All Air Miles Cards No Minimum Spend Required Annual Fee Waiver No Expiry On Miles Go to: Promo - Bonus Miles Go to: Overseas

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Best Miles Credit Cards in Singapore 2024

Discover the Best Miles Credit Cards for rewarding travel experiences! Earn air miles on every dollar spent to redeem towards exciting rewards like flights and hotel stays. Compare the top miles card with us and find your perfect travel companion today!

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All Air Miles Cards No Minimum Spend Required Annual Fee Waiver No Expiry On Miles Go to: Promo - Bonus Miles Go to: Overseas

🎁 ONLY AVAILABLE ON SINGSAVER

EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHERE Fastest Rewards Fulfilment

Citi PremierMiles Card

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 4 other gift options

Valid until

31 July 2024

Richest Offer in the Market

Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

31 July 2024

Richest Offer in the Market

Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 July 2024

Richest Offer in the Market

Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80

Valid until

31 July 2024

Richest Offer in the Market

21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka)

Valid until

31 July 2024

Richest Offer in the Market

S$300 cash via PayNow + S$150 Shopee voucher

Valid until

31 July 2024

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
11 different airline and hotel transfer partners.
Complimentary travel insurance with solid coverage.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up; or
Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or
Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up; or
Save S$410.10 on an Apple Watch Ultra 2 GPS + Cellular 49mm (worth S$1,210.10) by upgrading your reward with a top up; or
Save S$404.50 on an Apple Watch Series 9 GPS 41mm (worth S$604.50) by upgrading your reward with a top up

Gift Options

Apple iPad 10th Gen WiFi 64GB (worth S$529); or
Dyson Supersonic™ hair dryer (worth S$699); or
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80; or
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka); or
S$300 cash via PayNow + S$150 Shopee voucher

🎁 ONLY AVAILABLE ON SINGSAVER

EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHERE Fastest Rewards Fulfilment

Citi Prestige Card

Airmiles Local

1.3 miles per dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles per dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 545

info

Inclusive of GST.

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 4 other gift options

Valid until

31 July 2024

Richest Offer in the Market

Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80

Valid until

31 July 2024

Richest Offer in the Market

Dyson Purifier Cool™ TP10 (worth S$599)

Valid until

31 July 2024

Richest Offer in the Market

18,000 Max Miles

Valid until

31 July 2024

Richest Offer in the Market

S$320 eCapitaVoucher

Valid until

31 July 2024

Things to consider for this product:

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Airport lounge

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Dining Benefits

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Complimentary Hotel Night Stay

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Complimentary Limo Rides

Gift Options

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up; or
Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or
Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up; or
Save S$410.10 on an Apple Watch Ultra 2 GPS + Cellular 49mm (worth S$1,210.10) by upgrading your reward with a top up; or
Save S$404.50 on an Apple Watch Series 9 GPS 41mm (worth S$604.50) by upgrading your reward with a top up

Gift Options

Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80; or
Dyson Purifier Cool™ TP10 (worth S$599); or
18,000 Max Miles; or
S$320 eCapitaVoucher

EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHERE Fastest Rewards Fulfilment

Citi PremierMiles Card

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 4 other gift options

Valid until

31 July 2024

Richest Offer in the Market

Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

31 July 2024

Richest Offer in the Market

Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 July 2024

Richest Offer in the Market

Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80

Valid until

31 July 2024

Richest Offer in the Market

21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka)

Valid until

31 July 2024

Richest Offer in the Market

S$300 cash via PayNow + S$150 Shopee voucher

Valid until

31 July 2024

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
11 different airline and hotel transfer partners.
Complimentary travel insurance with solid coverage.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up; or
Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or
Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up; or
Save S$410.10 on an Apple Watch Ultra 2 GPS + Cellular 49mm (worth S$1,210.10) by upgrading your reward with a top up; or
Save S$404.50 on an Apple Watch Series 9 GPS 41mm (worth S$604.50) by upgrading your reward with a top up

Gift Options

Apple iPad 10th Gen WiFi 64GB (worth S$529); or
Dyson Supersonic™ hair dryer (worth S$699); or
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80; or
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka); or
S$300 cash via PayNow + S$150 Shopee voucher

American Express Singapore Airlines KrisFlyer Credit Card

Airmiles Local

1.1 miles per dollar

Airmiles Overseas

2 miles per dollar

info

In June and December.

Min. Annual Income

Conditional

info

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment

Annual Fee

S$ 174.4

info

First Year Waived

Offer Available

AMEX 30 Million Miles Giveaway

Up to 18,000 KrisFlyer miles

Valid until

30 September 2024

Things to consider for this product:

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No monthly spend required

check

Retail discount

remove

Annual Fee required

HSBC Revolution Credit Card

Airmiles Local

Up to 4 miles per dollar

info

On dining, travel, shopping, and ride-hailing transactions. 0.4 mpd on all other transactions.

Airmiles Overseas

Up to 4 miles per dollar

info

On dining, travel, shopping, and ride-hailing transactions. 0.4 mpd on all other transactions.

