OCBC Voyage Card

The OCBC VOYAGE Card lets you earn 2.2 miles per dollar (mpd) for foreign currency spend and 1.3 mpd for local spend. However, you'll earn OCBC Premier, OCBC Premier Private, and Bank of Singapore (BOS) clients will have a 1.6 mpd general spend earn rate.

The miles you earn from your OCBC VOYAGE Card will never expire, and VOYAGE miles can be redeemed for cash or converted into air miles/points from nine airline hotel loyalty programmes.

Frequent flyer programs include Air France–KLM Flying Blue, British Airways Executive Club, Cathay Pacific, Etihad Guest, Singapore Airlines KrisFlyer, and United MileagePlus, while you can also convert your VOYAGE miles to points from ALL – Accor Live Limitless, IHG One Rewards, and Marriott Bonvoy hotel loyalty programmes.

As a metal card, you'll also enjoy various lifestyle perks and benefits, including complimentary limo transfer service, unlimited airport lounge visits to over 130 Plaza Premium Lounges in airports around the world, and concierge services.

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Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.2 miles per dollar

Airport Lounge Access

Unlimited visits

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Plaza Premium lounge

Annual Fee

S$ 497.06

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With 15,000 VOYAGE Miles or S$3,240 a year with 150,000 VOYAGE Miles.

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Highlights

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.2 miles per dollar

Airport Lounge Access

Unlimited visits

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Plaza Premium lounge

Annual Fee

S$ 497.06

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With 15,000 VOYAGE Miles or S$3,240 a year with 150,000 VOYAGE Miles.

Things to consider when choosing this card:

Things to consider

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No expiry air miles

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Overseas rebate

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Airport lounge

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Airport transfer

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Benefits

Cashback

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Cashback Base Rate

1.3 miles per dollar

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Cashback Local

1.3 %

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S$1 local spend = 1.3 VOYAGE Miles. 5,000 VOYAGE Miles = S$50 VOYAGE Cash (Equivalent to 1.3% cashback).

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Cashback Overseas

2.2 %

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S$1 foreign spend = 2.2 VOYAGE Miles. 5,000 VOYAGE Miles = S$50 VOYAGE Cash (Equivalent to 2.2% cashback).

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AirMiles

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Airmiles Local

1.3 miles per dollar

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Airmiles Overseas

2.2 miles per dollar

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Quick Facts

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2.2 miles per dollar on overseas spend.

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1.3 miles per dollar on local spend.

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VOYAGE miles earned do not expire.

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Unlimited plaza premium lounge visits.

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Exchange VOYAGE Miles for air tickets and hotel accommodation via Travel with OCBC or VOYAGE Exchange. You also get to accrue loyalty points with your redemption.

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Convert VOYAGE Miles to loyalty points at 9 airline and hotel partner programmes.

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Miles earned in blocks of S$5.

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Minimum annual income requirement of S$120,000.

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Annual Fee of S$492.50.

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Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 120,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

Not Available

Annual Fee

S$ 497.06

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With 15,000 VOYAGE Miles or S$3,240 a year with 150,000 VOYAGE Miles.

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Air Miles Conversion Fee

S$ 25

Repayment

Minimum Payment

S$ 50

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S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.78 %

Interest on Cash Advance

28.92 %

Interest Free Period

23 days

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Others

Association

VISA

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

Garmin Pay

NETSPay

What is the minimum income for the OCBC VOYAGE Card?

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You need a minimum annual income of S$120,000. However, you can join OCBC Premier with an asset under management (AUM) of S$200,000, which allows you to get the OCBC VOYAGE Card with a minimum annual income of just S$30,000.

How do I qualify for the OCBC VOYAGE Card?

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You need a minimum annual income of S$120,000 or an AUM of S$200,000 with OCBC Premier.

What are the different types of OCBC VOYAGE cards?

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There's only one type.

How do I convert OCBC VOYAGE miles?

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Your VOYAGE miles can be converted into KrisFlyer miles for a S$25 conversion fee. 1 VOYAGE mile is 1 KrisFlyer mile.

OCBC Voyage Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

AirMiles

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

Tags

Other similar cards to consider

What is the minimum income for the OCBC VOYAGE Card?

How do I qualify for the OCBC VOYAGE Card?

What are the different types of OCBC VOYAGE cards?

How do I convert OCBC VOYAGE miles?