BOC Elite Miles World MasterCard

Last updated: Jul 2023

Min. Annual Income

Miles Per Dollar

Local Spending

Equivalent to 4.5 BOC points
Miles Per Dollar

Overseas Spending

Equivalent to 9 BOC points
Annual Fee Waiver

Great for

  • Earn 9 BOC Bonus Points (2 miles) per S$1 spent overseas
  • Earn 4.5 BOC Bonus Points (1 mile) per S$1 spent locally
  • No minimum spend and no cap on reward points
  • Redeem lifestyle rewards faster with your BOC Points, such as vouchers from Golden Village, Grab, SPC and many more!
  • Travel Privileges with the Mastercard Airport Experiences provided by LoungeKey: you’ll enjoy access to over 1,000 lounges worldwide and up to 15% off at luxury airport retailers and duty free shops and retail offers!
  • Exclusive benefits curated for World Mastercard cardholders
  • Enjoy 24-Hour Mastercard Concierge Service
  • Upon clicking "Apply Now", you will be redirected to Bank of China website,, to complete the application form

Need to know

  • BOC Bonus Points are accumulated on an annual basis and valid for 12 months commencing from date of issue
  • Each conversion of points to miles costs S$30 and takes 14 to 21 working days

Year-round rewards

Local Spending
1 miles per dollar
Overseas Spending
2 miles per dollar


Minimum Age
Min. Annual Income


Annual Fee
S$203.30 (First Year Fee Waiver)
Foreign Currency Transaction Fee
2% administrative fee and an additional 1% cross-border fee for Visa credit cards


Minimum Payment
3% of the monthly balance outstanding, plus any outstanding min. payment sum, plus the amount in excess of the Credit Limit, or S$50, whichever is greater
Late payment charge
If Minimum Payment Due is not received by the Payment Due Date, a Late Payment Charge of 5% of outstanding amount, subject to minimum of S$100 per month, will be levied.
Interest On Purchases
Interest On Cash Advance
Interest Free Repayment Period
23 Days

Other information

Credit card type
World Mastercard

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