Minimum Annual Income

S$ 30,000

Annual Fee

No Annual Fee

Offer Available

Welcome Offer

Up to S$1,800 cashback

Valid until

31 August 2024

Things to consider for this product:

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Mobile contactless rebate

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Online shopping rebate

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Travel rebate

check

No Annual Fee

Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
10X reward points (equivalent to 4 air miles or 2.5% cashback) on online purchases and contactless payments (subject to underlying whitelist Merchant Category Codes).
1X reward point for all other spending.
No minimum spend required.
No annual fee.
Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
Eligible categories: Online & contactless payment (e.g. Visa PayWave, Google Pay, Apple Pay) for travel; shopping; groceries; dining; food delivery; ride-hailing apps.
Up to 16% and 14% off petrol at Caltex and Shell respectively.
Up to S$300,000 complimentary travel insurance for cardholder and family when travel tickets are charged to card.
Compatible with Apple Pay, Google Pay, and Visa PayWave.
Can convert between cashback, miles, or reward points flexibly.
Great for homemakers, working adults, miles chaser, enjoy flexibility between rebate types (cashback/miles/points), prefer fuss-free spending without min. spend.
Read our review of the HSBC Revolution Credit Card.
Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus points.
Cap of 9,000 bonus reward points per calendar month on eligible purchases.
1X reward point earned on public transport (via SimplyGo) only.
HSBC reward points expire after 37 months (unlike Citi Rewards’ ThankYou Points of 60 months).

Highest Miles Lower min. spends

Standard Chartered Journey Credit Card

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

4 Offers Available

SingSaver Flash Deal

Get a chance to win an iPhone 15 128GB (worth S$1,311)

Valid until

31 July 2024

Upgrade Your Rewards with a Simple Top-Up

Save S$689 on a Flujo Ayla Ergonomic Office Chair (worth S$1,139) by upgrading your reward with a top up

+ 2 other gift options

Valid until

31 July 2024

Richest Offer in the Market

Up to 60,000 Miles

Valid until

31 July 2024

Richest Offer in the Market

Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles

Valid until

31 July 2024

Richest Offer in the Market

S$280 eCapitaVoucher + 45,000 miles

Valid until

31 July 2024

Richest Offer in the Market

S$250 Cash via PayNow + 45,000 miles

Valid until

31 July 2024

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, grocery +and food delivery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Gift Options

Get a chance to win an iPhone 15 128GB (worth S$1,311)

Gift Options

Save S$689 on a Flujo Ayla Ergonomic Office Chair (worth S$1,139) by upgrading your reward with a top up; or
Save S$319 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up; or
Save S$208.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up

Gift Options

Up to 60,000 Miles

Gift Options

Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles; or
S$280 eCapitaVoucher + 45,000 miles; or
S$250 Cash via PayNow + 45,000 miles

Valid for existing HSBC cardholders

HSBC TravelOne Credit Card

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2.4 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

4 Offers Available

Upgrade Your Rewards with a Simple Top-Up

Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 3 other gift options

Valid until

31 July 2024

Richest Offer in the Market

Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 July 2024

Richest Offer in the Market

Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50)

Valid until

31 July 2024

Richest Offer in the Market

Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

31 July 2024

Richest Offer in the Market

27,000 Max Miles

Valid until

31 July 2024

Richest Offer in the Market

S$400 eCapitaVoucher

Valid until

31 July 2024

Welcome Offer

Up to S$1,800 cashback

Valid until

31 August 2024

Welcome Offer

1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris

Valid until

23 September 2024

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

check

Bonus air miles

Gift Options

Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up; or
Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up; or
Save S$621 on a Sony ZV-1M2 Vlog Camera (worth S$1,209) by upgrading your reward with a top up; or
Save S$569 on a Sony HT-AX7 Portable Theatre System (worth S$769) by upgrading your reward with a top up

Gift Options

Dyson Supersonic™ hair dryer (worth S$699); or
Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50); or
Apple iPad 10th Gen WiFi 64GB (worth S$529); or
27,000 Max Miles; or
S$400 eCapitaVoucher

Gift Options

Up to S$1,800 cashback

Gift Options

1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris

Lower min. spends

Standard Chartered Rewards+ Credit Card

Airmiles Local

0.29 miles per dollar

Airmiles Overseas

2.9 miles per dollar

info

Overseas retail, dining and travel.

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

3 Offers Available

SingSaver Flash Deal

Get a chance to win an iPhone 15 128GB (worth S$1,311)

Valid until

31 July 2024

Upgrade Your Rewards with a Simple Top-Up

Save S$208.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up

+ 3 other gift options

Valid until

31 July 2024

Richest Offer in the Market

Dyson AM07 Tower Fan (worth S$459)

Valid until

31 July 2024

Richest Offer in the Market

Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)

Valid until

31 July 2024

Richest Offer in the Market

S$300 eCapitaVoucher

Valid until

31 July 2024

Richest Offer in the Market

S$280 cash via PayNow

Valid until

31 July 2024

Things to consider for this product:

check

Overseas rebate

check

No monthly spend required

check

Travel insurance

remove

Rebate cap applied

Gift Options

Get a chance to win an iPhone 15 128GB (worth S$1,311)

Gift Options

Save S$208.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up; or
Save S$689 on a Flujo Ayla Ergonomic Office Chair (worth S$1,139) by upgrading your reward with a top up; or
Save S$319 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up; or
Save S$175.70 on an Apple AirPods Pro Gen 2 (worth S$365.70) by upgrading your reward with a top up

Gift Options

Dyson AM07 Tower Fan (worth S$459); or
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429); or
S$300 eCapitaVoucher; or
S$280 cash via PayNow

Fastest Rewards Fulfilment

Citi Rewards Card

Airmiles Local

4 miles per dollar

Airmiles Overseas

0.4 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 4 other gift options

Valid until

31 July 2024

Richest Offer in the Market

Apple iPad 10th Gen WiFi 64GB (worth S$529)

