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Spend Gift - 75,000 Membership Rewards® points
Receive S$100 cash when your card is approved and activated for new customers.
NEW!S$20 cashback when you are instantly approved via MyInfo, activate your virtual card and make at least one Eligible Retail Transaction within 3 days of the date of instant approval.
Receive 35,000 welcome miles redeemable with over 40 airlines in the form of 87,500 HSBC Rewards Points upon annual fee payment, for new cardholders
$200 Fairprice vouchers, Takashimaya vouchers or Grab promo codes upon approval new customers only.
Earn 62,500 Citi Dollars (or 25,000 Citi Miles) with card membership renewal, subject to annual fee payment.
Read the latest news about Premium Credit Cards in Singapore and the best money saving tips.
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What is a Premium Credit Card?
A premium credit card is typically one where the eligibility criteria is if your annual salary is above or around S$120,000 per annum. Premium credit cards are designed to complement the fast-paced life of a business executive. Premium credit cards focus on perks like bonus air miles, airport lounge access, airport limo transfers and travel insurance. In fact, premium credit cards offer among some of the highest air miles earn rates, making them among the best credit cards for miles in Singapore.
How Does Premium Credit Card Work?
Apply for an Exclusive Credit Card on SingSaver
SingSaver works with a range of banks and financial institutions and oftentimes, is able to secure an exclusive offer that is better than if you apply directly on the bank’s website. Check our comparison table to check which cards have special monthly “SingSaver exclusive offers”.
Is it true that I can apply any premium credit cards if I meet the minimum income requirement?
That depends. For most cases yes. There are some really “VVIP premium” cards that are by invitation only, regardless of your income such as the Amex Black Card or Amex Centurion. If you are invited to apply, congratulations -- you belong to that special rarefied breed that have earned that status.