Comprehensive Coverage with MSIG Travel Insurance
Updated: 18 Jun 2026
Compare to find the right MSIG plan now and enjoy high post-trip local medical coverage
Why choose MSIG Travel Insurance
MSIG Travel Insurance combines high medical coverage limits with generous trip cancellation protection and broad COVID-19 benefits, making it suitable for travellers seeking peace of mind without overspending. Its flexibility to cover a wide range of leisure and adventurous activities, plus extras like pet care cover and home contents protection, makes it more comprehensive than many basic travel policies.
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Trip Cancellation
S$ S$
10,000Overseas Medical Expenses
S$ S$
500,000Loss of Baggage
S$ S$
5,000Medical expenses in Singapore
S$ S$
50,000- Complete purchase in just 3 clicks
- Comprehensive coverage for families
- High post-trip local medical coverage
- Comprehensive medical coverage
- Covers large groups
Trip Cancellation
S$ S$
15,000Overseas Medical Expenses
S$ S$
1,000,000Loss of Baggage
S$ S$
7,500Medical expenses in Singapore
S$ S$
75,000- Complete purchase in just 3 clicks
- Comprehensive coverage for families
- High post-trip local medical coverage
- Comprehensive medical coverage
- Covers large groups
MSIG Single Trip Comparison
Product | Trip Cancellation | Baggage/personal belongings delay | Loss of baggage | Medical expenses coverage | Travel delay | Travel postponement | Replacement of traveller | Overbooked flight | Travel disruption | Personal liability | Missed travel connection | Flight diversion | Automatic extension of cover | Medical expenses coverage | Accidental death & total and permanent disability | Overseas medical expenses | Maternity overseas | Overseas hospitalisation allowance | TCM expenses | Emergency dental expenses | Singapore hospitalisation allowance | Adventurous leisure activities | Damage or loss of golf equipment | Wedding clothing and accessories | Loss of travel documents | Personal money | Loss of credit card | Rental car excess | Hijack of public transport/plane | Legal expenses for wrongful arrest or detention | Funeral expenses | Emergency telephone charges | Covid-19 medical expenses |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
S$0 | S$100 | S$1000 | S$0 | - | - | - | - | S$300 | S$500000 | - | - | Included | S$0 | S$50000 | S$50000 | - | - | - | - | - | - | - | - | S$500 | S$100 | - | - | S$2000 (S$100 every 6 hours) | - | - | S$50 | S$25000 | |
S$5000 | S$600 | S$3000 | S$25000 | S$500 | S$750 | S$500 | S$200 | S$1000 | S$500000 | S$200 | S$500 (S$100 for every 6h) | Included | S$25000 | S$150000 | S$250000 | - | S$20000 (S$200/day) | S$200 | S$5000 | S$500 (S$100/day) | - | - | - | S$2000 | S$100 | - | - | S$2000 (S$100 every 6 hours) | - | S$3000 | S$100 | S$75000 | |
S$10000 | S$1000 | S$5000 | S$50000 | S$1000 | S$1500 | S$750 | S$300 | S$2000 | S$1000000 | S$300 | S$1000 (S$100 for every 6h) | Included | S$50000 | S$200000 | S$500000 | S$2000 | S$37000 (S$250/day) | S$400 | S$10000 | S$1000 (S$100/day) | Covered | S$1000 | S$2500 | S$3000 | S$300 | S$2000 | S$1000 | S$ 4000 (S$200 every 6 hours) | S$5000 | S$5000 | S$200 | S$150000 | |
S$15000 | S$1500 | S$7500 | S$75000 | S$1500 | S$2000 | S$1000 | S$400 | S$3000 | S$1000000 | S$400 | S$1500 (S$100 for every 6h) | Included | S$75000 | S$500000 | S$1000000 | S$3000 | S$60000 (S$300/day) | S$600 | S$15000 | S$2000 (S$100/day) | Covered | S$1500 | S$3500 | S$5000 | S$500 | S$3000 | S$1500 | S$6000 (S$300 every 6 hours) | S$10000 | S$8000 | S$300 | S$250000 |
MSIG Annual Trip Comparison
Product | Trip Cancellation | Baggage/personal belongings delay | Loss of baggage | Medical expenses coverage | Travel delay | Travel postponement | Replacement of traveller | Overbooked flight | Travel disruption | Personal liability | Missed travel connection | Flight diversion | Automatic extension of cover | Medical expenses coverage | Accidental death & total and permanent disability | Overseas medical expenses | Maternity overseas | Overseas hospitalisation allowance | TCM expenses | Emergency dental expenses | Singapore hospitalisation allowance | Adventurous leisure activities | Damage or loss of golf equipment | Wedding clothing and accessories | Loss of travel documents | Personal money | Loss of credit card | Rental car excess | Hijack of public transport/plane | Legal expenses for wrongful arrest or detention | Funeral expenses | Emergency telephone charges | Covid-19 medical expenses |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
S$5000 | S$600 | S$3000 | S$25000 | S$500 | S$750 | S$500 | S$200 | S$1000 | S$500000 | S$200 | S$500 (S$100 for every 6h) | Included | S$25000 | S$150000 | S$250000 | - | S$20000 (S$200/day) | S$200 | S$5000 | S$500 (S$100/day) | - | - | - | S$2000 | S$100 | - | - | S$2000 (S$100 every 6 hours) | - | S$3000 | S$100 | S$75000 | |
