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Best Cashback Credit Cards in Singapore (2020)

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American Express True Cashback Card

American Express True Cashback Card

SingSaver's Exclusive OfferFeatured
American Express True Cashback Card
No Minimum
Monthly Spend Required
SingSaver's Exclusive Offer:
Receive S$120 cash when you make a min. qualifying spend in the first month of card approval. T&Cs apply.
DBS Live Fresh Card

DBS Live Fresh Card

Welcome GiftFeatured
DBS Live Fresh Card
S$600
Monthly Spend Required
Welcome Gift:
Get rewarded S$200 cashback by entering promo code DBSFLASH in your application and making 1 spend (no min. amount). Valid till 5 Oct 2020. T&Cs apply.
POSB Everyday Card

POSB Everyday Card

Welcome GiftFeatured
POSB Everyday Card
S$800
Monthly Spend Required
Welcome Gift:
Get rewarded S$200 cashback by entering promo code DBSFLASH in your application and making 1 spend (no min. amount). Valid till 5 Oct 2020. T&Cs apply.
CIMB Visa Signature Card

CIMB Visa Signature Card

Welcome Gift
CIMB Visa Signature Card
S$800
Monthly Spend Required
Welcome Gift:
Get $100 cash credit when you apply. Valid till 31 Oct 2020. T&Cs apply.

[Lucky Draw] Stand to get 6 months' worth of credit card bills paid for, just by spending on your CIMB card! A monthly cash prize of S$1,000 will also be given out. Valid till 28 Feb 2021. T&Cs apply.
CIMB Platinum Mastercard

CIMB Platinum Mastercard

Welcome Gift
CIMB Platinum Mastercard
S$800
Monthly Spend Required
S$100
Monthly Cashback Cap
Welcome Gift:
Get $100 cash credit when you apply. Valid till 31 Oct 2020. T&Cs apply.

[Lucky Draw] Stand to get 6 months' worth of credit card bills paid for, just by spending on your CIMB card! A monthly cash prize of S$1,000 will also be given out. Valid till 28 Feb 2021. T&Cs apply.
UOB One Card

UOB One Card

SingSaver's Exclusive Offer
UOB One Card
S$2,000
Monthly Spend Required
SingSaver's Exclusive Offer:
Get S$80 cash via PayNow when you apply. Valid till 15 Oct 2020. T&Cs apply.
OCBC CashFlo Credit Card

OCBC CashFlo Credit Card

Popular
OCBC CashFlo Credit Card
S$1,000
Monthly Spend Required
Maybank Family & Friends Card

Maybank Family & Friends Card

SingSaver's Exclusive Offer
Maybank Family & Friends Card
S$800
Monthly Spend Required
8%
Cashbackon groceries, transport, dining, and selected merchants
SingSaver's Exclusive Offer:
Receive up to S$130 cash when you apply. Valid till 30 September 2020. T&Cs apply.
OCBC 365 Credit Card

OCBC 365 Credit Card

SingSaver's Exclusive Offer
OCBC 365 Credit Card
S$800
Monthly Spend Required
SingSaver's Exclusive Offer:
Receive up to S$100 GrabFood vouchers upon card approval. T&Cs apply.
Citi Cash Back Card

Citi Cash Back Card

SingSaver's Exclusive Offer
Citi Cash Back Card
S$888
Monthly Spend Required
SingSaver's Exclusive Offer:
Get rewarded S$200 cash via PayNow when you activate and make a qualifying transaction with your card. T&Cs apply.

Best Cashback Credit Cards in Singapore 2020

Which category will you be spending on the most? Here are the best credit cards for each type of spending.

All Types Of Spending: Citi Cash Back+ (1.6% cashback)
For those that want a fuss-free cashback card, this card gives you 1.6% cashback on all your spending, regardless of the category you spend on.

Dining: Citi Cash Back (8% cashback)
Dining out in Singapore isn’t cheap. This card gives you 8% cashback on not just your dining spend, but also groceries and petrol.

Groceries: CIMB Visa Signature (10% cashback)
For families that make frequent trips to the supermarket, use the CIMB Visa Signature to earn 10% cashback on groceries, both in-store and online.

Petrol: Maybank Family & Friends (8% cashback)
Car owners and private hire drivers can accelerate fuel savings by earning 8% cashback at petrol stations in both Singapore and Malaysia. This card also gives you 8% cashback on groceries, fast food, food delivery and more.

Online Shopping: CIMB Visa Signature (10% cashback)
Earn cashback on your retail therapy by using the CIMB Visa Signature. This card also gives you 10% cashback on Groceries, Beauty & Wellness as well as Pet Shops and Veterinary Services.

Transport: UOB One (10% cashback)
Loyal Grab riders, this card’s for you. The UOB One gives you up to 10% cashback on your Grab rides and GrabFood spend, while excluding mobile wallet top-ups.

Need some help?

No worries, we've got you covered!

What is a cashback credit card?

How does a cashback credit card work and how do I earn cashback?

How much cashback can I earn from a cashback credit card?

What purchases are eligible to earn cashback?

What should I look out for when using a cashback credit card?

Which is the best cashback credit card?

How to choose a cashback credit card?

Are there cashback credit cards with no minimum spend and no cashback cap?

Should I have more than one cashback credit card?

What are the charges and fees incurred for a cashback credit card?

What are the requirements for applying for a cashback credit card?

Do supplementary cardholders earn cashback?

When will I receive the cashback for my purchases?

Why should I apply for a cashback credit card with SingSaver (and not through the bank)?

What is an instant / digital credit card and how do I get it?

What is the difference between cashback, miles and reward points?

Confused about credit card terms?

Glossary terms to know for first-time credit card users

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