repayment S$
Annual Interest Rate
 %
EIR
 % p.a.
Total repayment
S$

2 Offers Available

SingSaver #YourBestInterest Lucky Draw
Get 1x chance to have your interest covered!
Get 1x chance to have your interest covered!

Valid until

02 June 2025

Get up to S$1,599 in cashback & rewards
Apple iPhone 16 Pro 128GB (worth S$1,599)
Apple iPhone 16 Pro 128GB (worth S$1,599)

+ 9 other gift options

Valid until

02 June 2025

Here's Your Chance to Win Your Entire Loan Interest Paid For! 🎉

Step 1

Step 1:Apply
Ensure your loan amount is at least S$20,000 with a minimum tenure of 3 years to be eligible.

Step 2-2

Step 2:Submit
Complete the redemption form within 3 days of your application.

Step 3

Step 3:Weekly Draw – Win Interest-Free!
Once your loan is approved, you’ll receive the SingSaver reward you selected during redemption — plus, stand a chance to have your full interest covered (worth up to S$3,000)!
T&Cs apply

Apply & Win

💍 What Is a Personal Loan for Wedding & How Does It Work?

A wedding loan is typically an unsecured personal loan designed to help couples manage wedding-related expenses—no collateral needed. It provides financial breathing room so you can plan your perfect day, covering everything from venue deposits and catering to bridal wear, transportation, and even your dream honeymoon.

Beyond just convenience, wedding loans offer an efficient way to manage large upfront costs while preserving your savings for what comes next—like building your first home or starting a family.

Consideration When Taking a Loan for Wedding:

Flexible Loan Amounts
expand_more

Borrowing power depends on your income and creditworthiness. Some lenders offer up to 4–10x your monthly salary, subject to overall caps.

Fixed Rates
expand_more

Typical fixed rates  range from 1.90% to 5.54% p.a., based on your credit profile.

Customisable Repayment Periods
expand_more

Most loans offer tenures of 1 to 7 years, giving you the freedom to choose a repayment schedule that fits your lifestyle and financial plans.

🕵️ 6 Tips for Choosing the Best Loan for Wedding in Singapore

compare

Compare interest rates

hiddenfee

Check for hidden fees

pick

Pick a repayment term that suits your cash flow

lookperks

Look for perks: cashback, free gifts, 0% processing

calculator

Use a loan calculator to plan your budget

review

Read user reviews and lender ratings

💌 Personal Loan for Wedding Articles & Planning Tips

Read the latest news about wedding loan in Singapore and the best money saving tips.

💬 Real Stories & Expert Advice

Love meets logic – hear from couples who made it happen, and get trusted advice from the pros.


Expert Advice
>
  • Don’t borrow more than you can comfortably repay in 6–12 months of your combined income. Budget your day, not your dreams.
  • Always compare effective interest rates (EIR), not just advertised ones. What looks cheap upfront may cost more long term.
  • Use tools like a wedding budget planner and loan calculator to test different scenarios before applying.

Wedding Location

“We didn’t want to compromise on our dream wedding, but we were worried about the costs. SingSaver helped us secure the perfect venue and enjoy our honeymoon in peace.”

Risky but Worth It

“It felt risky at first, but SingSaver gave us insights to make the right decisions. We had the day we always wanted—without wiping our savings.”

Wedding Fits

“We used the wedding loan we got from SingSaver to cover our bridal outfits and photography. Everything went smoothly, and we even got cashback!”

Need help with personal loan for your wedding?

We know diving into a personal loan can feel overwhelming—that’s why we’ve answered your most common questions and broken down each step, so you can plan your dream wedding with confidence.

📘 Glossary of Personal Loan Terms

expand_more
Term What It Means
Principal The original loan amount you borrow, excluding interest and fees.
Interest Rate The percentage charged on the principal amount, usually quoted as an annual rate (p.a.).
Effective Interest Rate (EIR) A more accurate reflection of the true cost of the loan, including processing fees and how the interest is calculated on a reducing balance.
Flat Interest Rate Interest is calculated on the full loan amount for the entire tenure, not on the reducing balance. Usually results in higher overall cost.
Tenure The duration over which you’ll repay the loan, typically ranging from 1 to 5 years.
Monthly Instalment The fixed monthly payment that includes a portion of the principal and interest.
Total Debt Servicing Ratio (TDSR) A regulation that limits your total monthly debt obligations to 55% of your gross monthly income.
Unsecured Loan A loan that does not require collateral, such as a renovation or personal loan.
Processing Fee A one-time administrative charge (typically 1–2%) deducted from the approved loan amount.
Disbursement The release of loan funds to your bank account or directly to a vendor (e.g. contractor).
Early Repayment Fee A fee charged if you repay the loan in full before the end of the agreed tenure.
Late Payment Fee A penalty charged if you miss or delay a monthly instalment.
Credit Score A rating based on your credit history that lenders use to assess your loan eligibility and risk.
Guarantor A third party who agrees to repay the loan if the borrower defaults (rare for personal loans, more common in education loans).
Revolving Credit Facility (RCF) Unlike a personal loan, an RCF lets you borrow repeatedly up to a set limit (e.g. credit card or credit line).
Debt Consolidation Plan (DCP) A structured program that combines multiple high-interest debts into one manageable loan.
Letter of Offer A formal loan approval document outlining the terms, conditions, and disbursement details.

How to Apply & What Are the Requirements?

expand_more

To apply, make sure you:

  • Are a Singapore citizen or PR, aged 21–65

  • Have a minimum annual income of S$20,000–30,000

  • Prepare your:

    • NRIC

    • Income proof (CPF/payslips)

    • Proof of employment

How do personal loans work?

expand_more

A personal loan provides you with a lump sum of money that you repay with interest over a set period. You'll make regular monthly repayments until the loan is fully repaid.

How long does it take to get a personal loan?

expand_more

When it comes to how long it takes to get a personal loan, approval and disbursement time can vary between lenders. Some lenders offer same-day or next-day approval and disbursement, while others may take a few days to process your application. However, before taking on a loan, it is important to know if you’re eligible. Pre-qualify with SingSaver to save time and avoid applying for loans you’re unlikely to get.

Can foreigners get a loan in Singapore?

expand_more

Yes, foreigners can apply for personal loans in Singapore, but they may have to meet additional eligibility criteria, such as having a valid work pass and a minimum income.

How does a personal loan affect your credit score?

expand_more

Taking out a personal loan can affect your credit score in both positive and negative ways. Making timely repayments can improve your credit score, while late payments or defaulting on the loan can negatively impact your score.