Yes, you can find halal-certified buffet options in Singapore. From Carousel's international delights to 21 on Rajah's fusion cuisine, indulge in Atrium Restaurant's local and global flavours. Enjoy Asian Market Café's variety or relish StraitsKitchen's live cooking stations. Discover seafood at Aquamarine and Indonesian cuisine at Tambuah Mas. Whether it's Cafe Brio's Mediterranean fusion or The RiceTable's unique concept, these halal-certified buffets ensure a satisfying culinary journey.
Best Credit Cards For Buffet Promotions in Singapore 2025
Updated: 23 Jun 2025
Discover unparalleled dining indulgence in Singapore with our curated selection of the "Best Credit Cards for Buffet Promotions." Elevate your culinary escapades through exclusive 1-for-1 deals, tempting discounts, and exceptional offers tailored to food aficionados. Unleash a world of gastronomic delights and savings, making these credit cards your essential companions for savoring lavish spreads and unforgettable dining experiences across the city.
Card | Hot Reward Pick | SingSaver Reward | Cashback Dining | Annual Fee Waiver | |||
|---|---|---|---|---|---|---|---|
 | OCBC 365 Credit Card | S$369 | 5 % | 2 years | |||
 | Citi Cash Back Card | S$999 | 6 % | 1 year | |||
 | OCBC Frank Card | - | - | Up to8 % | 2 years | ||
 | DBS Live Fresh Card | S$899 | 0.3 % | 1 year | |||
 | HSBC Live+ Credit Card | S$999 | Up to 8 % | 1 year | |||
 | Maybank Family & Friends Card | - | - | 8 % | 1 year | ||
 | UOB EVOL Card | S$120 | 10 % | 1 year | |||
 | CIMB World Mastercard | S$238 | 2 % | No Annual Fee |
Card | Hot Reward Pick | SingSaver Reward | Airmiles Dining | Annual Fee Waiver | |||
|---|---|---|---|---|---|---|---|
 | KrisFlyer UOB Credit Card | - | - | 3 miles / dollar | 1 year | ||
 | Citi PremierMiles Card | S$999 | - | 1 year | |||
 | DBS Altitude Visa Signature Card | S$899 | 1.3 miles / dollar | 1 year | |||
 | OCBC 90°N Mastercard | S$369 | - | 1 year | |||
 | OCBC 90°N Visa Card | S$369 | - | 1 year | |||
 | HSBC TravelOne Credit Card | S$999 | - | Not Available | |||
 | Standard Chartered Journey Credit Card (Annual Fee Paying) | S$600 | 3 miles / dollar | - | |||
 | HSBC Revolution Credit Card | S$999 | 4 miles / dollar | No Annual Fee |
Card | Hot Reward Pick | SingSaver Reward | Rewards Points Dining | Annual Fee Waiver | |||
|---|---|---|---|---|---|---|---|
| HSBC Revolution Credit Card | S$999 | 10 points / dollar | No Annual Fee | |||
 | UOB Preferred Platinum Visa Card | - | - | UNI$10 | 1 year | ||
 | Standard Chartered Rewards+ Credit Card | S$659 | 5 points / dollar | 1 year | |||
 | Maybank Horizon Visa Signature Card | - | - | 15 TREATS Points / S$5 spent | 3 years | ||
 | UOB PRVI Miles World MasterCard | - | - | UNI$3.5 | 1 year | ||
 | UOB PRVI Miles Visa Card | - | - | UNI$3.5 | 1 year | ||
 | UOB PRVI Miles American Express Card | - | - | UNI$3.5 | 1 year |
Why Trust SingSaver
DBS/POSB 1-for-1 buffet promotions
DBS Esso Card
rating
3.7/ 5
Cashback Local
0.4 %Rewards Points Baseline
1 Smiles PointYou’ll also receive the following welcome gift(s) directly from the bank:
- Enjoy up to 21.6% fuel savings and 2.4% Smiles Savings at All Esso stations.
- Auto-enrolment into the Esso Smiles Driver Rewards programme.
- Earn Smiles Points on all Esso fuel spend and card retail spend.
- Get interest-free payment plans for motor insurance and road tax.
- Enjoy faster payments at Pay-at-the-Pump Systems at Esso service stations.
- 18% instant fuel discounts not applicable when paying via mobile wallets, including Apple Pay, Samsung Pay, and Google Pay.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
DBS Live Fresh Student Card
rating
3.2/ 5
Cashback Local
Up to 10 %- Enjoy 5% Cashback on McDonald's, Starbucks, Golden Village, Netflix and Spotify.
- Enjoy additional 5% Green Cashback on selected eco-friendly Eateries, Retailers, and Transport Services.
- 0.3% Cashback on All Other Spend
- 5 Years Annual Fee Waiver
- No minimum spend required
- No minimum income required
- Monthly credit limit of S$500
- Monthly cashback cap of S$50
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest Free Period: 25 days
Interest on Cash Advance: 28.5 %
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: None
Minimum Age: 21 years old
DBS yuu Visa Card
rating
2/ 5
Cashback Local
Up to 18 %Rewards Points Baseline
1 yuu Point / dollarApply through SingSaver and choose from 5 premium rewards:
- Up to 36X yuu Points (equivalent to 18% cashback) on yuu participating merchants.
- 1X yuu Point on all other spend.
- S$1 spend = 1 yuu Point. No limit. No cap.
- Customers need to download the new rewards app as yuu Points awarded can only be tracked on yuu Rewards app.
