American Express Singapore Airlines KrisFlyer Ascend Credit Card

Updated: 18 Sept 2026
American Express Singapore Airlines KrisFlyer Ascend Credit Card
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Best for KrisFlyer shopping and spending
Card benefit
1.2- 2 miles / dollar
Annual Fee
S$397.85
Minimum Annual Income
Conditional
Supported Payment Network:
Supported Payment Type:

Offers

Bank Gift - On Top of SingSaver's

You’ll also receive the following welcome gift(s) directly from the bank
Limited time only
gift logo

Up to 45,000 KrisFlyer Miles

Offer
  • Up to 45,000 KrisFlyer Miles

Highlights

SingSaver's Take

Spend S$15,000 or more on eligible Singapore Airlines and Scoot flight bookings within the first 12 months upon Card approval to be automatically upgraded to the KrisFlyer Elite Gold membership tier. T&Cs apply.
Receive a Foreign Spend Miles Redemption Voucher for 18,000 KrisFlyer miles when you spend the equivalent of S$10,000 or more in foreign currency within the qualifying period.
Earn 2 KrisFlyer miles for every S$1 spent on eligible Singapore Airlines and Scoot flight bookings, KrisShop and Pelago purchases, with no cap.

Benefits

Airmiles Base Rate
1.2 miles / dollar
Airmiles Local
1.2 miles / dollar
Airmiles Overseas
1.2 miles / dollar
Airmiles Travel
2 miles / dollar
Airmiles Flight Booking
2 miles / dollar
Air Miles Conversion Fee
No Fee

Fees & Charges

Air Miles Conversion Fee
No Fee
Foreign Currency Transaction Fee
3.25 %
Cash Advance Service Charge
5 %
Annual Fee
S$ 397.85

Late Payment Charge
S$ 100

Eligibility

Minimum Annual Income
Conditional
Minimum Age
21 years old

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Annual Fee
S$179.85
S$327
S$174.40
Supplementary Card Fee
S$54.50 (incl. 9% GST) waived for the first year for the first 2 Supplementary Cards.
First 2 Supplementary Card fees waived. S$163.50 (incl. 9% GST) for each subsequent Supplementary Card.
First 2 Supplementary Cards fee permanently waived. S$87.20 (incl. 9% GST) for each subsequent Supplementary Card.
Annual Fee Waiver
First Year Annual Fee Waiver
Discretionary
First Year Annual Fee Waiver
Card benefit
1.1 - 2 miles / dollar
2 - 10 points / 1.60 dollars
1.5 - 3 % cashback

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