Compare and Find the Best FWD Travel Insurance in Singapore 2023

Let's find the most affordable Travel Insurance for your trip!

Coverage Type

FWD Premium

SingSaver's Exclusive Offer
Best Deal Guarantee

Cancellation coverage

Prior to departure

Medical Coverage (Overseas)

Incurred overseas per adult

Bags & Belongings Coverage

Theft of or damage to your personal belongings


Original Price

FWD Business

SingSaver's Exclusive Offer
Best Deal Guarantee

Cancellation coverage

Prior to departure

Medical Coverage (Overseas)

Incurred overseas per adult

Bags & Belongings Coverage

Theft of or damage to your personal belongings


Original Price

FWD First

SingSaver's Exclusive Offer
Best Deal Guarantee

Cancellation coverage

Prior to departure

Medical Coverage (Overseas)

Incurred overseas per adult

Bags & Belongings Coverage

Theft of or damage to your personal belongings


Original Price

Review of FWD Travel Insurance

FWD Travel Insurance offers coverage to travellers for medical expenses, trip cancellation, trip interruption, baggage loss, and other travel-related mishaps.

One of the key features of FWD Travel Insurance is its simplicity and ease of use. The company has designed the policy to be user-friendly, with clear and concise terms and conditions that are easy to understand. FWD Travel Insurance can be purchased through Singsaver, while claims can be submitted online for convenience.

Overall, FWD Travel Insurance offers a range of coverage options to suit different types of travellers and is a reliable and user-friendly option for travellers seeking coverage for their trips.

Key Benefits

Comprehensive COVID-19 Coverage

As the COVID-19 pandemic continues to impact travel, many travel insurance policies, including FWD Travel Insurance, offer comprehensive coverage for COVID-19 related issues as an add-on benefit.

This may include coverage for medical expenses, overseas quarantine allowance, trip cancellations or interruptions, and other related issues.

180-days Advance Purchase

For travellers who like to purchase flights months before their trip, they can also buy FWD Travel Insurance six months in advance so that they can spend more time preparing for their travel rather than worrying about getting travel insurance last minute. This feature is beneficial for travellers who like to plan ahead.

Coverage for Emergency Medical Evacuation & Repatriation

In the event of a medical emergency while travelling, FWD Travel Insurance provides unlimited coverage for emergency medical evacuation and repatriation.

This includes emergency transportation to a medical facility and the cost of returning your remains to your home country in the event of your passing.

Convenient Cashless Payment Methods and Medical Claims

FWD Travel Insurance offers cashless payment options with PayNow, Grabpay, and other cashless modes for policy purchases and medical claims.

Coverage for Delay, Theft, or Damage to Personal Belongings

FWD travel insurance covers various issues that can arise while travelling, including delays, theft, and damage to personal belongings. This includes cash benefits for delays and reimbursement for stolen or damaged personal belongings and coverage for lost luggage.

Types of Travel Insurance Coverage Provided

Overseas Medical Evacuation & Repatriation

This coverage provides emergency medical evacuation from a foreign country to the nearest medical facility or back to Singapore for medical treatment if necessary, covering the cost of air transportation.

Overseas and Local Medical Expenses Coverage

FWD Travel Insurance provides reimbursement for medical expenses incurred during your travels overseas. This includes coverage for inpatient and outpatient services, such as hospitalisation, doctor's visits, and prescription drugs.

FWD will also reimburse local medical expenses if the insured person sought treatment within 48 hours of return to Singapore due to injury or illnesses incurred overseas.

Overseas Accidental Dental Expenses

This coverage provides for the cost of dental treatment due to accidental injury during your travels overseas. The coverage limit for this benefit ranges from S$2,000 to S$5,000.

Daily Income if Hospitalised

FWD Travel Insurance provides daily cash payment if you are hospitalized overseas due to an illness or injury during your travels. The payment is designed as an allowance to cover incidentals. The maximum benefit limit per person varies depending on your policy type and ranges from S$5,000 to S$10,000.

Death or Permanent Disability Coverage

This coverage provides a lump-sum payment in the event of your death or permanent disability during your travels. The coverage limit for this benefit varies depending on the policy and age, ranging between S$200,000 to S$400,000.

Trip Inconvenience: Cancellations, Disruptions, and Delays

FWD provides reimbursement for non-refundable expenses incurred due to trip cancellations and disruptions. It typically covers expenses like hotel accommodations and transportation costs.

Missed Flight Connections

This coverage provides cash benefits for expenses incurred due to missed flight connections, such as hotel accommodations and transportation costs. FWD provides a maximum coverage limit of up to S$500.

Personal Baggage Delay

This coverage provides cash benefits for expenses incurred due to a delayed baggage arrival.

The coverage limit for this benefit varies depending on the policy, but it is often in the range of S$150 to S$900.

