DBS Altitude Visa Signature Card Review

With points that never expire, the DBS Altitude Visa Signature Card is a great pick for eligible frequent flyers who want to maximise their spending and rewards. 

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From the moment you pay your annual fee of $196.20, you know you’re all set up for racking in the miles with the DBS Altitude Visa Signature Card. This card is perfect for frequent flyers looking to maximise their travel spend. Since your miles are for life, they will never expire and you’ll be able to watch them accumulate each time you go jetsetting! 

You’ll also get exclusive access to promos and deals each time you travel, thanks to DBS’s partners. Enjoy savings on Agoda, Expedia andTrip.com bookings—as well as All Nippon Airways and Qantas flights each time you travel. View the complete list of deals on DBS’s website.

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Card type: Travel

Annual fee: $196.20

Sign-up offer: For a limited time only, customers without existing DBS/POSB accounts can sign up for a new card and enjoy 38,000 bonus miles. (NOTE: Promo code required. You must sign up by 30 April 2025 and spend a minimum of $800 within 60 days of your Card Approval Date.)

Rewards:

• Local spend miles of up to 1.3 miles per dollar.

• Overseas spend miles of up to 2.2 miles per dollar.

• Redeem miles for flights and hotel bookings, and convert your DBS points to KrisFlyer miles to rack up even more miles.

How much are my DBS points or miles worth? Here are the facts and figures straight from DBS’s Frequently Asked Questions (FAQ):

• You get 3.25 DBS points for every $5 local spend, which works out to be 1.3 miles for every $1 local spend.

• You get 5.5 DBS points for every $5 overseas spend, which works out to be 2.2 miles for every $1 overseas spend. 

Currency & administrative fees: Prevailing administrative fees of up to 2.65% may apply. For dynamic currency conversions, you may be charged up to 2.8% on the converted Singapore dollar amount. DBS claims that total admin and conversion fees will not exceed 3.25%.

Minimum income requirement: 

• $30,000 per annum for Singapore citizens or Permanent Residents.

• $45,000 per annum for foreigners.

Other benefits: 

• Complimentary Priority PassTM digital membership. This entitles DBS Altitude Visa Signature card members to 2 free airport lounge visits within a 12-month period, at over 1,700 airport lounges worldwide.

• This translates into free visits to members-only areas where travellers can enjoy pre-flight bites, relaxing spa sessions and more.

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Complimentary lounge visits worldwide

A hot meal in a quiet and welcoming environment after a long flight does wonders for your soul. With 2 complimentary visits to over 1,700 airport lounges all over the globe, weary jetsetters will always have somewhere to rest their feet, have a drink or simply relax at the spa.

No expiry dates, ever

Like diamonds, DBS points last forever and never expire. Undoubtedly one of the biggest benefits of the DBS Altitude Visa Signature Card, this gives you all the time you need to accrue as many points as you like, which you can then convert to miles. (Love flying Singapore Airlines? You can also do this automatically, through their KrisFlyer Miles Auto Conversion Programme.)

Pay your annual fees for 10,000 bonus miles

DBS rewards you every time you pay your annual fee with 10,000 bonus miles. Understandably, this will not apply if you have your annual fee waived.

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Annual fees

While $196.20 might not seem like much, it’s still a significant sum and one that you should factor into your annual budget for memberships. It’s also worth mentioning that you can’t have your annual fee waived after the first year, unless you spend a minimum of $25,000 in retail. Do note that applying to have your annual fee waived will mean surrendering the 10,000 bonus miles that comes with renewing your membership!

When we use credit cards, we’re borrowing from the bank. This means unpaid outstanding balances can incur high interest charges and late fees which make up finance charges. As you can imagine, this can snowball very quickly, especially with interest being charged daily. If you’re thinking about signing up for a DBS Altitude Visa Signature card, be aware that finance charges of 27.8% per annum may apply daily if you miss a payment—always remember to pay your credit card bills on time.

By now, you should know that the DBS Altitude Visa Signature card is great for accumulating miles. But what if you’re not a frequent traveller? If that’s the case, it may take some time for you to accrue enough travel-related purchases before you can turn them into valuable flight redemptions or upgrades. 

If it's rewards on everyday spending you’re after, why not take a look at our roundup of the best rewards credit cards for 2025?

While our reviews are written with the intention of helping you to find the best options, we do not make personalised recommendations.

If you’re a frequent traveller looking for an air miles credit card to maximise your spending and rewards, you can’t go wrong with the DBS Altitude Visa Signature card. 

Of course, if you’re willing to absorb higher annual fees in exchange for greater benefits, you have even more options. Check out our comparison of 2025’s best air miles credit cards for a look at some of them.

Be rewarded for online & overseas purchases

Do you believe that retail therapy is the best therapy? If so, this may be the perfect card for you. Earn up to 10x DBS points on online purchases and 3x DBS points on overseas purchases.

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