Best Travel Insurance Plans And Promotions In Singapore (May 2022)

Deborah Gan
Last updated May 20, 2022
Best Travel Insurance Promos and Discounts 2020

From those that cover leisure sports to those that provide daily COVID-19 overseas quarantine allowance, here are the best travel insurance plans that you shouldn’t scrimp on when planning for your grand escapade. 

With COVID-19 still around after two years, travelling seemed like an unattainable dream that had been put in the backseat. But with the new Vaccinated Travel Lanes (VTL) opening up, maybe we can finally start planning for our next holiday.

As much as you want to reduce your expenses overseas to keep within your budget, spending that extra money to insure yourself against any accidents and incidents abroad is extremely crucial, as it saves you from footing hefty medical bills or bearing the cost of damaged baggage.

So whether you’re an avid travel insurance customer or have never seen the need for travel insurance, consider this your sign to protect yourselves to reduce the chances of any mishaps ruining your long-awaited vacation.

Here are the best travel insurance plans with and without COVID-19 coverage that you should bookmark if you’re already making your travel plans (we recommend getting your travel insurance as early as possible).


SingSaver Exclusive Promotion: Fill out our A-MAY-Zing contest form for a chance to win an Apple Watch SE (worth S$419), no product application required! Valid till 25 May 2022. T&Cs apply.


Overview of travel insurance plans

Travel InsuranceHighlightsCOVID-19 coverage?Promotion
Starr TraveLead Travel InsuranceMedical expenses up to S$1,000,000
Accidental death and disablement benefit of up to S$500,000
Personal baggage coverage of up to S$7,500
Overseas COVID-19 related medical expenses of up to S$100,000
COVID-19 trip-related cancellation/curtailment of up to S$1,000
YesEnjoy up to S$48 via PayNow and 35% off when you apply using the promo code SSVTL35. T&Cs apply.
AXA SmartTravellerUp to S$600,000 medical coverage overseas and up to S$60,000 post-trip
Covers up to S$10,000 for lost or damaged belongings
Accidental death and disablement cover of up to S$700,000 coverage
Up to S$150,000 COVID-19 coverage medical expenses
S$100 per day for COVID-19 hospitalisation allowance, up to S$2,000
YesSingle Trip: Applicants will receive 30% off and S$5 via PayNow. Valid till 31 May 2022. T&Cs Apply.

Annual Trip: Applicants can enjoy 20% off and S$5 via PayNow. Valid till 31 May 2022. T&Cs Apply.
AXA WanderlustS$200 per day up to S$20,000 for hospitalisation allowance 
Up to S$300,000 whilst overseas medical coverage and up to S$10,000 post-trip
Up to S$500,000 coverage for accidental death and disablement
Up to S$70,000 medical expenses coverage for COVID-19
Up to S$1,500 reimbursement for trip cancellation due to COVID-19
YesSingle Trip: Applicants who apply with the promo code WSMY2210 will receive 30% off, a bonus 15% discount and S$5 via PayNow. Valid till 31 May 2022. T&Cs Apply. This is a limited promotion.

Annual Trip: Receive 20% off and S$5 via PayNow when you apply. Valid till 31 May 2022. T&Cs Apply.
Allianz Travel InsuranceUp to S$15,000 baggage coverage
Unlimited medical/dental expenses coverage (for Platinum plan)
Unlimited COVID-19 coverage for emergency medical and dental expenses for Platinum plan
Up to S$25,000 for trip cancellations or disruptions relating to COVID-19
YesApply with the promo code TRAVELSAFER to receive a 35% discount on all plans (Single, Family & Annual). Valid till 30 Jun 2022. T&Cs apply.

