Best Travel Insurance with Covid-19 Coverage in Singapore 2025: A Comprehensive Guide
Updated: 8 Jul 2025
Product Name | Hot Reward Pick | SingSaver Reward | |||
|---|---|---|---|---|---|
 | Starr TraveLead Comprehensive with COVID-19 Coverage (Bronze Plan) | - | |||
 | FWD Premium | S$30 | |||
 | Singlife Travel Prestige | S$50 | |||
 | AIG Travel Guard® Direct - Supreme (Annual) | - | - | ||
 | Great TravelCare - Platinum | S$40 | |||
 | MSIG Premier Plan | - | - |
- Comprehensive coverage for families
- High post-trip local medical coverage
- Comprehensive medical coverage
- Coverage for large groups
- Complimentary lounge access if your flight is delayed. Terms and conditions apply.
Understanding Travel Insurance with Covid Coverage in Singapore
Travel is back in 2024, and Covid-19 has changed how we think about travel insurance. Let's look into what travel insurance with Covid cover in Singapore includes.
What is Covid-19 travel insurance?
Covid-19 travel insurance is a special policy that covers you against risks linked to the pandemic. It usually includes coverage for medical bills, trip cancellations, and costs for quarantine because of Covid-19. Many people now look for insurance that covers pre-existing conditions and Covid-19 for full protection, ensuring they can enjoy their char kway teow abroad without worry.
Why is it essential for travellers in 2024?
Even with vaccination efforts, Covid-19 still affects travel. The right insurance means you're safe from unexpected health problems and travel issues. It's smart to look at different options to find the cheapest travel insurance with Covid cover that fits your needs, especially if you're planning to visit Marina Bay Sands or other iconic landmarks.
Key features to look for in Covid-19 travel policies
When picking travel insurance for Covid-19, think about these key features:
-
Medical coverage for Covid-19 treatment
-
Trip cancellation or curtailment due to Covid-19
-
Quarantine allowance
-
Coverage for pre-existing conditions
-
Emergency evacuation
|
Feature |
Importance |
Typical Coverage |
|---|---|---|
|
Medical Coverage |
High |
S$250,000 - S$1,000,000 |
|
Trip Cancellation |
Medium |
S$5,000 - S$15,000 |
|
Quarantine Allowance |
Medium |
S$50 - S$150 per day |
|
Pre-existing Conditions |
Varies |
Limited or excluded |
|
Emergency Evacuation |
High |
S$500,000 - Unlimited |
Understanding these key points helps you choose the right travel insurance with Covid coverage for your next trip from Singapore.
Top Providers Offering Travel Insurance with Covid Coverage
Looking for the best Covid travel insurance in Singapore? You'll find top providers like AIG, Allianz, and NTUC Income. They offer great policies with Covid-19 coverage. This gives you peace of mind for your 2024 travels, whether you're planning to chope a seat at a hawker centre abroad or explore foreign lands.
Let's compare their travel insurance for Covid-19. AIG's Travel Guard covers medical costs and trip cancellations due to Covid-19. Allianz includes emergency medical care and money for quarantine. NTUC Income also offers these benefits, plus coverage for Covid-related flight delays.
Prices differ among these providers, so comparing is smart. Check the coverage limits, excess fees, and special features each policy has. The cheapest isn't always the best. Think about all the benefits to pick the right policy for your travel needs and budget.
Choosing these top insurers means you get full protection against Covid-19 issues. This extra security lets you enjoy your trip. You'll know you're covered if unexpected things happen, allowing you to fully enjoy your overseas adventures, from trying exotic milo dinosaur variations to exploring new sights.
Frequently Asked Questions (FAQs)
Covid-19 travel insurance covers risks and costs linked to the pandemic while you're away. It includes medical help for Covid-19, trip cancellations or cuts due to Covid-19, and extra costs like staying in quarantine.
The pandemic still poses risks for many travellers in 2024. A policy with Covid-19 coverage gives you peace of mind. It protects you financially against unexpected medical bills, trip problems, or Covid-related issues.
Look for policies with Covid-19 treatment, trip cancellations or cuts, quarantine help, emergency evacuations, and repatriation. Check the coverage limits, deductibles, and Covid-19 exclusions or limits too.
Top providers in Singapore for Covid-19 travel insurance include AIG, Allianz, and NTUC Income. They offer wide coverage for pandemic risks, like medical costs, trip cancellations, and quarantine help.
Compare policies by looking at medical expense limits, trip cancellation or interruption benefits, and quarantine help. Also, check the policy's value, including the cost, deductibles, and extra benefits beyond Covid-19 coverage.
Some travel insurance policies in Singapore offer integration with loyalty programs like KrisFlyer. Check if your policy allows you to earn miles on your insurance purchase or if it provides special coverage for trips booked with KrisFlyer miles.
Yes, some insurers in Singapore offer policies that cover both Covid-19 and pre-existing conditions. However, these policies may be more expensive and have specific terms. It's important to declare your pre-existing conditions and carefully read the policy details.
Even if you're fully vaccinated, travel insurance with Covid-19 coverage is still recommended. Vaccines reduce your risk, but you can still contract Covid-19 or face travel disruptions due to the pandemic. The insurance provides financial protection against these possibilities.
Many travel insurance policies in Singapore offer a daily allowance if you're required to quarantine due to Covid-19. This can help cover additional accommodation and meal costs. Check the policy for specific daily limits and maximum coverage periods.
Generally, cancelling a trip due to fear of Covid-19 isn't covered. However, if you contract Covid-19 before your trip or if there's a government advisory against travel to your destination, many policies will cover cancellation costs. Always check the specific terms of your policy.