American Express Platinum Card

Made for luxury living and travel, taste the high life with the American Express Platinum Charge Card, with accelerated points earn rates, unlimited airport lounge access for you and one guest each, complimentary hotel upgrades and stays, and much much more.

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Card benefit

points / dollar

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Earn up to 20 points per dollar at 10Xcelerator merchants for spending up to S$16,000; 5 points per dollar with Singapore Airlines (SIA) and Scoot, and a base rate of 2 points per dollar on all other spending.

Annual Fee

S$ 1,744

Monthly Spend Required

S$ 0

Minimum Annual Income

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

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Highlights

Card benefit

points / dollar

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Annual Fee

S$ 1,744

Monthly Spend Required

S$ 0

Minimum Annual Income

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

2 Offers Available

Welcome Offer (New-to-AMEX Card Members)

200,000 Membership Rewards® Points

Welcome Offer promotion is valid from 28 January 2026 to 31 March 2026.
Promotion is valid for new American Express card members only.
Apply for The Platinum Card® by AMEX through SingSaver, pay the annual fee (S$1,744 incl. GST) and make a min. spend of S$8,000 within the first 3 months of Card approval to be eligible for reward.
- Receive 90,000 Membership Rewards® points upon fulfilment of reward criteria.
- Earn 10,000 Membership Rewards® points based on the S$8,000 spent.
- Receive 100,000 Membership Rewards® points on your first spend in the 15th month of Card Membership.
Promotion does not stack with other Welcome Offers from American Express.
Terms and Conditions apply.
SingSaver General Promotion T&Cs apply.

Welcome Offer (Existing AMEX Card Members)

102,000 Membership Rewards® Points

Welcome Offer promotion is valid from 28 January 2026 to 31 March 2026.
Promotion is valid for existing American Express card members.
Apply for The Platinum Card® by AMEX through SingSaver, pay the annual fee (S$1,744 incl. GST) and make a min. spend of S$3,000 within the first 3 months of Card approval to be eligible for reward.
- Receive 98,250 Membership Rewards® points upon fulfilment of reward criteria.
- Earn 3,750 Membership Rewards® points based on the S$3,000 spent.
Promotion does not stack with other Welcome Offers from American Express.
Terms and Conditions apply.
SingSaver General Promotion T&Cs apply.

Things to consider when choosing this card:

Things to consider

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Bonus air miles

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Dining savings

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Airport lounge

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Annual Fee required

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Benefits

Cashback

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Cashback Base Rate

0.6 %

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(Indirect Cashback) S$1.60 spend = 2 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 0.6% cashback.

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Cashback Local

0.6 %

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(Indirect Cashback) S$1.60 spend = 2 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 0.6% cashback.

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Cashback Overseas

0.6 %

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(Indirect Cashback) S$1.60 spend = 2 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 0.6% cashback.

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Cashback Dining

Up to 6 %

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(Indirect Cashback) S$1.60 spend = 20 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 6% cashback.

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Cashback Retail

Up to 6 %

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(Indirect Cashback) S$1.60 spend = 20 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 6% cashback.

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AirMiles

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Airmiles Base Rate

0.69 miles / S$1.60 spent

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Airmiles Local

0.69 miles / S$1.60 spent

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Airmiles Retail

Up to 6.94 miles / S$1.60 spent

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On 10Xcelerator merchants.

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Airmiles Dining

Up to 6.94 miles / S$1.60 spent

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On 10Xcelerator merchants.

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Quick Facts

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Enjoy competitive rates and complimentary benefits at over 1,600 Fine Hotels + Resorts properties worldwide.

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Up to 6 dining experiences for your and your loved ones across the year with Table for Two by Platinum

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Complimentary access to over 1,550 lounges across 500 airports in 140 countries.

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Gain instant status to higher tiers of leading hotel loyalty programs.

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Complimentary Access into Tower Club.

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Membership Rewards Points never expire.

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Up to 50% savings at premium dining locations with Love Dining.

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Annual fee: S$1,744 (inclusive of GST).

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Please refer to the American Express website (go.amex/singsaver) for the most up to date information on card benefits and its terms & conditions.

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Monthly Spend Required

S$ 0

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Fees / Repayment

Fees

Annual Fee Waiver

Not Available

Annual Fee

S$ 1,744

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

5 %

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Of withdrawal amount will apply for each withdrawal mount.

Air Miles Conversion Fee

No Fee

Repayment

Minimum Payment

N/A

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All Charges are due for payment in full in Singapore Dollars immediately on receipt of your monthly statement.

Late Payment Charge

2.5 %

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2.5% per month of any overdue previous balance or S$100 per month (whichever is greater).

Interest on Purchase

N/A

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All Charges are due for payment in full in Singapore Dollars immediately on receipt of your monthly statement.

Interest on Cash Advance

N/A

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All Charges are due for payment in full in Singapore Dollars immediately on receipt of your monthly statement.

Interest Free Period

N/A

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Others

Association

American Express

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Amex Pay

American Express Platinum Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

AirMiles

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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