Plus, get S$20 cashback when you purchase a plan over S$200.
HLAS COVIDSafe Travel Protect360Up to S$300,000 coverage for accidental death and disablement 
Up to S$500,000 medical coverage overseas
Up to S$7,000 baggage loss
COVID-19 medical expenses coverage of up to S$100,000 including COVID-19
Hospital Cash Benefit of S$100 per day up to S$2,000 for COVID-19
YesNA
AIG Travel GuardUp to S$2,500,000 coverage in overseas medical expenses
Unlimited emergency medical evacuation (except for Standard and Basic plan)Up to S$300,000 accidental death and disablement coverage
COVID-19 medical expenses coverage of up to S$250,000
Up to S$7,500 for trip cancellations or early returns relating to COVID-19
YesReceive up to S$50 Dairyfarm evouchers when you use the promo code SSTGD. Valid till 30 Jun 2022. T&Cs apply.
FWD Travel InsuranceUp to S$1,000,000 overseas medical expenses coverage
Up to S$7,500 theft or damage to personal belongings
Up to S$900 for baggage delay
COVID-19 coverage available as rider add-on with up to S$200,000 for COVID-19 medical expenses
YesSingle/Annual Trip: Use promo code TRAVEL30 to get a 30% discount plus S$10 via PayNow. Valid till 22 May 2022. T&Cs apply.
Singlife Travel InsuranceUp to S$8,000 loss of baggage coverage
Up to S$500,000 for accidental death and disability
Unlimited overseas medical expenses (for Travel Prestige plan)
Up to S$2,000,000 personal liability
Up to S$20,000 coverage for overseas COVID-19 medical expenses
Up to S$100 per day for COVID-19 overseas quarantine, up to S$2,000
YesSingle Trip: Get an 18% discount when you use the promo code TRAVEL18 when you apply. Valid till 31 May 2022. T&Cs apply.
Starr Cruise to NowhereUp to S$100,000 overseas Covid-19 related medical expenses
Up to S$1,000 COVID-19 related trip cancellation benefit Up to S$1,000,000 medical expenses for in and outpatient treatments
Accidental death and disablement benefit of up to S$500,000 
YesEnjoy up to S$48 via PayNow when you apply. Valid till 31 May 2022. T&Cs apply.
Sompo Travel (COVID-19) Insurance Up to S$400,000 medical expenses coverage
Up to S$500,000 accidental death and disablement coverage
Up to S$1,000,000 personal liability coverage
Up to S$200,000 coverage for COVID-19 medical expenses
Covers up to S$4,000 for trip cancellation or postponement due to COVID-19
Overseas quarantine/hospitalisation allowance of up to S$100 per day for COVID-19
Covers up to S$200,000 for medical evaucation or repatriation for COVID-19
YesNA
Etiqa (TIQ)Up to S$1,000,000 medical coverage overseas
Up to S$500,000 accidental death and disablement coverage
Up to S$10,000 coverage for medical expenses incurred in Singapore
Up to S$10,000 trip cancellation benefit
Covers Cruise To Nowhere
Up to S$300,000 medical coverage for COVID-19 (with COVID-19 rider)
Up to S$5,000 coverage for trip cancellation and loss of deposit due to COVID-19 (with COVD-19 rider)
YesSingle Trip: Use the promo code TIQMAY22 to enjoy 40% off. Valid till 29 May 2022. T&Cs apply.

Key in the promo code under the coupon code section on the next page after selecting your destination and dates.
MSIG TravelEasyUp to S$2,600,000 overseas medical expenses coverage for Adult & Children/Family coverUp to S$$1,000,000 overseas medical expenses coverage for individuals
Up to S$1,200,000 accidental death and disablement coverage for Adult & Children/Family cover
Up to S$500,000 accidental death and disablement coverage for individuals
Overseas hospitalisation daily benefit of up to S$300 per day, capped at max. S$60,000
Up to S$200,000 for Medical Cover for COVIS-19
Up to S$3,000 for Travel Inconvenience due to COVID-19
YesSingle Trip: Enjoy 45% off and receive up to S$48 via PayNow when you apply. Valid till 31 May 2022. T&Cs apply.