- Redemptions of yuu Points capped at 15,600 points (S$78) per calendar month.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: $100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: No Requirement
Min. Annual Income: S$30,000
Minimum Age: 21 years old
DBS Vantage Visa Infinite Card
rating
1/ 5
Cashback Local
1.5 %Rewards Points Baseline
1 DBS Point per S$5- 1.5 miles or 1.5% cashback per S$1 spent locally, such as groceries, shopping and more.
- 2.2 miles or 2.2% cashback per S$1 spent on overseas purchases in foreign currency.
- Receive 25,000 bonus miles when you pay the annual fee of S$550 (exclusive of GST) to renew your membership.
- Complimentary Accor Plus Explorer membership with 1 free hotel night stay at Sofitel, Fairmont, Swissotel and over 1000 hotels worldwide.
- Complimentary Digital Priority Pass™ Membership and 10 free lounge visits to over 1,300 airport lounges worldwide within each 12-month period of membership.
- Members-only dining privileges at over 80 of Singapore’s fine dining establishments, including Michelin-awarded restaurants.
- Annual fee of S$588.50 (inclusive of GST) is non-waivable for the first year.
- Miles are awarded in the form of DBS Points which are awarded for every S$5 spent.
- Each conversion of DBS Points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: $100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$599.50
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$27
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$2,000
Minimum Annual Income: S$120,000
Minimum Age: 21 years old
DBS yuu American Express Card
rating
3/ 5
Cashback Local
Up to 18 %Rewards Points Baseline
1 yuu Point / dollarApply through SingSaver and choose from 5 premium rewards:
- Up to 36X Points on yuu participating merchants.
- 1X Point on all other spend.
- S$1 spend = 1 yuu Point. No limit. No cap.
- Customers need to download the new rewards app as yuu Points awarded can only be tracked on yuu Rewards app.
- Redemptions of yuu Points capped at 15,600 points (S$78) per calendar month.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: $100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
DBS Woman's Card
rating
4.3/ 5
Cashback Local
0.17 %Rewards Points Baseline
1 DBS Point / S$5- 5X DBS points (10 miles) for every S$5 spent on online purchases.
- 1X DBS points (2 miles) for every S$5 spent on other purchases.
- Complimentary e-commerce protection for online purchases.
- Enjoy special promotions and discounts for certain fashion, beauty and wellness stores.
- Both women and men can apply.
- 5X DBS points are only applicable for the first S$1,000 online spend per calendar month.
- DBS points are awarded for every S$5 spent.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$163.50
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
DBS Altitude Visa Signature Card
rating
4.3/ 5
Cashback Local
0.5 %Apply through SingSaver and choose from 5 premium rewards:
- Up to 1.3 miles per S$1 spent locally, including bus and train rides.
- Up to 2.2 miles per S$1 spent on overseas purchases in foreign currency.
- Receive 10,000 bonus miles when you pay the annual fee of S$196.20
- 2 free lounge visits within each 12-month period of your membership to over 1,500 airport lounges worldwide.
- Read our full review of the DBS Altitude Card.
- Miles are awarded in the form of DBS points which are awarded for every S$5 spent.
- Each conversion of DBS points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Cash Advance Service Charge: S$15
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Eligibility
Monthly Spend Required: No Cap
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
DBS Altitude American Express Card
rating
2/ 5
Cashback Local
0.5 %Apply through SingSaver and choose from 5 premium rewards:
- Up to 1.3 miles per S$1 spent locally, including bus and train rides.
- Up to 2.2 miles per S$1 spent on overseas purchases in foreign currency.
- Receive 10,000 bonus miles when you pay the annual fee of S$196.20
- Read our full review of the DBS Altitude Card.
- Miles are awarded in the form of DBS points which are awarded for every S$5 spent.
- Each conversion of DBS points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$0
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
DBS Live Fresh Card
rating
3.7/ 5
Cashback Local
Up to 6 %Apply through SingSaver and choose from 5 premium rewards:
- Get up to 6% cashback on Shopping and Transport spend
- Get unlimited 0.3% cashback on all spend
- Earn an extra 3.25% cashback on In-store Overseas Spend at your favourite destinations in Asia from Japan, Malaysia, Thailand and more
- Enjoy first-year annual fee waiver
- Enjoy more fresh deals and exclusive perks
- Spending on the card and crediting your salary can earn you 0.05% p.a. or more on your DBS Multiplier account
- Min. monthly spending of S$800 required to earn up to 6% cashback on Shopping and Transport spend
- Cashback on Shopping spend capped at S$50 per calendar month
- Cashback on Transport spend capped at S$20 per calendar month
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$800
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
DBS Woman's World Card
rating
4.6/ 5
Cashback Local
0.17 %Rewards Points Baseline
1 DBS Point / S$5- 10X DBS points (20 miles) for every S$5 spent on online purchases.
- 3X DBS points (6 miles) for every S$5 spent on overseas purchases.
- 1X DBS points (2 miles) for every S$5 spent on other purchases.
- Complimentary e-commerce protection for online purchases.
- Enjoy special promotions and discounts for certain fashion, beauty and wellness stores.
- Both women and men can apply.
- DBS points are only awarded for every S$5 spent.
- 10X DBS points are only applicable for the first S$1,500 online spend per calendar month.
- Minimum income requirement for Singaporeans/PRs: S$80,000.
- Minimum income requirement for foreigners: S$80,000.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15 %
Eligibility
Minimum Annual Income: S$80,000
Minimum Age: 21 years old
DBS Takashimaya American Express Card
rating
4.5/ 5
Cashback Local
0.17 %You’ll also receive the following welcome gift(s) directly from the bank:
- Get 6% voucher rebates in Takashimaya Department Store (Earn 2 Takashimaya Bonus Points with every S$10 charged)
- Get 2% voucher rebates in Takashimaya Shopping Centre (Earn 2 Takashimaya Bonus Points with every S$30 charged)
- Redeem S$30 worth of Takashimaya Gift Vouchers with every 100 Takashimaya Bonus Points.
