Cashback Type
Best Cashback Credit Cards in Singapore 2023
Maximise your spending power and enjoy attractive rewards with our comprehensive guide. Explore features, benefits, and top recommendations to find the perfect card for your lifestyle. Unlock savings and rewards as we delve into the realm of cashback credit cards in Singapore.
Search by cashback benefit types

DBS yuu Visa Card
Offer Available


S$150 cashback
Valid until 29 February 2024
Things to consider for this product:
Supermarket rebate
Dining rebate
Rebate cap applied
Monthly spend required
- Up to 36X Points on yuu participating merchants.
- 1X Point on all other spend.
- S$1 spend = 1 yuu Point. No limit. No cap.
- Customers need to download the new rewards app as yuu Points awarded can only be tracked on yuu Rewards app.
- Redemptions of yuu Points capped at 15,600 points (S$78) per calendar month.
- Promotion is valid for new and existing DBS credit card holders
- Apply for a DBS yuu Visa Card and spend at least S$300 within 30 days of card approval to be eligible for rewards
- New DBS credit card holders will receive S$150 cashback
- Existing DBS credit card holders will receive S$30 cashback
- Promotion is valid until 29 February 2024
- Terms and Conditions apply

DBS yuu American Express Card
Offer Available


S$150 cashback
Valid until 29 February 2024
Things to consider for this product:
Supermarket rebate
Dining rebate
Rebate cap applied
Monthly spend required
- Up to 36X Points on yuu participating merchants.
- 1X Point on all other spend.
- S$1 spend = 1 yuu Point. No limit. No cap.
- Customers need to download the new rewards app as yuu Points awarded can only be tracked on yuu Rewards app.
- Redemptions of yuu Points capped at 15,600 points (S$78) per calendar month.
- Promotion is valid for new and existing DBS credit card holders
- Apply for a DBS yuu American Express Card and spend at least S$300 within 30 days of card approval to be eligible for rewards
- New DBS credit card holders will receive S$150 cashback
- Existing DBS credit card holders will receive S$60 cashback
- Promotion is valid until 29 February 2024
- Terms and Conditions apply

BOC Sheng Siong Card
Things to consider for this product:
Supermarket rebate
No rebate cap
No monthly spend required
Rebate cap applied
- Enjoy up to 12% cash rebate at Sheng Siong.
- Additional 6% cash rebate on your Sheng Siong purchases when you spend S$600 elsewhere.
- 1.6% unlimited cash rebate on your overseas spend including online purchases.
- 0.3% cashback on all other purchases.
- Minimum S$600 out-store spending required to get the 12% cashback at Sheng Siong. Otherwise, you will be awarded with 6% cash rebate which is not subject to any minimum spend.
- Total cash rebate for Sheng Siong is capped at S$75.

UOB One Card
2 Offers Available


15% cashback
Valid until 31 December 2023


S$350 cash credit
Valid until 31 December 2023
Things to consider for this product:
Supermarket rebate
Grab/taxi rebate
Monthly spend required
Rebate cap applied
- Up to 10% cashback (up to 15% for new UOB credit cardmembers) on online shopping, groceries, health and beauty, convenience stores, transport, food delivery, utilities and more.
- Up to 4.33% cashback on Singapore Power utilities bill.
- Up to 3.33% cashback on all retail spend.
- Petrol savings of up to 22.66% at Shell and SPC.
- Greater savings with up to 7.8% p.a. interest with UOB One Account+.
- Min. spend of S$500 / S$1,000 / S$2,000 per month (min. 5 purchases) for 3 consecutive months to earnadditional up to 5% cashback.
- Awarding of cash rebate only comes every quarter.
- Qualifying monthly spend for cash rebate has to be spread out across min. 5 different purchases.
- Promotion is valid only for new-to-UOB Credit Card members.
- Successfully apply for a UOB card within the promotional period to be eligible for reward.
- Merchants and services eligible for enhanced cashabck include Dairy Farm Group, Grab, Shopee SG, UOB Travel and SimplyGo.
- Promotion is valid until 31 December 2023
- Terms and Conditions apply.
- Promotion is valid only for the first 200 eligible new-to-UOB Credit Card members
- Spend at least S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards
- Promotion is valid until 31 December 2023
- Terms and Conditions apply

