Find The Best Travel Insurance In Singapore For Skiing 2024

Look for the best comprehensive travel insurance for skiing here. Whether you're planning a leisure trip to a cold destination or are seeking an adventure-packed vacation full of winter sports,getting sufficient coverage is essential. Discover the ultimate winter packing list for your upcoming trip, and check out the best travel insurance if you're flying to Korea soon. Ready to fly? Find out where to buy your ideal travel insurance with us.

 

Find the Best Travel Insurance For Skiing in Singapore 2024

Look for the best comprehensive travel insurance for skiing here. Whether you're planning a leisure trip to a cold destination or are seeking an adventure-packed vacation full of winter sports, getting sufficient coverage is essential. Discover the ultimate winter packing list for your upcoming trip, and check out the best travel insurance if you're flying to Korea soon. Ready to fly? Find out where to buy your ideal travel insurance with us.








 
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Jump to: How does Travel Insurance for Skiing work? | What to Look Out For When Choosing a Travel Insurance Plan for a Ski Trip? |Comparison of the Best Travel Insurance for Skiing in Singapore | Travel Insurance Plans with Ski Coverage | Top Things To Do in Europe and What Insurance Coverage To Get? | How to Choose the Best Travel Insurance for Europe? | Find the Complete Coverage Details of the Recommended Plans | Frequently Asked Questions 


Disclaimer: SingSaver assembles this 'best' list from Travel Insurance policies listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before purchasing any insurance policy

 


How does Travel Insurance for Skiing Work?

Here’s a rule of thumb when it comes to insurance policies: If it’s not listed, assume it’s not covered.

Thus, you’ll want to make sure that your travel policy states that skiing activities are covered – along with the exact benefits and claims limits you are entitled to.

You’ll usually find this information listed in a separate section such as Adventurous Sports Cover (or some variant, such as Extreme Sports, Leisure Sporting Activities, Winter Sports and Activities, etc),

Okay, so if skiing is included in the list of covered activities, that means you’re covered and good to go, right?


Comparison of the Best Travel Insurance For Skiing in Singapore

Product

Key highlights

Skiing coverage

Premiums ^

Buy
Tiq Travel Luxury
Tiq Travel Luxury
Overseas medical cover: S$200,000
- Up to S$100,000 for COVID-19
Personal accident: S$150,000
Cancellation cover: S$5,000
Bags and belongings: S$2,000
Emergency evacuation and repatriation: Up to S$1 million (combined)
- Up to S$200,000 for COVID-19

Sports equipment protector of up to S$4,000 (add-on)

S$40.70
Starr TraveLead Gold Plan - Worldwide (Annual)
Starr TraveLead Gold Plan - Worldwide (Annual)
Overseas medical cover: S$200,000
- Up to S$15,000 for COVID-19
Personal accident: S$150,000
Cancellation cover: S$5,000
Bags and belongings: S$3,000
Emergency evacuation and repatriation: Covered

Covered for skiing and snowboarding
Optional snow sports add-on
Up to S$500 snow equipment cover

Up to S$500 missed booking
Up to S$850 piste closure

S$42.90 + S$13.20 (Snow sports add-on)
FWD Premium
FWD Premium
Overseas medical cover: S$200,000
Personal accident: S$200,000
Cancellation cover: S$7,5000
Bags and belongings: S$3,000
Emergency evacuation and repatriation: Unlimited

Covered for skiing and snowboarding

Sports equipment protector of up to S$2,000 (add-on)

S$45.54
Singlife Travel Prestige
Singlife Travel Prestige
Overseas medical cover: S$2 million
- S$100,000 for COVID-19
- S$250,000 for winter sports
Personal accident: S$100,000
- S$50,000 for winter sports
Cancellation cover: S$15,000
Bags and belongings: S$5,000
Emergency evacuation: S$2 million
Repatriation of mortal remains: S$500,000 

Covered for skiing, snowboarding, snow tubing, snow rafting, sledging etc with winter sports cover
Optional winter sports cover
Up to S$250,000 emergency medical cover
Up to S$3,000 winter sports equipment cover, sub-limit of S$1,000 per article

