All Cash Back Cards High Cash Back Cards No Minimum Spend Required Unlimited Cash Back Go to: Overseas

chevron_left

chevron_right

chevron_left

chevron_right

Best Cashback Credit Cards in Singapore 2023

Maximise your spending power and enjoy attractive rewards with our comprehensive guide. Explore features, benefits, and top recommendations to find the perfect card for your lifestyle. Unlock savings and rewards as we delve into the realm of cashback credit cards in Singapore.

See Moreexpand_more

Search by cashback benefit types

All Cash Back Cards High Cash Back Cards No Minimum Spend Required Unlimited Cash Back Go to: Overseas

FEATURED

DBS yuu Visa Card

Cashback Local

Up to 18 %

info

36 yuu Points per S$1 when you pair the yuu card with the yuu app at a yuu merchant.

Cashback Overseas

0.50 %

info

1x yuu Point per S$1

Monthly Spend Required

None

Annual Fee

S$ 194.40

info

First Year Waived

Offer Available

Welcome Offer

S$150 cashback

Valid until 29 February 2024

Things to consider for this product:

check

Supermarket rebate

check

Dining rebate

remove

Rebate cap applied

remove

Monthly spend required

DBS yuu American Express Card

Cashback Local

Up to 18 %

info

36 yuu Points per S$1 when you pair the yuu card with the yuu app at a yuu merchant.

Cashback Overseas

0.50 %

info

1x yuu Point per S$1

Monthly Spend Required

None

Annual Fee

S$ 194.40

info

First Year Waived

Offer Available

Welcome Offer

S$150 cashback

Valid until 29 February 2024

Things to consider for this product:

check

Supermarket rebate

check

Dining rebate

remove

Rebate cap applied

remove

Monthly spend required

BOC Sheng Siong Card

Cashback Local

12 %

info

Up to 12% with S$600 spend outside of Sheng Siong.

Cashback Overseas

1.60 %

info

No cap on cash rebate earned and no minimum spend.

Monthly Spend Required

None

Annual Fee

S$ 32.10

info

First Year Waived

Things to consider for this product:

check

Supermarket rebate

check

No rebate cap

check

No monthly spend required

remove

Rebate cap applied

UOB One Card

Cashback Local

10 %

info

Up to 10% cashback on eligible spend.

Cashback Overseas

0.03 %

info

No minimum spend required.

Monthly Spend Required

S$ 2,000

info

To earn up to 15% cashback.

Annual Fee

S$ 194.40

info

First Year Waived

2 Offers Available

Welcome Offer

15% cashback

Valid until 31 December 2023

Welcome Offer

S$350 cash credit

Valid until 31 December 2023

Things to consider for this product:

check

Supermarket rebate

check

Grab/taxi rebate

remove

Monthly spend required

remove

Rebate cap applied

DBS Live Fresh Student Card

Cashback Local

Up to 10 %

info

On McDonald's, Starbucks, Netflix, Spotify etc. Capped at S$15 per month, Additional 5% Green Cashback on selected eco-friendly merchants, Capped at $15 per month.

Cashback Overseas

0.30 %

info

Capped at S$20

Monthly Spend Required

None

Annual Fee

S$ 194.40

info

First Five Years Waived

Things to consider for this product:

check

Mobile contactless rebate

check

Local spending rebate

check

No income required

remove

Rebate cap applied

DBS Live Fresh Card

Cashback Local

Up to 10 %

info

On online and Visa contactless spend. Capped at S$20 per calendar month Additional 5% Green Cashback on selected eco-friendly merchants Capped at S$15 per calendar month for sustainable spend.

Cashback Overseas

5 %

info

On online spend. Capped at S$20 per calendar month.