S$10000 | S$1000 | S$5000 | S$50000 | S$1000 | S$1500 | S$750 | S$300 | S$2000 | S$1000000 | S$300 | S$1000 (S$100 for every 6h) | Included | S$50000 | S$200000 | S$500000 | S$2000 | S$37000 (S$250/day) | S$400 | S$10000 | S$1000 (S$100/day) | Covered | S$1000 | S$2500 | S$3000 | S$300 | S$2000 | S$1000 | S$ 4000 (S$200 every 6 hours) | S$5000 | S$5000 | S$200 | S$150000 | |
S$15000 | S$1500 | S$7500 | S$75000 | S$1500 | S$2000 | S$1000 | S$400 | S$3000 | S$1000000 | S$400 | S$1500 (S$100 for every 6h) | Included | S$75000 | S$500000 | S$1000000 | S$3000 | S$60000 (S$300/day) | S$600 | S$15000 | S$2000 (S$100/day) | Covered | S$1500 | S$3500 | S$5000 | S$500 | S$3000 | S$1500 | S$6000 (S$300 every 6 hours) | S$10000 | S$8000 | S$300 | S$250000 |
Related Documents
Related Documents
Frequently asked questions about MSIG Travel Insurance
MSIG Travel Insurance coverage details
Comprehensive COVID-19 coverage
- Trip cancellation or postponement if diagnosed with COVID-19 or placed under quarantine
- Overseas medical expenses for COVID-19 illness, including hospitalisation and prescribed medication
- Emergency evacuation or repatriation if seriously ill with COVID-19
- Daily overseas quarantine allowance
Overseas medical expenses
- Up to S$1 million for hospitalisation, surgery, and outpatient treatment
- Includes emergency dental expenses due to accidents
- Covers prescribed medication and follow-up treatment
Emergency medical evacuation and repatriation
- Full coverage for evacuation to the nearest suitable hospital
- Repatriation to Singapore when medically necessary
- 24/7 global assistance team support
Travel cancellation and postponement
- Up to S$15,000 for non-refundable trip costs under MSIG Premier Plan
- Covers events such as serious illness, death in the family, or natural disasters at the destination
Insolvency of licensed travel operators
- Reimbursement for prepaid travel fares if your Singapore Tourism Board (STB) registered travel agency becomes insolvent
- Applies when the trip is cancelled due to insolvency of an STB-registered operator
Replacement traveller reimbursement
- One-time traveller replacement if the insured cannot travel due to covered events
- Substitute traveller must purchase a new policy
Optional add-on coverage
Traditional Chinese Medicine (TCM) expenses
- Reimbursement for TCM treatments overseas, including acupuncture and herbal medicine
Hospitalisation daily benefit
- Daily cash allowance during overseas hospital stays
Death or permanent disability coverage
- Lump sum payment for accidental death or total permanent disability while overseas
Missed flight connections
- Fixed compensation for missed connections due to delays or cancellations
Personal baggage delay and loss
- Cash allowance for baggage delays beyond a specified time limit
- Coverage for theft, loss, or damage to personal belongings
Home contents cover
- Protection for household contents against fire or burglary while you are overseas
Pros and cons of MSIG Travel Insurance
| Pros | Cons |
|
✅ High overseas medical coverage limits ✅ Strong COVID-19 benefits ✅ Broad list of covered activities ✅ 24/7 emergency hotline
|
❌ Adventure activities require an add-on ❌ Premiums may be higher for longer trips ❌ Certain high-risk countries excluded |
MSIG Travel Insurance compared to other insurance providers
|
Provider |
Best for |
Medical coverage (overseas) |
Medical coverage (local) |
Trip cancellation |
Loss of baggage |
Premium |
|
MSIG Standard Plan (Annual) |
Balanced coverage with extras |
S$250,000 |
S$25,000 |
S$5,000 |
S$3,000 |
S$372.75 |
|
Starr TraveLead Bronze Plan (Annual) |
Budget-conscious travellers seeking essential coverage |
S$200,000 |
S$10,000 |
S$5,000 |
S$3,000 |
S$209.35 |
|
Singlife Travel Lite (Annual) |
Affordable short trips |
S$250,000 |
S$10,000 |
S$5,000 |
S$3,000 |
S$296.64 |
|
HL Assurance |
Family travel |
S$250,000 |
S$15,000 |
S$7,000 |
S$5,000 |
S$316.00 |
*All calculations are based on an annual trip, worldwide, 1 year for 1 adult.
MSIG stands out for its balanced blend of high medical coverage, generous baggage limits, and extra benefits.
How to claim
- Download and complete the MSIG Travel Insurance claim form from their website.
- Attach supporting documents (e.g., medical reports, receipts, police reports).
- Submit the form via email or post within 30 days of the incident.
- Await confirmation and follow up with MSIG for updates.
Related pages
MSIG Travel Insurance is known for reliability, but other providers might suit your needs more. Compare providers below:
AIG Travel Insurance Singapore
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Direct Asia Travel Insurance Singapore
Great Eastern Travel Insurance Singapore
HL Assurance Travel Insurance Singapore
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Singlife Travel Insurance Singapore
Sompo Travel Insurance Singapore
Starr Travel Insurance Singapore
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