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Best Rewards Credit Card in Singapore 2023

Experience unparalleled benefits, exclusive perks, and unmatched rewards with the best rewards credit cards in Singapore. Discover the perfect card for your lifestyle and spending preferences, from air miles to cashback and more. Elevate your financial journey now!

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All Rewards Cards No Minimum Spend Required

Maybank Manchester United Platinum Visa Credit Card

Rewards Points Baseline

Up to 25 TREATS Points per S$5 spent

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When Manchester United wins a Premier League Match, otherwise earn 5 TREATS Points per S$5 spent.

Monthly Spend Required

None

Annual Fee

S$ 80

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First Two Years Waived, Annual fee waivers after second year are subject to minimum annual spend of S3,600 per annum.

3 Offers Available

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

Best Deal Guarantee

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

Valid until 31 December 2023

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

Best Deal Guarantee

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

Valid until 31 December 2023

Best Deal Guarantee

S$200 cashback

Valid until 31 December 2023

Things to consider for this product:

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Local spending rebate

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No monthly spend required

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No rebate cap

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Travel insurance

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

S$200 cashback

Maybank FC Barcelona Visa Signature Card

Rewards Points Baseline

10 TREATS Points per S$5

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For foreign currency spend only.

Monthly Spend Required

None

Annual Fee

S$ 120.00

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First Two Years Waiver, Annual fee waivers after second year are subject to minimum annual spend of S$10,000 per annum.

3 Offers Available

Best Deal Guarantee

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

Valid until 31 December 2023

Best Deal Guarantee

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

Valid until 31 December 2023

Best Deal Guarantee

S$200 cashback

Valid until 31 December 2023

Things to consider for this product:

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Annual Fee waiver

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No monthly spend required

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No rebate cap

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Overseas rebate

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

S$200 cashback

Maybank World MasterCard

Rewards Points Baseline

5 TREATS Points per S$5 spent

Monthly Spend Required

None

Annual Fee

S$ 240

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First Year Waived

3 Offers Available

Best Deal Guarantee

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

Valid until 31 December 2023

Best Deal Guarantee

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

Valid until 31 December 2023

Best Deal Guarantee

S$200 cashback

Valid until 31 December 2023

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Dining rebate

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Retail rebate

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Petrol rebate

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Airport lounge

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

S$200 cashback

Maybank DUO Platinum MasterCard

Rewards Points Baseline

5 TREATS Points per S$5 spent

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Excluding petrol transactions

Monthly Spend Required

None

Annual Fee

S$ 120

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First Three Years Waived

3 Offers Available

Best Deal Guarantee

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

Valid until 31 December 2023

Best Deal Guarantee

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

Valid until 31 December 2023

Best Deal Guarantee

S$200 cashback

Valid until 31 December 2023

Things to consider for this product:

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Petrol rebate

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Overseas rebate

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Travel insurance

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Annual Fee waiver

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

S$200 cashback

Maybank Horizon Visa Signature Card

Rewards Points Baseline

5 TREATS Points per S$5 spent

Monthly Spend Required

S$ 300 per month

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Capped at 30,000 bonus TREATS Points per calendar month.

Annual Fee

S$ 180

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First Three Years Waived

5 Offers Available

Best Deal Guarantee

S$60 Cash via PayNow

Valid until 20 December 2023

Best Deal Guarantee

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

Valid until 31 December 2023

Best Deal Guarantee

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

Valid until 31 December 2023

Best Deal Guarantee

S$200 cashback

Valid until 31 December 2023

Best Deal Guarantee

10,000 KrisFlyer miles

Valid until 31 December 2023

Things to consider for this product:

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Dining rebate

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Petrol rebate

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Public transportation

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Rebate cap applied

S$60 Cash via PayNow

Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40)

2x American Tourister Linex Spinner 66/24 Luggage (worth S$336)

S$200 cashback

10,000 KrisFlyer miles

Standard Chartered Visa Infinite Credit Card

Rewards Points Baseline

3.50 points per dollar

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3.5 Rewards Points for every S$1 spent in SGD (1.4 miles).

Monthly Spend Required

S$ 2,000

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To earn up to 3 miles for every S$1 spent. All spend below S$2,000 will earn 1 mile for every S$1.