Valid until

31 July 2024

Richest Offer in the Market

Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 July 2024

Richest Offer in the Market

Dyson Micro 1.5kg (worth S$599)

Valid until

31 July 2024

Richest Offer in the Market

S$300 cash via PayNow + S$150 Shopee voucher

Valid until

31 July 2024

Things to consider for this product:

check

Bonus air miles

check

Travel insurance

check

Annual Fee waiver

check

High-value gift

Gift Options

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up; or
Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or
Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up; or
Save S$410.10 on an Apple Watch Ultra 2 GPS + Cellular 49mm (worth S$1,210.10) by upgrading your reward with a top up; or
Save S$404.50 on an Apple Watch Series 9 GPS 41mm (worth S$604.50) by upgrading your reward with a top up

Gift Options

Apple iPad 10th Gen WiFi 64GB (worth S$529); or
Dyson Supersonic™ hair dryer (worth S$699); or
Dyson Micro 1.5kg (worth S$599); or
S$300 cash via PayNow + S$150 Shopee voucher

UOB Lady's Card

Airmiles Local

Up to 10 miles per dollar

info

Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

Airmiles Overseas

Up to 10 miles per dollar

info

Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

Min. Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Offer Available

Welcome Offer

S$350 cash credit

Valid until

31 July 2024

Things to consider for this product:

check

Local spending rebate

check

Installment

check

No monthly spend required

remove

Rebate cap applied

Maybank Horizon Visa Signature Card

Airmiles Overseas

3.2 miles per dollar

info

On foreign spend. 8X TREATS Points per S$1 spent, valid until 30 Jun 2024. (Base rate 7X TREATS Points per S$1 spent, equivalent to 2.8 miles per dollar)

Airmiles Flight Booking

3.2 miles per dollar

info

On air tickets. 8X TREATS Points per S$1 spent, valid until 30 Jun 2024. (Base rate 7X TREATS Points per S$1 spent, equivalent to 2.8 miles per dollar)

Airmiles Hotel Booking

1.2 miles per dollar

info

On Agoda bookings.

Annual Fee

S$ 196.2

info

First Three Years Waived

2 Offers Available

SingSaver Exclusive Offer

Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

16 August 2024

SingSaver Exclusive Offer

Xiaomi Smart Air Purifier 4 (worth S$275)

Valid until

16 August 2024

SingSaver Exclusive Offer

S$180 eCapitaVoucher

Valid until

16 August 2024

For Foreigners

Application for Foreigners

Valid until

16 August 2024

Things to consider for this product:

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Overseas/Foreign spend

check

Air tickets

check

Dining

remove

Rebate cap applied

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

info

In June and December.

Minimum Annual Income

Conditional

info

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Annual Fee

S$ 343.35

Offer Available

AMEX 30 Million Miles Giveaway

Up to 38,000 KrisFlyer miles

Valid until

30 September 2024

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

remove

Annual Fee required

DBS Woman's World Card

Airmiles Local

4 miles per dollar

info

10X DBS Points per S$5

Airmiles Overseas

4 miles per dollar

info

10X DBS Points per S$5 on online transactions; otherwise 1.2 miles per dollar. (or 3X DBS Points).

Minimum Annual Income

S$ 80,000

info

Both Singaporean or Foreigner

Annual Fee

S$ 196.2

info

First Year Waived

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Installment

remove

Rebate cap applied

UOB PRVI Miles Visa Card

Airmiles Local

1.4 miles per dollar

Airmiles Overseas

2.4 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 261.6

info

First Year Waived

Offer Available

Welcome Offer

50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 July 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

DBS Altitude American Express Card

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

2 Offers Available

Welcome Offer

35,000 miles

Valid until

30 September 2024

Welcome Offer

25,000 miles + annual fee waiver

Valid until

30 September 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

No expiry air miles

check

Unlimited air miles

UOB PRVI Miles American Express Card

Airmiles Local

1.4 miles per dollar

Airmiles Overseas

2.4 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 261.6

info

First Year Waived

Offer Available

Welcome Offer

50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 July 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

Earn 8% cashback on dining, etc.
6 miles per S$1 spend (UNI$15 per S$5 spend) on major airlines and hotels through Expedia, agoda and UOB Travel.
1.4 miles per S$1 on local spend (UNI$3.5 per S$5 spend).
2.4 miles per S$1 on overseas spend (UNI$6 per S$5 spend), including online shopping and overseas websites.
Choice to redeem for miles, cashback, or vouchers.
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Get 20,000 loyalty miles with a minimum spend of S$50,000 in a year.
Complimentary airport transfers to Changi Airport.
1.4 mpd on SimplyGo and public transport rides for UOB PRVI Mastercard and Visa only.
No airport lounge access.
2 year points expiry.

American Express Singapore Airlines Business Credit Card

Airmiles Local

1.8 HighFlyer points

info

Per S$1

Airmiles Overseas

1.8 HighFlyer points

info

Per S$1

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 304.59

info

Non-waivable

Offer Available

Welcome Offer

30,000 HighFlyer points (worth S$285)

Valid until

30 September 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

Air ticket rebate

remove

Rebate cap applied

UOB PRVI Miles World MasterCard

Airmiles Local

1.4 miles per dollar

Airmiles Overseas

2.4 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 261.6

info

First Year Waived

Offer Available

Welcome Offer

50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 July 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

KrisFlyer UOB Credit Card

Airmiles Local

3 miles per dollar

info

Everyday spend categories: dining, food delivery, online shopping, travel and transport, with at least S$800 annual spend on Singapore Airlines, Scoot, and/or KrisShop.