Up to S$200 delay due to avalanche

S$99.23 + S$14.09 (winter sports add-on)
Allied World Travel Protector Premier
Allied World Travel Protector Premier
Overseas medical cover: S$500,000
- S$150,000 for COVID-19
Personal accident: S$250,000
Cancellation cover: S$10,000
- S$4,000 for COVID-19
Bags and belongings: S$5,000
Emergency evacuation: Unlimited
- S$100,000 for COVID-19
Repatriation of mortal remains: Unlimited
Covered for skiing
S$70.75
Allianz Travel Hero - Worldwide
Allianz Travel Hero - Worldwide
Overseas medical cover: S$500,000 (inclusive of COVID-19)
Personal accident: S$250,000
Cancellation cover: S$15,000 (inclusive of COVID-19)
Bags and belongings: S$7,000
Emergency evacuation: S$1,000,000
Repatriation of mortal remains: Unlimited
Covered for skiing
S$62

^Premiums shown for single trip, one adult, 10-day plan for Switzerland


What to look out for when choosing a travel insurance plan for a ski trip?

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Emergency evacuation cover
Emergency evacuation cover pays for the cost of removing you from danger in an emergency, and conveyance to safety or a medical facility.

As skiing typically takes place on a snowy mountaintop, an evacuation would be a rather complicated affair. You might end up needing an airlift, for example, if you’re suspected to suffer spinal injuries.

Such specialist emergency services won’t come cheap, which is why for ski trips, you’ll want to ensure you have sufficiently high cover in this area.

This shouldn’t be too difficult though, as insurers typically offer up to several hundred thousands or even a million dollars’ worth of coverage. There are also many plans that have unlimited claims limits for this benefit.
Overseas medical cover

Overseas medical cover is included by default, and is available in a wide array of sums assured. It’s better to err on the side of caution here and go for higher coverage.

This will allow you more financial resources to cope with high medical bills that may arise, if you suffer a serious injury.

Be realistic – you’ll regret trying to save a few dollars by choosing lower coverage if your claims limits run out and you get stuck with a hefty hospital bill.

Travel cancellation cover
Despite our best efforts, sometimes life gets in the way and we find ourselves having to cancel or postpone a much-awaited holiday. If you have to cancel for a covered reason or event – such as sickness or injury, or airport closures, etc., – you will be able to claim compensation from your travel insurance policy.

This can help you recover the cost of unused plane tickets (whether partially or in full, depending on your plan’s limits) if you fail to obtain a refund from your carrier.

There's also a chance that your ski lodge may be closed due to inclement weather. If that happens, you won’t be able to do your skiing, and your operator may not offer a refund for weather-related closures.

Once again, If your travel plan provides for it, you may be able to claim for your unused ski booking. But as always, when in doubt, just ask your insurer.

SingSaver Exclusive: Travel Insurance Promotions in Singapore

Travel Insurance Plans with Ski Coverage

Travel insurance with ski coverage offers protection against any injuries or serious illnesses due to recreational skiing overseas.
Exclusive Offer
Best Value

Tiq Travel Luxury

Tiq Travel Luxury

Cancellation coverage

S$
10,000

Medical Coverage (Overseas)

S$
1,000,000
See more
See less

獎勵

Use the promo code TIQSINGSAVER to get 45% off when you buy now. Valid till 22 May 2024. T&Cs apply. Also receive Complimentary lounge access during flight delays. Valid till 1 July 8:59 am 2024. T&Cs apply.

Apply via SingSaver to get the best deal, guaranteed. Read more about our Best Deal Guarantee here.

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Non-competitive winter sports are covered by Tiq Travel insurance plans, so as long as you’re skiing purely for fun and not as part of any competition, performance or contest, you may consider getting this plan for your ski trip. 

Tiq Travel – Entry strikes a good balance between budget-friendliness and reasonably high coverage. For a low premium, this plan offers S$200,000 in overseas medical cover (S$100,000 for COVID-19), S$150,000 in personal accident benefits, and up to S$1 million for emergency evacuation and repatriation. 

Travel inconveniences are covered at up to S$5,000 for cancellations, and up to S$2,000 for bags and belongings. If you’re bringing your own skiing equipment, you may want to add on the Sports Equipment rider for up to S$500 in coverage. Higher coverage can be obtained in the higher tiers of this plan.

SingSaver's Exclusive TIQ Travel Insurance Promotion: 

Single Trip: Use the promo code TIQSINGSAVER to get 40% off. Valid till 31 May 2024.

Annual Trip: Use the promo code TIQSINGSAVER to get 60% off your COVID-19 rider. Valid till 31 May 2024.

