SCBOCBC_FD_RPBANNER_MOBILE.png

Best 0% Interest Free Instalment Credit Cards (2023)

If you are looking to make a big purchase or just looking to spread out the cost of your buys, you can find the best credit card interest-free instalment options that allows you split your big purchases into management monthly payments. Find credit cards with your ideal interest-free period, minimum payment amount, and more. Apply now on Singsaver to start enjoying the benefits of an interest-free instalment credit card.
No Minimum

Monthly Spend Required

6
%

Cashback

on selected merchants
0
%

Interest on Installment Plans

S$
500

Monthly Spend Required

2
%

Cashback

on wine and dine, entertainment and recreation, automobile and duty free stores
No cap on cashback
Not Available

Interest on Installment Plans

S$
800

Monthly Spend Required

5
%

Cashback

at Sheng Siong supermarkets and Redmart
Capped at S$15 cash rebates per calendar month
Not Available

Interest on Installment Plans

No Minimum

Monthly Spend Required

0.5
%

Cashback

(Non-direct Cashback) S$1 local spend = 1.3 miles on all local spend (0.6 DBS Points). $10 cash credit = 1,200 DBS Points. Equivalent to 0.5% cashback.
Not Available

Interest on Installment Plans

No Minimum

Monthly Spend Required

Not Available

Cashback

Not Available

Interest on Installment Plans

S$
600

Monthly Spend Required

10
%

Cashback

on beauty & wellness, online shopping, groceries
minimum spend of S$800 in same statement month, and capped at S$20 per category
Not Available

Interest on Installment Plans

No Minimum

Monthly Spend Required

Not Available

Cashback

Not Available

Interest on Installment Plans

S$
10,000

Monthly Spend Required

1
%

Cashback

on monthly spend ≥ S$1,000
with monthly bill of $1,000 and above
Not Available

Interest on Installment Plans