- Enjoy additional 10% off during selected sale events at Takashimaya Department Store.
- Enjoy S$4 top-up to your CashCard for parking when you charge at least S$400 to your Card at Takashimaya Department Store.
- Enjoy up to 5% discount at selected Takashimaya stores in Asia.
- Rebates can only be redeemed for Takashimaya vouchers.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
DBS Takashimaya Visa Card
rating
3.7/ 5
Cashback Local
0.17 %You’ll also receive the following welcome gift(s) directly from the bank:
- Get up to 5% voucher rebates on your Takashimaya spend (up to 2 Takashimaya Points with every S$12 charged).
- Redeem S$30 worth of Takashimaya Gift Vouchers with every 100 Takashimaya Bonus Points.
- Enjoy additional 10% off during selected sale events at Takashimaya Department Store.
- Enjoy S$4 top-up to your CashCard for parking when you charge at least S$400 to your Card at Takashimaya Department Store.
- Enjoy up to 5% discount at selected Takashimaya stores in Asia.
- Rebates can only be redeemed for Takashimaya vouchers.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
DBS SAFRA Card
rating
4.7/ 5
Cashback Local
3 %- Enjoy up to 3% cash rebate on local contactless spend and online shopping, including bus/train rides via SimplyGo.
- Earn 1 SAFRAPOINT for every dollar spent at participating outlets and facilities at SAFRA.
- Doubles as your SAFRA Membership Card.
- Enjoy exclusive access to 7 SAFRA Clubhouse islandwide.
- Combined DBS and SAFRA privileges that include exclusive discounts and perks at over 1,800 merchant outlets.
- No annual fee charged as long as you remain a SAFRA memeber. SAFRA membership fees still applies..
- Applicant must be an existing SAFRA member.
- Must spend a min. of S$500 in a calendar month to earn 3% cash rebate.
- Cash rebates earned will be in the form of SAFRA$ and is capped at SAFRA$50 per card account per calendar month.
- SAFRA$ earn will expire 12 calendar months from the date it was earned. All expired SAFRA$ will be forfeited.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: Not applicable
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$500
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
POSB Everyday Card
rating
3.9/ 5
Cashback Local
Up to 10 %Apply through SingSaver and choose from 5 premium rewards:
- Earn 10% cash rebates on food delivery via foodpanda, Deliveroo and WhyQ.
- 3% cash rebate granted for dining spend (excluding fast food spend).
- Enjoy 8% cash rebates on Shopee, Lazada, Amazon.sg, Qoo10, RedMart, iHerb, Taobao and Popular Online Store.
- Get 5% cash rebates at Sheng Siong supermarkets.
- Up to 3% cash rebates on your utilities and telecommunication payments.
- Earn 6% cash rebates at SPC and 0.3% cash rebates at Watson.
- 0.3% cash rebates on all other transactions.
- Cash rebates never expire.
- Read our full review of the POSB Everyday Card.
- Min. spend of S$800 per calendar month required for accelerated cash rebate earn rate.
- S$15 monthly cash rebate cap for dining and online spending categories respectively.
- S$30 monthly cash rebate cap for groceries.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: 8 %
Eligibility
Monthly Spend Required: S$800
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Citibank 1-for-1 buffet promotions
Cashback Local
0.45 %Rewards Points Baseline
2 Citi ThankYou points- Get an additional business credit limit that is separate from your personal credit card.
- Earn 2X Citi ThankYou Points for every S$1 spent.
- Complimentary travel and corporate liability waiver insurance.
- S$150 annual fee
- Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$60,000.
Repayment Details
Minimum Payment: S$50
Interest on Purchase: 27.9 %
Interest on Cash Advance: 28.95 %
Interest Free Period: 55 days
Fees
Annual Fee: S$150
Foreign Currency Transaction Fee : 3.25 %
Cash Advance Service Charge: 8 %
Air Miles Conversion Fee: S$25
Eligibility
Minimum Age: 21 years old
Min. Annual Income: S$30,000
Monthly Spend Required: None
Citi Cash Back Card
rating
3/ 5
Cashback Local
Up to 8 %Apply through SingSaver and choose from 9 premium rewards:
- 6% cashback on dining and grocery spending (local & overseas).
- 8% cashback on petrol and private commute (local & overseas).
- Up to 23.64% savings at Caltex, Esso and Shell, inclusive of 8% cashback for petrol spending.
- With Citi PayAll you can earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi Cash Back Card will be updated to end on 31 March 2026. For more information, please click here.
- 0.20% cashback for all other spending, even if you do not meet the min. monthly spend.
- Min. monthly spend of S$800 required to earn bonus cashback.
- S$80 combined cashback cap across all categories.
Repayment Details
Minimum Payment: 1 %
Late Payment Charge: S$100
Interest on Purchase: 27.9 %
Interest on Cash Advance: 27.9 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$800
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Citi Cash Back+ Card
rating
3.5/ 5
Cashback Local
Up to 3.25 %Apply through SingSaver and choose from 9 premium rewards:
- 1.6% cashback on all eligible spending with no minimum spend and no cap.
- Cashback earned does not expire.
- Redeem cashback instantly via SMS. Terms and Conditions here.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi Cash Back+ Card will be updated to end on 31 March 2026. For more information, please click here.
