CIMB World Mastercard

Boasting the highest unlimited cashback in Singapore, the CIMB World Mastercard is a formidable card to own if you spend frequently on the following categories: dining, online food delivery, movies, digital entertainment, taxi rides, ride-hailing, automobile, and luxury goods

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Card benefit

% cashback

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2% cashback on dining, retail, department stores, transport, and local purchases, and 1% cashback on foreign currency spending and all other expenses. A minimum spend of S$1,000 is required for cashback on dining, retail, transport, and local purchases. Additionally, a minimum spend of S$500 is required for department stores, and you can earn an additional 1% cashback if you spend more than S$2,500 in the same statement month. All qualifying cashbacks have no cap.

Annual Fee

No Annual Fee

Monthly Spend Required

S$ 1,000

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To earn 2% cashback on eligible merchant categories, no cap. Otherwise, min. S$500 spend per statement month to earn 1% cashback, no cap.

Minimum Annual Income

S$ 30,000

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Highlights

Card benefit

% cashback

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Annual Fee

No Annual Fee

Monthly Spend Required

S$ 1,000

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To earn 2% cashback on eligible merchant categories, no cap. Otherwise, min. S$500 spend per statement month to earn 1% cashback, no cap.

Minimum Annual Income

S$ 30,000

2 Offers Available

SingSaver Exclusive Offer

S$50 Cash via PayNow

SingSaver Exclusive Offer promotion is valid until 1 June 2025.
Promotion is valid for new CIMB credit cardmembers only.
Apply for select CIMB credit cards and make a min. spend of S$108 within 30 days of card approval to be eligible for reward.
Promotion is stackable with other Welcome Offers from CIMB (additional T&Cs apply).
Terms and Conditions apply.

Welcome Offer

Up to S$188 Cashback

Welcome Offer promotion is valid until 31 July 2025.
Promotion is valid for new CIMB credit cardmembers only.
Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
- Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
- Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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No rebate cap

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Food delivery

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Annual Fee waiver

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Monthly spend required

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Benefits

Cashback

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Cashback Base Rate

1 %

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With $500 min. spend posted in the same statement month. No cap.

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Cashback Local

2 %

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2% cashback on dining, entertainment, luxury goods and taxi with $1,000 min. spend posted in the same statement month. No cap.

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Cashback Overseas

Up to 3 %

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For a limited time, earn 3% on overseas foreign currency spend (valid till 31 Jan 2025). Base rate 1%.

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Cashback Dining

2 %

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With $1,000 min. spend posted in the same statement month. No cap.

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Cashback Retail

2 %

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With $1,000 min. spend posted in the same statement month. No cap.

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Cashback Department Store

2 %

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With $500 min. spend posted in the same statement month. Earn an addition 1% cashback on all spend with a min. spend of S$2,500 in the same statement month. No cap.

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Cashback Transport

2 %

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On Taxi and Automobile with $1,000 min. spend posted in the same statement month.

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Quick Facts

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Unlimited 2% cashback on dining, movies & digital entertainment, taxi, ride-hailing, automobile, and luxury goods.

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Unlimited 1% on all other eligible spend with no minimum spend.

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Enjoy 50% off green fees at 25 golf courses.

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Access to over 1,000 LoungeKey airport lounges globally.

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Can be used for bus and train rides with SimplyGo.

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No annual fees for life + up to 4 supplementary cards with no annual fees.

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Only Singapore citizens and Permanent Residents may apply.

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Minimum annual income requirement: S$30,000.

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Minimum spend of S$1,000 required for 2% cashback earn rate.

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Minimum spend of S$500 required for 1% cashback earn rate.

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

S$ 1,000

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To earn 2% cashback on eligible merchant categories, no cap. Otherwise, min. S$500 spend per statement month to earn 1% cashback, no cap.

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Fees / Repayment

Fees

Annual Fee Waiver

No Annual Fee

Annual Fee

No Annual Fee

Foreign Currency Transaction Fee

3 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Repayment

Minimum Payment

3 %

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3% of the outstanding balance or S$50.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

Interest on Cash Advance

28 %

Interest Free Period

23 Days

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Others

Association

World Mastercard

Supported Payment Type

Google Pay

Samsung Pay

CIMB World Mastercard

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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