Monthly Spend Required

S$ 600 per month

info

Capped at S$75 cashback per calendar month; S$20 on online, contactless, and all spend categories, and S$15 on selected eco-friendly merchants

Annual Fee

S$ 194.40

info

First Year Waived

Offer Available

Welcome Offer

S$150 cashback

Valid until 31 January 2024

Things to consider for this product:

check

Mobile contactless rebate

check

Public transportation

remove

Rebate cap applied

remove

Monthly spend required

POSB Everyday Card

Cashback Local

Up to 10 %

info

On daily essentials. Minimum spend of S$800 required.

Cashback Overseas

0.30 %

info

No minimum spend or capped. Cashback awarded in Daily$.

Monthly Spend Required

S$ 800 per month

info

Required to earn higher cash rebate on online food delivery, dining, online shopping, POPULAR transactions, and phone bills. Calendar month.

Annual Fee

S$ 194.40

info

First Year Waived

Offer Available

Welcome Offer

S$150 cashback

Valid until 31 January 2024

Things to consider for this product:

check

Food delivery

check

Online shopping rebate

remove

Rebate cap applied

remove

Monthly spend required

Earn 10% cash rebates on food delivery via foodpanda, Deliveroo and WhyQ.
3% cash rebate granted for dining spend (excluding fast food spend).
Enjoy 8% cash rebates on Shopee, Lazada, Amazon.sg, Qoo10, RedMart, iHerb, Taobao and Popular Online Store.
Get 5% cash rebates at Sheng Siong supermarkets.
Up to 3% cash rebates on your utilities and telecommunication payments.
Earn 6% cash rebates at SPC and 0.3% cash rebates at Watson.
0.3% cash rebates on all other transactions.
Cash rebates never expire.
Read our full review of the POSB Everyday Card.
Min. spend of S$800 per calendar month required for accelerated cash rebate earn rate.
S$15 monthly cash rebate cap for dining and online spending categories respectively.
S$30 monthly cash rebate cap for groceries.

CIMB Visa Signature Card

Cashback Local

10 %

info

With minimum spending of S$600. On Online Shopping, Groceries, Beauty & Wellness, Pet Shops & Veterinary Services and Cruises only. Capped at $100 per statement month.

Cashback Overseas

0.20 %

info

Unlimited 0.2% cashback on all other spends.

Monthly Spend Required

S$ 600

Annual Fee

No Annual Fee

info

For all Principal and Supplementary cards.

Offer Available

Best Deal Guarantee

S$250 cash via PayNow

Valid until 07 January 2024

Things to consider for this product:

check

Online shopping rebate

check

Supermarket rebate

check

Annual Fee waiver

remove

Rebate cap applied

ICBC Visa Dual Currency Credit Card

Cashback Local

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

Cashback Overseas

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

Monthly Spend Required

None

Annual Fee

S$ 30

info

First Three Years Waived

Things to consider for this product:

check

Local spending rebate

check

Overseas rebate

remove

Monthly spend required

remove

Rebate cap applied

ICBC UnionPay Dual Currency Credit Card

Cashback Local

Up to 8 %

info

For all qualifying spend above S$500.

Cashback Overseas

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

Monthly Spend Required

S$ 500

Annual Fee

S$ 30

info

First Three Years Waived

Things to consider for this product:

check

Local spending rebate

check

Overseas rebate

remove

Monthly spend required

remove

Rebate cap applied

UOB EVOL Card

Cashback Local

8 %

info

Capped at S$60 per statement month, S$20 per category.

Cashback Overseas

0.30 %

info

Capped at S$20 per statement month.

Monthly Spend Required

S$ 600 per month

info

Capped at S$60 cashback per month, S$20 per online, contactless, and all other spend categories.

Annual Fee

S$ 194.40

info

First Year Fee Waived. Subsequent years waived with min. 3 transactions every month.

Offer Available

Welcome Offer

S$350 cash credit

Valid until 31 December 2023

Things to consider for this product:

check

Online shopping rebate

check

Mobile contactless rebate

remove

Monthly spend required

remove

Rebate cap applied

Citi Cash Back Card

Cashback Local

8 %

info

8% on any petrol station and grocery store worldwide.