- With Citi PayAll you can earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Up to 17% discount at Caltex, Esso and Shell petrol stations.
Repayment Details
Minimum Payment: 1 %
Late Payment Charge: S$100
Interest on Purchase: 27.9 %
Interest on Cash Advance: 27.9 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: None
Min. Annual Income: S$30,000
Minimum Age: 21 years old
Cashback Local
0.3 %Apply through SingSaver and choose from 9 premium rewards:
- Earn up to 4.7% Citi M1 rebate on eligible Entertainment spend and 2.7% Citi M1 rebate on M1 Telco Bill spending.
- Enjoy up to 2.7% Citi M1 Rebate on purchases at M1 stores.
- Citi M1 rebate does not expire.
- 0.3% cash rebate on eligible retail purchases.
Repayment Details
Minimum Payment: 1 %
Late Payment Charge: S$100
Interest on Purchase: 27.9 %
Interest on Cash Advance: 27.9 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: None
Min. Annual Income: S$30,000
Minimum Age: 21 years old
Citi PremierMiles Card
rating
4.6/ 5
Cashback Local
0.73 %Apply through SingSaver and choose from 9 premium rewards:
- 1.2 miles per S$1 spent locally.
- 2.2 miles per S$1 spent in foreign currency.
- Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
- 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
- 11 different airline and hotel transfer partners.
- Generous sign-up bonus with relatively low minimum spend.
- Read our full review of the Citi PremierMiles Card.
- Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
- Service fee applies to Citi PayAll facility.
Repayment Details
Minimum Payment: 1 %
Late Payment Charge: S$100
Interest on Purchase: 27.9 %
Interest on Cash Advance: 27.9 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: None
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Citi SMRT Card
rating
3.7/ 5
Cashback Local
0.3 %Apply through SingSaver and choose from 9 premium rewards:
- 5% savings on online purchases.
- 5% savings at all supermarkets & grocery stores.
- 5% savings on taxi & public transport rides.
- Minimum monthly spend of S$500 required to get higher cashback rates.
Repayment Details
Minimum Payment: 2 %
Late Payment Charge: S$100
Interest on Purchase: 27.9 %
Interest on Cash Advance: 28 %
Interest Free Period: 25 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: 8 %
Eligibility
Monthly Spend Required: S$500
Min. Annual Income: S$30,000
Minimum Age: 21 years old
OCBC 1-for-1 buffet promotions
OCBC 365 Credit Card
rating
3.3/ 5
Cashback Local
Up to 6 %Apply through SingSaver and choose from 4 premium rewards:
- 6% cashback on fuel spend at all other petrol stations.
- 5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
- 3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
- 3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
- 3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
- 3% cashback on recurring telco and electricity bills.
- S$160 monthly cashback cap (up from S$80).
- Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
- 2-year annual fee waiver.
- Earn up to 4.65% p.a. interest on first S$100,000 of OCBC 365 Account balance.
- Great for homemakers, working adults, cashback lovers, enjoy flexibility over min. spend (S$800 or S$1,600), drive frequently
- Read our full review of the OCBC 365 Credit Card .
- High min. spend of either S$800 or S$1,600 per calendar month
- Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
- S$80 monthly cashback cap with minium spend of $800.
- S$160 monthly cashback cap with mininum spend of $1,600.
- Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus cashback.
- Interest on outstanding balance increased from 26.88% p.a. to 27.78% p.a.
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Cash Advance: 28.92 %
Interest Free Period: 23 days
Interest on Purchase: 27.78 %
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$800
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
OCBC 90°N Mastercard
rating
3.7/ 5
Cashback Local
1.2 %Apply through SingSaver and choose from 4 premium rewards:
- Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively.
- Your Miles never expire.
- No expiry on Travel$ earned, and no conversion fee.
- Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off.
- First-year annual fee waived.
- Read our full review of the OCBC 90°N Credit Card .
- Travel$ is awarded in blocks of S$5 charged to the card per transaction.
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Purchase: 27.78 %
Interest on Cash Advance: 28.92 %
Interest Free Period: 23 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: -
Min. Annual Income: S$30,000
Minimum Age: 21 years old
Cashback Local
1.2 %Apply through SingSaver and choose from 4 premium rewards:
- Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively.
- Flexibility of converting points to miles: 1 Travel$ = 1 mile.
- No expiry on Travel$ earned, and no conversion fee.
- Travel$ can be converted to 1.2% cashback.
- Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off.
- First-year annual fee waived. Receive 10,000 miles when you pay the second year annual fee.
- Read our full review of the OCBC 90°N Credit Card.
- Travel$ awarded in blocks of S$5 charged to the card per transaction.
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Purchase: 27.78 %
Interest on Cash Advance: 28.92 %
Interest Free Period: 23 Days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Monthly Spend Required: S$0
OCBC Frank Card
rating
3.2/ 5
Cashback Local
Up to 10 %- Enjoy 8% cashback on foreign currency transactions.
- Enjoy 8% cashback on online/contactless mobile transactions in SGD.
- Enjoy 2% cashback at selected green merchants.
- Annual fee waiver of 2 years
- Minimum spend of S$800 required to earn higher cashback rate.
- Cashback capped at S$100 per month.
- Automatic annual fee waiver requires min. annual spend of S$10,000.
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Purchase: 27.78 %
Interest on Cash Advance: 28.92 %
Interest Free Period: 23 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$800
Min. Annual Income: S$30,000
Minimum Age: 21 years old
OCBC Rewards Credit Card
rating
3.5/ 5
Cashback Local
2.78 %Rewards Points Baseline
1 OCBC$ / dollarApply through SingSaver and choose from 4 premium rewards:
- Earn 15 OCBC$ (equivalent to 6 miles) per S$1 spent at Watsons and online shopping platforms (Lazada, Shopee, Taobao and TikTok Shop).
- Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides.
- Enjoy complimentary e-commerce protection on all your online purchases made with this card.
- Get fast approval and use your digital card instantly when you apply via MyInfo.
- Read our full review of the OCBC Rewards Card.
- 15 OCBC$ per S$1 earn rate is capped at 10,000 bonus OCBC$ cap per month.
- OCBC$ awarded in blocks of S$5 charged per transaction.
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Purchase: 27.78 %
Interest on Cash Advance: 28.92 %
Interest Free Period: 23 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Cashback Local
Up to 1 %- Purchases are automatically split into monthly installments to ease your cashflow.
- 0% interest on monthly instalments.
- Earn 1% cash rebates when your monthly bill is S$1,000 or more.
- Not applicable to any cash advance, balance transfer, instalment payment plan, interest fees and other promotions and transactions.
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Purchase: 27.78 %
Interest on Cash Advance: 28.92 %
Interest Free Period: 23 days
Fees
Annual Fee: S$163.50
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
UOB 1-for-1 buffet promotions
Cashback Local
0.8 %Rewards Points Baseline
UNI$ 3.5- Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
- Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
- Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
- 4 complimentary lounge visits per calendar year for principal cardmembers.
- Earn up to 8 miles per S$1 spend (UNI$20 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
- PRVI Miles Amex Exclusive: 20,000 loyalty miles with min. S$50,000 annual spend
- PRVI Miles Amex Exclusive: Up to 8 complimentary airport transfers annually with min. S$1,000 overseas spend per quarter
- Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account
- Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
- Choice to redeem for miles, cashback, or vouchers.
- No minimum spend and no cap on earned miles
- 2 year points expiry.
- Annual fee of S$261.60
- Terms and conditions apply for all above-mentioned privileges. Visit here for more details. Insured up to S$100,000 by SDIC.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 21 days
Fees
Annual Fee: S$261.60
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
UOB PRVI Miles Visa Card
rating
4.1/ 5
Cashback Local
0.8 %Rewards Points Baseline
UNI$ 3.5- Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
- Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
- Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
- 4 complimentary lounge visits per calendar year for principal cardmembers.
- Earn up to 8 miles per S$1 spend (UNI$20 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
- Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account.
- Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
- Choice to redeem for miles, cashback, or vouchers.
- No minimum spend and no cap on earned miles
- Annual fee of S$261.60
- Terms and conditions apply for all above-mentioned privileges. Visit here for more details. Insured up to S$100,000 by SDIC.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 21 days
Fees
Annual Fee: S$261.60
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: None
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
UOB PRVI Miles World MasterCard
rating
2.8/ 5
Cashback Local
0.8 %Rewards Points Baseline
UNI$ 3.5- Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
- Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
- Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
- 4 complimentary lounge visits per calendar year for principal cardmembers.
- Earn up to 8 miles per S$1 spend (UNI$20 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
- Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account.
- Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
- Choice to redeem for miles, cashback, or vouchers.
- No minimum spend and no cap on earned miles
- Annual fee of S$261.60
- Terms and conditions apply for all above-mentioned privileges. Visit here for more details. Insured up to S$100,000 by SDIC.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 21 days
Fees
Annual Fee: S$261.60
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: -
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
- Unlimited access to 1,300 airport lounges worldwide, for you and a guest.
- Earn 2.4 air miles per S$1 spent in foreign currency, and 1.4 air miles per S$1 spent locally.
- Bonus 15,000 air miles upon renewal with min. S$100,000 spend within membership year.
- Waiver of miles conversion fees.
- Complimentary welcome drinks and up to 30% off at select Michelin-starred and fine dining restaurants.
- Travel with peace of mind with up to S$1,000,000 Travel Personal Accident Insurance coverage.
- 24/7 UOB Visa Infinite Concierge for your banking and lifestyle needs.
- No annual fee waiver
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 21 days
Fees
Annual Fee: S$654.00
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Eligibility
Minimum Annual Income: S$120,000
Minimum Age: 21 years old
UOB Visa Signature Card
rating
2/ 5
Cashback Local
Up to 2 %- 4 miles per dollar on contactless, overseas, and petrol transactions.
- Travel insurance coverage of up to S$500,000.
- S$1,000 monthly minimum spend.
- Rewards bonus cap at S$2,000 per statement month.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 25.9 %
Interest on Cash Advance: 28 %
Interest Free Period: 21 days
Fees
Annual Fee: S$218.00
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Eligibility
Minimum Age: 21 years old
Minimum Annual Income: S$50,000
Monthly Spend Required: S$1,000
UOB One Card
rating
4.1/ 5
Cashback Local
Up to 10 %You’ll also receive the following welcome gift(s) directly from the bank:
- Up to 10% cashback on daily spend at McDonald's, Grab, SimplyGo (bus/train rides) and Shopee.
- Up to 8% cashback on all grocery spend.
- Up to 4.33% on SP utilities bill.
- Up to 3.33% cashback on all retail spend.
- Petrol savings of up to 22.66% at Shell and SPC.
- Greater savings with up to 5.3% p.a. interest with UOB One Account+.
- Spend at least $600 monthly based on your qualifying quarter to enjoy up to 10% cashback.
- Awarding of cash rebate only comes every quarter.
- Qualifying monthly spend for cash rebate has to be spread out across min. 10 different purchases.