Annual Trip: Receive up to S$48 via PayNow and 20% off your premium when you apply. Valid till 31 May 2022. T&Cs apply.
Tokio Marine TM ExploraUp to S$500,000 for overseas medical expenses 
Up to S$300,000 accidental death & disablement coverage
Up to S$15,000 trip cancellation benefit 
Up to S$1,200 baggage delay benefit 
NoNA
ErgoUp to S$1,000,000 overseas medical and dental expenses 
Up to S$50,000 follow-up medical and dental coverage upon return to Singapore 
Unlimited Worldwide Emergency Medical Evacuation (excluding Basic plan)
Overseas hospitalisation daily benefit of up to S$200 per day, capped at max. S$20,000
NoNA
    

Travel insurance plans with COVID-19 coverage

Starr TraveLead Travel Insurance

With three plans to choose from, Bronze, Silver and Gold, Starr TraveLead Travel Insurance lets you choose your coverage based on your budget and needs. What really stands out in this insurance plan is the high medical expenses coverage of up to S$1,000,000 including in and outpatient treatments abroad in the event that you require medical assistance.

On top of that, they also have a personal accident benefit of up to S$500,000 for accidental death and disablement, ensuring that you are well covered. You’ll also have access to their 24-hour Global Emergency Assistance services that include an around-the-clock hotline, as well as up to S$7,500 coverage for personal baggage loss or damages.

ProsCons
Up to S$1,000,000 medical expenses coverageNo terrorism cover
Personal liability coverage of up to S$1,000,000
High coverage for trip cancellation and curtailment of up to S$15,000
Overseas COVID-19 related medical expenses overage of up to S$100,000

If you’re worried about contracting COVID-19 abroad, you’re well protected with their insurance plan as it offers up to S$100,000 coverage for COVID-19 related medical expenses, and up to S$1,000 in claims if your trip is cancelled or curtailed due to COVID-19.

(Provides Covid-19 Coverage)

Exclusive SingSaver Promotion: Enjoy up to S$48 via PayNow when you apply for a min. $30 premium and a 35% discount when you apply using the promo code SSVTL35. Valid till 31 May 2022. T&Cs apply.


Enjoy additional coverage by adding Trip or Baggage coverage for an absolute peace of mind. Increase COVID-19 medical expenses coverage and protection against trip cancellations due to COVID-19 when you select either the Gold or Silver plans.


AXA SmartTraveller

With AXA SmartTraveller, you can travel with a peace of mind as they offer decent overseas medical coverage of up to S$600,000, and even up to S$60,000 if you fall sick after you’re back from your trip. Not only that, but it also provides high personal baggage coverage of up to S$10,000 in the event that they are lost or damaged.

If you’re met with any accidents that cause your death or permanent disablement, you are covered up to S$700,000. Aside from that, the insurance plan also offers full terrorism coverage for both the Essential and Comprehensive plans.

ProsCons
Up to S$10,000 personal baggage coverageNo benefit payable for extreme sports
Adventurous activities coverageMedical exclusions for pre-existing conditions
Full terrorism cover
COVID-19 extension coverage

The plan also covers up to S$150,000 in medical expenses if you get COVID-19 abroad, and even provides a S$100 hospitalisation allowance per day if you have COVID-19, for up to S$2,000.

If you need to cancel your trip due to you or a family member getting COVID-19, you’ll be reimbursed up to S$2,000, while any trip postponements will reimburse you up to S$1,000.

Exclusive SingSaver Promotion:
Single Trip: Enjoy a 30% discount and S$5 via PayNow. Valid till 31 May 2022. T&Cs apply.

Annual Trip: Apply to enjoy a 20% discount and S$5 via PayNow. Valid till 31 May 2022. T&Cs apply.

Enjoy travel cover for COVID-19 regardless of airline that you fly with. Must be travelling under permitted arrangements. T&Cs apply.


AXA Wanderlust

With AXA Wanderlust’s ample coverage, you can unleash your wanderlust. With three plans — Lite, Easy and Pro — you can select your plan best suited to your needs.

Their overseas medical coverage is decent though not the highest, allowing you to claim up to S$300,000 while you’re overseas, and up to S$10,000 post-trip. Aside from that, any personal accidents that cause your death or permanent disablement met during the trip will entitle you or your family to make claims up to S$250,000.

For any general trip cancellations or curtailments, AXA can reimburse you up to S$6,000 for the highest-tier plan. 

There’s also 24-Hour Emergency Travel-Related Assistance if you ever need medical evacuation or need help if you lose your passport abroad.

