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Find The Best Credit Cards in Singapore 2023
SingSaver is a personal finance platform for finding the best credit card promotions in Singapore. Compare deals, promotions, and credit card benefits to make informed decisions and unlock additional rewards when you sign-up for a credit card through SingSaver!
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8x Apple iPad (each worth $679) |
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8x Dyson AirwrapTM styler (each worth $849) |
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8x Nintendo Switch OLED (each worth $549) |
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8x Playstation®5 consoles (each worth $799) |

Citi PremierMiles Card
4 Offers Available


Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until 14 December 2023


Dyson Supersonic™ hair dryer (worth S$699)
Valid until 14 December 2023


Dyson V8 Slim Fluffy (worth S$509)
Valid until 14 December 2023


S$300 cash via PayNow
Valid until 14 December 2023
Things to consider for this product:
No expiry air miles
Airport lounge
Travel rebate
Gift: Apple product
- 1.2 miles per S$1 spent locally.
- 2 miles per S$1 spent in foreign currency.
- Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
- 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
- Read our full review of the Citi PremierMiles Card.
- Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
- Service fee applies to Citi PayAll facility.
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply

Standard Chartered Simply Cash Credit Card
4 Offers Available


Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)
Valid until 07 January 2024


Nintendo Switch (Generation 2) (worth S$399)
Valid until 07 January 2024


Xiaomi Robot Vacuum S10 (worth S$379)
Valid until 07 January 2024


S$350 Cash via PayNow
Valid until 07 January 2024
Things to consider for this product:
No rebate cap
No monthly spend required
Annual Fee waiver
Installment
- 1.5% cashback for all spend, no minimum spend and no cashback cap.
- Enjoy offers and privileges for online, dining, retail and more with The Good Life®.
- 2 year annual fee waiver.
- Read our full review of the Standard Chartered SimplyCash Credit Card.
- Cannot be used for EZ-Reload.
- Promotion is valid for new Standard Chartered cardmembers only
- Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply
- Promotion is valid for new Standard Chartered cardmembers only
- Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply
- Promotion is valid for new Standard Chartered cardmembers only
- Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply
- Promotion is valid for new Standard Chartered cardmembers only
- Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply

OCBC 365 Credit Card
4 Offers Available


Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until 07 December 2023


Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)
Valid until 07 December 2023


Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)
Valid until 07 December 2023


S$320 Cash via PayNow
Valid until 07 December 2023
Things to consider for this product:
Petrol rebate
Dining rebate
Gift: Apple product
Monthly spend required
- 6% cashback on fuel spend at all other petrol stations.
- 5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
- 3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
- 3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
- 3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
- 3% cashback on recurring telco and electricity bills.
- Complimentary travel insurance of up to S$500,000.
- S$160 monthly cashback cap (up from S$80).
- Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
- Read our full review of the OCBC 365 Credit Card.
- Min. monthly spend of S$800 required to get higher cashback rates (base cashback is 0.25%).
- Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
- S$80 monthly cashback cap with minium spend of $800.
- S$160 monthly cashback cap with mininum spend of $1,600.
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply

Citi PremierMiles Card
4 Offers Available


Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until 14 December 2023


Dyson Supersonic™ hair dryer (worth S$699)
Valid until 14 December 2023


Dyson V8 Slim Fluffy (worth S$509)
Valid until 14 December 2023


S$300 cash via PayNow
Valid until 14 December 2023
Things to consider for this product:
No expiry air miles
Airport lounge
Travel rebate
Gift: Apple product
- 1.2 miles per S$1 spent locally.
- 2 miles per S$1 spent in foreign currency.
- Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
- 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
- Read our full review of the Citi PremierMiles Card.
- Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
- Service fee applies to Citi PayAll facility.
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply

Standard Chartered Simply Cash Credit Card
4 Offers Available


Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)
Valid until 07 January 2024


Nintendo Switch (Generation 2) (worth S$399)
Valid until 07 January 2024


Xiaomi Robot Vacuum S10 (worth S$379)
Valid until 07 January 2024


S$350 Cash via PayNow
Valid until 07 January 2024
Things to consider for this product:
No rebate cap
No monthly spend required
Annual Fee waiver
Installment
- 1.5% cashback for all spend, no minimum spend and no cashback cap.
- Enjoy offers and privileges for online, dining, retail and more with The Good Life®.
- 2 year annual fee waiver.
- Read our full review of the Standard Chartered SimplyCash Credit Card.
- Cannot be used for EZ-Reload.
- Promotion is valid for new Standard Chartered cardmembers only
- Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply
- Promotion is valid for new Standard Chartered cardmembers only
- Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply
- Promotion is valid for new Standard Chartered cardmembers only
- Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply
- Promotion is valid for new Standard Chartered cardmembers only
- Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply

OCBC 365 Credit Card
4 Offers Available


Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until 07 December 2023


Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)
Valid until 07 December 2023


Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)
Valid until 07 December 2023


S$320 Cash via PayNow
Valid until 07 December 2023
Things to consider for this product:
Petrol rebate
Dining rebate
Gift: Apple product
Monthly spend required
- 6% cashback on fuel spend at all other petrol stations.
- 5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
- 3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
- 3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
- 3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
- 3% cashback on recurring telco and electricity bills.
- Complimentary travel insurance of up to S$500,000.
- S$160 monthly cashback cap (up from S$80).
- Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
- Read our full review of the OCBC 365 Credit Card.
- Min. monthly spend of S$800 required to get higher cashback rates (base cashback is 0.25%).
- Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
- S$80 monthly cashback cap with minium spend of $800.
- S$160 monthly cashback cap with mininum spend of $1,600.
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply

