Citi PremierMiles Card
The Citi PremierMiles Card is best for frequent flyers.
It allows you to earn miles that never expire and enjoy 2 complimentary airport lounge visits yearly.
You can also offset certain purchases with Citibank's Pay with Points privilege, including hotel bookings, online shopping and groceries.
|
Spend Category
|
Rewards Earned
|
|
Local spend (per dollar)
|
1.2 Citi Miles
|
|
Overseas spend (per dollar)
|
2.2 Citi Miles
|
|
Select online travel bookings
|
Up to 10 Citi Miles
|
SingSaver’s Offer
Apply for the Citi PremierMiles Card and spend S$500 within a month to be eligible for the following rewards:
- Exclusive offers:
- Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$120)
- Dyson Airstrait™ straightener (worth S$799) (Top up S$100)
- Dyson Digital Slim Submarine™ (worth S$699) (Top up S$70)
- Apple iPad (A16) 11" WiFi 128GB (worth S$499) (Top up S$80)
- Nintendo Switch 2 (worth S$719) (Top up S$300)
- Dyson Airwrap™ Origin multi-styler and dryer (worth S$549)
- Xiaomi Robot Vacuum X20 Pro (worth S$579)
- S$440 Grab Vouchers
- S$400 Cash via PayNow
*SingSaver Exclusive Offer promotion is valid until 31 August 2025.
*Promotion is valid for new Citi credit cardmembers only.
Welcome offer comparison
|
Platform
|
Maximum Reward
|
|
SingSaver
|
Up to S$999 in value (cash, vouchers, or gifts)
|
|
Citibank Website
|
30,000 Bonus Citi Miles (worth S$181) and a S$100 Trip.com Gift Card
|
Best offer: SingSaver's rewards worth up to S$999 exceeds Citibank's combined offer with a value of S$281, presenting a decent option for those who want to claim their premium gifts as soon as possible.
Citi PremierMiles Card at a glance
Air miles
4.5/5 Stars
- 1.2 Citi Miles on local spend and 2.2 Citi Miles on overseas spend
- Miles you earn will never expire
- Offset certain purchases with your Citi Miles
Overseas spending
4/5 Stars
- 2.2 Citi Miles for every foreign dollar spent
- Get up to 10 Citi Miles for select online travel bookings
Travel
3.5/5 Stars
- 2 complimentary visits to airport lounges worldwide yearly
- Charge travel tickets to your card for S$1 million insurance coverage*
*ends 31 March 2026
Bill payment
3/5 Stars
- Pay your rent, insurance premium and education expenses with Citi PayAll to earn Citi Miles
- Admin fees of at least 2.6% applies
Petrol
3.5/5 Stars
- 1.2 or 2.2 Citi Miles per petrol spend, depending if its local or overseas spend
- 14% upfront discount on fuel from Shell
Annual interest rate and fees
Annual principal fee: S$196.20 (inclusive of GST)
Supplementary annual fee: Free
Fee waiver: N/A
Interest free period: 25 days
Annual interest rate: 27.9% p.a.
Late payment fees: S$100
Minimum monthly repayment: 1% of your current balance, outstanding amounts, all interest charges, late payment charges and upfront service fees or S$50 plus any overdue amounts, whichever is greater.
Foreign currency transaction fee: 3.25%
Cash advance transaction fee: 8% or S$15, whichever is higher
Overlimit fee: S$40
Minimum income requirements
Singapore Citizen/PR minimum income: S$30,000
Foreigner minimum income: S$42,000
Why apply for the Citi PremierMiles Card
Miles earning
- 1.2 Citi Miles for every local dollar spent
- 2.2 Citi Miles for every foreign dollar spent
- Your miles will never expire
Additional benefits
- 2 complimentary airport lounge visits per year
- Up to S$1 million insurance coverage underwritten by HL Assurance
Everyday value
- Earn miles on everyday purchases and travels
- No tracking of spending category required
- 14% fuel savings at Shell stations
SingSaver’s take
The Citi PremierMiles Card is a strong contender for frequent flyers who want a no-fuss card for racking up miles. Since Citi miles don't expire, Pay with Miles can help you save on hotel bookings, online shopping, attraction tickets, groceries and online food delivery. Weary travellers can also take advantage of their complimentary airport lounge visits twice yearly, and unwind in a comfortable setting at no additional cost.
Pros & cons
| Pros |
Cons |
- Miles earned will never expire
- Earn miles on almost any purchase
- Earn accelerated miles on select online travel bookings
- High-value welcome offer via SingSaver
|
- Travel insurance coverage ends 31 March 2026
- Citi PayAll's admin fees can be costly
- Earn rates are relatively mid compared to other cards of the same tier
|
Card comparison
|
Card
|
Miles/Rewards
|
Annual Fee (Principal)
|
Other Perks
|
|
Citi PremierMiles Card
|
- 1.2 Citi Miles per local dollar spent
- 2.2 Citi Miles per foreign dollar spent
|
S$196.20
|
2 complimentary airport lounge visits per year
|
|
KrisFlyer UOB Credit Card
|
- 3 miles per S$1 spent on select merchants
- 2.4 miles per S$1 spend on select spending categories*
- 1.2 miles per S$1 spend on all other spend
*with min. S$1,000 annual spend on Singapore Airlines, Scoot and KrisShop
|
S$196.20
|
First-year fee waiver available
|
|
DBS Woman’s World
Card
|
- 4 miles per S$1 on online purchases
- 1.2 miles per S$1 on overseas purchases
|
S$196.20
|
Complimentary e-Commerce Protection for all online purchases
|
The Citi PremierMiles Card may not offer the highest miles per spend compared to other cards on the same tier, but it does give card holders greater flexibility over how and where they spend.
Application process
- Click “Apply Now” on this page
- Complete the Citibank online application form
- Upload NRIC and income documents
- Wait for approval (typically 1–2 weeks)
- Meet the minimum spend of S$500 within 30 days of card approval to be eligible for the reward
Frequently asked questions about Citi PremierMiles Card