ProsCons
Covers injuries from adventurous activities (by adding on the Adventure Cover Rider)No benefit payable for extreme sports
Pays up to S$6,000 if your trip is cancelled or curtailed No terrorism coverage
COVID-19 coverage

This plan is comprehensive in its coverage by including COVID-19 coverage. If you have COVID-19 overseas and need to receive medical assistance, you can claim up to S$70,000. If you’re hospitalised overseas, you can claim S$50 per day up to S$3,000 in the form of overseas hospitalisation allowance.

COVID-19 has also disrupted many travel plans, so in the event of any, you can receive up to S$1,500 reimbursement if your trip is cancelled due to COVID-19.

Exclusive SingSaver Promotion:
Single Trip: Use the promo code WSMY2210 when applying to receive a 30% discount, a bonus 15% discount, and S$5 via PayNow. Valid till 31 May 2022. T&Cs apply.

Annual Trip: Receive a 20% discount and S$5 via PayNow. Valid till 31 May 2022. T&Cs apply.

Enjoy travel cover for COVID-19 regardless of airline that you fly with. Must be travelling under permitted arrangements. T&Cs apply.

Allianz Partners Travel Insurance

For your upcoming travel plans, is maximum medical coverage benefit your main concern? If you are travelling to a country where falling sick or being hospitalised due to an accident is going to cost you an arm and leg, factor in medical coverage when purchasing travel insurance. Medical coverage benefits will cover you for medical attention, evacuation and assistance during your trip.

Allianz Travel Insurance offers unlimited coverage for medical and dental expenses for the Platinum plan, as well as unlimited emergency transport, the highest coverage that you can ever find. 

They also offer up to S$15,000 baggage coverage (also one of the highest coverage), and up to S$25,000 claims for trip cancellation and interruption.

ProsCons
Unlimited medical expenses coverage for Platinum planNo benefit is payable relating to expenses incurred due to the fraudulent use of credit card
Up to S$15,000 baggage coverageNo benefit payable for claims arising from pre-existing conditions
Sports, cruise and replacement assistance coverage
Full terrorism cover
COVID-19 coverage

As for COVID-19, opting for the Platinum plan will also give you unlimited coverage for emergency medical and dental expenses from COVID-19, while any travel cancellations or disruptions will entitle you to the same claim amount of S$25,000. 

Promotion: Get a 35% discount on all Travel Insurance Plans (Single, Annual and Family plans) when you use the promo code TRAVELSAFER. Valid till 30 June 2022. T&Cs apply. Plus, get S$20 cashback when you spend over S$200.

Allianz Travel Insurance includes coverage for both COVID-19 and Cruise to Nowhere trips.


HLAS CovidSafe Travel Protect 360

One of the biggest draws of the HLAS CovidSafe Travel Protect360 is the high personal liability coverage of up to S$1,000,000. On top of that, they also offer up to S$500,000 coverage for medical expenses overseas, and up to S$20,000 local medical expenses coverage.

For baggage loss, you can claim up to S$7,000, while delayed baggage will get you S$100 for every six hours up to S$1,200.

ProsCons
Up to S$500,000 coverage for medical expenses overseasCovers kidnapping/hostage situations and hijacking of common carriers
Personal liability of up to S$1,000,000
Rental car excess of up to S$1,000
COVID-19 coverage

If you were to contract COVID-19 overseas, your medical expenses are covered up to S$100,00, and you’ll also get a hospital cash benefit of S$100 per day up to S$2,000 if you need to be hospitalised because of COVID-19.

For the Superior and Enhanced plan, you’ll also get unlimited coverage for emergency evacuation and repatriation for urgent fatal illnesses. If your trip is cancelled or curtailed due to COVID-19, you’ll be reimbursed up to S$2,000 to compensate for any inconveniences and cancellation fees.

Promotion:
Single trip: Free coverage for every 10th customer and 50% discount with No Claim Discount. T&Cs apply.

Annual trip: 40% discount with No Claim Discount. T&Cs apply.


