How to Redeem DBS Points to Air Miles?
Updated: 22 Aug 2025
Written bySingSaver Team
Team
Got a bunch of DBS Points lying around but don't know what to do with them? Here's how to redeem them for KrisFlyer Miles, Asia Miles, and more!
Anyone familiar with credit cards, especially rewards credit cards, would know that DBS offers a great selection. From shopping credit cards like DBS Woman's Card and DBS Woman's World Card to miles credit cards like DBS Altitude Card and DBS Vantage Card, they all accumulate air miles or cash rebates in the form of DBS Points.
Essentially, if cash is king, DBS Points are the backbone of DBS rewards. 🙌🏻 So what better rewards to redeem for than frequent flyer miles like KrisFlyer Miles, Asia Miles, and more to "sponsor" your next flight abroad?
Here's the lowdown on how to make your DBS Points work smarter by converting and redeeming them for air miles.
What are DBS Points?
DBS Points are rewards points earned through spending with specific DBS credit cards such as DBS Woman's Card, DBS Woman's World Card, DBS Altitude Card, and DBS Vantage Card.
Besides optimising your card spending and savings, DBS Points can also be exchanged for a wide array of rewards via DBS' Rewards programme. Here are the various redemption options available:
-
Offset your purchases and bills on PayLah! instantly
-
Offset retail purchases in person at stores
-
Enjoy discounts on online brands such as ZALORA, AXS, Shopee, etc
-
Either offset Apple purchases in full or opt for flexi-pay option
-
Offset travel bookings and enjoy twice the redemption value
-
Redeem cash credits, miles, or vouchers for retail, dining, and others via their Rewards Catalogue
If it isn't apparent yet, the DBS' Rewards programme also offers great flexibility – allowing you to either redeem DBS Points on the spot for your purchases or even days later through DBS PayLah!.
For reference, 1 DBS Point is earned for every S$5 eligible retail spend (rounded down to the nearest whole number) charged to your DBS credit card. Meanwhile, DBS Points won't be awarded for the following transactions:
Card | Hot Reward Pick | SingSaver Reward | |||
|---|---|---|---|---|---|
 | DBS Altitude Visa Signature Card | - | - | ||
 | DBS Vantage Visa Infinite Card | - | - |
Why should you convert DBS Points into KrisFlyer Miles, Asia Miles, etc.?
Although redeeming DBS Points to offset retail purchases, travel bookings, and more are useful, we'd argue that converting your DBS Points into miles is more worth it – particularly if you're using the DBS Altitude Card.
This is because of one simple good reason: DBS Points earned via other DBS credit cards typically expire after one year. Frequent flyer miles like KrisFlyer Miles expire after two years. In contrast, DBS Points earned via the DBS Altitude Card never expire.
The DBS Altitude Card earns 3.25 DBS Points per S$5 on local spend (1.3 mpd) and 5.5 DBS Points per S$5 (2.2 mpd) on foreign spend.
You can earn and rack up DBS Points on the DBS Altitude Card for as long as your heart desires. Once you feel you've accumulated enough points, you can convert them into miles at one go and maximise their miles validity period in the process.
Best for wider coverage
DBS Altitude Visa Signature Card
- Up to 1.3 miles per S$1 spent locally, including bus and train rides.
- Up to 2.2 miles per S$1 spent on overseas purchases in foreign currency.
- Receive 10,000 bonus miles when you pay the annual fee of S$196.20
- 2 free lounge visits within each 12-month period of your membership to over 1,500 airport lounges worldwide.
- Read our full review of the DBS Altitude Card.
- Miles are awarded in the form of DBS points which are awarded for every S$5 spent.
- Each conversion of DBS points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).
Pros
Up to 1.3 miles per S$1 spent locally, including bus and train rides
Up to 2.2 miles per S$1 spent on overseas purchases in foreign currency
Receive 10,000 bonus miles when you pay the annual fee of S$196.20
2 free lounge visits within each 12-month period of your membership to over 1,500 airport lounges worldwide
Cons
Miles are awarded in the form of DBS points which are awarded for every S$5 spent
Each conversion of DBS points to miles will be subjected to an administrative fee of S$25 (exclusive of GST)
» Read our full review of the DBS Altitude Card
Best for hotel perks
Pros
Up to 1.3 miles per S$1 spent locally, including bus and train rides
Up to 2.2 miles per S$1 spent on overseas purchases in foreign currency
Receive 10,000 bonus miles when you pay the annual fee of S$196.20
Cons
Miles are awarded in the form of DBS points which are awarded for every S$5 spent
Each conversion of DBS points to miles will be subjected to an administrative fee of S$25 (exclusive of GST)
Subsequently, these miles can be redeemed for plane tickets or flight upgrades.
For instance, you can enjoy a Singapore Airlines Economy Class Saver Ticket from 8,500 KrisFlyer Miles onwards. More details can be found on our Singapore Airlines KrisFlyer Miles redemption guide here.
Note: "Mpd" refers to "miles per S$1 spend".
Who are DBS' loyalty and transfer partner programmes?
DBS Points can be converted into the following frequent flyer miles:
|
Loyalty programme |
Minimum conversion rate |
Conversion fee (incl. GST) |
|
KrisFlyer Miles |
5,000 DBS Points = 10,000 KrisFlyer Miles |
S$27.25 per conversion |
|
Asia Miles |
5,000 DBS Points = 10,000 Asia Miles |
|
|
Qantas Points |
5,000 DBS Points = 10,000 Qantas Points |
|
|
Air Asia Points |
500 DBS Points = 1,500 Air Asia Points |
Waived until 31 Dec 2024 |
How to convert DBS Points into KrisFlyer Miles, Asia Miles, and more?
