Best Personal Loans in Singapore (2020)

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Standard Chartered CashOne Personal Loan

Standard Chartered CashOne Personal Loan

PopularFeatured
Standard Chartered CashOne Personal Loan
3.48%
Annual Interest RateEIR 7.99% p.a.
S$0
Processing Fees
S$307
Monthly Repayment
HSBC Personal Loan

HSBC Personal Loan

SingSaver's Exclusive OfferFeatured
HSBC Personal Loan
3.7%
Annual Interest RateEIR 7% p.a.
S$0
Processing Fees
S$309
Monthly Repayment
SingSaver's Exclusive Offer:
Enjoy low rate from 3.7% p.a. (EIR 7% p.a.)
OCBC Personal Loan - New to OCBC loan customers

OCBC Personal Loan - New to OCBC loan customers

SingSaver's Exclusive Offer
OCBC Personal Loan - New to OCBC loan customers
3.5%
Annual Interest RateEIR 7.27% p.a.
S$100
Processing Fees
S$307
Monthly Repayment
SingSaver's Exclusive Offer:
Low interest rates from 3.5% p.a for new-to-OCBC loan customers.
DBS Personal Loan

DBS Personal Loan

Popular
DBS Personal Loan
3.88%
Annual Interest RateEIR 7.9% p.a.
S$100
Processing Fees
S$310
Monthly Repayment
POSB Personal Loan

POSB Personal Loan

Popular
POSB Personal Loan
3.88%
Annual Interest RateEIR 7.9% p.a.
S$100
Processing Fees
S$310
Monthly Repayment
UOB Personal Loan

UOB Personal Loan

Best Value
UOB Personal Loan
4.25%
Annual Interest RateEIR 7.96% p.a.
S$0
Processing Fees
S$313
Monthly Repayment
Best Value:
Apply with UOB CashPlus and enjoy 0% interest rate with no processing fees for the first 3 months for New to UOB CashPlus account customers + get $20 cash via PayNow upon UOB CashPlus approval
CIMB CashLite Personal Instalment Loan

CIMB CashLite Personal Instalment Loan

CIMB CashLite Personal Instalment Loan
4.5%
Annual Interest RateEIR 8.41% p.a.
S$0
Processing Fees
S$315
Monthly Repayment
Citibank Quick Cash Loan

Citibank Quick Cash Loan

SingSaver's Exclusive Offer
Citibank Quick Cash Loan
4.55%
Annual Interest RateEIR 8.5% p.a.
S$0
Processing Fees
S$316
Monthly Repayment
SingSaver's Exclusive Offer:
Enjoy an interest rate from 3.99% p.a (EIR 7.5% p.a) with min. loan of S$20,000
For new Citibank customers: Enjoy a limited time offer of 0% interest and 3.5% processing fee for 12-month tenures.
Citibank Quick Cash - Existing Customers

Citibank Quick Cash - Existing Customers

Citibank Quick Cash - Existing Customers
4.55%
Annual Interest RateEIR 8.5% p.a.
S$0
Processing Fees
S$316
Monthly Repayment
OCBC Personal Loan - Existing OCBC loan customers

OCBC Personal Loan - Existing OCBC loan customers

OCBC Personal Loan - Existing OCBC loan customers
4.7%
Annual Interest RateEIR 9.46% p.a.
S$100
Processing Fees
S$317
Monthly Repayment
SingSaver compares the best Personal Loans in Singapore that range from 1-year to 7-year tenures. The effective interest rate (EIR) you can enjoy from the loans on our site range from 7.0% p.a. to 18.72% p.a. The EIR of your loan will depend on the annual interest rate (or bank advertised nominal interest rate) and the tenure of your loan. For example: a loan of S$10,000 over 3 years at 3.88% p.a. nominal interest would equate to monthly repayments of S$310.11, and the total cost of the loan that you pay back would be S$11,164. This is not inclusive of any administrative or processing fees that may apply.

SingSaver Explains: 4 Types of Personal Loans

With so many types of Personal Loans available, it can get a little confusing. Here's all you need to know about Personal Loans in order to make smarter financial decisions.

Need some help?

No worries, we've got you covered!

What is a personal plan?

How does a personal loan work?

Are personal loans good for your credit score?

When should I use a personal loan?

What should I consider before applying for a personal loan?

How do banks or financial institutions decide my loan amount?

How long does it take to get a personal instalment loan approved?

Can foreigners apply for personal instalment loans in Singapore?

What if you don’t qualify for a personal loan?

What are the different types of personal loan interest rates?

Are there any benefits to taking a personal loan?

What is the eligibility criteria for personal loan?

What is the minimum salary to get a personal loan in singapore?

What is the maximum loan amount I can borrow?

What is the personal loan interest rate?

What are the fees I have to take note of when I take up a personal loan?

How to choose a personal loan?

What is the difference between an instalment loan and a personal line of credit?

Which is the best personal instalment loan in Singapore 2019?

How can I get a personal loan?

Confused by terms used in Personal Loan?

Glossary terms to know for first-time personal loan applicants

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