Read the latest news about Premium Credit Cards in Singapore and the best money saving tips.
Why get a premium credit card?
Exclusive only to high-income earners, premium credit cards offer more rewards for your spending. This could be more miles per dollar (mpd) spent, unlimited lounge access, complimentary hotel stays, limousine transfers and more.
What counts as a premium credit card?
While there is no official term for such cards, premium credit cards are ones offered exclusively to high-income earners. These prestigious credit cards are also expensive to keep in your wallet, with annual fees of over S$400.
Who should get a premium credit card?
Besides earning an annual income of at least S$80,000 to S$120,000, you should also be a frequent traveller. Premium credit cards target those that travel often by offering a higher mpd rate. However, you could also be required to spend a significant amount each month to earn your reward.
Do all banks offer premium credit cards?
Most banks in Singapore have a premium credit card available for high-income earners. You do not have to be an existing customer of the bank to apply for their premium credit card.
No worries, we've got you covered!
What is a premium credit card?
How do premium credit cards work?
Is it true that I can apply for any premium credit cards if I meet the minimum income requirement?
What are the exclusive privileges of a premium credit card?
Do all premium credit cards have annual fees?
When should I use a premium credit card?
Is it worth paying the annual fee to apply for a premium credit card?
Which premium credit card offers the best welcome offers and privileges?
Must I meet the minimum income requirement to apply for a premium card?
Why should I apply for a premium credit card with SingSaver (and not through the bank)?
What is an instant / digital credit card and how do I get it?