AIG Travel Guard Direct

With up to S$2,500,000 coverage for overseas medical expenses, AIG Travel Guard Direct’s coverage is one of the highest compared to the other travel insurance plans out there. They also offer up to $10,000 reimbursement if your baggage is lost, and unlimited emergency medical evacuation except for the Standard and Basic plan.

ProsCons
Medical expenses coverage of up to S$2,500,000Exclusion of coverage if you participate in extreme sports and sporting activities
Up to S$10,000 coverage for loss of personal belongings
Unlimited emergency medical evacuation (except for Standard and Basic plan)
COVID-19 coverage

With AIG Travel Guard Direct, you also won’t have to worry if you contract COVID-19. Aside from the mental stress of falling sick, you won’t be financially burdened as AIG  provides up to S$250,000 coverage for COVID-19 medical expenses as well as an overseas quarantine allowance of up to S$100 a day.

They also cover up to S$7,500 if your trip is cancelled or if you have to return to Singapore early due to COVID-19.

AIG Travel Guard Promotion:

Receive up to S$50 worth of Dairyfarm evouchers when you use the promo code SSTGD. Valid till 30 Jun 2022. T&Cs apply.

Get S$30 worth of Dairyfarm vouchers when you apply for a min. premium of S$100 and get S$50 worth of Dairyfarm vouchers when you apply for a min. premium of S$150.


FWD Travel Insurance

Offering up to S$1,000,000 overseas medical expenses coverage, FWD travel insurance’s coverage is decent but definitely not the highest in the market. If your personal belongings are stolen or damaged, you can claim up to S$7,500, and up to S$900 for any baggage delay.

You can also enjoy a seamless claim process as they offer cashless medical claims through their app.

ProsCons
Fully covered by terrorismNo Pre-existing conditions cover
Unlimited emergency medical evacuation coverCOVID-19 coverage as a rider add-on
Cashless Medical Claims

Though COVID-19 is not covered in their insurance plans, you are able to get it as a rider add-on. You can claim up to S$200,000 for COVID-19 related medical expenses, and S$100 local or overseas hospitalisation cash per day for up to 14 days. They will also reimburse you up to S$5,000 for any trip cancellations due to the pandemic.

Do note that the COVID-19 rider coverage is the same regardless of which plan you opt for as your base plan.

FWD Travel Insurance Promotion:

Single/Annual Trip: Use promo code TRAVEL30 to get a 30% discount on your premium. Additionally, receive S$10 via PayNow when you apply for a min. premium of S$65. Valid till 22 May 2022. T&Cs apply.


Singlife Travel Insurance

If you opt for the Singlife Travel Prestige plan, you will be thrilled to know that there is unlimited overseas medical expenses coverage to financially safeguard yourself against hefty overseas medical bills. They also offer up to S$2,000,000 in personal liability coverage, making it one of the highest coverage on the list.

ProsCons
Full terrorism coverCoverage for any golfing equipment, water sports equipment and winter sports equipment is only available by adding on riders
Coverage for trip cancellation for any reasonNo coverage for participation in dangerous sports
Replacement Traveller (For Business Travel only) for Plus and Prestige Plan
COVID-19 coverage

Better yet, you can rest easy knowing you’ll be protected against emergency medical and evacuation expenses if you were to catch COVID-19 while on your trip, with up to S$20,000 coverage for overseas medical expenses and up to S$2,000 reimbursement for COVID-19 related trip cancellation or postponement. Do ensure that you’re fully vaccinated before the trip to qualify for this cover.

Promotion:
Single Trip: Use the promo code TRAVEL18 for an 18% discount off your premium when you apply. Valid till 31 May 2022. T&Cs apply.


Starr Cruise To Nowhere Travel Insurance

If you’re planning on a cruise-to-nowhere trip, consider getting the Star Cruise To Nowhere Travel Insurance. They have a decent medical expenses coverage of S$1,000,000, as well as coverage against accidental death and disablement of up to S$500,000.

With their 24-hour global emergency assistance services, you’ll be linked up to medical services and immediate transportation in no time.