Airmiles Overseas

3 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Offer Available

Welcome Offer

31,000 miles plus first year annual fee waived (S$194.40 incl. GST)

Valid until

31 July 2024

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Bonus air miles

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Unlimited air miles

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Annual Fee waiver

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Monthly spend required

Earn 3 KrisFlyer miles per S$1 on Singapore Airlines, Scoot, KrisShop and Kris+ purchases.
Earn up to 3 KrisFlyer miles per S$1 on dining, food delivery, online shopping, travel and transport spend.
Earn 1.2 KrisFlyer miles per S$1 on all other spend.
No cap on KrisFlyer miles earned.
Enjoy S$20 rebate on your KrisShop purchases with a minimum spend of S$120 nett in a single transaction.
Get rewarded 10,000 KrisFlyer miles when you renew your annual card membership.
Scoot exclusive benefits: Priority check-in and boarding, more baggage allowance, seat selection and booking flexibility waiver.
Complimentary travel insurance of up to S$500,000.
No conversion fees.
More miles with every spend.
Uncapped 3 mpd on SIA and Scoot tickets, Kris+, dining, food delivery, online shopping & travel, and transport.
Periodic discounts on KrisFlyer Experiences
Exclusive privileges on Scoot, KrisShop, Grab and more.
Read our full review of the KrisFlyer UOB Credit Card.
Min. annual spend of S$800 on Singapore Airlines Group to qualify for 3 KrisFlyer miles per S$1 earn rate.
Bonus miles earned from dining, food delivery, online shopping, travel, transport are only awarded within 2 months after the card membership year.

DBS Altitude Visa Signature Card

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

2 Offers Available

Welcome Offer

30,000 miles

Valid until

30 September 2024

Welcome Offer

20,000 miles + annual fee waiver

Valid until

30 September 2024

Things to consider for this product:

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Bonus air miles

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Airport lounge

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No expiry air miles

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Unlimited air miles

DBS Woman's Card

Airmiles Local

Up to 2 miles per dollar

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5X DBS Points per S$5

Airmiles Overseas

0.4 miles per dollar

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1X DBS Point per S$5

Minimum Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean). S$45,000 and above per annum (Foreigner).

Annual Fee

S$ 163.5

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First Year Waived

Things to consider for this product:

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Online shopping rebate

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Overseas rebate

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Installment

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Rebate cap applied

Standard Chartered Visa Infinite Credit Card

Airmiles Local

1.4 miles per dollar

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1 mile per S$1 otherwise if monthly spend is below S$2,000.

Airmiles Overseas

3 miles per dollar

Minimum Annual Income

S$ 150,000

Annual Fee

S$ 599.5

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Strictly non-waivable.

Things to consider for this product:

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Airport lounge

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Travel insurance

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Bonus air miles

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Monthly spend required

Maybank World Mastercard

Airmiles Local

0.4 miles per dollar

Airmiles Overseas

0.4 miles per dollar

Minimum Annual Income

S$ 80,000

Annual Fee

S$ 261.6

info

First Year Waived

2 Offers Available

SingSaver Exclusive Offer

Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

16 August 2024

SingSaver Exclusive Offer

Xiaomi Smart Air Purifier 4 (worth S$275)

Valid until

16 August 2024

SingSaver Exclusive Offer

S$180 eCapitaVoucher

Valid until

16 August 2024

For Foreigners

Application for Foreigners

Valid until

16 August 2024

Things to consider for this product:

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Dining rebate

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Retail rebate

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Petrol rebate

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Airport lounge

OCBC 90°N Mastercard

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.1 miles per dollar

info

Get up to

Min. Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up

Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up

+ 3 other gift options

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only

Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only

Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only

S$220 eCapitaVoucher

Valid until

14 August 2024

SingSaver Exclusive Offer - New Cardmembers Only

S$200 Cash via PayNow

Valid until

14 August 2024

Things to consider for this product:

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No expiry air miles

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Unlimited air miles

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Gift: Apple product

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No monthly spend required

Gift Options

Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up; or
Save S$689 on a Flujo Ayla Ergonomic Office Chair (worth S$1,139) by upgrading your reward with a top up; or
Save S$319 on a Xiaomi Robot Vacuum X20 UK (worth S$699) by upgrading your reward with a top up; or
Save S$165.70 on an Apple AirPods Pro 2nd Gen (worth S$365.70) by upgrading your reward with a top up

Gift Options

Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40); or
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274); or
S$220 eCapitaVoucher; or
S$200 Cash via PayNow

OCBC 90°N Visa Card

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.1 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up

Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up

+ 3 other gift options

Valid until

14 August 2024

Upsized Exclusive Offer - New Cardmembers Only

Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570.80)

Valid until

14 August 2024

Upsized Exclusive Offer - New Cardmembers Only

Dyson AM07 Tower Fan (worth S$459)

Valid until

14 August 2024

Upsized Exclusive Offer - New Cardmembers Only

S$270 eCapitaVoucher

Valid until

14 August 2024

Upsized Exclusive Offer - New Cardmembers Only

S$200 Cash via PayNow + S$50 eCapitaVoucher

Valid until

14 August 2024

Things to consider for this product:

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Unlimited air miles

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No expiry air miles

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Bonus air miles

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Gift: Apple product

Gift Options

Save S$228.30 on an Apple iPad 9th Gen WiFi 64GB (worth S$508.30) by upgrading your reward with a top up; or
Save S$689 on a Flujo Ayla Ergonomic Office Chair (worth S$1,139) by upgrading your reward with a top up; or
Save S$319 on a Xiaomi Robot Vacuum X20 UK (worth S$699) by upgrading your reward with a top up; or
Save S$165.70 on an Apple AirPods Pro 2nd Gen (worth S$365.70) by upgrading your reward with a top up

Gift Options

Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570.80); or
Dyson AM07 Tower Fan (worth S$459); or
S$270 eCapitaVoucher; or
S$200 Cash via PayNow + S$50 eCapitaVoucher

OCBC Voyage Card

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.2 miles per dollar

Min. Annual Income

S$ 120,000

Annual Fee

S$ 497.06

info

With 15,000 VOYAGE Miles or S$3,240 a year with 150,000 VOYAGE Miles.

Things to consider for this product:

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No expiry air miles

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Overseas rebate

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Airport lounge

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Airport transfer

UOB Lady's Solitaire Card

Airmiles Local

6 miles per dollar

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Get up to 6 miles per dollar on up to 2 rewards categories out of 7; get 0.4 miles per dollar on all other spend.

Airmiles Overseas

6 miles per dollar

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Bonus UNI$ capped at 8,400 UNI$ (equivalent to S$3,000 spend) per month.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 414.2

info

First Year Waived

Offer Available

Welcome Offer

S$350 cash credit

Valid until

31 July 2024

Things to consider for this product:

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Local spending rebate

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Installment

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No monthly spend required

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Rebate cap applied

DBS Vantage Visa Infinite Card

Airmiles Local

1.5 miles per dollar

info

S$1 local spend = 1.5 miles

Airmiles Overseas

2.2 miles per dollar

info

S$1 overseas spend = 2.2 miles

Minimum Annual Income

S$ 120,000

Annual Fee

S$ 599.5

info

Non-waivable for first year. Waiver will be granted in subsequent years with a minimum eligible spend of S$60,000 within in a calendar year.

Offer Available

Welcome Offer

Up to 85,000 miles

Valid until

30 September 2024

Things to consider for this product:

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Bonus air miles

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Local spending rebate

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Overseas rebate

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Airport lounge

1.5 miles or 1.5% cashback per S$1 spent locally, such as groceries, shopping and more.
2.2 miles or 2.2% cashback per S$1 spent on overseas purchases in foreign currency.
Receive 25,000 bonus miles when you pay the annual fee of S$550 (exclusive of GST) to renew your membership.
Complimentary Accor Plus Explorer membership with 1 free hotel night stay at Sofitel, Fairmont, Swissotel and over 1000 hotels worldwide.
Complimentary Digital Priority Pass™ Membership and 10 free lounge visits to over 1,300 airport lounges worldwide within each 12-month period of membership.
Members-only dining privileges at over 80 of Singapore’s fine dining establishments, including Michelin-awarded restaurants.
Annual fee of S$588.50 (inclusive of GST) is non-waivable for the first year.
Miles are awarded in the form of DBS Points which are awarded for every S$5 spent.
Each conversion of DBS Points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).

UOB Visa Signature Card

Airmiles Local

4 miles per dollar

info

On petrol, foreign currency transactions, and local Visa payWave (excluding SMART$ merchants) transactions.

Airmiles Overseas

4 miles per dollar

info

Including online overseas sites.

Minimum Annual Income

S$ 50,000

Annual Fee

S$ 218

info

First Year Waived

Things to consider for this product:

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Petrol rebate

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Overseas rebate

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Mobile contactless rebate

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Rebate cap applied

UOB Preferred Platinum Visa Card

Airmiles Local

Up to 4 miles per dollar

info

On entertainment, online shopping, and mobile contactless payment(Apple Pay, Google Pay, Fitbit Pay, Samsung Pay, UOB Mighty.

Airmiles Overseas

4 miles per dollar

info

On entertainment, online shopping, and mobile contactless payment(Apple Pay, Google Pay, Fitbit Pay, Samsung Pay, UOB Mighty.

Min. Annual Income

S$ 30,000

Annual Fee

S$ 196.2

info

First Year Waived

Things to consider for this product:

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Online shopping rebate

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Mobile contactless rebate

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Installment

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Rebate cap applied

American Express Singapore Airlines Solitaire PPS Credit Card

Airmiles Local

Up to 1.5 KrisFlyer miles per dollar

info

On every S$1 spent above S$3,800 per statement month, 1.3 KrisFlyer Miles per dollar for spend up to S$3,800 per calendar month.

Airmiles Overseas

Up to 2.4 KrisFlyer miles per dollar

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On every S$1 spent above S$3,800 per statement month, 1.3 KrisFlyer Miles per dollar for spend up to S$3,800 per calendar month.

Min. Annual Income

Conditional

info

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Annual Fee

S$ 556.2

info

First Year Waived

Things to consider for this product:

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Air ticket rebate

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Annual Fee waiver

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Travel insurance

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Grab/taxi rebate

American Express Singapore Airlines PPS Club Credit Card

Airmiles Local

1.4 miles per dollar

Airmiles Overseas

2 miles per dollar

info

For eligible purchases above S$3,800 each month.