Cashback Overseas

6 %

info

6% Cashback on dining at cafés and restaurants worldwide. 0.25% on all other retail spend. No minimum spend. S$80 combined cashback cap across all categories.

Monthly Spend Required

S$ 800 per month

info

Capped at S$80 per statement month.

Annual Fee

S$ 194.40

info

First Year Waived. Effective 1 January 2024, with the increase of the Goods and Services tax (“GST”) rate from 8% to 9%, fees will be revised to reflect the change in GST rate to 9%, as applicable.

4 Offers Available

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 14 December 2023

Dyson Supersonic™ hair dryer (worth S$699)

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699)

Valid until 14 December 2023

Best Deal Guarantee

Dyson V8 Slim Fluffy (worth S$509)

Valid until 14 December 2023

Best Deal Guarantee

S$300 cash via PayNow

Valid until 14 December 2023

Things to consider for this product:

check

Dining rebate

check

Supermarket rebate

check

High-value gift

remove

Rebate cap applied

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Dyson Supersonic™ hair dryer (worth S$699)

Dyson V8 Slim Fluffy (worth S$509)

S$300 cash via PayNow

Standard Chartered Smart Credit Card

Cashback Local

6 %

Cashback Overseas

0.50 %

info

S$1 local spend = 1.6 point on qualifying spend. 3200 points redeemed = S$10 cash credit. Equivalent to 0.5% cashback.

Monthly Spend Required

None

Annual Fee

No Annual Fee

3 Offers Available

Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)

Best Deal Guarantee

Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)

Valid until 07 January 2024

Fujifilm Instax Mini Evo Camera + Instax Mini Film (Rainbow) bundle (worth S$324)

Best Deal Guarantee

Fujifilm Instax Mini Evo Camera + Instax Mini Film (Rainbow) bundle (worth S$324)

Valid until 07 January 2024

Best Deal Guarantee

S$280 cash via PayNow

Valid until 07 January 2024

Things to consider for this product:

check

Bonus air miles

check

Public transportation

check

Installment

check

No Annual Fee

OCBC 365 Credit Card

Cashback Local

Up to 6 %

info

With minimum spending of S$800 or S$1,600 per calendar month. Cashback capped at S$80 or S$160, depending on minimum spend.

Cashback Overseas

0.25 %

Monthly Spend Required

S$ 800 per month

info

Capped at S$80 cashback per calendar month. Otherwise, min. S$1,600 spend, capped at S$160 per calendar month.

Annual Fee

S$ 194.40

info

First Two Years Waived

4 Offers Available

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 07 December 2023

Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)

Best Deal Guarantee

Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)

Valid until 07 December 2023

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Best Deal Guarantee

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Valid until 07 December 2023

Best Deal Guarantee

S$320 Cash via PayNow

Valid until 07 December 2023

Things to consider for this product:

check

Petrol rebate

check

Dining rebate

check

Gift: Apple product

remove

Monthly spend required

6% cashback on fuel spend at all other petrol stations.
5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
3% cashback on recurring telco and electricity bills.
Complimentary travel insurance of up to S$500,000.
S$160 monthly cashback cap (up from S$80).
Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
Read our full review of the OCBC 365 Credit Card.
Min. monthly spend of S$800 required to get higher cashback rates (base cashback is 0.25%).
Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
S$80 monthly cashback cap with minium spend of $800.
S$160 monthly cashback cap with mininum spend of $1,600.

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

S$320 Cash via PayNow

DCS CASHBACK Card

Cashback Local

5 %

info

Capped at S$50 each statement month.

Cashback Overseas

5 %

info

Capped at S$50 each statement month.

Monthly Spend Required

None

Annual Fee

S$ 180

info

Annual fee waivers after second year are subject to minimum annual spend of S$10,000 per annum.

