Best Renovation Loans in Singapore (2024)

• Early repayment fee: S$ 150
• Late repayment fee: S$ 100

1. Go to Standard Chartered's website and click "Apply Now” button under Personal Loans

2. Fill out an application and submit all required documents

3. Wait for approval of personal loan from Standard Chartered

1. NRIC (Front & Back) 

2. Salaried employees: Latest month’s computerised payslip or latest 6 months’ CPF contribution history statement 

3. Self-employed individuals: Last 2 years’ Income Tax Notice of Assessment 

4. Commission-based earners: Latest 3 months payslip or latest 6 months' CPF contribution history statement

• Early repayment fee: S$ 250
• Late repayment fee: S$ 100

1. Click "Apply Now" on CIMB Personal Loan Listing
2. Complete the application via Singpass Myinfo and submit the required documents
3. Wait for approval for CIMB

1. NRIC (Front & Back)
2. Salaried Employees: Latest computerised payslip or latest CPF/NOA statements
3. Self-Employed: Latest 2 years' NOA
4. Commissioned/Variable Income Earners: Latest CPF/NOA statements

For Malaysians, you will need to provide the following supporting documents in the application:

1. Malaysian NRIC
2. Passport (minimum 6 months validity
3. latest 3 months pay slip
4. Foreign Exchange Notice Declaration Form

• Early repayment fee: 2.5 %
• Late repayment fee: S$ 75

1. Go to HSBC's website and click “Apply Now” under Personal Loans

2. Fill out an application and submit the required documents

3. Wait for approval from HSBC

1. NRIC (Front & Back)

2. For salaried employees: Last 3 months’ computerised payslip, or latest Income Tax Notice of Assessment with latest 1 month’s computerised payslip, or latest 6 months’ CPF statement (for Singaporeans or PRs)

3. For self-employed persons: Last 2 years’ Income Tax Notice of Assessment

• Early repayment fee: S$ 150 or 3% of the outstanding Approved Loan Amount, whichever is higher
• Late repayment fee: S$ 100

1. Click “Apply Now” on UOB's website

2. Fill out the application and upload all necessary documents

3. Wait for an offer from UOB

Note: Get instant approval and cash disbursed into your UOB accounts for applications submitted between 8am and 9pm

1. NRIC (Front & Back)
2. For salaried employees: Last 3 months’ computerised payslip; or Latest Income Tax Notice of Assessment with latest 1 month’s computerised payslip; or latest 6 months’ CPF statement (for Singaporeans or PRs)
3. For self-employed persons: Last 2 years’ Income Tax Notice of Assessment

• Early repayment fee: 2 %
• Late repayment fee: S$ 80

1. Find out how much you need

2. Submit your application

3. Fill in the required documents

4. Accept loan offer once approved

1. Income document(s)

2. Image of NRIC (front and back)

3. Contractor’s quotation signed by you and contractor

4. Original telco bill or bank statement reflecting your name and the NRIC address in this loan application (for non-OCBC account customers)

• Early repayment fee: 1 %
• Late repayment fee: S$ 35

1. Download and fill up the editable PDF form for Single Applicants.

2. Check that all required documents in the checklist are in order.

3. Submit your application online seamlessly and fully assisted by the DBS digibot.

1. Completed Application Form

2. Scanned / Digital invoice or quotation signed by contractor and applicant(s)

3. Income Document(s)

4. Copy of front & back of NRIC (only required for mail-in or branch applications)

5. Proof of Ownership (for non DBS/POSB home loan customers)

6. HDB or MCST Renovation Permit (where applicable)

• Early repayment fee: 1 %
• Late repayment fee: S$ 35

1. Download and fill up the editable PDF application form.

2. Under the “Green Renovation Checklist” section, select the items that are applicable to you.

3. Check that all required documents in the checklist are in order.

4. Submit your application online seamlessly and fully assisted by our digibot.

1. Completed Application Form

2. Scanned / Digital invoice or quotation signed by contractor and applicant(s)

3. Income Document(s)

4. Copy of front & back of NRIC (only required for mail-in or branch applications)

5. Proof of Ownership (for non DBS/POSB home loan customers)

6. HDB or MCST Renovation Permit (where applicable)

• Early repayment fee: S$ 100
• Late repayment fee: If payment is overdue by 2 months, the loan will be terminated and any of the outstanding loan amount will be charged

1. Apply for the Citi Quick Cash loan on Citibank's website by clicking “Apply Now" under New Customers

2. Fill out a loan application and submit the required documents

3. Wait for approval from Citibank

1. NRIC (Front & Back)

2. Salaried employees: Past 12 months CPF statement (Singaporean/PR)

3. Income Tax Notice of Assessment and latest original computerized payslip

4. Self-employed: Latest Income Tax Notice of Assessment and latest original computerized payslip

• Late repayment fee: If payment is overdue by 2 months, the loan will be terminated and any of the outstanding loan amount will be charged

1. Head to Citibank's website and click “Apply Now” under Existing Customers

2. Fill out the loan application

3. Get instant processing within 60 seconds upon verification of loan application

1. NRIC (Front & Back)

2. Salaried employees: Past 12 months CPF statement (Singaporean/PR)

3. Income Tax Notice of Assessment and latest original computerised payslip

4. Self-employed individuals: Latest Income Tax Notice of Assessment and latest original computerised payslip