ProsCons
Up to S$1,000,000 medical expenses overseasNo terrorism coverage
24 hours Global Emergency Assistance Services
Extensive travel inconvenience benefits
COVID-19 coverage

Thankfully, they also cover for COVID-19 in the event you get it on your trip. They offer overseas COVID-19 related medical expenses coverage of up to S$100,000, as well as COVID-19 related trip cancellation and curtailment up to S$1,000.

Exclusive SingSaver Promotion: Get rewarded with up to S$48 via PayNow when you apply. Valid till 31 May 2022. T&Cs apply.

Enjoy your cruise to the fullest by getting Cruise to Nowhere Insurance to protect you from the unexpected.

From just S$12 per day, you can get COVID-19 coverage, medical expenses coverage, personal accident benefit and other travel inconvenience benefits. You also enjoy 24 hours global emergency assistance services to help you when you need it most.


Sompo Travel (COVID-19) Insurance

Sompo Travel (COVID-19) insurance offers two plans — Essential and Superior plan that offers different levels of coverage.

You will be granted up to S$400,000 coverage for medical expenses, as well as up to S$500,000 accidental death or disablement coverage.

If your trip is cancelled or postponed, some of your money can be recovered as they will reimburse you up to S$10,000 for each person insured. Moreover, they also have a relatively high personal liability coverage of up to S$1,000,000.

ProsCons
Full terrorism coverageNo extensive coverage for leisure sports
Up to S$1,000,000 personal liability coverageRelatively low medical expenses coverage
COVID-19 coverage

Thankfully, Sompo is offering COVID-19 coverage as well. If you get COVID-19, you will be covered up to S$200,000 for any medical expenses abroad, and any overseas quarantine or hospitalisation will get you an allowance of S$100 a day up to 14 days.

If your trip has to be cancelled or postponed due to COVID-19, you can get up to S$4,000 reimbursement. On top of that, you’ll also be covered up to S$200,000 worth of emergency evacuation and repatriation for COVID-19 if required.


MSIG TravelEasy

If you have exciting travel plans and have painstakingly planned your holiday, you will want to travel worry-free. We recommend MSIG TravelEasy for their high baggage delay benefit of up to S$250 for every six hours of delay, emergency medical evacuation/repatriation, Terrorism Cover, and high accidental death and disablement coverage of up to S$1,200,000 for the family!

MSIG Elite and Premier Plans also offer benefits like Adventurous Activities Cover, Golfer’s Cover, Unused Entertainment Ticket Cover, Domestic Pets Care Cover, Rental Vehicle Excess Cover, and Home Contents Cover to suit all travellers’ needs.

ProsCons
Up to S$2,600,000 overseas medical expenses coverage for Adult & Children/Family CoverStandard Plan (TravelEasy) does not cover certain sub-category of benefits, such as Adventurous Activities/Golfer’s Cover; please refer to the policy document for exclusions
Pre-existing Medical Condition Cover available (under TravelEasy Pre-Ex Plans)
Public Transport Double Cover, Adventurous Activities Benefit (for Elite and Premier Plans)
COVID-19 coverage

COVID-19… probably the reason why you cancelled many of your upcoming trips and why you may feel uneasy travelling. Fret not! As MSIG now has COVID-19 cover and is provided automatically to all single trip plans. Feel confident in your travels now with MSIG keeping you covered.

So, what exactly is covered? You’d be happy to know that the following benefits have been enhanced to include COVID-19 cover as a sub-limit to these policies. Overseas medical expenses, emergency medical evacuation and repatriation, travel cancellation and travel postponement. The highest tier (Premier) plan covers you up to S$200,000 for Medical Cover and S$3,000 for Travel Inconvenience. It’s important to note all available tiers come with Medical and Travel Assistance Services.

Promotion:
Single Trip: Enjoy 45% off and up to S$48 via PayNow. Valid till 31 May 2022. T&Cs apply.

Annual Trip: Receive up to S$48 via PayNow and 20% off your premium when you apply. Valid till 31 May 2022. T&Cs apply.


Etiqa (tiq) Travel Insurance

Etiqa (TIQ) travel insurance stands out from the rest because of its Pre-Ex plan that covers individuals with pre-existing medical conditions as an extension of coverage.