Annual Fee

S$ 594

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Non-waivable

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Airport lounge

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Travel insurance

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Bonus air miles

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Monthly spend required

American Express Platinum Card

Rewards Points Baseline

2 points per dollar

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Base rate

Monthly Spend Required

None

Annual Fee

S$ 1,728

Offer Available

Get up to 135,000 Membership Rewards® points

Welcome Offer

Get up to 135,000 Membership Rewards® points

Valid until 28 February 2024

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Bonus air miles

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Dining savings

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Airport lounge

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Annual Fee required

Up to S$1,354 worth of travel, dining, and lifestyle credits inclusive of S$200 airline credits, S$400 global dining credits, S$400 lifestyle credits, S$204 entertainment credits, and S$150 fashion credits.
Indulge In Fine Hotels + Resorts Benefits Worth S$800.
Complimentary access for you, a supplementary cardholder and one guest each to 1,400 Lounges such as The Centurion Lounge, Priority Pass, International American Express Lounges.
Gain instant status to higher tiers of leading hotel loyalty programs such as the Marriott Bonvoy™ Gold Elite Status and Hilton Honors Gold Status.
Complimentary Access into Tower Club.
Complimentary Weekend Parking at Great World City.
Membership Rewards Points never expire.
Up to 50% savings at selected hotels such as Marriott, St. Regis, and W Singapore among others.
Up to 50% savings with Love Dining at selected restaurants such as Lawry’s, Sen of Japan, and Peach Garden among others.
Enjoy S$400 every year to use at over 1,400 curated restaurants locally and around the world.
Annual fee: S$1,728 (inclusive of GST).

American Express Platinum Credit Card

Rewards Points Baseline

2 points per dollar

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Base rate

Monthly Spend Required

None

Annual Fee

S$ 324

Offer Available

Welcome Offer

Up to S$200 eCapitaVoucher

Valid until 28 February 2024

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Unlimited air miles

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Dining savings

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Unlimited air miles

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Annual Fee required

Citi Business Card

Rewards Points Baseline

2 Citi ThankYou points

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Per S$1 spent

Monthly Spend Required

None

Annual Fee

S$ 150

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First Year Waived

Things to consider for this product:

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Travel insurance

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No rebate cap

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No monthly spend required

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Annual Fee required

Standard Chartered Smart Credit Card

Rewards Points Baseline

1.60 points per dollar

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Base rate

Monthly Spend Required

None

Annual Fee

No Annual Fee

3 Offers Available

Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)

Best Deal Guarantee

Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)

Valid until 07 January 2024

Fujifilm Instax Mini Evo Camera + Instax Mini Film (Rainbow) bundle (worth S$324)

Best Deal Guarantee

Fujifilm Instax Mini Evo Camera + Instax Mini Film (Rainbow) bundle (worth S$324)

Valid until 07 January 2024

Best Deal Guarantee

S$280 cash via PayNow

Valid until 07 January 2024

Things to consider for this product:

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Bonus air miles

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Public transportation

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Installment

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No Annual Fee

Citi Rewards Card

Rewards Points Baseline

1 point per dollar

Monthly Spend Required

None

Annual Fee

S$ 194.40

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First Year Waived. Effective 1 January 2024, with the increase of the Goods and Services tax (“GST”) rate from 8% to 9%, fees will be revised to reflect the change in GST rate to 9%, as applicable.

4 Offers Available

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 14 December 2023

Dyson Supersonic™ hair dryer (worth S$699)

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699)

Valid until 14 December 2023

Best Deal Guarantee

Dyson V8 Slim Fluffy (worth S$509)

Valid until 14 December 2023

Best Deal Guarantee

S$300 cash via PayNow

Valid until 14 December 2023

Things to consider for this product:

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Bonus air miles

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Travel insurance

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Annual Fee waiver

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High-value gift

10X rewards points (4 miles per S$1) on online spending except travel and mobile wallet-related transactions.
Online category includes online shopping, taxi/ride-hailing apps, food delivery, online groceries and more.
Pair with amaze card to turn offline transactions into online transactions.
10X rewards points (4 miles per S$1) on offline fashion shopping and department stores.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
1X reward point for every S$1 on all other spending.
No min. spend required.
Rewards points conversion rates: 4,400 points = S$10 cash rebate, 25,000 points = 10,000 miles.
Read our full review of the Citi Rewards Card.
10X rewards are capped at 10,000 points per statement month i.e. S$1,000 spent.
10X rewards excludes travel purchases online and non-fashion purchases offline.