- Terms and conditions apply for all above-mentioned privileges. Visit here for more details. Insured up to S$100,000 by SDIC.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 21 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: Tiered S$600 +
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
UOB EVOL Card
rating
3.7/ 5
Cashback Local
Up to 10 %Apply through SingSaver and choose from 2 premium rewards:
You’ll also receive the following welcome gift(s) directly from the bank:
- Enjoy no FX fees on overseas foreign currency spend with no min. spend.
- Enjoy 10% cashback on Local Online and Mobile Contactless (Apple Pay, Samsung Pay, google Pay) Spend
- 10% on Selected Gym, Telco and Streaming Spend
- Get 1% cashback on all Overseas Foreign Currency Spend. Valid till 31 Dec 2025.
- All other spends earn 0.3% cashback.
- Gain access to over 1,000 deals at eco-friendly, dining, and online shopping merchants.
- Receive a first-year annual fee waiver. Annual fee for subsequent years waived with min. 3 transactions every month.
- Get greater savings with up to 5.3% p.a. interest with UOB One Account+.
- Minimum spend of S$800 each statement month to enjoy accelerated cashback earn rate.
- S$80 total cashback cap per statement month (S$30 cap for local online and mobile spend; S$20 cap for selected gym, telco and streaming spend; and S$30 cap for all other spend. Plus, additional $20 cap on the 1% cashback on all Overseas Foreign Currency Spend till 31 Dec 2025.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 21 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 0 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$800
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
UOB Lady's Card
rating
3.4/ 5
Rewards Points Baseline
UNI$ 1- Pick from 7 rewards categories to earn up to 25X UNI$ for every S$5 spend (10 miles per S$1)
- Spend on UOB Lady's Credit Card to earn 10X UNI$ (4 miles per S$1) and enjoy additional up to 15X UNI$ (6 miles per S$1) when you pair your UOB Lady's Credit Card with UOB Lady's Savings Account
- LuxePay: Enjoy 0% 6 or 12-month instalment plan when you purchase your favorite luxury apparels.
- Complimentary e-Commerce protection on your online purchases.
- Enjoy UOB$ rebate on your daily essentials, entertainment and shopping.
- You can only choose 1 rewards category out of 7 to earn up to 25X UNI$ (10 miles per S$1). Feel free to change your category every quarter.
- You must save with UOB Lady’s Savings Account to unlock up to additional 15X UNI$ (6 miles per S$1) earn rate on your preferred rewards category.
- Terms and conditions apply for all above-mentioned privileges. Visit here for more details. Insured up to S$100,000 by SDIC.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 21 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: -
Min. Annual Income: S$30,000
Minimum Age: 21 years old
UOB Lady's Solitaire Card
rating
5/ 5
Cashback Local
2.8 %Rewards Points Baseline
UNI$ 1- 15X UNI$ for every S$5 spent (equivalent to 6 miles per S$1) on 2 of your preferred rewards categories..
- UNI$1 per S$5 spent (equivalent to 0.4 miles per S$1) on other purchases.
- Complimentary travel insurance coverage of up to US$100,000.
- Complimentary e-commerce protection
- 0% LuxePay
- S$120,000 annual income
- S$410.40 annual fee
- S$5 earning blocks for miles.
- Automatic UNI$ deductions
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: 21 days
Fees
Annual Fee: S$414.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Eligibility
Monthly Spend Required: None
Min. Annual Income: S$120,000
Minimum Age: 21 years old
KrisFlyer UOB Credit Card
rating
2.4/ 5
- Earn 3 KrisFlyer miles per S$1 spend on Singapore Airlines, Scoot, KrisShop, Kris+ and Pelago purchases.
- Earn 2.4 KrisFlyer miles per S$1 spend on dining, food delivery, online shopping, online travel and transport spend, with min. S$1,000 annual spend on Singapore Airlines, Scoot and KrisShop
- Earn 1.2 KrisFlyer miles per S$1 on all other spend.
- 5,000 Welcome miles with first eligible spend (min. S$5).
- 10,000 KrisFlyer miles with annual renewal fee payment.
- Exclusive privileges on Scoot (via flyscoot.com/krisflyeruob), Kris+ and more.
- Terms and conditions apply for all abovementioned privileges. Visit here for more details.
- Insured up to S$100k by SDIC.
Repayment Details
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28.5 %
Interest Free Period: Up to 21 days
Minimum Payment: 3 %
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Air Miles Conversion Fee: No Fee
Eligibility
Monthly Spend Required: None
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
HSBC 1-for-1 buffet promotions
HSBC Advance Credit Card
rating
3.9/ 5
Cashback Local
2.5 %Apply through SingSaver and choose from 6 premium rewards:
- Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
- Earn up to 2.5% Base Cashback (1.5% with no minimum spend OR 2.5% when you spend above S$2,000) on your local and overseas purchases each calendar month.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Read our full review of the HSBC Advance Credit Card.
- Cashback is capped at S$70 per calendar month.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 26.9 %
Interest on Cash Advance: 28 %
Interest Free Period: 20 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$40
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$2,000
Minimum Annual Income: S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore
Minimum Age: 21 years old
Cashback Local
5 - 8%Apply through SingSaver and choose from 6 premium rewards:
- Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
- 8% cashback* on dining, entertainment, and shopping spend (both local and overseas).
- 5% cashback* on fuel spending at Caltex and Shell stations in Singapore.
- 0.3% cashback* on all other qualifying spend.
- First year annual fee waived.
- Min. spending of S$600 per calendar month, for all 3 months in a calendar quarter, required to earn 8% cash rebate.
- Cashback* capped at S$250 per calendar quarter.
- Cash rebates* are credited quarterly instead of monthly.