Also receive a Complimentary lounge access during flight delays. Valid till 1 July 2024 8:59 am. 

Key in the promo code under the coupon code section on the next page after selecting your destination and dates. The prices shown are before discounts.

Receive coverage for trip cancellations, medical expenses, and more when you purchase the COVID-19 Rider. T&Cs apply.


Real User Reviews of Tiq Travel Luxury Travel Insurance Plan

"Claim process online was easy and fast."

What others are saying about this plan?

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What others are saying about this card?

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Rating Group - 5
Reviewed by Seedly User, ZiHan Foong

[Claims Process]

Lost baggage claim when I’m back to Singapore. Claim process online was easy and fast. Received the claim amount within a day via etiqa online account upon submission of all required documents

Rating Group - 5
Reviewed by Seedly User, Gerry

i bought the annual insurance last sep 2019 before i went for my trip. the claims are really fast and i am talking about hours in claim processing. I sent in my invoice at 1pm and the money was cashed in at 4pm!!! also, customer service is pretty fats in responding as well!!! of coz i did a lot of the things in app as to online i can’t comment.

 


Exclusive Offer

Starr TraveLead Gold Plan - Worldwide (Annual)

Starr TraveLead Gold Plan - Worldwide (Annual)

Cancellation coverage

S$
15,000

Medical Coverage (Overseas)

S$
1,000,000

Bags & Belongings Coverage

S$
7,500
See more
See less

獎勵

The right policy for you if you want:

  • Customisation so you can choose the level of coverage you need

  • A budget-friendly choice

  • Extensive coverage for cruise travel

Use promo code SS58 to get an exclusive 58% discount when you buy now. Valid till 30 June 2024. T&Cs apply. Also receive:

Purchase via SingSaver to get the best deal, guaranteed.

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Starr TraveLead Comprehensive offers a snow sports add-on that compensates you for financial losses if your skiing activities are disrupted or denied. 

For instance, if you fall ill and become medically unfit to carry on your skiing, you can claim up to S$500 in missed booking fees for ski lift passes, tuition costs or snow sports equipment hire. 

There’s also up to S$850 benefits for snow piste closures at a rate of S$85 per day, and up to S$500 for lost or damaged personal ski equipment and accessories. 

Besides these skiing-related benefits, you will also receive overseas medical cover of S$200,000 and personal accident cover of S$150,000. Emergency evacuation and repatriation is provided under Star Global Emergency Assistance. 

As for travel inconveniences, this plan offers S$5,000 coverage for travel cancellations and S$3,000 for bags and belongings.

SingSaver's Starr TraveLead Exclusive Promotion:  Enjoy 58% discount when you use promo code SS58. Valid till 30 June 2024. T&Cs apply.

 

  • Complimentary lounge access during flight delays. Valid till 1 July 2024 8:59 am. 
 
 

Increase COVID-19 medical expenses coverage and protection against trip cancellations due to COVID-19 when you select either the Gold or Silver plans. T&Cs apply.

Exclusive Offer
Best Value

FWD First

FWD First

Cancellation coverage

S$
15,000

Medical Coverage (Overseas)

S$
1,000,000

Bags & Belongings Coverage

S$
7,500
See more
See less

獎勵

The right policy for you if you want:

  • Hassle-free claims so you get reimbursed easily and quickly
  • Affordable comprehensive coverage for worry-free travel
  • 50% reimbursement, even if you have to cancel your trip for any reason
  • Enhanced benefits with add-ons for pet care, home content cover, sports equipment and pre-existing conditions

Use promo code FWDTRAVEL to get 35% off on your plan. Valid till 21 May 2024. T&Cs apply. Also receive:

Purchase via SingSaver to get the best deal, guaranteed.

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If you’re looking for a budget-friendly travel insurance plan for your overseas ski trip, give FWD Premium a look. 

This plan includes adventurous sports cover by default, so you don’t have to pay extra to be covered against injury or illness arising from your skiing activities. 

You’ll need to adhere to certain rules though, such as only participating in the sport under a licensed commercial operator, not flouting any safety rules and regulations, and not competing in a professional capacity or with expectation of prizes or financial incentives. 

You also have the option to purchase the Sports Equipment Protector rider for up to S$2,000 in coverage for your sporting equipment, as well as for equipment rental (up to S$100 per day).