DBS Live Fresh Student Card
Things to consider for this product:
Mobile contactless rebate
Local spending rebate
No income required
Rebate cap applied
- Enjoy 5% Cashback on McDonald's, Starbucks, Golden Village, Netflix and Spotify.
- Enjoy additional 5% Green Cashback on selected eco-friendly Eateries, Retailers, and Transport Services.
- 0.3% Cashback on All Other Spend
- 5 Years Annual Fee Waiver
- No minimum spend required
- No minimum income required
- Monthly credit limit of S$500
- Monthly cashback cap of S$50

DBS Live Fresh Card
Offer Available


S$150 cashback
Valid until 31 January 2024
Things to consider for this product:
Mobile contactless rebate
Public transportation
Rebate cap applied
Monthly spend required
- 5% cashback on online and Visa contactless spend, including SimplyGo rides.
- Get an additional 5% cashback on select eco-friendly merchants.
- 0.3% cashback for all other spend, even if you do not meet the minimum spend of S$600.
- Exclusive discounts and deals across fashion, dining, travel, and entertainment categories.
- Spending on the card and crediting your salary can earn you 0.05% p.a. or more on your DBS Multiplier account.
- Min. monthly spending of S$600 required to earn bonus cashback.
- Cashback capped at S$20 on online spend, S$20 on Visa contactless spend, S$15 on sustainable spend, and S$20 on all other spend per calendar month, totalling S$75.
- Promotion valid only for new DBS/POSB cardmembers.
- Enter the promo code 150CASH during application and make a min. spend of S$800 within 60 days of card approval to be eligible for rewards.
- Promotion valid until 31 January 2024.
- Terms and Conditions apply.

POSB Everyday Card
Offer Available


S$150 cashback
Valid until 31 January 2024
Things to consider for this product:
Food delivery
Online shopping rebate
Rebate cap applied
Monthly spend required
- Earn 10% cash rebates on food delivery via foodpanda, Deliveroo and WhyQ.
- 3% cash rebate granted for dining spend (excluding fast food spend).
- Enjoy 8% cash rebates on Shopee, Lazada, Amazon.sg, Qoo10, RedMart, iHerb, Taobao and Popular Online Store.
- Get 5% cash rebates at Sheng Siong supermarkets.
- Up to 3% cash rebates on your utilities and telecommunication payments.
- Earn 6% cash rebates at SPC and 0.3% cash rebates at Watson.
- 0.3% cash rebates on all other transactions.
- Cash rebates never expire.
- Read our full review of the POSB Everyday Card.
- Min. spend of S$800 per calendar month required for accelerated cash rebate earn rate.
- S$15 monthly cash rebate cap for dining and online spending categories respectively.
- S$30 monthly cash rebate cap for groceries.
- Promotion valid only for new DBS/POSB cardmembers.
- Enter the promo code 150CASH during application and make a min. spend of S$800 within 60 days of card approval to be eligible for rewards.
- Promotion valid until 31 January 2024.
- Terms and Conditions apply.

CIMB Visa Signature Card
Offer Available


S$250 cash via PayNow
Valid until 07 January 2024
Things to consider for this product:
Online shopping rebate
Supermarket rebate
Annual Fee waiver
Rebate cap applied
- 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises.
- Unlimited 0.2% cashback on all other spend.
- Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card.
- No annual fees for life + up to 4 supplementary cards with no annual fees.
- Minimum spending of S$800 in the statement month to qualify for 10% cashback.
- 10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category. Earn 0.2% cashback on all spend when you exceed the cashback cap.
- Promotion is valid for new CIMB cardmembers only
- Apply for select CIMB credit cards and make a min. spend of S$988 within 60 days from card approval date to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply

ICBC Visa Dual Currency Credit Card
Things to consider for this product:
Local spending rebate
Overseas rebate
Monthly spend required
Rebate cap applied
- Up to 8% cashback on your spending.
- Flexibility in payment currency between USD and SGD for various payment modes in Singapore.
- 2.5% foreign transaction fee waiver if USD is used.
- 3-year annual fee waiver.
- 8% bonus cashback only applies to spends of above S$500 each month for 3 consecutive months.

