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Best Savings Accounts in Singapore (2024)

Find the best savings account in Singapore that offers the best interest rates with Singsaver.

Whether you are fresh graduate starting out or just looking for a high-yield account to park your extra funds, find your ideal savings account for your specific needs here. Compare between banks to find an account with low fees, high interest rate, and hassle-free eligibility. Apply now to open the best savings account for your needs on Singsaver to growing your savings.

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FEATURED

Citigold

Min. Deposit

S$ 250,000

Min. Annual Interest Rate

0.01 %

Max. Annual Interest Rate

7.51 %

3 Offers Available

Exclusive Time Deposit Promotion

PLUS up to 3.20% p.a. (over S$3,875 cash) on a 6-month SGD Time Deposit

Valid until

30 September 2024

SingSaver Flash Deal

A newly released smartphone (worth over S$1,000)

Valid until

30 September 2024

SingSaver Flash Deal

S$1,000 Cash via PayNow

Valid until

30 September 2024

SingSaver Flash Deal

40,000 Max Miles + S$200 Bonus Cash

Valid until

30 September 2024

Multiply your rewards and enjoy S$250 cash for every S$50,000 investment and/or insurance purchase. T&Cs apply
Enjoy Citigold Prefential Rate of up to 3.25%* p.a. on a 6-month SGD Time Deposit T&Cs apply
Complete Investment Risk Profile and Fact Find Report and get S$100 cash T&Cs apply
Hold a valid primary/main Citi Credit Card and get a S$100 bonus cash reward. T&Cs apply.
Take up a Citi Home Loan and get a S$500 bonus cash reward. T&Cs apply.
Enjoy up to 7.51% p.a. interest when you join Citigold and open a Wealth First account. T&Cs apply.
Enjoy zero foreign transaction or currency conversion fees in over 15 currencies with Citibank Global wallet when you pay with your Citigold Debit Mastercard
Enjoy 0%* commission buy trades online for U.S. & Hong Kong markets for 6 months when you open a new Citibank Brokerage account
Get wealth management advice and solutions from a dedicated Relationship Manager and team of wealth specialists
Receive in-depth global market insights and research knowledge from a team of over 350+ research analysts
Enjoy fully personalised wealth management solutions with Citigold's Total Wealth Advisor
Citigold status is maintained at Citibank branches overseas

Gift Options

PLUS up to 3.20% p.a. (over S$3,875 cash) on a 6-month SGD Time Deposit

Gift Options

A newly released smartphone (worth over S$1,000); or
S$1,000 Cash via PayNow

Gift Options

40,000 Max Miles + S$200 Bonus Cash

FEATURED

Citi PremierMiles Card + Citi Wealth First Account Bundle

Min. Deposit

S$ 250,000

Min. Annual Interest Rate

0.01 %

Max. Annual Interest Rate

7.51 %

3 Offers Available

SingSaver Mystery Giveaway

3x chances to win a newly-launched smartphone or VIP concert tickets

Valid until

30 September 2024

Richest Offer in the Market

[Citi Credit Card Exclusive] Dyson Supersonic™ hair dryer (worth S$699) + S$100 eCapitaVoucher

Valid until

30 September 2024

Richest Offer in the Market

Apple iPad 10th Gen WiFi 64GB (worth S$529) + S$100 eCapitaVoucher

Valid until

30 September 2024

Richest Offer in the Market

Samsonite Straren Spinner 67/24 + 2X AirTag worth S$690.80 + S$100 eCapitaVoucher

Valid until

30 September 2024

Richest Offer in the Market

21,000 Max Miles + S$100 eCapitaVoucher

Valid until

30 September 2024

Richest Offer in the Market

S$450 Shopee Vouchers + S$100 eCapitaVoucher

Valid until

30 September 2024

Upgrade Your Rewards with a Simple Top-Up

Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up

+ 1 other gift options

Valid until

30 September 2024

Things to consider for this product:

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Seamless application

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Increased rewards

One seamless journey for both products
More rewards when you apply for both products as a bundle
Citi Wealth First Account Benefits:
Enjoy up to 7.51% p.a.* on your savings with your Citi Wealth First Account. Earn higher interest and save more with every action.
Protect and build your wealth with our full suite of investment and insurance products.
Enjoy access to global banking & lifestyle privileges, travel benefits and get invited to exclusive events.
Get 6-month commission-free trades online* for U.S. and H.K. markets and have access to Global Market Insights with 350+ analysts worldwide.
Supporting team of experts and dedicated Relationship Manager to assist you to reach your goals
Citi Premier Miles Card Benefits:
1.2 miles per S$1 spent locally. 2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
Customer must complete application for both products in the bundle; if customer chooses to apply for Citi PremierMiles Card only, they must re-apply through the PremierMiles Card listing on SingSaver.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

3x chances to win a newly-launched smartphone or VIP concert tickets

Gift Options

[Citi Credit Card Exclusive] Dyson Supersonic™ hair dryer (worth S$699) + S$100 eCapitaVoucher; or
Apple iPad 10th Gen WiFi 64GB (worth S$529) + S$100 eCapitaVoucher; or
Samsonite Straren Spinner 67/24 + 2X AirTag worth S$690.80 + S$100 eCapitaVoucher; or
21,000 Max Miles + S$100 eCapitaVoucher; or
S$450 Shopee Vouchers + S$100 eCapitaVoucher

Gift Options

Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or
Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up

FEATURED

Standard Chartered Priority Banking

Min. Initial Deposit

S$ 200,000

Min. Annual Interest Rate

0.05 %

Max. Annual Interest Rate

7.68 %

Offer Available

Welcome Offer

Up to S$6,000 account credit

Valid until

30 September 2024

Best Savings Accounts in Singapore (2024)

Citigold

3 Offers Available

Citi PremierMiles Card + Citi Wealth First Account Bundle

3 Offers Available

Things to consider for this product:

Standard Chartered Priority Banking

Offer Available

Citigold

3 Offers Available

Citi PremierMiles Card + Citi Wealth First Account Bundle

3 Offers Available

Things to consider for this product:

Standard Chartered Priority Banking

Offer Available

CIMB StarSaver Account

HSBC Everyday Global Account

Standard Chartered Bonus$aver Account

Citi Wealth First Account

Citi Plus

HSBC Everyday Global Account (Premier)

UOB Stash Account

UOB One Account

UOB Lady's Savings Account

KrisFlyer UOB Account

HSBC Time Deposit

CIMB FastSaver Account

BOC SmartSaver

Maybank Save Up Programme

DBS Multiplier Account

Things to consider for this product:

POSB Multiplier Account

Things to consider for this product:

OCBC 360 Account

Savings Account By Trust

POSB SAYE Account

Best Savings Accounts in Singapore (2024)

Citigold

3 Offers Available

Quick Facts

Citi PremierMiles Card + Citi Wealth First Account Bundle

3 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Priority Banking

Offer Available

Quick Facts

Citigold

3 Offers Available

Quick Facts

Citi PremierMiles Card + Citi Wealth First Account Bundle

3 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Priority Banking

Offer Available

Quick Facts

CIMB StarSaver Account

Quick Facts

HSBC Everyday Global Account

Quick Facts

Standard Chartered Bonus$aver Account

Quick Facts

Citi Wealth First Account

Quick Facts

Citi Plus

Quick Facts

HSBC Everyday Global Account (Premier)

Quick Facts

UOB Stash Account

Quick Facts

UOB One Account

Quick Facts

UOB Lady's Savings Account

Quick Facts

KrisFlyer UOB Account

Quick Facts

HSBC Time Deposit

Quick Facts

CIMB FastSaver Account

Quick Facts

BOC SmartSaver

Quick Facts

Maybank Save Up Programme

Quick Facts

DBS Multiplier Account

Things to consider for this product:

Quick Facts

POSB Multiplier Account

Things to consider for this product:

Quick Facts

OCBC 360 Account

Quick Facts

Savings Account By Trust

Quick Facts

POSB SAYE Account

Quick Facts