- *Min. spend and other terms & conditions apply. Valid till 31 Dec 2024.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 26.9 %
Interest on Cash Advance: 28 %
Interest Free Period: 20 Days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$40
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$600 - S$1000
Min. Annual Income: S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore
Minimum Age: 21 years old
HSBC Revolution Credit Card
rating
3.4/ 5
Cashback Local
2.5 %Rewards Points Baseline
1 point / dollarApply through SingSaver and choose from 6 premium rewards:
- Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
- 10X Points (equivalent to 4 mpd) on online and contactless spending, capped at 13,500 bonus points per month. Valid till 31 Oct 2025.
- 1X reward point for all other spending.
- No minimum spend required.
- No annual fee.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Eligible categories: Online payment; shopping; groceries; dining; food delivery; ride-hailing apps.
- Up to 16% and 14% off petrol at Caltex and Shell respectively.
- Instant reward redemption for airline miles and hotel points, refer to www.hsbc.com.sg/rewards for details.
- Up to S$300,000 complimentary travel insurance for cardholder and family when travel tickets are charged to card.
- Compatible with Apple Pay, Google Pay, and Visa PayWave.
- Can convert between cashback, miles, or reward points flexibly.
- Great for individuals who prefer flexibility to redeem Reward points to categories such as miles, cashback & more
- Read our review of the HSBC Revolution Credit Card.
- Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus points.
- Cap of 13,500 bonus reward points per calendar month on eligible purchases (valid till 31 Oct 2025). Original cap at 9,000 reward points.
- 1X reward point earned on public transport (via SimplyGo) only.
- HSBC reward points expire after 37 months.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 26.9 %
Interest on Cash Advance: 28 %
Interest Free Period: 20 Days
Fees
Annual Fee: No Annual Fee
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$40
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$0
Minimum Annual Income: S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore
Minimum Age: 21 years old
Cashback Local
0.63 %- Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
- Base earn rates of 1 mile per S$1 on local spend and 2 miles per S$1 in foreign spend.
- Step Up earn rates of 1.25 miles per S$1 on local spend and 2.25 miles per S$1 in foreign spend with min. S$50,000 eligible purchases within first 12 months of card issuance date.
- Regular cardholders: 2x complimentary expedited immigration clearance per calendar year, thereafter min. S$2,000 eligible spend in a calendar month to qualify.
- Regular cardholders: 2x complimentary airport limousine service per calendar year, thereafter min. S$2,000 eligible spend in a calendar month to qualify (capped at 24 usages per calendar year).
- HSBC Premier customers: 4x complimentary expedited immigration clearance and airport limousine service each per calendar year.
- Unlimited airport lounge access for primary and supplementary cardholders.
- Up to US$2 million complimentary travel insurance coverage (including up to US$100,000 for COVID-19).
- Complimentary concierge services for travel, golfing, dining, shopping, and business assistance.
- Exclusive discounts on retail, dining, hotel stays, and more offers.
- US$35 per guest per visit for airport lounge access.
- HSBC Rewards Points expire after 37 months.
- S$43.20 annual Mileage Programme fee (convert points into KrisFlyer and/or Asia Miles).
- Expensive annual fee of S$656.08 for everyone, but S$492.56 annual fee reserved for HSBC Premier customers only.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$55
Interest on Purchase: 26.9 %
Interest on Cash Advance: 28 %
Interest Free Period: 20 days
Fees
Annual Fee: S$662.15
Foreign Currency Transaction Fee: 2.8 %
Air Miles Conversion Fee: S$43.20 per membership year
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$120,000
Minimum Age: 21 years old
Rewards Points Baseline
3 points / dollarApply through SingSaver and choose from 6 premium rewards:
- Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
- Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app.
- Accelerated earn rate: up to 2.4 miles for your spending.
- No conversion fee for air miles or hotel points until 31 January 2025.
- Complimentary travel insurance coverage (including COVID-19) and 4x complimentary airport lounge visits for primary cardholders and guests of primary cardholders.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Split your purchases across a range of flexible tenures with HSBC Instalment Plans.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 26.9 %
Interest on Cash Advance: 28 %
Interest Free Period: 20 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: None
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$0
Minimum Annual Income: S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore
Minimum Age: 21 years old
CIMB 1-for-1 buffet promotions
CIMB Visa Infinite Card
rating
3/ 5
Cashback Local
Unlimited 2 %Rewards Points Baseline
1 Rewards PointsApply through SingSaver and choose from 1 premium rewards:
You’ll also receive the following welcome gift(s) directly from the bank:
- Unlimited 2% cashback on travel, overseas spend and online spend in foreign currencies.
- Unlimited 1% on all other retail spends.
- Principal cardmembers enjoy 3 complimentary global lounge access at more than 1,000 airports annually.
- Charge your full travel fares to your CIMB Visa Infinite and automatically get travel insurance coverage of up to S$1 million for you and your family.
- No annual fees for life + Up to 4 supplementary cards with no annual fees.
- Min. spending of S$2,000 in the statement month to qualify for the 2% cashback.
- Only Singapore citizens and Permanent Residents may apply.
- Minimum annual income requirement: S$120,000.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28 %
Interest Free Period: 23 days
Fees
Annual Fee: No Annual Fee
Foreign Currency Transaction Fee: 3 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$2,000
Minimum Annual Income: S$120,000
Minimum Age: 21 years old
CIMB Visa Signature Card
rating
3.5/ 5
Cashback Local
10 %Apply through SingSaver and choose from 1 premium rewards:
You’ll also receive the following welcome gift(s) directly from the bank:
- 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises.