Min. Annual Income

Conditional

info

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Annual Fee

S$ 561.35

info

First Year Waived

Things to consider for this product:

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Travel Insurance

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Bonus air miles

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Petrol savings

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Annual Fee required

UOB Visa Infinite Metal Card

Airmiles Local

1.4 miles per dollar

Airmiles Overseas

2.4 miles per dollar

Minimum Annual Income

S$ 120,000

Annual Fee

S$ 654

info

Non-waivable

Things to consider for this product:

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Airport lounge

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Bonus air miles

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Overseas rebate

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Annual Fee required

EXCLUSIVE DEAL THAT YOU WON'T FIND ELSEWHERE Fastest Rewards Fulfilment

Citi Prestige Card

Airmiles Local

1.3 miles per dollar

info

3.25 ThankYou Points per dollar on local spend.

Airmiles Overseas

2 miles per dollar

info

5 ThankYou Points per dollar on overseas spend.

Min. Annual Income

S$ 120,000

Annual Fee

S$ 545

info

Inclusive of GST.

2 Offers Available

Upgrade Your Rewards with a Simple Top-Up

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 4 other gift options

Valid until

31 July 2024

Richest Offer in the Market

Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80

Valid until

31 July 2024

Richest Offer in the Market

Dyson Purifier Cool™ TP10 (worth S$599)

Valid until

31 July 2024

Richest Offer in the Market

18,000 Max Miles

Valid until

31 July 2024

Richest Offer in the Market

S$320 eCapitaVoucher

Valid until

31 July 2024

Things to consider for this product:

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Airport lounge

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Dining Benefits

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Complimentary Hotel Night Stay

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Complimentary Limo Rides

Gift Options

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up; or
Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or
Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up; or
Save S$410.10 on an Apple Watch Ultra 2 GPS + Cellular 49mm (worth S$1,210.10) by upgrading your reward with a top up; or
Save S$404.50 on an Apple Watch Series 9 GPS 41mm (worth S$604.50) by upgrading your reward with a top up

Gift Options

Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80; or
Dyson Purifier Cool™ TP10 (worth S$599); or
18,000 Max Miles; or
S$320 eCapitaVoucher

HSBC Visa Infinite Credit Card

Airmiles Local

Up to 1.25 miles per dollar

info

Minimum S$50,000 eligible spend in first 12 months of card issuance date to qualify for Step Up Earn Rate.

Airmiles Overseas

Up to 2.25 miles per dollar

info

Minimum S$50,000 eligible spend in first 12 months of card issuance date to qualify for Step Up Earn Rate.

Minimum Annual Income

S$ 120,000

Annual Fee

S$ 662.15

info

S$497.06 for HSBC Premier customers

Offer Available

Welcome Offer

Up to S$1,800 cashback

Valid until

31 August 2024

Things to consider for this product:

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Bonus air miles

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Airport lounge

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Travel insurance

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Annual Fee required

Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
Base earn rates of 1 mile per S$1 on local spend and 2 miles per S$1 in foreign spend.
Step Up earn rates of 1.25 miles per S$1 on local spend and 2.25 miles per S$1 in foreign spend with min. S$50,000 eligible purchases within first 12 months of card issuance date.
Regular cardholders: 2x complimentary expedited immigration clearance per calendar year, thereafter min. S$2,000 eligible spend in a calendar month to qualify.
Regular cardholders: 2x complimentary airport limousine service per calendar year, thereafter min. S$2,000 eligible spend in a calendar month to qualify (capped at 24 usages per calendar year).
HSBC Premier customers: 4x complimentary expedited immigration clearance and airport limousine service each per calendar year.
Unlimited airport lounge access for primary and supplementary cardholders.
Up to US$2 million complimentary travel insurance coverage (including up to US$100,000 for COVID-19).
Complimentary concierge services for travel, golfing, dining, shopping, and business assistance.
Exclusive discounts on retail, dining, hotel stays, and more offers.
US$35 per guest per visit for airport lounge access.
HSBC Rewards Points expire after 37 months.
S$43.20 annual Mileage Programme fee (convert points into KrisFlyer and/or Asia Miles).
Expensive annual fee of S$656.08 for everyone, but S$492.56 annual fee reserved for HSBC Premier customers only.

Maybank Visa Infinite Card

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Min. Annual Income

S$ 150,000

Annual Fee

S$ 654

info

First Year Waived

Things to consider for this product:

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Airport lounge

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No expiry air miles

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Airport transfer

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Annual Fee required

Up to 3X TREATS Points (1.2 mpd) on local spend.
Up to 5X TREATS Points (2 mpd) on foreign currency spend .
Complimentary enrolment into Maybank's Rewards Infinite Programme where TREATS Points never expire.
Dining, shopping, and travel deals via Maybank TREATS SG app.
Up to S$1,000,000 complimentary travel insurance coverage when you charge full travel fare to card.
Unlimited Priority Pass lounge visits per year for primary cardholders.
Complimentary Priority Pass membership renewal upon paying card annual fee or min. S$60,000 in eligible spend in previous card anniversary year.
Complimentary green fees all year round at over 100 golf courses worldwide.
1x complimentary airport limousine transfer on a Mercedes E-Class with min. S$3,000 eligible spend in previous calendar month.
1x complimentary JetQuay Service featuring private JetQuay host with min. S$3,000 eligible spend in previous calendar month.
25% off retail rates for meet-and-greet airport services in selected countries.
10% off car rentals worldwide with min. 1-day rental (plus 1 extra day rental with min. 6 days' rental).
24/7 Visa Concierge service and access to Visa Luxury Hotel Collection.
No complimentary airport lounge visits for supplementary cardholders and guests. US$32 per person per visit rate applies.

