Compare and Find the Best Allied World Travel Insurance in Singapore 2024

Let’s find the most affordable Travel Insurance for your trip!

Coverage Type
Family refers to at most 2 parents (insured person and legal spouse) and children below 18 years of age. Refer to insurer's brochure for specific definition of Family.

Allied World Travel Protector Classic

Best Deal Guarantee
Cancellation coverage

Medical Coverage (Overseas)

Bags & Belongings Coverage
Lowest price in Singapore guaranteed
S$ 19.20
40% offS$ 32.00

Allied World Travel Protector Superior

Best Deal Guarantee
Cancellation coverage

Medical Coverage (Overseas)

Bags & Belongings Coverage
Lowest price in Singapore guaranteed
S$ 25.20
40% offS$ 42.00

Allied World Travel Protector Premier

Best Deal Guarantee
Cancellation coverage

Medical Coverage (Overseas)

Bags & Belongings Coverage
Lowest price in Singapore guaranteed
S$ 33.60
40% offS$ 56.00

Buy Allied World Travel Protector Insurance Online

Allied World's Travel Protector is a comprehensive travel insurance policy designed to protect travellers from unexpected expenses and inconveniences during their trip. It offers multiple levels of coverage options to fit travellers' unique needs and budgets, along with 24/7 worldwide assistance services.

With its standout features and reliable coverage, Allied World's Travel Protector is a flexible and trustworthy option for anyone looking to protect themselves and their trip while travelling.

Types of Coverage Provided by Allied World Travel Insurance

Allied World’s Travel Protector policy provides a range of coverages to protect travellers from unforeseen circumstances during their trip.These coverages include personal accident benefits, medical expenses and travel benefits, hospitalisation allowance benefits, and travel inconvenience benefits.

Personal Accident Benefits

The personal accident benefits cover either total and permanent disablement or death due to accidents that occur during the trip. The coverage provides the insured, or his beneficiary, with a lump sum payment. Additionally, the coverage limits will be doubled if the said accident occurs on public conveyance.

Allied World travel insurance also provides Child Education Benefit that pays $5,000 for each of your dependent children in the unfortunate event where an accident results in your death or permanent disability. These benefits ensure that the traveller and their family receive adequate financial support and protection during unforeseen events.

Medical Expenses and Travel Benefits

The medical and travel benefits category provides coverage for medical expenses incurred while travelling overseas. Medical benefits include reimbursement for your hospitalisation, outpatient treatment, and surgery, and even provide hospitalisation allowance.

On the other hand, travel benefits unique to Allied World cover rehabilitation counselling and credit card indemnity in case of a personal accident. It also includes emergency medical evacuation and repatriation benefits, which covers the costs of transporting you to the nearest medical facility or back home in case of a medical emergency. This coverage provides peace of mind knowing that you are covered in unexpected medical emergencies while travelling.

Travel Inconvenience Benefits

The travel inconvenience benefits offered by Allied World's Travel Protector policy include compensation for flight and baggage delay, trip cancellation, trip postponement, trip curtailment, overbooked flights, and more. It also covers personal liability, the loss of passport or travel documents, and hijack distress allowance.

These benefits ensure that you are financially protected against any inconvenience, loss, and distress caused by unforeseen circumstances detailed above. Personal liability coverage also protects against legal liabilities arising from accidental injury to third parties or damage to their property.

Bonus Benefits

Allied World's Travel Protector insurance policy offers several bonus benefits to provide additional protection to the policyholder. These bonus coverages include golf benefits, home protection, rental vehicle excess, travel agency insolvency, and pet care.

Golf Coverage

This benefit provides financial protection in the event of your hole-in-one achievement and also covers if you are robbed of your unused green fees document. Since it's customary for the hole-in-one achiever to treat others on the golf course to a celebratory drink, this coverage allows you to enjoy your achievement without worrying too much about the bill.

Also, this coverage can reimburse you the cost of green fees, hires fees of golfing equipment or tuition fees if you are robbed of your documents. This coverage is helpful and suitable for those who plan to travel to golf resorts and courses where they will be using their own equipment.

Home Protection

Home protection benefits provide coverage for unexpected events that may occur while you are away from home. For instance, if your home is damaged due to a fire or broken into while you are travelling, this coverage will help you cover the costs of repairs, replacement or damage caused by fire or theft.

This benefit gives you the peace of mind of knowing that your home is protected against fire and burglary while you are away.

Rental Vehicle Excess

This benefit provides coverage for the excess amount of your rental car insurance policy. If you are renting a vehicle, and you are in an accident, this benefit will cover the excess amount of your rental car insurance policy, so you may not have to pay out of pocket. This benefit is beneficial for those who plan to rent cars while travelling.

Pet Care

Allied World's Travel Protector provides a fixed sum allowance for your pet's extended stay in the kennel, cattery or pet hotel due to your delayed arrival in Singapore.