ICBC UnionPay Dual Currency Credit Card
Things to consider for this product:
Local spending rebate
Overseas rebate
Monthly spend required
Rebate cap applied
- Up to 8% cashback on your spending.
- Flexibility in payment currency between USD and SGD for various payment modes in Singapore.
- 2.5% foreign transaction fee waiver if USD is used.
- 3-year annual fee waiver.
- 8% bonus cashback only applies to spends of above S$500 each month for 3 consecutive months, otherwise 0.5% cashback.

UOB EVOL Card
Offer Available


S$350 cash credit
Valid until 31 December 2023
Things to consider for this product:
Online shopping rebate
Mobile contactless rebate
Monthly spend required
Rebate cap applied
- Enjoy 8% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay).
- All other spends earn 0.3% cashback.
- Gain access to over 1,000 deals at eco-friendly, dining, and online shopping merchants.
- Receive a first-year annual fee waiver. Annual fee for subsequent years waived with min. 3 transactions every month.
- Get greater savings with up to 7.8% p.a. interest with UOB One Account+.
- Minimum spend of S$600 each statement month to enjoy accelerated cashback earn rate.
- S$60 total cashback cap per statement month, capped at S$20 per category.
- Promotion is valid only for the first 200 eligible new-to-UOB Credit Card members
- Spend at least S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards
- Promotion is valid until 31 December 2023
- Terms and Conditions apply

Citi Cash Back Card
4 Offers Available


Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until 14 December 2023


Dyson Supersonic™ hair dryer (worth S$699)
Valid until 14 December 2023


Dyson V8 Slim Fluffy (worth S$509)
Valid until 14 December 2023


S$300 cash via PayNow
Valid until 14 December 2023
Things to consider for this product:
Dining rebate
Supermarket rebate
High-value gift
Rebate cap applied
- 6% cashback on dining at restaurants, cafes, fast food eateries, and caterers (local & overseas).
- 8% cashback on grocery shopping, both online and at major supermarkets (local & overseas).
- Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending.
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
- 0.25% cashback for all other spending, even if you do not meet the min. monthly spend.
- Min. monthly spend of S$800 required to earn bonus cashback.
- S$80 combined cashback cap across all categories.
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply
- Promotion is valid for new Citibank cardmembers only
- Activate select Citi credit cards and make a min. spend of S$00 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 14 December 2023
- Terms and Conditions apply

Standard Chartered Smart Credit Card
3 Offers Available


Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)
Valid until 07 January 2024


Fujifilm Instax Mini Evo Camera + Instax Mini Film (Rainbow) bundle (worth S$324)
Valid until 07 January 2024


S$280 cash via PayNow
Valid until 07 January 2024
Things to consider for this product:
Bonus air miles
Public transportation
Installment
No Annual Fee
- No cash advance fee.
- No annual fee.
- Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required.
- Enjoy 0.5% cashback in the form of reward points for all base spends with no monthly cashback cap.
- Enjoy 0% interest rates with 3-month EasyPay instalment tenure with no processing fee.
- Cashback capped at 14,400 reward points, approximately S$45, on selected merchants.
- Promotion is valid for new Standard Chartered credit cardmembers only
- Apply and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply
- Promotion is valid for new Standard Chartered credit cardmembers only
- Apply and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply
- Promotion is valid for new Standard Chartered credit cardmembers only
- Apply and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 January 2024
- Terms and Conditions apply

OCBC 365 Credit Card
4 Offers Available


Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until 07 December 2023


Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)
Valid until 07 December 2023


Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)
Valid until 07 December 2023


