American Express Singapore Airlines KrisFlyer Ascend Credit Card

Updated: 14 Sept 2026
Best for KrisFlyer shopping and spending
American Express Singapore Airlines KrisFlyer Ascend Credit Card
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Card benefit
1.2- 2 miles / dollar
Annual Fee
S$397.85
Minimum Annual Income
Conditional
Supported Payment Network:
Supported Payment Type:

Offers

SingSaver Reward

Apply through SingSaver and choose from 1 premium rewards
Limited time only
gift logo

Up to 45,000 KrisFlyer Miles

Welcome Offer
  • Up to 45,000 KrisFlyer Miles

Highlights

SingSaver's Take

Spend S$15,000 or more on eligible Singapore Airlines and Scoot flight bookings within the first 12 months upon Card approval to be automatically upgraded to the KrisFlyer Elite Gold membership tier. T&Cs apply.
Get a complimentary night stay at participating Hilton properties each year.
Receive a Foreign Spend Miles Redemption Voucher for 18,000 KrisFlyer miles when you spend the equivalent of S$10,000 or more in foreign currency within the qualifying period.

Things to Consider

Accelerated upgrade to KrisFlyer Elite Gold membership tier

Benefits

Airmiles Base Rate
1.2 miles / dollar
Airmiles Local
1.2 miles / dollar
Airmiles Overseas
1.2 miles / dollar
Airmiles Travel
2 miles / dollar
Airmiles Flight Booking
2 miles / dollar
Air Miles Conversion Fee
No Fee

Fees & Charges

Air Miles Conversion Fee
No Fee
Foreign Currency Transaction Fee
3.25 %
Cash Advance Service Charge
5 %
Annual Fee
S$ 397.85

Late Payment Charge
S$ 100

Eligibility

Monthly Spend Required
-
Minimum Annual Income
Conditional
Minimum Age
21 years old

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Annual Fee
S$179.85
S$327
S$174.40
Cashback Base Rate
1.5 %
Airmiles Base Rate
1.1 miles / dollar
Rewards Points Baseline
2 points / 1.60 dollars

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