Travel Agency Insolvency

Allied World's travel insurance provides coverage for the financial loss incurred due to the insolvency of a travel agency. If the travel agency you have booked your trip with becomes insolvent, and you are forced to cancel your trip for which you have already paid, this benefit will help you recover your non-refundable expenses up to the policy limit. This reimbursement will protect you from a huge financial loss due to the bankruptcy of the travel agency.

COVID-19 Benefits

Allied World Travel Insurance offers COVID-19 coverage for travellers to provide additional coverage and protection during their trips for COVID-19-related expenses. Here are the details of the coverage provided:

Trip Cancellation, Postponement, or Disruption Due to COVID-19

This coverage is designed to protect you if you have to cancel, postpone or disrupt your trips due to COVID-19-related issues. This could include being diagnosed with COVID-19, being required to quarantine, or being unable to travel due to travel restrictions imposed by government authorities.

The policy will cover the loss of travel and accommodation expenses that you have incurred before and during your trip, including airfare, hotel reservations, and other pre-paid travel expenses.

Overseas Medical Expenses Due to COVID-19

This coverage will cover the necessary medical expenses if you contract COVID-19 while travelling. This could include hospitalisation, outpatient care, and prescription medication.

Emergency Medical Evacuation and Repatriation

If you require emergency medical evacuation or repatriation due to COVID-19 while travelling, this coverage will pay for the expenses incurred for your transportation. This could include medical transportation by air ambulance, ground ambulance, or other means. This coverage is especially important for travellers in remote or underdeveloped areas where medical care may not be readily available.

Overseas Quarantine & Hospitalisation Allowance

If you are required to quarantine or are hospitalised due to COVID-19 while travelling, this coverage will provide a daily allowance of $150 or $250 per 24 hours for the duration of your quarantine or hospitalistion, respectively. This allowance can help cover incidental costs you may incur while in quarantine or hospitalised.

Local Hospitalisation Benefits Due to COVID-19

If you contract COVID-19 while travelling and require hospitalisation upon your return to Singapore, this coverage will provide a daily cash of $100 per 24 hours for the duration of your quarantine or hospitalistion. This allowance can help cover incidental costs you may incur while hospitalised.

Highlights of Allied World Travel Insurance Plan

Covers a Wide Range of Trip Types

Allied World Travel Insurance covers a wide range of travel types. For single-trip plans, you may purchase coverage for an individual, a family, or a group of people. Similarly, you may cover individuals and families under an annual multi-trip plan. Allied World Travel Insurance can cover various travel-related issues, such as trip cancellation or interruption, medical emergencies, lost or stolen luggage, and more.

Unlimited Emergency Medical Evacuation and Repatriation Coverage

A notable feature of Allied World's travel insurance is its unlimited emergency medical evacuation and repatriation coverage. If a policyholder becomes seriously ill or injured while travelling and needs to be evacuated to a medical facility or returned home for treatment, the cost of these services will be covered without limit. In the event of the insured's death, this coverage will also cover the cost of transporting the mortal remains and their baggage to their home country.

24-hour Global Emergency Assistance Hotline Services

In addition to the core coverage, you also have access to a 24-hour global emergency assistance hotline, providing immediate access to medical professionals and travel assistance experts who can help with a wide range of emergencies, including medical emergencies, lost passports or credit cards, and more.

Comprehensive Bonus Benefits

Allied World's Travel Insurance also includes comprehensive bonus benefits. These benefits include the abovementioned golf cover, home protection benefit, rental vehicle excess and more, providing additional peace of mind and protection for travellers.

Allied World Insurance Plans: Single and Annual Multi-Trip Plans

Understanding the difference between Single Trip and Multi-Trip Travel Insurance allows you to choose a plan that best fits your travel schedule and needs.

Single Trip

Single Trip Travel Insurance is designed to provide coverage for a single trip, usually up to 182 days.

This type of policy is suitable for those who plan to take a one-time vacation or trip for business purposes and require coverage for a single regional destination and the known duration of your travel.

Annual Multi-Trip

Annual Multi-Trip Travel Insurance provides coverage for multiple trips throughout the year, with each trip not more than 90 days. This type of policy is suitable for frequent travellers, such as for business purposes or multiple vacations throughout the year, who want the convenience of having continuous coverage without having to purchase a new policy for each trip and want to enjoy the cost savings on travel insurance, especially if you are a frequent traveller. 

Compare between the Allied World Insurance Policies

When choosing travel insurance, it's important to compare the different plans available to find the one that best suits your needs. Below is a comparison of the different Allied World travel insurance plans, highlighting their key features and benefits:

FeaturePlan 1Plan 2Plan 3
Overseas Medical Expenses$200,000$500,000$500,000
Loss or Damage to Personal Belongings$3,000$5,000$5,000
Trip Cancellation$5,000$10,000$15,000
Travel Delay$1,000$1,000$1,000
Baggage Delay$1,000$1,000$1,000
Rental Car Excess$250$500$750
Emergency Medical EvacuationUnlimitedUnlimitedUnlimited

Allied World Travel Protector Insurance Promotions

Get a 40% discount when you purchase now! Offer valid until June 30, 2024. Terms and conditions apply. Additionally, enjoy complimentary lounge access during flight delays, available until July 1, 2024, 8:59 am. Terms and conditions apply.

