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Best 0% Interest Credit Cards in Singapore 2024

Discover the top choices for the best 0% interest credit cards in Singapore, providing you with the convenience of interest-free periods on purchases and balance transfers. Offering 0% instalment plans for selected tenures, these cards provide you with the flexibility to split your significant purchases into manageable monthly payments without incurring any interest charges. 

Whether you're looking to purchase electronics, furniture, or other big-ticket items, these 0% instalment plans provide a smart and interest-free way to ease your expenses over a defined period without straining your cash flow.

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8x Apple iPad
(each worth $679)
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8x Dyson AirwrapTM styler
(each worth $849)
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8x Nintendo Switch OLED
(each worth $549)
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8x Playstation®5 consoles
(each worth $799)

 

Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card

Installment Processing Fee
From 0.1  %
info
Minimum Spend For Installment
S$ 500
Installment Tenure
Up to 12  months
Installment Rate
0  %

3 Offers Available

Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,664.25
Receive premium rewards worth up to S$1,664.25

+ 3 other gift options

Valid until

17 June 2024

SingSaver Exclusive Offer
Sony HT-AX7 Portable Theatre System (worth S$769)
Sony HT-AX7 Portable Theatre System (worth S$769)

Valid until

17 June 2024

SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

17 June 2024

SingSaver Exclusive Offer
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

17 June 2024

SingSaver Exclusive Offer
Up to S$380
Up to S$380

Valid until

17 June 2024

Things to consider for this product:

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No rebate cap

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No monthly spend required

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Annual Fee waiver

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Installment

HSBC Revolution Credit Card

HSBC Revolution Credit Card

Installment Processing Fee
From 3  %
info
Minimum Spend For Installment
S$ 500
Installment Tenure
Up to 24  months
Installment Rate
0  %

Offer Available

Welcome Offer
Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680)
Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680)

Valid until

30 June 2024

Welcome Offer
S$200 cashback
S$200 cashback

Valid until

30 June 2024

Welcome Offer
S$50 cashback
S$50 cashback

Valid until

30 June 2024

Things to consider for this product:

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Mobile contactless rebate

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Online shopping rebate

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Travel rebate

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No Annual Fee

CIMB Visa Signature Card

CIMB Visa Signature Card

Installment Processing Fee
From 3  %
info
Minimum Spend For Installment
S$ 300
info
Installment Tenure
Up to 24  months
Installment Rate
0  %

Offer Available

Welcome Offer
Up to S$188 Cashback
Up to S$188 Cashback

Valid until

31 July 2024

Things to consider for this product:

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Online shopping rebate

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Supermarket rebate

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Annual Fee waiver

remove

Rebate cap applied

Fastest Rewards Fulfilment
Citi PremierMiles Card

Citi PremierMiles Card

Installment Processing Fee
From 0.5  %
info
Minimum Spend For Installment
S$ 250
Installment Tenure
Up to 36  months
Installment Rate
0  %

3 Offers Available

Euro Summer Kickoff Lucky Draw
1x chance to win 120,000 Max Miles (equivalent to 1 Pair of Economy Class Return-Trip Tickets to Anywhere in Europe)
1x chance to win 120,000 Max Miles (equivalent to 1 Pair of Economy Class Return-Trip Tickets to Anywhere in Europe)

Valid until

23 June 2024

Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
Receive premium rewards worth up to S$2,128

+ 3 other gift options

Valid until

30 June 2024

Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

30 June 2024

Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

30 June 2024

Richest Offer in the Market
Dyson Micro 1.5kg (worth S$599)
Dyson Micro 1.5kg (worth S$599)

Valid until

30 June 2024

Richest Offer in the Market
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka)
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka)

Valid until

30 June 2024

Richest Offer in the Market
S$450 eCapitaVoucher
S$450 eCapitaVoucher

Valid until

30 June 2024

Things to consider for this product:

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No expiry air miles

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Airport lounge

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Travel rebate

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Gift: Apple product

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Installment Processing Fee
0  %
Minimum Spend For Installment
S$ 500
Installment Tenure
3  months
Installment Rate
0  %

3 Offers Available

Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,139
Receive premium rewards worth up to S$1,139

+ 2 other gift options

Valid until

17 June 2024

SingSaver Exclusive Offer
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)