Lost/Damaged/Theft of Personal Baggage or Personal Belongings

FWD provides reimbursement for the loss, damage, or theft of personal baggage or personal belongings during your travels. The coverage limit for this benefit is up to S$7,500.

Personal Liability and Legal Expenses

This coverage provides for legal expenses and liability coverage in the event of an accident or injury you may have caused during your travels. The coverage limit for this benefit ranges from S$500,000 to S$1,000,000.

Optional Add-on Coverages

COVID-19 Medical Expenses & Trip Cancellations

FWD offers optional add-on coverage for COVID-19 related medical expenses and trip cancellations. This coverage is designed to protect travellers against expenses related to COVID-19, such as medical treatment and trip cancellations. Get covered up to S$200,000 in COVID-19 medical costs incurred and up to S$5,000 for trip cancellation due to COVID-19.

Sports Equipment Protection

This optional add-on coverage provides coverage for loss, theft, or accidental damages to sports equipment during travel. Get up to S$2,000 coverage for your sports equipment and up to S$100 per day for any rental replacements needed.

Pet Care in Case of Trip Delay

This optional add-on coverage provides coverage for pet care expenses in case of a trip delay. Get S$50 for every six hours of delay in your arrival back home, up to S$150.

Car Rental Excess

Rental vehicle excess is an optional benefit provided by FWD for its Premium travel insurance policy in Singapore. This optional add-on benefit covers the excess cost of a rental vehicle of up to S$300 due to accidents or breakdowns. It protects you from unexpected expenses you may face while renting a car during your travels.

If you are planning to rent a car while overseas, it is highly recommended to purchase either the Business or First travel insurance policy to avoid paying additional premiums for this cover.

Home Contents Cover

This optional benefit provides coverage against burglary and fire in your home while you're away on a trip. Get up to S$6,000 in coverage throughout the duration of your trip.

Policy & Coverage Types Available

Single Trip Policy

This policy provides coverage for a one-time trip and is ideal for individuals or families travelling for a short period. It covers you for a specific duration of your trip, usually up to 180 days.

Annual Multi-Trip Policy

This policy is ideal for frequent travellers and provides coverage for unlimited trips within a year, as long as one trip is 90 days or less. With this policy, you do not have to purchase travel insurance each time you travel.


The Family policy is designed for families travelling together. It covers the policyholder, their spouse, and up to five children under 21 or up to 25 years old for full-time students.


The Group policy provides coverage for a group of people travelling together, such as friends, colleagues, or members of a tour group.

FWD Travel Insurance Claims

Make a Claim Within 30 Days of the Incident

Make a claim within 30 days of the incident you are claiming for to avoid any disappointment or breach of FWD's policy terms. You may do so through their online claims portal or the FWD SG app.

Complete an Online Claims Form

Complete the claims form with your personal particulars, stating the nature of your claim, NRIC, policy number, and email.

Provide All Relevant Documentation

You will need to provide documentation to support your claim. This may include copies of receipts, police reports, medical reports, or other relevant documents, depending on the claim type.

Await Claims Confirmation and Reimbursement

FWD will review your claim and determine whether it is covered under your policy. This may take some time, depending on the complexity of your claim. If your claim is approved, FWD will pay you for the amount covered by your policy.

Frequently Asked Questions

Can I purchase FWD Travel Insurance if I am already overseas?

No, you can purchase FWD travel insurance as long as you are in Singapore before immigration.

How do I cancel my FWD Travel Insurance policy?

To cancel your FWD Travel Insurance policy, contact their customer service or email them to request cancellation. Depending on the terms of your policy, you may be entitled to a refund of the premium paid.

Can I extend my FWD Travel Insurance policy while I am already overseas?

You may be able to benefit from your FWD Travel Insurance's Automatic Policy Extension Coverage during your trip if:

  • Your return to Singapore is delayed by a serious public event; or
  • You are confined to a hospital overseas upon the advice of a medical practitioner

You should contact FWD's customer service for more information on extending your policy.

Which countries are excluded from FWD's travel insurance?

FWD Travel Insurance excludes coverage for the following countries:

  • Afghanistan
  • Cuba
  • Democratic Republic of
  • Congo
  • Iran
  • Libya
  • Liberia
  • North Korea
  • Somalia
  • South Sudan
  • Sudan
  • Syria
  • Yemen

Countries outside of the region for the travel insurance plan that you purchase will not be covered either. (Example: an ASEAN travel insurance will not provide coverage if you are travelling to Europe)

Is there an age limit to purchasing FWD travel insurances?

You must be 16 years old or above to buy FWD travel insurance.

Where can I get a quote or purchase travel insurance from FWD?

You can get a quote or purchase FWD Travel Insurance online through Singsaver.

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