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Citi PremierMiles Card - New Customers (37,300 Miles Welcome Offer)

Citi PremierMiles Card - New Customers (37,300 Miles Welcome Offer)

SingSaver's Exclusive OfferFeatured
Citi PremierMiles Card - New Customers (37,300 Miles Welcome Offer)
S$25
Air Miles Conversion Fee
1.2Miles Per Dollar
Local Spending
2Miles Per Dollar
Overseas Spending
SingSaver's Exclusive Offer:
Get $200 cash via PayNow, only at SingSaver
Standard Chartered X Credit Card

Standard Chartered X Credit Card

SingSaver's Exclusive Offer
Standard Chartered X Credit Card
S$27
Air Miles Conversion Fee
SingSaver's Exclusive Offer:
Get 40,000 welcome miles upon approval and annual fee payment
Spend and be rewarded with the flexibility of choosing between Air Miles, Cash Rewards or Travel Credits
Spend and be rewarded with the flexibility of choosing between Air Miles, Cash Rewards or Travel Credits
OCBC Voyage Card

OCBC Voyage Card

OCBC Voyage Card
No Fee
Air Miles Conversion Fee
1.2Miles Per Dollar
Local Spendingon local spending
2.3Miles Per Dollar
Overseas Spendingon overseas spending
HSBC Visa Infinite Credit Card

HSBC Visa Infinite Credit Card

Welcome Gift
HSBC Visa Infinite Credit Card
S$40
Air Miles Conversion Fee
1.25Miles Per Dollar
Local Spendingon local spend
2.2Miles Per Dollar
Overseas Spendingon overseas spend
Welcome Gift:
35,000 miles for new-to-bank customers + S$30 Grab promo codes for SingPass MyInfo applications. T&Cs apply.
Citi Prestige Card

Citi Prestige Card

SingSaver's Exclusive Offer
Citi Prestige Card
S$25
Air Miles Conversion Fee
1.3Miles Per Dollar
Local Spendingon local spending
2Miles Per Dollar
Overseas Spendingon overseas spending
SingSaver's Exclusive Offer:
Get $200 cash via PayNow, only at SingSaver
American Express Singapore Airlines KrisFlyer Ascend Credit Card

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Welcome Gift
American Express Singapore Airlines KrisFlyer Ascend Credit Card
No Fee
Air Miles Conversion Fee
1.2Miles Per Dollar
Local Spending
2Miles Per Dollar
Overseas Spending
Welcome Gift:
Receive 36,000 miles + S$100 Grab vouchers when you spend S$10,000 in the first 3 months and pay the annual fee.

Get additional 16,000 bonus miles when you spend another S$10,000 in the 4th to 6th month (new-to-bank cardmembers only). T&Cs apply.

What do you get from paying the annual fee?
Some credit cards reward you with miles for paying your annual fee. For example, you can receive 10,000 miles when you renew your OCBC 90°N card and pay the annual fee of S$192.60. There are also credit cards, such as the Citi PremierMiles and Standard Chartered X card, that pair the annual fee payment with a spend goal to earn bonus miles.

Is it more worthwhile to ask for an annual fee waiver or claim my miles?
This would depend on how much you think a mile is worth and whether you are comfortable choosing to pay the fee rather than opting for a fee waiver. For example, if paying the annual fee of S$192.60 earns you 10,000 miles, this would mean that the cost of every mile is about 2 cents. 

You can read this article to find out when it makes sense to pay your credit card annual fee.

Are there any other benefits to paying the annual fee?
Many premium credit cards require you to pay the annual fee. This entitles you to the perks offered by the premium credit card, such as higher miles earn rate, stays at luxury hotels, complimentary lounge visits, airport transfers etc.

Need some help?

No worries, we've got you covered!

What are Air Miles?

What is an air miles credit card?

Should I get an air miles credit card?

How to choose the best air miles credit card?

Who should prefer miles over cashback?

Which airline air miles programs are available?

How to redeem Air Miles?

Do I have to pay when I convert my credit card points to Air Miles?

How do I earn a free air ticket as quickly as possible?

What’s the difference between KrisFlyer Miles, Asia Miles, etc.?

Confused about credit card terms?

Glossary terms to know for first-time credit card users