- Unlimited 0.2% cashback on all other spend.
- Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card.
- No annual fees for life + up to 4 supplementary cards with no annual fees.
- Minimum spending of S$800 in the statement month to qualify for 10% cashback.
- 10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category. Earn 0.2% cashback on all spend when you exceed the cashback cap.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28 %
Interest Free Period: 23 days
Fees
Annual Fee: No Annual Fee
Foreign Currency Transaction Fee: 3 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$800
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
CIMB World Mastercard
rating
4.1/ 5
Cashback Local
2 %Apply through SingSaver and choose from 1 premium rewards:
You’ll also receive the following welcome gift(s) directly from the bank:
- Unlimited 2% cashback on dining, movies & digital entertainment, taxi, ride-hailing, automobile, and luxury goods.
- Unlimited 1% on all other eligible spend with no minimum spend.
- Enjoy 50% off green fees at 25 golf courses.
- Access to over 1,000 LoungeKey airport lounges globally.
- Can be used for bus and train rides with SimplyGo.
- No annual fees for life + up to 4 supplementary cards with no annual fees.
- Only Singapore citizens and Permanent Residents may apply.
- Minimum annual income requirement: S$30,000.
- Minimum spend of S$1,000 required for 2% cashback earn rate.
- Minimum spend of S$500 required for 1% cashback earn rate.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest Free Period: 23 Days
Interest on Cash Advance: 28 %
Fees
Annual Fee: No Annual Fee
Foreign Currency Transaction Fee: 3 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$1,000
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
American Express 1-for-1 buffet promotions
Cashback Local
0.6 %Rewards Points Baseline
2 points / dollarYou’ll also receive the following welcome gift(s) directly from the bank:
- Receive more than S$1,000 in travel, dining and lifestyle statement credits.
- Indulge In Fine Hotels + Resorts Benefits Worth S$800.
- Complimentary access for you, a supplementary cardholder and one guest each to 1,400 Lounges such as The Centurion Lounge, Priority Pass, International American Express Lounges.
- Gain instant status to higher tiers of leading hotel loyalty programs.
- Complimentary Access into Tower Club.
- Membership Rewards Points never expire.
- Up to 50% savings at premium dining locations with Love Dining.
- Enjoy up to S$400 every year to use at over 2,000 curated restaurants locally and around the world.
- Annual fee: S$1,744 (inclusive of GST).
- Please refer to the American Express website (go.amex/singsaver) for the most up to date information on card benefits and its terms & conditions.
Repayment Details
Minimum Payment: N/A
Late Payment Charge: 2.5 %
Interest on Purchase: N/A
Interest on Cash Advance: N/A
Interest Free Period: N/A
Fees
Annual Fee: S$1,744
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: No Fee
Cash Advance Service Charge: 5 %
Eligibility
Monthly Spend Required: S$0
Minimum Annual Income: Conditional
Minimum Age: 21 years old
American Express True Cashback Card
rating
4.2/ 5
Cashback Local
1.5 %You’ll also receive the following welcome gift(s) directly from the bank:
- 1.5% unlimited cash rebate on all spend with no minimum spend.
- 3% Cashback up to a spending of $5,000 for first 6 months.
- Complimentary travel insurance.
- Cashback credited on the same statement month.
- Please refer to the American Express website (go.amex/singsaver) for the most up to date information on card benefits and its terms & conditions.
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Purchase: 27.80 %
Interest on Cash Advance: 26.9 %
Interest Free Period: 22 days
Fees
Annual Fee: S$174.40
Foreign Currency Transaction Fee: 3.25 %
Eligibility
Monthly Spend Required: None
Minimum Annual Income: Conditional
Minimum Age: 21 years old
Things to look out for when choosing a credit card for buffet promotions
When selecting a credit card specifically for buffet promotions, there are several important factors to consider to ensure you're getting the best value and benefits. Here are some key things to look out for:
Promotion terms & conditions
Carefully read the terms of the buffet promotion. Understand the validity period, participating restaurants, blackout dates, and any restrictions that might apply. Different credit cards offer various types of buffet promotions, such as discounts, 1-for-1 deals, or complimentary items. Choose one that aligns with your dining preferences and budget.
Types of buffet promotions
Different credit cards offer various types of buffet promotions, such as discounts, 1-for-1 deals, or complimentary items. Choose one that aligns with your dining preferences and budget.
Participating restaurants
Check the list of restaurants that are part of the promotion. Make sure they offer the type of cuisine and dining experience you're interested in.
Minimum spend
Some promotions may require a minimum spend to be eligible for the offer. Make sure you can comfortably meet this requirement.
Competition and alternative buffet promotions
Compare different credit cards' buffet promotions, benefits, and terms. Don't settle for the first offer you come across; explore alternatives to find the best fit.
Who should use a credit card for buffet promotions?
A credit card specifically tailored for buffet promotions can be beneficial for a variety of individuals, depending on their dining preferences, financial habits, and lifestyle. Here are some types of people who might find such credit cards advantageous.
Foodies
Individuals who enjoy exploring diverse cuisines and trying new dining experiences, particularly buffets, can benefit from credit cards offering buffet promotions. These cards allow them to indulge in their passion while saving on dining expenses.
Couples & friend groups
Credit cards with 1-for-1 buffet deals are ideal for couples or groups of friends who frequently dine together. Sharing the cost of a buffet can lead to substantial savings.
Families
Families, especially those with children, can benefit from credit cards that offer discounted rates for children or special family-friendly buffet promotions. These promotions can make dining out more affordable for the whole family.
Frequently asked questions for Credit Cards For Buffet Promotions
The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.