Offer Available

2x GOTRIP luggage bags (worth S$500 total)

Welcome Offer

2x GOTRIP luggage bags (worth S$500 total)

Valid until 31 December 2023

Things to consider for this product:

check

Travel insurance

check

Airport lounge

remove

Monthly spend required

remove

Rebate cap applied

DCS Sheng Siong Card

Cashback Local

5 %

info

Rebate of up to S$1,000 spent per month at Sheng Siong outlets Capped at S$50 per month.

Cashback Overseas

5 %

Monthly Spend Required

None

Annual Fee

S$ 180

info

First Year Waived

Offer Available

Welcome Offer

2x GOTRIP luggage bags (worth S$500 total)

Valid until 31 December 2023

Things to consider for this product:

check

Supermarket rebate

check

Travel insurance

check

Installment

check

No expiry air miles

HSBC Visa Platinum Credit Card

Cashback Local

5 %

Cashback Overseas

5 %

Monthly Spend Required

S$ 600 per month

info

For 3 consecutive months, capped at S$250 cashback per quarter.

Annual Fee

S$ 194.40

info

First Two Years Waived

4 Offers Available

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699)

Valid until 08 December 2023

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 08 December 2023

Sony HT-AX7 Portable Theatre System (worth S$759)

Best Deal Guarantee

Sony HT-AX7 Portable Theatre System (worth S$759)

Valid until 08 December 2023

Best Deal Guarantee

S$350 Cash via PayNow

Valid until 08 December 2023

Things to consider for this product:

check

Dining rebate

check

Supermarket rebate

check

Petrol rebate

remove

Rebate cap applied

Dyson Supersonic™ hair dryer (worth S$699)

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Sony HT-AX7 Portable Theatre System (worth S$759)

S$350 Cash via PayNow

Maybank DUO Platinum MasterCard

Cashback Local

5 %

info

Cashback rate on petrol transactions in Singapore and Malaysia.

Cashback Overseas

1.50 %

info

No minimum spend and no cap.

Monthly Spend Required

None

Annual Fee

S$ 120

info

First Three Years Waived

3 Offers Available

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

Best Deal Guarantee

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

Valid until 31 December 2023

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

Best Deal Guarantee

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

Valid until 31 December 2023

Best Deal Guarantee

S$200 cashback

Valid until 31 December 2023

Things to consider for this product:

check

Petrol rebate

check

Overseas rebate

check

Travel insurance

check

Annual Fee waiver

Cashback Type

Best Cashback Credit Cards in Singapore 2023

Quick Facts

DBS yuu Visa Card

Offer Available

Things to consider for this product:

Quick Facts

DBS yuu American Express Card

Offer Available

Things to consider for this product:

Quick Facts

BOC Sheng Siong Card

Things to consider for this product:

Quick Facts

UOB One Card

2 Offers Available

Things to consider for this product:

Quick Facts

DBS Live Fresh Student Card

Things to consider for this product:

Quick Facts

DBS Live Fresh Card

Offer Available

Things to consider for this product:

Quick Facts

POSB Everyday Card

Offer Available

Things to consider for this product:

Quick Facts

CIMB Visa Signature Card

Offer Available

Things to consider for this product:

Quick Facts

ICBC Visa Dual Currency Credit Card

Things to consider for this product:

Quick Facts

ICBC UnionPay Dual Currency Credit Card

Things to consider for this product:

Quick Facts

UOB EVOL Card

Offer Available

Things to consider for this product:

Quick Facts

Citi Cash Back Card

4 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Smart Credit Card

3 Offers Available

Things to consider for this product:

Quick Facts

OCBC 365 Credit Card

4 Offers Available

Things to consider for this product:

Quick Facts

DCS CASHBACK Card

Offer Available

Things to consider for this product:

Quick Facts

DCS Sheng Siong Card

Offer Available

Things to consider for this product:

Quick Facts

HSBC Visa Platinum Credit Card

4 Offers Available

Things to consider for this product:

Quick Facts

Maybank DUO Platinum MasterCard

3 Offers Available

Things to consider for this product:

Quick Facts