Citi Prestige Card
Highlights
SingSaver's Take
Things to Consider
Benefits
Fees & Charges
Eligibility
Pros & cons
Pros
Earn 2 miles per $1 on overseas spend and 1.3 miles per $1 locally, with no cap and no expiry.
Unlimited Priority Pass access to over 1,200 airport lounges for both primary and supplementary cardholders.
4th Night Free benefit at over 500,000 hotels worldwide when you book at least four consecutive nights through Citi Prestige Concierge.
Citi Prestige Concierge available 24/7 for travel bookings, restaurant reservations, and personalised requests.
Points can be transferred to frequent flyer programmes, including KrisFlyer, Asia Miles, and more.
Complimentary green fees at select golf courses across Asia (advance booking required).
Enjoy room upgrades, early check-in, late check-out, and hotel credits at partner hotels under Citi Prestige Travel Benefits.
Exclusive discounts on dining, shopping, and travel worldwide with Citi World Privileges.
Access to global lifestyle and travel benefits curated by Mastercard with Mastercard World Elite status
Complimentary travel insurance coverage of up to $1 million when full travel fares are charged to the card.
Cons
The high annual fee of $545 may be too steep for users who don't travel frequently or maximise card benefits.
To continue enjoying perks like the 4th Night Free or annual fee waiver, cardholders must hit relatively high spend thresholds.
Unlike other high-tier cards, Citi Prestige doesn’t offer free airport limousine rides.
Citi Prestige Card
Frequently asked questions about Citi Prestige Card
Yes, the Citi Prestige Credit Card has an annual fee of $545, inclusive of GST. This fee is non-waivable, but supplementary cards are free for life.
The minimum annual income requirement is $120,000 for Singaporeans, Permanent Residents, and foreigners. Alternatively, applicants who do not meet this income criterion may be eligible by placing a $10,000 fixed deposit with Citibank. However, it's important to note that you cannot hold both secured and unsecured Citi cards simultaneously.
The Citi Prestige Card offers:
- 5 ThankYou Points per $1 spent in foreign currency, equivalent to 2 miles per $1.
- 3.25 ThankYou Points per $1 spent locally, equivalent to 1.3 miles per $1.
These points can be transferred to over 10 airline loyalty programmes, including KrisFlyer, Asia Miles, and British Airways Executive Club. Additionally, the points do not expire, allowing you to accumulate them over time.
Yes, the Citi Prestige Credit Card offers a suite of premium benefits:
- Unlimited Priority Pass lounge access for both primary and supplementary cardholders
- 4th Night Free hotel benefit when booking four consecutive nights through Citi Prestige Concierge
- Complimentary green fees at selected golf courses in Asia
- 24/7 Citi Prestige Concierge for travel and lifestyle services
- Complimentary travel insurance coverage of up to $1 million when the full fare is charged to the card
- Flexible miles transfers to over 10 airline loyalty programmes
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