Citi PremierMiles Card

Citi PremierMiles Card

The Citi PremierMiles Card stands out as a premier choice for frequent flyers, offering exclusive benefits like Priority Pass airport lounge access, comprehensive travel insurance coverage, Citi Miles that never expire, and enticing online travel booking promotions. Moreover, its inclusion of Citi-wide lifestyle and dining promotions, coupled with a reasonable minimum income requirement, positions it as an excellent entry-level air miles card, appealing to a wide range of potential users.

Citi PremierMiles cardholders earn 1.2 miles per S$1 spent on local spending and 2.2 miles per S$1 spent on foreign currency spending, enabling you to accumulate miles quickly. Arguably, one of the best parts of the Citi PremierMiles Card is that its Citi Miles, which you can convert to a wide range of frequent flyer programmes like KrisFlyer, never expire – offering unparalleled convenience and redemption flexibility.

Moreover, Citibank will gift you with a renewal bonus of 10,000 Citi Miles upon your card anniversary. On top of all that, cardholders enjoy additional luxuries of Priority Pass airport lounge access at selected airports – with the Principal Cardholder being entitled to 2 complimentary visits per calendar year at over 1,500 airport lounges worldwide.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 miles / dollar
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Annual Fee
S$ 196.2
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Monthly Spend Required
Minimum Annual Income
S$ 30,000
3 Offers Available
Get 1x chance to win a VIP Suite Concert Experience
SingSaver Concert Giveaway
Get 1x chance to win a VIP Suite Concert Experience
  • SingSaver Giveaway promotion runs from 16 April 2025, 9:00 AM SGT to 4 May 2025.
  • Promotion is valid for new applicants of American Express / Citi / HSBC / Standard Chartered credit cards or IG / Longbridge / Webull stock brokerages only.
  • Apply for participating credit card or stock brokerage products during the promo period to receive 1x chance to win a VIP Suite Concert Experience!
  • Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
  • Terms and Conditions apply
S$400 Cash via PayNow
SingSaver Exclusive Offer
S$400 Cash via PayNow
  • SingSaver Exclusive Offer promotion is valid until 4 May 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)
SingSaver Exclusive Offer
2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)
  • SingSaver Exclusive Offer promotion is valid until 4 May 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Dyson Supersonic™ hair dryer (worth S$649)
SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$649)
  • SingSaver Exclusive Offer promotion is valid until 4 May 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Apple iPad (A16) 11
SingSaver Exclusive Offer
Apple iPad (A16) 11" WiFi 128GB (worth S$499)
  • SingSaver Exclusive Offer promotion is valid until 4 May 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Dyson V12 Origin (worth S$749)
SingSaver Exclusive Offer
Dyson V12 Origin (worth S$749)
  • SingSaver Exclusive Offer promotion is valid until 4 May 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
DJI Osmo Action 5 Pro Standard Combo (worth S$489)
SingSaver Exclusive Offer
DJI Osmo Action 5 Pro Standard Combo (worth S$489)
  • SingSaver Exclusive Offer promotion is valid until 4 May 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
  • SingSaver Exclusive promotion is valid until 1 May 2025.
  • Promotion is valid for new Citi credit cardmembers only.
  • Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
  • The Reward Upgrade will replace SingSaver Exclusive promotional reward.
  • Terms and Conditions apply.

Things to consider

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No expiry air miles

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Airport lounge

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Travel rebate

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Gift: Apple product

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Benefits

Cashback

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Cashback Local
0.73  %
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flight
Cashback Overseas
1.32  %
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luggage
Cashback Travel
4.24  %
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AirMiles

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Airmiles Base Rate
1.2  miles / dollar
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Airmiles Local
1.2  miles / dollar
flight
Airmiles Overseas
2.2  miles / dollar
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Airmiles Hotel Booking
1.2  miles / dollar
luggage
Airmiles Travel
Up to 10  miles / dollar
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Quick Facts

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1.2 miles per S$1 spent locally.

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2.2 miles per S$1 spent in foreign currency.

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Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.

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Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.

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Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.

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2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.

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Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.

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11 different airline and hotel transfer partners.

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Generous sign-up bonus with relatively low minimum spend.

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Read our full review of the Citi PremierMiles Card.

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Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.

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Service fee applies to Citi PayAll facility.

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Guides

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Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
1  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.9  %
Interest on Cash Advance
27.9  %
Interest Free Period
25  days
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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Tags

Citi PremierMiles Card Citi PremierMiles Card

Read SingSaver’s full review of the Citi PremierMiles Credit Card

Pros & cons

Pros

  • Miles never expire, offering flexibility in redemption.
  • Competitive earn rates: Up to 10 Citi Miles per $1 on selected travel bookings.
  • Wide range of transfer partners, including major airlines and hotels.
  • Complimentary travel insurance and airport lounge access enhance travel experience.