BOC Elite Miles World MasterCard

Airmiles Local

1 miles per dollar

Airmiles Overseas

2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 203.3

info

First Year Waived

Things to consider for this product:

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Bonus air miles

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Unlimited air miles

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Monthly spend required

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Annual Fee required

How does a miles credit card work?

- Earning miles: Use the miles credit card for daily and/or specific expenses to accumulate air miles based on the card's earning rate (e.g., 1 mile per S$1 spent).
- Bonus spending: Some cards offer higher miles for specific categories like airline tickets or hotel bookings themselves.
- Welcome bonuses & sign-up promos: Many cards offer additional miles through welcome bonuses or promotions upon successfully meeting spending requirements within a certain number of days from card approval.

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Who should use a miles credit card?

A miles credit card is useful for these types of users.
[If You’re a] Frequent traveller
People who travel regularly – whether for business or leisure – can benefit from earning miles on their credit card spending and redeeming them for flights, upgrades, or hotel stays.

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How to best use a miles credit card

Understand how rewards programs work
Familiarize yourself with your miles credit card's rewards program, including earning rates, bonus miles, and redemption options relevant to your travel preferences and lifestyle in Singapore.

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What are some ways to earn miles with a credit card?

Regular spending
Earn miles on your daily expenses, such as groceries, dining, shopping, transportation, and even utility bills, by using your miles credit card on these transactions. But take note, bills are often exempted from eligible MCCs that your card can earn miles on. You’ll need to go through the issuing bank’s relevant bill/tax payment services to earn miles with your miles credit card.

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Here are the best miles credit cards for your needs

High miles rebate
HSBC Revolution Card: Accelerated 4 miles per S$1 spend on online and contactless spending on travel, shopping, groceries, dining, food delivery, and ride-hailing services, with no minimum spend required.

Citi Rewards Card: Features 4 miles per S$1 on online and shopping spend, ride-hailing services, online food delivery & groceries, with no minimum spend required.

UOB Lady’s / Lady’s Solitaire Card: One of the highest miles-earning credit cards in Singapore offering up to 6 miles per S$1 on selected category(ies) like beauty & wellness, fashion, dining, family, travel, transport, and entertainment depending on which Lady’s Card you get.

DBS Woman’s / Woman’s World Card: Offers up to 4 miles per S$1 on online purchases together with extra 5% cashback on overseas shopping and dining and complimentary e-commerce protection.

HSBC TravelOne Card: One of the better travel credit cards that allow cardholders to earn 1.2 miles per S$1 locally and 2.4 miles per S$1 overseas easily, alongside five free supplementary cards.

UOB Visa Signature Card: Earn 4 miles per S$1 on online and overseas transactions, as well as petrol and mobile contactless payments with a minimum S$1,000 spend per month and maximum of S$2,000 per month.

UOB PRVI Miles Card: Provides substantial miles earning on all spending, including overseas transactions, with no minimum spend requirement and frequent promotions.

Maybank Horizon Visa Signature Card: Features attractive miles earned on local and overseas dining, petrol, transportation, dedicated Agoda hotel bookings, and other travel-related expenditures – including foreign currency transactions. Minimum S$300 monthly spend required.

No minimum spend required
HSBC Revolution Card: Accelerated 4 miles per S$1 spend on online and contactless spending on travel, shopping, groceries, dining, food delivery, and ride-hailing services, with no minimum spend required.

Citi Rewards Card: Features 4 miles per S$1 on online and shopping spend, ride-hailing services, online food delivery & groceries, with no minimum spend required.

Citi PremierMiles Card: Offers miles on all spending, both 1.2 miles per S$1 locally and 2 miles per S$1 overseas, accelerated miles earned on online travel bookings (e.g. Kaligo, Agoda) with no minimum spend requirement and no miles expiry, providing flexibility in miles redemption.

DBS Altitude Card: This card offers miles earning on all spending, both 1.2 miles per S$1 locally and 2 miles per S$1 overseas, accelerated miles earned on online travel bookings (e.g. Kaligo, Expedia) with no minimum spend requirement and no expiry, providing flexibility in miles redemption.

OCBC 90°N Card: Provides high miles earning rates for travel-related expenses and access to various travel perks, such as airport lounge access without minimum spending – perfect for younger, frequent travellers.

UOB PRVI Miles Card: With no minimum spend requirement, this card offers accelerated miles of up to 1.2 miles per S$1 on local spend, 2.4 miles per S$1 on overseas spend, and up to 6 miles per S$1 on eligible travel bookings on major hotels, airlines and UOB Travel.

American Express Singapore Airlines KrisFlyer Credit Card: Cardholders can earn miles on their daily spending with no minimum spend requirement, making it accessible for various lifestyles.

Unlimited air miles
KrisFlyer UOB Card: Earn up to 3 miles per S$1 on everyday and travel categories when you spend online while satisfying a minimum S$800 annual spend on Singapore Airlines-related transactions.

American Express Singapore Airlines KrisFlyer / KrisFlyer Ascend Credit Card: Enjoy boosted miles-earn rates on local everyday spend (including Grab), eligible foreign purchases in June and December, and eligible Singapore Airlines-related transactions.