SingSaver's Exclusive FWD Promotion: Use the promo code SSTRIP to get a 30% discount on Single Trip and Annual Trip plans! Valid till 26 May 2024. T&Cs apply. Also receive:

  • Complimentary lounge access during flight delays. Valid till 1 July 2024 8:59 am. 
 

Real User Reviews of FWD Travel Premium Plan

"Purchasing a FWD travel was simple and fuss free."

What others are saying about this plan?

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What others are saying about this card?

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Rating Group - 5
Reviewed by Seedly User, Roger

[The process to purchase insurance was seamless and easy. Payment was convenient as well and able to pay using Paynow and grabpay even. Recommended!

Rating Group - 5
Reviewed by Seedly User, Seah

Purchasing a FWD travel was simple and fuss free. You could simply purchase on their website and adjust the coverage you need without an agent. Q&A is promptly replied by their customer service support

 

Exclusive Offer
Best Value

Singlife Travel Prestige

Singlife Travel Prestige

Cancellation coverage

S$
20,000

Medical Coverage (Overseas)

Unlimited

Bags & Belongings Coverage

S$
8,000
See more
See less

獎勵

The right policy for you if you want:

  • Comprehensive coverage for frequent flyer points
  • Comprehensive coverage for outdoor activities

  • 50% reimbursement, even if you have to cancel or change your travel dates

  • MINDEF/MHA & POGIS insured members and their family get up to 48% off single trip plans

Use the promo code FLY28 to get 28% off when you buy now. Valid till 22 May 2024. T&Cs apply.

Also receive:

Purchase via SingSaver to get the best deal, guaranteed.

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Top of our list is Singlife Travel Insurance. Besides providing high coverage for overseas medical expenses and emergency evacuation, this policy also has two more favourable features.

One is the winter sports benefit, which is a paid add-on. This rider extends your plan’s personal accident coverage (sublimit of S$50,000), as well as overseas medical emergency expenses and evacuation benefits (aggregate of S$250,000) to your skiing activities, and also covers you against accidental loss or damage of winter sports equipment. 

Importantly, you’ll also be covered for loss of deposit due to ski track or piste closure, ski lift pass, and hire of winter sports equipment – which is what you’ll need to receive compensation in case your ski trip gets disrupted. 

Secondly, Singlife Travel Insurance comes with a Travel Cancellation for Any Reason Clause. Essentially, you are entitled to compensation if you have to cancel your travel plans for any reason. The only drawback is the clause is only available for Plus and Prestige plans, but the higher premiums may be worth it if you end up needing to exercise the clause. 

Note that cancellations due to reasons not listed in the policy are claimable up to 50% of the cost of your travel tickets, accommodations, and entertainment bookings.

Singlife Travel Insurance Promotion:

Single Trip: Enjoy a 25% discount when you use the promo code TRAVEL25 for Single Trip. Valid till 31 May 2024. T&Cs apply.

Annual Trip: Use promo code ANNUAL25 to get 25% off Annual Trip plans when you buy now. Valid till 31 May 2024. T&Cs apply. Also receive:

  • Complimentary lounge access during flight delays. Valid till 1 July 2024 8:59 am. 


Real User Reviews of Singlife Travel Prestige

"When we have outpatient medical claims e.g. kids fall ill... Singlife is always quite prompt..."

What others are saying about this plan?

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What others are saying about this card?

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Rating Group - 5
Reviewed by Seedly User, Rachel

[Customer Service]
Claims executive that handled my case was professional and efficient. 
[Claims Process]
It was a pleasant experience having my claim processed.
 

Rating Group - 5
Reviewed by Seedly User, Da Ben

Claiming is easy and fast. They transfer the claims directly via PayNow which is convenient and faster than sending Cheques and having to bank them in. [Delete
 

 

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Best Value

Allied World Travel Protector Premier

Allied World Travel Protector Premier

Cancellation coverage

S$
15,000

Medical Coverage (Overseas)

S$
500,000

Bags & Belongings Coverage

S$
5,000
See more
See less

獎勵

Enjoy a 40% discount when you buy now! Valid till 30 Jun 2024. T&Cs apply. Complimentary lounge access during flight delays. Valid till 1 July 8:59 am 2024. T&Cs apply.

Apply via SingSaver to get the best deal, guaranteed. Read more about our Best Deal Guarantee here.

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