Cons

  • Annual fee applies after the first year.
  • Limited lounge access: Only 2 complimentary visits per year.
  • Foreign currency transaction fee of 3.25% applies.

Who is this card for?

The Citi PremierMiles Credit Card is ideal for frequent travelers seeking to maximise their miles accumulation without worrying about expiry. Its competitive earn rates on both local and foreign currency spend, along with travel perks like lounge access and insurance coverage, make it a valuable companion for those who travel regularly for business or leisure.

Compare to other cards

When compared to other travel credit cards like the DBS Altitude Visa Signature Card and the HSBC TravelOne Card, the Citi PremierMiles Card stands out for its non-expiring miles and higher earn rates on foreign currency spend. While the DBS Altitude Card offers 1.2 miles per $1 on local spend and 2 miles per $1 on overseas spend, its miles expire after 3 years.

Citi PremierMiles Credit Card

Interest rate

  • 27.9% per annum.

Annual fee

  • $196.20 (first year waived).

Minimum annual income:

  • $30,000 for Singaporeans and PRs.
  • $42,000 for foreigners.

Benefits:

  • 1.2 Citi Miles per $1 on local spend.
  • 2.2 Citi Miles per $1 on foreign currency spend.
  • Up to 10 Citi Miles per $1 on Kaligo bookings.
  • 2 complimentary Priority Pass™ lounge visits per year.
  • Citi Miles never expire.

DBS Altitude Visa Signature Card

Interest rate

  • 27.8% per annum.

Annual fee

  • $196.20 (first year waived).

Minimum annual income

  • $30,000 for Singaporeans and PRs.
  • $45,000 for foreigners.

Benefits

  • 1.2 miles per $1 on local spend.
  • 2 miles per $1 on overseas spend.
  • Up to 3 miles per $1 on online flight and hotel bookings.
  • 2 complimentary lounge visits per year.

HSBC TravelOne Credit Card

Interest rate

  • 27.8% per annum.

Annual fee

  • $196.20 (waived with minimum spend).

Minimum annual income

  • $30,000 for Singaporeans and PRs.
  • $40,000 for foreigners.

Benefits

1.2 miles per $1 on local spend.

Credit card application

Step 1: Start your application on SingSaver

Click “Apply Now” and enter your email to receive exclusive rewards. You’ll then be redirected to Citibank’s official application portal.

Step 2: Login with MyInfo

Use your SingPass to pre-fill your personal and income details. This speeds up the process by auto-populating your application form.

Step 3: Submit required documents

These may include:

  • Latest payslip or CPF contribution history
  • Income Tax Notice of Assessment (NOA)
  • Proof of address (for foreigners)

Step 4: Activate your card

Once approved, your Citi PremierMiles Card will be mailed to you. You can activate it using the Citibank SG mobile app and begin using it immediately for your purchases.

Step 5: Redeem your SingSaver rewards

After spending $800 within the first two full calendar months, follow the instructions provided in the SingSaver email to redeem your exclusive sign-up gift.

Credit card application resources

Looking for the best card for your needs? Check out these helpful guides:

Frequently asked questions about the Citi PremierMiles Card

Are there annual fees?

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Yes, the annual fee is $196.20 (inclusive of GST). However, the first year’s fee is waived for new cardholders. In subsequent years, the fee is applicable unless waived as part of Citibank’s retention offers.

What is the income requirement?

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To qualify, the minimum annual income is:

  • $30,000 for Singaporeans and Permanent Residents
  • $42,000 for foreigners residing in Singapore

Applicants must also be at least 21 years old.

What is the mile per dollar or cashback offered?

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You’ll earn:

  • 1.2 Citi Miles per $1 spent locally
  • 2.2 Citi Miles per $1 on foreign currency spend
  • Up to 10 Citi Miles per $1 on selected travel bookings with Kaligo and Agoda

These miles never expire, and can be redeemed for flights, hotels, and more.

Are there extra perks?

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Yes! The Citi PremierMiles Card includes:

  • 2 complimentary Priority Pass™ airport lounge visits per year
  • Travel insurance of up to $1 million when flights are charged to the card
  • 10,000 renewal bonus miles each year when the annual fee is paid
  • Access to 11+ airline and hotel transfer partners
  • Use of Citi World Privileges, offering discounts worldwide on dining, shopping, and travel



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