HSBC Revolution Credit Card
4 Offers Available


Dyson Supersonic™ hair dryer (worth S$699)
Valid until 08 December 2023


Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until 08 December 2023


Sony HT-AX7 Portable Theatre System (worth S$759)
Valid until 08 December 2023


S$350 Cash via PayNow
Valid until 08 December 2023
Things to consider for this product:
Mobile contactless rebate
Online shopping rebate
Travel rebate
No Annual Fee
- 10X reward points (equivalent to 4 air miles or 2.5% cashback) on online purchases and contactless payments (subject to underlying whitelist Merchant Category Codes).
- 1X reward point for all other spending.
- No minimum spend required.
- No annual fee.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Read our full review of the HSBC Revolution Credit Card.
- Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus points.
- Cap of 9,000 bonus reward points per calendar month on eligible purchases.
- Promotion is valid for new HSBC cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 8 December 2023
- Terms and Conditions apply
- Promotion is valid for new HSBC cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 8 December 2023
- Terms and Conditions apply
- Promotion is valid for new HSBC cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 8 December 2023
- Terms and Conditions apply
- Promotion is valid for new HSBC cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 8 December 2023
- Terms and Conditions apply

Standard Chartered Smart Credit Card
3 Offers Available


Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)
Valid until 07 January 2024


Fujifilm Instax Mini Evo Camera + Instax Mini Film (Rainbow) bundle (worth S$324)
Valid until 07 January 2024


S$280 cash via PayNow
Valid until 07 January 2024
Things to consider for this product:
Bonus air miles
Public transportation
Installment
No Annual Fee
- No cash advance fee.
- No annual fee.
- Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required.
- Enjoy 0.5% cashback in the form of reward points for all base spends with no monthly cashback cap.
- Enjoy 0% interest rates with 3-month EasyPay instalment tenure with no processing fee.
- Cashback capped at 14,400 reward points, approximately S$45, on selected merchants.
- Promotion is valid for new Standard Chartered credit cardmembers only
- Apply and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply
- Promotion is valid for new Standard Chartered credit cardmembers only
- Apply and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply
- Promotion is valid for new Standard Chartered credit cardmembers only
- Apply and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply

CIMB Visa Signature Card
Offer Available


S$250 cash via PayNow
Valid until 07 January 2024
Things to consider for this product:
Online shopping rebate
Supermarket rebate
Annual Fee waiver
Rebate cap applied
- 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises.
- Unlimited 0.2% cashback on all other spend.
- Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card.
- No annual fees for life + up to 4 supplementary cards with no annual fees.
- Minimum spending of S$800 in the statement month to qualify for 10% cashback.
- 10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category. Earn 0.2% cashback on all spend when you exceed the cashback cap.
- Promotion is valid for new CIMB cardmembers only
- Apply for select CIMB credit cards and make a min. spend of S$988 within 60 days from card approval date to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply

Citi Cash Back+ Card
4 Offers Available


Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until 14 December 2023


Dyson Supersonic™ hair dryer (worth S$699)
Valid until 14 December 2023


Dyson V8 Slim Fluffy (worth S$509)
Valid until 14 December 2023


S$300 cash via PayNow
Valid until 14 December 2023
Things to consider for this product:
No rebate cap
No monthly spend required
Annual Fee waiver
High-value gift
- 1.6% cashback on all eligible spending with no minimum spend and no cap.
- Cashback earned does not expire.
- Redeem cashback instantly via SMS or Citi Pay with Points. Terms and Conditions here.
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Up to 14% discount at Esso and Shell petrol stations.
- Cash rebates can be redeemed only in denominations of S$10, S$20 or S$50 via SMS.
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply

OCBC INFINITY Cashback Credit Card
5 Offers Available


Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)
Valid until 07 December 2023


Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)
Valid until 07 December 2023


S$300 eCapitaVoucher
Valid until 07 December 2023


S$280 cash via PayNow
Valid until 07 December 2023


Bonus 0.2% cashback
Valid until 31 December 2023
Things to consider for this product:
No rebate cap
No monthly spend required
Annual fee waiver
- 1.6% unlimited cashback on all eligible spending with no min. spend and no cap
- Cashback automatically credited to cardholder's OCBC INFINITY Account
- 1 year annual fee waiver
- Promotion is valid for new OCBC cardmembers only
- Make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC credit cardmembers only.
- Be one of the first 2,000 eligible applicants to get approved for the OCBC INFINITY Cashback Card to be eligible for rewards
- Bonus 0.2% cashback only applies to S$3,000 qualifying spends for 6 months from card approval date.
- Promotion is valid until 31 December 2023.
- Terms and Conditions apply.

Maybank Horizon Visa Signature Card
5 Offers Available


S$60 Cash via PayNow
Valid until 20 December 2023


Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)
Valid until 31 December 2023


2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)
Valid until 31 December 2023


S$200 cashback
Valid until 31 December 2023


10,000 KrisFlyer miles
Valid until 31 December 2023