American Express Platinum Card

Updated: 18 Sept 2026
Best for high-value luxury rewards
American Express Platinum Card
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Ideal for
High Spend Luxury Traveller
Card benefit
2- 20 points / dollar
Annual Fee
S$1,744
Minimum Annual Income
Conditional
Supported Payment Network:
Supported Payment Type:

Highlights

SingSaver's Take

Enjoy competitive rates and complimentary benefits at over 1,600 Fine Hotels + Resorts properties worldwide.
Up to 6 dining experiences for your and your loved ones across the year with Table for Two by Platinum
Complimentary access to over 1,550 lounges across 500 airports in 140 countries.

Benefits

Cashback Base Rate
0.6 %
Cashback Dining
Up to 6 %
Cashback Travel
1.5 %
Cashback Retail
Up to 6 %
Cashback Overseas
0.6 %
Cashback Local
0.6 %

Airmiles Base Rate
0.69 miles / S$1
Air Miles Conversion Fee
No Fee
Airmiles Flight Booking
Up to 1.73 miles
Airmiles Retail
Up to 6.94 miles / S$1
Airmiles Dining
Up to 6.94 miles / S$1
Airmiles Local
0.69 miles / S$1

Rewards Points Baseline
2 points / dollar
Rewards Points Dining
Up to 20 points / dollar
Rewards Points Flight Booking
5 points / dollar
Rewards Points Travel
5 points / dollar
Rewards Points Retail
Up to 20 points / dollar

Fees & Charges

Annual Fee
S$ 1,744
Foreign Currency Transaction Fee
3.25 %
Air Miles Conversion Fee
No Fee
Cash Advance Service Charge
5 %

Late Payment Charge
2.5 %

Eligibility

Monthly Spend Required
S$ 0
Minimum Annual Income
Conditional
Minimum Age
21 years old

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Annual Fee
S$174.40
S$327
S$397.85
Supplementary Card Fee
First 2 Supplementary Cards fee permanently waived. S$87.20 (incl. 9% GST) for each subsequent Supplementary Card.
First 2 Supplementary Cards fee permanently waived. S$163.50 (incl. 9% GST) for each subsequent Supplementary Card.
S$81.75 (incl. 9% GST) waived for the first year for the first 2 Supplementary Cards.
Annual Fee Waiver
First Year Annual Fee Waiver
Discretionary
Discretionary
Card benefit
1.5 - 3 % cashback
2 - 10 points / 1.60 dollars
1.2 - 2 miles / dollar

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