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Dyson Supersonic™ hair dryer (worth S$699)

Dyson V8 Slim Fluffy (worth S$509)

S$300 cash via PayNow

DBS yuu Visa Card

Rewards Points Baseline

1 yuu Point per S$1

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0.5% cash rebate (1x yuu point)

Monthly Spend Required

None

Annual Fee

S$ 194.40

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First Year Waived

Offer Available

Welcome Offer

S$150 cashback

Valid until 29 February 2024

Things to consider for this product:

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Supermarket rebate

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Dining rebate

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Rebate cap applied

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Monthly spend required

DBS yuu American Express Card

Rewards Points Baseline

1 yuu Point per S$1

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0.5% cash rebate (1x yuu point)

Monthly Spend Required

None

Annual Fee

S$ 194.40

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First Year Waived

Offer Available

Welcome Offer

S$150 cashback

Valid until 29 February 2024

Things to consider for this product:

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Supermarket rebate

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Dining rebate

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Rebate cap applied

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Monthly spend required

DBS Woman's Card

Rewards Points Baseline

1 DBS Point per S$5

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Or 0.4 miles per dollar per S$1.

Monthly Spend Required

None

Annual Fee

S$ 162

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First Year Waived

Offer Available

Welcome Offer

S$150 cashback

Valid until 31 January 2024

Things to consider for this product:

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Online shopping rebate

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Overseas rebate

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Installment

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Rebate cap applied

DBS Woman's World Card

Rewards Points Baseline

1 DBS Point per S$5

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1X DBS Points per S$5

Monthly Spend Required

None

Annual Fee

S$ 194.40

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First Year Waived

Offer Available

Welcome Offer

S$150 cashback

Valid until 31 January 2024

Things to consider for this product:

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Online shopping rebate

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Overseas rebate

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Installment

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Rebate cap applied

10X DBS points (20 miles) for every S$5 spent on online purchases.
3X DBS points (6 miles) for every S$5 spent on overseas purchases.
1X DBS points (2 miles) for every S$5 spent on other purchases.
Complimentary e-commerce protection for online purchases.
Enjoy special promotions and discounts for certain fashion, beauty and wellness stores.
Both women and men can apply.
Read our full review of the DBS Woman's World Card.
DBS points are only awarded for every S$5 spent.
10X DBS points are only applicable for the first S$2,000 online spend per calendar month.
Minimum income requirement for Singaporeans/PRs: S$80,000.
Minimum income requirement for foreigners: S$80,000.

Standard Chartered Rewards+ Credit Card

Rewards Points Baseline

1 point per dollar

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Base rate

Monthly Spend Required

None

Annual Fee

S$ 194.40

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First Year Waived

3 Offers Available

Best Deal Guarantee

Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)

Valid until 07 January 2024

Best Deal Guarantee

Fujifilm Instax Mini Evo Camera + Instax Mini Film (Rainbow) bundle (worth S$324)

Valid until 07 January 2024

Best Deal Guarantee

S$280 cash via PayNow

Valid until 07 January 2024

Things to consider for this product:

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Overseas rebate

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No monthly spend required

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Travel insurance

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Rebate cap applied

UOB Lady's Solitaire Card

Rewards Points Baseline

UNI$ 1

Monthly Spend Required

None

Annual Fee

S$ 410.40

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First Year Waived

Offer Available

Welcome Offer

S$350 cash credit

Valid until 31 December 2023

Things to consider for this product:

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Local spending rebate

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Installment

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No monthly spend required

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Rebate cap applied

Rewards Type

Best Rewards Credit Card in Singapore 2023

Maybank Manchester United Platinum Visa Credit Card

3 Offers Available

Things to consider for this product:

Quick Facts

Maybank FC Barcelona Visa Signature Card

3 Offers Available

Things to consider for this product:

Quick Facts

Maybank World MasterCard

3 Offers Available

Things to consider for this product:

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Maybank DUO Platinum MasterCard

3 Offers Available

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Maybank Horizon Visa Signature Card

5 Offers Available

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Standard Chartered Visa Infinite Credit Card

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American Express Platinum Card

Offer Available

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American Express Platinum Credit Card

Offer Available

Things to consider for this product:

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Citi Business Card

Things to consider for this product:

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Standard Chartered Smart Credit Card

3 Offers Available

Things to consider for this product:

Quick Facts

Citi Rewards Card

4 Offers Available

Things to consider for this product:

Quick Facts

DBS yuu Visa Card

Offer Available

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Quick Facts

DBS yuu American Express Card

Offer Available

Things to consider for this product:

Quick Facts

DBS Woman's Card

Offer Available

Things to consider for this product:

Quick Facts

DBS Woman's World Card

Offer Available

Things to consider for this product:

Quick Facts

Standard Chartered Rewards+ Credit Card

3 Offers Available

Things to consider for this product:

Quick Facts

UOB Lady's Solitaire Card

Offer Available

Things to consider for this product:

Quick Facts