In total, there are four ways DBS Points can be converted into miles. Click the link to jump to the section.
H3 DBS Rewards Website
Step #1: Log in to DBS Rewards website via digibank User ID and PIN.
Source: DBS digibank online
Step #2: Verify your login by entering a 2FA verification code.
Source: turtleinvestor.net
Step #3: Upon login, the summary of your DBS Points will be displayed on the Redemption Details menu on the right side. At a glance, you should be able to check your Current Total, Current Redeemed Total, and Balance of DBS Points.
Source: turtleinvestor.net
Step #4: From the top navigation bar, select Travel > click on your preferred frequent flyer programme (in this case, Singapore Airlines).
Source: turtleinvestor.net
Step #5: Drag and drop item into the shopping card on the right. Enter desired quantity > key in your Frequent Flyer membership number, First Name, and Last Name (according to KrisFlyer account) > Add to cart.
Source: turtleinvestor.net
Step #6: Select View shopping cart > Redeem to complete the miles redemption.
|
💡 Note: A transaction fee will be charged to your designated DBS card upon successful redemption. This entire miles redemption process can take up to 14 working days and an email will be sent notifying of successful or unsuccessful redemptions. |
KrisFlyer Miles Auto-Conversion Programme
All you have to do is enrol in the auto-conversion programme and your DBS Points will be automatically converted into KrisFlyer Miles. The conversion will be done in blocks of 500 DBS Points per quarter (e.g. start of January, April, July, and October).
The annual enrolment fee is S$43.60 (inclusive of GST).
However, this programme is only available for DBS Insignia, DBS Black Treasures Elite, and DBS Altitude principal cardholders.
Kris+ by Singapore Airlines
If you're an avid Kris+ app user, good news! You can convert your DBS Points to KrisPay Miles via the Kris+ app.
Step #1: Log in to your Kris+ app.
Step #2: Select the Wallet icon > Transfer
Step #3: Choose DBS Rewards > Log in with your digibank User ID and PIN
Step #4: Enter the amount of DBS Points to convert into KrisPay Miles (where 100 DBS Points = 170 KrisPay Miles).
Subsequently, if you wish to convert your KrisPay Miles to KrisFlyer Miles and transfer to your KrisFlyer account, that's possible too.
1 KrisPay Mile is equivalent to 1 KrisFlyer Mile.
DBS Customer Service Hotline
DBS Points can also be converted via DBS' customer service hotline at 1800-221-1111. If you choose this method, you can expect the DBS Points-to-miles transfer process to take about one to two weeks.
Frequently asked questions about redeeming DBS points to air miles
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1 DBS Point = 2 KrisFlyer Miles
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1 DBS Point = 2 Asia Miles
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1 DBS Point = 2 Qantas points
-
1 DBS Point = 3 Air Asia points
This is how much each DBS Point is worth in miles:
The minimum conversion rate for DBS Points to KrisFlyer Miles is 5,000 DBS Points to 10,000 KrisFlyer miles. Apart from KrisFlyer Miles, this conversion block applies to Asia Miles and Qantas Points too. Keep in mind that an admin fee of S$27.25 (inclusive of GST) applies per conversion.
As for Air Asia, the minimum conversion rate is 500 DBS Points to 1,500 Air Asia Points. The admin fee for converting DBS Points to Air Asia points is currently waived until 31 December 2025.
There is no "best" way to utilise DBS Points. It's all up to personal preferences and spending habits. If you're an avid traveller and fly by Singapore Airlines or Scoot often, it makes sense to redeem your DBS Points for KrisFlyer Miles.
» Learn more: How to upgrade your Singapore Airlines ticket for less?
The validity of DBS Points varies according to the credit card's rewards programme. In most cases, DBS Points expire one year from the quarterly period in which they've been earned.
|
When DBS Points were earned |
DBS Points expiry date |
|
1 Jan - 31 Mar 2024 |
31 Mar 2025 |
|
1 Apr - 30 Jun 2024 |
30 Jun 2025 |
|
1 Jul - 30 Sep 2024 |
30 Sep 2025 |
This is fairly straightforward to track and remember compared to other bank rewards systems like HSBC Points (expire after 37 months).
Meanwhile, an exception to DBS Point's 1-year expiry period is the DBS Altitude Card. Regardless of whether Visa or AMEX version, DBS Points earned on this travel credit card never expire.
Every frequent flyer mile differs in expiry.
|
Frequent flyer miles |
Expiry |
|
KrisFlyer Miles |
After 36 months from month of accrual |
|
Asia Miles |
After 18 months of inactivity |
|
Qantas Points |
After 18 months of inactivity |
|
Air Asia Points |
After 24 months from crediting into account / flown date |
Again, each frequent flyer mile has a different minimum amount required to redeem a business class ticket. This amount also largely depends on the departure city, arrival city, whether it's a one-way or return ticket, and whether you're redeeming a flight directly or upgrading a flight class.
For example, a Business Saver Award return ticket from Singapore to Sydney starts from 137,000 KrisFlyer Miles to redeem.
Source: Singapore Airlines
Meanwhile, upgrading from an Economy Class to a Business Class (Saver/Advantage Award) return ticket for the same flight route starts from 97,000 KrisFlyer Miles onwards.
Source: Singapore Airlines
While upgrading your flight from Economy to Business class might seem cheaper, remember to factor in the cost of the initial class ticket. So choose your miles redemption option wisely!
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About the author
SingSaver Team
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.