Valid until

17 June 2024

SingSaver Exclusive Offer
Xiaomi Robot Vacuum S10 (worth S$349)
Xiaomi Robot Vacuum S10 (worth S$349)

Valid until

17 June 2024

SingSaver Exclusive Offer
Up to S$290
Up to S$290

Valid until

17 June 2024

Things to consider for this product:

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Bonus air miles

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Public transportation

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Installment

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No Annual Fee

CIMB World Mastercard

CIMB World Mastercard

Installment Processing Fee
From 3  %
info
Minimum Spend For Installment
S$ 300
info
Installment Tenure
Up to 24  months
Installment Rate
0  %

Offer Available

Welcome Offer
Up to S$188 Cashback
Up to S$188 Cashback

Valid until

31 July 2024

Things to consider for this product:

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No rebate cap

check

Food delivery

check

Annual Fee waiver

remove

Monthly spend required

HSBC TravelOne Credit Card

HSBC TravelOne Credit Card

Installment Processing Fee
From 3  %
info
Minimum Spend For Installment
S$ 500
Installment Tenure
Up to 24  months
Installment Rate
0  %

2 Offers Available

Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,664.25
Receive premium rewards worth up to S$1,664.25

+ 3 other gift options

Valid until

20 June 2024

SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

20 June 2024

SingSaver Exclusive Offer
Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50)
Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50)

Valid until

20 June 2024

SingSaver Exclusive Offer
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

20 June 2024

SingSaver Exclusive Offer
24,000 Max Miles
24,000 Max Miles

Valid until

20 June 2024

SingSaver Exclusive Offer
S$375 eCapitaVoucher
S$375 eCapitaVoucher

Valid until

20 June 2024

Things to consider for this product:

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Unlimited air miles

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Airport lounge

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Travel insurance

check

Bonus air miles

Fastest Rewards Fulfilment
Citi Cash Back+ Card

Citi Cash Back+ Card

Installment Processing Fee
From 0.5  %
info
Minimum Spend For Installment
S$ 250
Installment Tenure
Up to 36  months
Installment Rate
0  %

3 Offers Available

Euro Summer Kickoff Lucky Draw
1x chance to win 120,000 Max Miles (equivalent to 1 Pair of Economy Class Return-Trip Tickets to Anywhere in Europe)
1x chance to win 120,000 Max Miles (equivalent to 1 Pair of Economy Class Return-Trip Tickets to Anywhere in Europe)

Valid until

23 June 2024

Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
Receive premium rewards worth up to S$2,128

+ 3 other gift options

Valid until

30 June 2024

Richest Offer in the Market
Sony HT-AX7 Portable Theatre System (worth S$769)
Sony HT-AX7 Portable Theatre System (worth S$769)

Valid until

30 June 2024

Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

30 June 2024

Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

30 June 2024

Richest Offer in the Market
S$450 eCapitaVoucher
S$450 eCapitaVoucher

Valid until

30 June 2024

Richest Offer in the Market
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

30 June 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

High-value gift

Highest Miles Reward
Standard Chartered Journey Credit Card

Standard Chartered Journey Credit Card

Installment Processing Fee
From 0.1  %
info
Minimum Spend For Installment
S$ 500
Installment Tenure
Up to 12  months
Installment Rate
0  %

4 Offers Available

Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,139
Receive premium rewards worth up to S$1,139

+ 2 other gift options

Valid until

17 June 2024

SingSaver Exclusive Offer
Up to 60,000 Miles
Up to 60,000 Miles

Valid until

17 June 2024

SingSaver Exclusive Offer
Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles
Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles

Valid until

17 June 2024

SingSaver Exclusive Offer
Up to S$190 + 45,000 miles
Up to S$190 + 45,000 miles

Valid until

17 June 2024

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

HSBC Advance Credit Card

HSBC Advance Credit Card

Installment Processing Fee
From 3  %
info
Minimum Spend For Installment
S$ 500
Installment Tenure
Up to 24  months
Installment Rate
0  %

2 Offers Available

Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,664.25
Receive premium rewards worth up to S$1,664.25

+ 3 other gift options

Valid until

20 June 2024

SingSaver Exclusive Offer
Dyson V8 Slim Fluffy (worth S$509)
Dyson V8 Slim Fluffy (worth S$509)

Valid until

20 June 2024