Their medical coverage overseas is up to S$1,000,000, one of the plans that have relatively high coverage, and up to S$1,800,000 combined limit for emergency medical evacuation. There’s also a S$10,000 trip cancellation benefit to cover any inconveniences.

TIQ travel insurance now offers coverage for Cruise To Nowhere too, so you can have a peace of mind when you’re abroad.

ProsCons
Up to S$1,800,000 combined limit for emergency medical evacuation and repatriation of mortal remainsBaggage delay benefit is constant at S$100 per six hours, capped at S$200 limit, regardless of Plan type 
Pre-Ex plan catered for individuals with pre-existing conditions
COVID-19 coverage available as an add-on rider
Covers for activities like hot air baloon ride, parachuting, sky-diving, bungee-jumping, hand-gliding, paragliding, and non-competitive winter sports

Tiq travel insurance has recently started offering COVID-19 coverage, though as an add-on rider and is available in three different tiers — entry, savvy and luxury.

The highest tier coverage gives you up to S$300,000 medical coverage for COVID-19 incurred overseas, as well as up to S$5,000 coverage for trip cancellation and loss of deposit. If your trip is postponed, you are insured up to S$1,500.

You’ll also get a quarantine allowance of up to S$1,500, S$100 for every 24 hours and up to S$500,000 for emergency medical evacuation and repatriation to Singapore.

Single Trip: Use the promo code TIQMAY22 to enjoy a 40% discount. You will also be in the running to win attractive prizes – a Dyson Supersonic hair dryer, Apple iPhone 13 Pro or 3rd-generation Apple iPods. Valid till 29 May 2022. T&Cs apply.

Key in the promo code under the coupon code section on the next page after selecting your destination and dates. Please note that the prices shown are before discount.


Travel insurance plans without COVID-19 coverage

Tokio Marine TM Explora

Tokio Marine’s TM Xplora features two tiers of travel insurance plans: Classic and Premier. Both plans offer well-rounded coverage with affordable premiums. One of the unique selling points is that they offer Full Terrorism Cover, as well as a high trip cancellation benefit of up to S$10,000.

They also provide up to S$500,000 coverage for overseas medical expenses, and up to S$300,000 coverage for accidental death and disablement. 

ProsCons
Up to S$15,000 trip cancellation benefit due to insolvency of travel agencyNo COVID-19 coverage
Adventure sports & Activities coverage (leisure basis)Travel regions covered fall under only two buckets: Asia and Worldwide. Even trips within ASEAN are classified under Asia pricing
Full terrorism cover

Ergo Travel Protect

Ergo provides four tiers of plans – Essential, Standard, Deluxe – each with different coverage and pricing. Prices start from S$14 for the Essential Plan. 

With an unlimited worldwide emergency medical evacuation across all plans, you can rest assured knowing that you’re in good hands. They also offer up to S$1,000,000 coverage for overseas medical expenses, as well as up to S$50,000 coverage for follow-up medical expenses when you’re back in Singapore.

ProsCons
Unlimited worldwide emergency medical evacuation (except Basic Plan)No add-on or optional riders are available
Covers repatriation of mortal remains or funeral expenses due to pre-existing condition up to S$100,000No COVID-19 coverage

Check our Best Travel Insurance for 2022 page for more information on these travel insurance plans and providers!

Alternatively, compare and apply for your travel insurance through our SingSaver comparison tool and find the best plans for your needs, based on destination, coverage, premium, and more!


Protected up to specified limits by SDIC.

Note: This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that are not suitable for you may impact your ability to finance your future healthcare needs.

If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.


Read these next:
Best Covid-19 Travel Insurance Plans (2022)
AXA SmartTraveller Travel Insurance Review
Singapore-Germany VTL: Two-Way Quarantine-Free Travel Starts From 8 September
How Would Travel Look Like In 2021?
Klook Promo Codes in Singapore


By Deborah Gan
A mahjong addict with an undying love for dogs, Deborah is always on the hunt for cheap deals because she is always broke. That is why she is attempting to be more financially savvy to be.. less broke.


Deborah Gan May 20, 2022 28156