Apply through SingSaver to ensure you receive the best deal, guaranteed. Learn more about our Best Deal Guarantee here.

Allied World Travel Insurance Refund & Cancellation

Understanding how to cancel travel insurance can help you make informed decisions about your coverage. For those with a Allied World Travel Insurance single trip premium, refunds or cancellations are not available. However, the policy stays in effect, which can be reassuring for those needing to travel for business or other critical reasons.

If your travel insurance policy offers a money-back guarantee or a review period, you can cancel for any reason within that timeframe and get a full refund, provided you haven’t made a claim or started your trip. This flexibility lets you reassess your coverage needs without losing money. But keep in mind, if you cancel after the review period, you will forfeit the premium. 

How Does The Claiming Process Work for Allied World Travel Protector Insurance? 

Step 1: Report Your Claim Within 30 Days

If you need to file a claim with Allied World Travel Insurance, you must report it within 30 days of the incident. You can report your claim by calling Allied World at +65 6423 0088 or by emailing them at Complete the online claims form on Allied World's website, providing personal information such as your name, phone number, and NRIC/ID number.

Step 2: Prepare All Necessary Documents

To support your claim, you will need to provide documentation such as receipts, medical bills, police reports, or any other relevant information that pertains to the incident. Make sure to gather all necessary documents and submit them with your completed claims form.

Step 3: Receive Claims Acknowledgement

Once you have reported your claim and submitted the necessary documents, Allied World will acknowledge by notifying you once they have received your claim.

Step 4: Receive Claims Reimbursement

If your claim is approved, Allied World will reimburse you for the covered expenses up to the limits of your policy. Depending on the type of claim and the documentation required, the claims process can take quite long.

FAQs about Allied World Travel Insurance Policies

How do I purchase travel insurance from Allied World?

Find the cheapest single-trip and annual Allied World travel insurance policies in Singapore here on Singsaver. Compare the best travel plans at great prices to insure you against COVID-19, unexpected travel inconveniences, medical emergencies, pre-existing conditions, and many more for a peace of mind.

What is the maximum trip length that Allied World's Travel Insurance will cover?

The maximum trip length that Allied World's travel insurance will cover varies depending on the specific plan you choose. For single plans, the maximum trip length is 182 days. On the other hand, annual plans cover travellers for an unlimited number of trips, so long they are not more than 90 consecutive days long.

Can I cancel my Allied World Travel Insurance policy if I change my mind?

Yes, you can cancel your Allied World Travel Insurance policy if you change your mind. However, you will need to review the terms and conditions of your policy to determine whether you are entitled to a refund and whether there are any cancellation fees.

Can I purchase travel insurance after I have already left for my trip?

No, you cannot purchase travel insurance from Allied World after leaving for your trip. You must purchase your policy before your departure.

Does Allied World Travel Insurance cover pre-existing conditions? 

Allied World travel insurance does not cover pre-existing conditions. This means that any medical condition for which you have received treatment, diagnosis, consultation, or medication prior to purchasing the policy will likely be excluded from coverage. It is essential to review the policy documentation thoroughly to understand the specific exclusions and limitations. If you have a pre-existing condition, you may need to look for specialised travel insurance policies that cater to such conditions to ensure you are adequately covered during your trip.

Does Allied World Travel Insurance cover extreme sports?

Allied World travel insurance covers certain extreme sports under specific conditions. You can be supported while enjoying activities such as recreational scuba diving, trekking, bungee jumping, and skiing. However, it does not cover more hazardous activities like hiking and trekking in remote areas or underwater apparatus activities (except for recreational scuba diving). To ensure you are fully covered, explore the best adventure travel insurance for you based on your needs and review the policy terms and conditions. This way, you can understand any limitations or exclusions and obtain additional coverage if necessary, ensuring you are adequately protected during your travels. 

Does Allied World Travel Insurance cover natural disasters?

Yes, Allied World travel insurance includes coverage for natural disasters. This coverage can protect you if your trip is affected by events such as earthquakes, hurricanes, floods, volcanic eruptions, or other natural calamities. Depending on the policy, this coverage may include trip cancellations, interruptions, or delays caused by natural disasters, as well as emergency medical evacuation if you are injured during such an event. 

Does Allied World Travel Insurance cover trip cancellations due to political unrest?

Yes, Allied World travel insurance covers trip cancellations due to political unrest. If you need to cancel your trip because of unexpected political events such as riots, civil commotion, strikes, or other disturbances that make travel unsafe, this coverage can help reimburse you for non-refundable travel expenses. 

SingSaver Explains: Top 6 Tips on Travel Insurance

Watch these key tips on how to protect your holiday or business trip with the right travel insurance plan.