S$320 Cash via PayNow
Valid until 07 December 2023
Things to consider for this product:
Petrol rebate
Dining rebate
Gift: Apple product
Monthly spend required
- 6% cashback on fuel spend at all other petrol stations.
- 5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
- 3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
- 3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
- 3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
- 3% cashback on recurring telco and electricity bills.
- Complimentary travel insurance of up to S$500,000.
- S$160 monthly cashback cap (up from S$80).
- Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
- Read our full review of the OCBC 365 Credit Card.
- Min. monthly spend of S$800 required to get higher cashback rates (base cashback is 0.25%).
- Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
- S$80 monthly cashback cap with minium spend of $800.
- S$160 monthly cashback cap with mininum spend of $1,600.
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply
- Promotion is valid for new OCBC cardmembers only
- Apply for the OCBC 365 Credit Card and make a min. spend of S$500 on eligible purchases within 30 days of card approval to be eligible for rewards
- Promotion is valid until 7 December 2023
- Terms and Conditions apply

DCS CASHBACK Card
Offer Available
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2x GOTRIP luggage bags (worth S$500 total)
Valid until 31 December 2023
Things to consider for this product:
Travel insurance
Airport lounge
Monthly spend required
Rebate cap applied
- Get up to 5% cash rebate on all eligible spending.
- Receive complimentary personal accident insurance coverage for regular credit cardmembers of up to S$1 million.
- Complimentary access to more than 1,000 airport lounges worldwide.
- Basic cardholder enjoys one complimentary lounge access per year.
- Requires minimum spend of S$400 to be eligible for cash rebate.
- S$50 cashback cap per month.
- Promotion is valid for new DCS card members only
- Apply for two (2) DCS credit cards and spend at least S$350 per month for 2 consecutive months from card approval date to be eligible for rewards
- S$350 spend is cumulative across both DCS cards
- Promotion is valid until 31 December 2023
- Terms and Conditions apply

DCS Sheng Siong Card
Offer Available
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2x GOTRIP luggage bags (worth S$500 total)
Valid until 31 December 2023
Things to consider for this product:
Supermarket rebate
Travel insurance
Installment
No expiry air miles
- Up to 5% Rebate$ at Sheng Siong with regular card.
- Up to 2% Rebate$ at Sheng Siong with S$500 Limit card.
- Earn 1 Club Rewards Points when you spend outside Sheng Siong. No expiry to your Club Rewards Points
- One complimentary lounge access per calendar year.
- Complimentary insurance coverage of up to S$1 million for Regular Credit Cardmembers.
- Rebates$ will expire after 30 days and will be forfeited if expired.
- Promotion is valid for new DCS card members only
- Apply for two (2) DCS credit cards and spend at least S$350 per month for 2 consecutive months from card approval date to be eligible for rewards
- S$350 spend is cumulative across both DCS cards
- Promotion is valid until 31 December 2023
- Terms and Conditions apply

HSBC Visa Platinum Credit Card
4 Offers Available


Dyson Supersonic™ hair dryer (worth S$699)
Valid until 08 December 2023


Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until 08 December 2023


Sony HT-AX7 Portable Theatre System (worth S$759)
Valid until 08 December 2023


S$350 Cash via PayNow
Valid until 08 December 2023
Things to consider for this product:
Dining rebate
Supermarket rebate
Petrol rebate
Rebate cap applied
- 5% cash rebate on local dining and groceries (including food deliveries and online groceries).
- Up to 17% instant discount plus 5% cash rebate on fuel spending at Caltex and Shell stations.
- 1X reward point per dollar spent.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Min. spending of S$600 per month, for all 3 months in a quarter, required to earn 5% cash rebate.
- Cashback capped at S$250 per quarter.
- Cash rebates are credited quarterly instead of monthly.
- Promotion is valid for new HSBC cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 8 December 2023
- Terms and Conditions apply
- Promotion is valid for new HSBC cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 8 December 2023
- Terms and Conditions apply
- Promotion is valid for new HSBC cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 8 December 2023
- Terms and Conditions apply
- Promotion is valid for new HSBC cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 8 December 2023
- Terms and Conditions apply

Maybank DUO Platinum MasterCard
3 Offers Available


Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)
Valid until 31 December 2023


2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)
Valid until 31 December 2023


S$200 cashback
Valid until 31 December 2023
Things to consider for this product:
Petrol rebate
Overseas rebate
Travel insurance
Annual Fee waiver
- 5% cashback on petrol in Singap