CIMB World Mastercard

Boasting the highest unlimited cashback in Singapore, the CIMB World Mastercard is a formidable card to own if you spend frequently on the following categories: dining, online food delivery, movies, digital entertainment, taxi rides, ride-hailing, automobile, and luxury goods

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Cashback Dining

2 %

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With $1,000 min. spend posted in the same statement month. No cap.

Cashback Base Rate

1 %

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With $500 min. spend posted in the same statement month. No cap.

Cashback Local

2 %

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2% cashback on dining, entertainment, luxury goods and taxi with $1,000 min. spend posted in the same statement month. No cap.

Cashback Overseas

1 %

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On all other spend

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Highlights

Cashback Dining

2 %

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With $1,000 min. spend posted in the same statement month. No cap.

Cashback Base Rate

1 %

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With $500 min. spend posted in the same statement month. No cap.

Cashback Local

2 %

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2% cashback on dining, entertainment, luxury goods and taxi with $1,000 min. spend posted in the same statement month. No cap.

Cashback Overseas

1 %

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On all other spend

Offer Available

Welcome Offer

Up to S$188 Cashback

Promotion is valid for new CIMB credit cardmembers only
Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
- Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
- Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
Promotion is valid until 31 January 2025
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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No rebate cap

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Food delivery

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Annual Fee waiver

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Monthly spend required

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Benefits

Cashback

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Cashback Base Rate

1 %

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With $500 min. spend posted in the same statement month. No cap.

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Cashback Local

2 %

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2% cashback on dining, entertainment, luxury goods and taxi with $1,000 min. spend posted in the same statement month. No cap.

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Cashback Overseas

1 %

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On all other spend

restaurant

Cashback Dining

2 %

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With $1,000 min. spend posted in the same statement month. No cap.

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Cashback Retail

2 %

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With $1,000 min. spend posted in the same statement month. No cap.

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Cashback Department Store

2 %

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With $500 min. spend posted in the same statement month. Earn an addition 1% cashback on all spend with a min. spend of S$2,500 in the same statement month. No cap.

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Cashback Transport

2 %

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On Taxi and Automobile with $1,000 min. spend posted in the same statement month.

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Quick Facts

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Unlimited 2% cashback on dining, movies & digital entertainment, taxi, ride-hailing, automobile, and luxury goods.

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Unlimited 1% on all other eligible spend with no minimum spend.

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Enjoy 50% off green fees at 25 golf courses.

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Access to over 1,000 LoungeKey airport lounges globally.

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Can be used for bus and train rides with SimplyGo.

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No annual fees for life + up to 4 supplementary cards with no annual fees.

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Only Singapore citizens and Permanent Residents may apply.

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Minimum annual income requirement: S$30,000.

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Minimum spend of S$1,000 required for 2% cashback earn rate.

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Minimum spend of S$500 required for 1% cashback earn rate.

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

S$ 1,000 per month

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To earn 2% cashback on eligible merchant categories, no cap. Otherwise, min. S$500 spend per statement month to earn 1% cashback, no cap.

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Fees / Repayment

Fees

Annual Fee Waiver

No Annual Fee

Annual Fee

No Annual Fee

Foreign Currency Transaction Fee

3 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Repayment

Minimum Payment

3 %

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3% of the outstanding balance or S$50.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

Interest on Cash Advance

28 %

Interest Free Period

23 Days

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Others

Association

World Mastercard

Supported Payment Type

Google Pay

Samsung Pay

CIMB World Mastercard

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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