Choosing the right air miles credit card can help you earn frequent flyer miles cheaper and quicker
At SingSaver, we are big advocates that you should save and invest your money wisely. That’s also why it’s critical to understand what kind of spender you are and where most of your money goes to each month: food? groceries? shopping? travel? Only then can you identify the right credit card and maximise its benefits.
Air miles credit cards are one of our favourite methods of earning as you spend — earn air miles with every purchase and redeem them for travel flights, seat upgrades and even hotel and car rental discounts. If earning frequent flyer miles quickly is your thing, then here are six of the best air miles credit cards to consider.
Most credit cards make you pay a redemption fee when you convert your miles (such as CITI miles or DBS miles) to Krisflyer miles, but not this one. This Amex card is special.
For starters, you get 5,000 KrisFlyer Miles on your first charge (new cardholders only) and 7,500 KrisFlyer Miles for spending S$3,000 in the first three months of card approval.
Furthermore, if you’re a regular Grab user, all the more reason to grab this card because you earn 3.1 KrisFlyer miles for every S$1 spent on Grab. It’ll be a sure way to boost your miles earnings. Sign up now and get your first year fee waived.
The Citi PremierMiles Visa Card is truly your all-in-one go-to-card. If you don’t already have the card, a 30,000 Citi Miles welcome offer awaits you when you spend S$7,500 in the first three months. If that’s not enough to entice you, booking your holiday on travel booking site Expedia gets you up to 7 miles per dollar, while on Agoda, it’s 3 miles per dollar.
Lastly, this card gets you covered with travel protection and privileges like two complimentary airport lounge access per year.
This DBS card is just what you need to put you miles ahead of the rest, as it gives you three miles per dollar spent online with Singapore Airlines, Cathay Pacific, Airbnb, Expedia, Agoda and more.
Golfers, you’re going to want to swing for this one to enjoy 30% off on weekdays in 30 golf clubs all around Asia, not to mention two free airport lounge visits per year and travel insurance coverage.
Apply online now and get 10,000 bonus miles when charge S$2,000 per month for the first three months. If you’re in it for the long haul, even better — receive additional 10,000 bonus miles when you pay the annual fee to renew your card.
This is a perennial favourite because of its generous miles per dollar earn rate (1.4 mpd on local spend, 2.4 mpd on overseas spend). When you sign up, not only will you get a one-year fee waiver, but you’ll be spoilt by a plethora of privileges: complimentary airport transfers, travel insurance coverage and, upgrades and VIP privileges at over 900 prestigious hotels like Mandarin Oriental and Park Hyatt. Lastly, you’ll enjoy accelerated miles per dollar when you book on websites like Expedia and Agoda.
The OCBC Voyage card gives you 1.6 miles per dollar when you dine locally. That’s pretty generous, so if you’re a foodie, this card is seriously a must. From now till 30 December 2018, you and a guest can expect unlimited complimentary VIP access to Plaza Premium airport lounges. Food perks aside, there are also exclusive golf, travel and shopping deals, as well as complimentary limousine services that’ll add a nice touch to your travel experience.
They say time is money. If you want to get ahead of the queue at immigration, the HSBC Visa Infinite card is your ticket. Express immigration clearance is one of the perks of this card. Other equally enticing VIP treatments include airport limousine transfers, travel insurance of up to US$2 million coverage for you and your family, and unlimited access to over 1,000 VIP airport lounges worldwide. Of course, it also goes the distance for you when it comes to miles conversion — 1.25 mpd (local spend) and 2.25 mpd (overseas spend).
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By Alexa Fang
Alexa is a pop-culture vulture. She lives to read, write and travel, and decided long ago that life is stranger than fiction. When she’s having croissant, she thinks in French. “31 Rue Cambon” is her favourite address, and she believes that money one enjoyed spending is never money wasted.