Annual fee waiver
HSBC Revolution Card: Earn an effortless 4 miles per S$1 on all online and mobile contactless spend for first S$1,000 spend each month, with no annual fee ever.

American Express Singapore Airlines KrisFlyer Credit Card: No cap on 1.1 miles per S$1 rate on local spend and 2 miles per S$1 rate on overseas spend in June and December, with other bonus miles to be earned on other categories alongside first-year fee waiver.

Citi PremierMiles Card: Enjoy 2 miles per S$1 on all your overseas travel spend and 1.2 miles per S$1 back home in Singapore that don’t expire, with the first year’s annual fee waived. Alternatively, you can pay the annual fee and receive 10,000 Citi Miles as a thank-you gift for renewing card membership.

DBS Altitude Card: Enjoy 2 miles per S$1 on all your overseas travel spend and 1.2 miles per S$1 back home in Singapore that don’t expire, with the first year’s annual fee waived. Subsequently, charge a minimum of S$25,000 per year to the card to continue waiving the annual fee.

UOB PRVI Miles Card: Offers a maximum rate of up to 6 miles per S$1 on eligible hotels, flights, and UOB Travel bookings and a complimentary first-year annual fee waiver for all new cardholders.

Maybank Horizon Visa Signature Card: Collect up to 3.2 miles per S$1 spend on everyday categories such as dining, petrol, and transport locally without worrying about annual fees for the first three years of card membership.

No miles expiry
Citi PremierMiles Card: This card offers miles in the form of Citi Miles which can then be converted into selected frequent flyer miles. Citi Miles never expire.

DBS Altitude Card: This card earns miles in the form of DBS Points which can be converted into selected frequent flyer miles. DBS Points never expire.

OCBC 90°N Card: 90°N Miles never expire, and can be continually earned at your preferred pace before converting into eligible frequent flyer miles.

Standard Chartered Journey Card: Miles are earned in the form of 360° Rewards Points by Standard Chartered, and never expire until converted into other frequent flyer miles.

American Express Platinum Charge Card: Earn up to bonus 12.5 miles per S$1 in the form of Membership Rewards points with a minimum S$600 spend per month on selected statement credit categories. These Membership Rewards points do not expire.

KrisFlyer Miles
KrisFlyer UOB Card: This is KrisFlyer co-branded card with UOB that allows cardholders to earn up to 3 miles per S$1 on everyday spend as long as a minimum S$800 annual spend requirement on Singapore Airlines-related transactions is met.

American Express Singapore Airlines KrisFlyer / KrisFlyer Ascend Credit Card: Cardholders can earn KrisFlyer miles directly on their daily spending with no minimum spend requirement, making it accessible for various lifestyles.

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Things to look out for when choosing a miles credit card

It’s essential to consider several factors to align with your travel and spending habits when choosing a miles credit card in Singapore. Here are some things to look out for:
Bonus miles earn rate
Check the miles earning rate for different spending categories to maximize your miles accumulation.

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How much is 1 mile worth in Singapore?

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The specific value of 1 mile in Singapore can vary based on the airline and the redemption option. On average, 1 KrisFlyer mile is worth around 1.5 to 2 cents in SGD.

How many miles do you need to redeem a flight ticket?

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The number of miles needed for a “free” flight ticket depends on various factors, such as the airline, destination, travel class, and availability. Generally, for economy class, a short-haul flight within the region might require around 7,500 to 15,000 miles, while a long-haul flight could range from 30,000 to 50,000 miles or more.

What are KrisFlyer Miles?

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KrisFlyer Miles are the loyalty miles rewarded under Singapore Airlines' frequent flyer program called KrisFlyer. Members earn these miles by flying with Singapore Airlines, Scoot, SilkAir, or partner airlines, as well as through credit card spending, hotel stays, and other eligible activities.

How do I earn KrisFlyer Miles?

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To earn KrisFlyer Miles, you can:

Fly with Singapore Airlines or its partner airlines and credit the miles to your KrisFlyer account.
Use KrisFlyer co-branded credit cards (e.g. KrisFlyer UOB Card, AMEX Singapore Airlines KrisFlyer Credit Card) or credit cards with miles conversion options for everyday spending.
Participate in promotions, sign-up bonuses, or dining and shopping programs affiliated with KrisFlyer.

How do I redeem KrisFlyer Miles?

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To redeem KrisFlyer Miles, follow these steps:

Log in to your KrisFlyer account on the Singapore Airlines website.
Search for available flights or other rewards using your miles through this page.
Select your desired flight or reward, and proceed with the redemption process.

How do I convert my miles?

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Check your eligibility and accumulated miles.
Choose a partner program with conversion options.
Review the conversion rates and terms.
Access the conversion portal.
Initiate the transfer and enter the number of miles to convert.
Confirm the transfer details.
Wait for the conversion to be processed.
Enjoy the converted miles to redeem for your desired rewards or benefits.

Best Miles Credit Cards in Singapore 2024

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Citi PremierMiles Card

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American Express Singapore Airlines KrisFlyer Credit Card

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HSBC Revolution Credit Card

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Standard Chartered Journey Credit Card

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UOB Lady's Card

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Maybank Horizon Visa Signature Card

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American Express Singapore Airlines KrisFlyer Ascend Credit Card

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UOB PRVI Miles American Express Card

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American Express Singapore Airlines Business Credit Card

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UOB PRVI Miles World MasterCard

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KrisFlyer UOB Credit Card

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DBS Altitude Visa Signature Card

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