BOC Elite Miles World Mastercard

Specially tailored for those well-travelled, the BOC Elite Miles World Mastercard allows cardholders to earn miles on both local and overseas spending, with no minimum spend or cap.

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Airmiles Local

1.4 miles per dollar

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Earn 1.4 miles per S$1 local spend (awarded as 7 BOC Bonus Points per S$1).

Airmiles Overseas

2.8 miles per dollar

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Earn 2.8 miles per S$1 overseas spend (awarded as 14 BOC Bonus Points per S$1).

Annual Fee

S$ 207.1

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First year annual fee waived for principal and supplementary cards.

Annual Fee Waiver

1 year

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Highlights

Airmiles Local

1.4 miles per dollar

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Earn 1.4 miles per S$1 local spend (awarded as 7 BOC Bonus Points per S$1).

Airmiles Overseas

2.8 miles per dollar

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Earn 2.8 miles per S$1 overseas spend (awarded as 14 BOC Bonus Points per S$1).

Annual Fee

S$ 207.1

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First year annual fee waived for principal and supplementary cards.

Annual Fee Waiver

1 year

Offer Available

SingSaver Exclusive Offer

S$10 Cash via PayNow

+ 2 other gift options

SingSaver Exclusive Offer promotion is valid from 10 June 2026 to 30 June 2026.
Promotion is valid for new BOC credit cardmembers only.
Apply for selected BOC credit cards during the promotion period to be eligible for reward.
Promotion does not stack with other offers from BOC.
Terms and Conditions apply.

Things to consider when choosing this card:

Things to consider

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Bonus miles

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Unlimited air miles

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Airmiles conversion required

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Benefits

AirMiles

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Airmiles Base Rate

1.4 miles per dollar

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Earn 1.4 miles per S$1 local spend (awarded as 7 BOC Bonus Points per S$1).

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Airmiles Local

1.4 miles per dollar

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Earn 1.4 miles per S$1 local spend (awarded as 7 BOC Bonus Points per S$1).

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Airmiles Overseas

2.8 miles per dollar

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Earn 2.8 miles per S$1 overseas spend (awarded as 14 BOC Bonus Points per S$1).

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Quick Facts

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Earn 2.8 miles per dollar on overseas spend (awarded as 14 BOC Bonus Points per dollar).

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Earn 1.4 miles per dollar on local spend (awarded as 7 BOC Bonus Points per dollar).

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Redeem other rewards, such as shopping vouchers

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Enjoy exclusive benefits curated for World Mastercard Cardmembers.

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24-hour Mastercard Concierge Service

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First year annual fee waiver for primary and supplementary cards.

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S$30.56 airmiles conversion fee

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 207.1

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First year annual fee waived for principal and supplementary cards.

Foreign Currency Transaction Fee

3 %

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2% administrative fee and an additional 1% cross-border fee for Mastercard credit cards.

Air Miles Conversion Fee

S$ 30.56

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Each air miles transfer to the Cardmember’s FFP Account will be subject to a non-refundable conversion fee of S$30.56 (inclusive of GST), or a conversion fee of such other amount as BOC may determine in its absolute discretion.

Repayment

Minimum Payment

3 %

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3% of the monthly balance outstanding, plus any outstanding Minimum Payment Sum, plus the amount in excess of the Credit Limit, or S$50, whichever is greater.

Late Payment Charge

5 %

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5% per month of the Minimum Payment Sum, subject to a minimum of S$100 per month; if minimum monthly payment is not made by due date

Interest on Purchase

28.88 %

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If payment is not made in full by the Due Date, interest will be calculated on a daily basis on the outstanding balance from the previous Statement Date and on all new transactions from the date they are posted to Card Account. No interest will be levied if payment is received in full by the Due Date and there is no balance carried forward from the previous statement.

Interest on Cash Advance

28.88 %

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Interest Free Period

23 days

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23 calendar days from statement date if bills are paid in full. Balances are interest-free only if EIR is zero.

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Others

Association

World Mastercard

BOC Elite Miles World Mastercard

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

AirMiles

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

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