DBS yuu Visa Card

The DBS yuu Visa Card is ideal for everyday shoppers who want to maximise rebates and earn rewards effortlessly.

It allows you to enjoy up to 18% cash rebates or 10 miles per S$1 when spending at yuu partner merchants such as Cold Storage, Giant, foodpanda, and Gojek, with rewards earned as yuu Points.

Additionally, you’ll benefit from no minimum spend requirements, seamless rewards tracking and redemption via the yuu App, and a first-year annual fee waiver for added value.

SingSaver’s Offer

Welcome offer comparison

Best offer: The Singsaver promotion offers the most value.

DBS yuu Visa Card at a glance

Cashback

5/5 Stars

• Up to 18% cash rebates (or 10 miles per S$1 equivalent) at yuu partner merchants like Cold Storage, Giant, 7-Eleven, foodpanda, and Gojek
• Earn yuu Points on every spend with no minimum spend requirement
• yuu Points can be redeemed instantly via the yuu App for groceries, dining, rides, and more
• Rebates stack with merchant promotions and the yuu rewards ecosystem

Overseas spending

3/5 Stars

• Earn yuu Points on foreign currency transactions
• Widely accepted as part of the Visa network
• Not the most rewarding card for frequent overseas travellers compared to miles cards

Travel

2/5 Stars

• No complimentary lounge access or travel insurance
• Rewards are redeemable for travel-related vouchers via the yuu App, but options are limited

Bill payment

2/5 Stars

• No rewards on bill payments via AXS or similar channels
• Not suitable for recurring utilities or tax payments

Petrol

1/5 Stars

• No petrol discounts or fuel tie-ups
• Cashback cards or dedicated fuel cards are better choices for drivers

Annual interest rate and fees

• Annual principal fee: S$196.20 (inclusive of GST)
• Supplementary annual fee: S$98.10
• Fee waiver: 1-year waiver for principal card
• Interest-free period: 25 days
• Annual interest rate: 27.8% p.a.
• Late payment fees: S$100 if outstanding balance is more than S$200
• Minimum monthly repayment: 3% of statement balance or S$50, whichever is higher
• Foreign currency transaction fee: 3.25%
• Cash advance transaction fee:  8% or S$15, whichever is higher
• Overlimit fee: S$40

Minimum income requirements

• Singaporean/PR (age 21 to 54) minimum income: S$30,000
• Singaporean or PR (above 55) minimum income: S$15,000
• Non-Singaporean minimum income: S$45,000

Why apply for the DBS yuu Visa Card

Cashback benefits

• Up to 18% cash rebates (equivalent to 10 miles per S$1) at yuu partner merchants such as Cold Storage, Giant, 7-Eleven, foodpanda, and Gojek
• Earn yuu Points on everyday spend across thousands of outlets, with no minimum spend required
• yuu Points can be redeemed instantly for groceries, dining, transport, shopping, and more through the yuu App

Additional benefits

• First-year annual fee waiver for principal cardholders
• Seamless tracking and redemption of rewards via the yuu App
• Rebates can be stacked with ongoing merchant deals for extra savings

Everyday value

• No minimum spend to qualify for rebates, making it easy to maximise value from day one
• Flexible use of yuu Points for essentials like groceries, rides, meals, and shopping vouchers
• Rewards ecosystem is constantly expanding, adding more redemption partners and lifestyle perks

SingSaver’s take

The DBS yuu Visa Card is best suited for everyday shoppers who frequent partner merchants like supermarkets, convenience stores, food delivery platforms and ride-hailing apps. With up to 18% cash rebates and no minimum spend requirement, it’s a practical choice for those who value simplicity and instant rewards. While it doesn’t offer strong travel perks, it shines as a lifestyle card that puts savings back into your daily essentials.

Card comparison

Application process

1. Click “Apply Now” on this page.
2. Fill in your personal details manually, or use MyInfo via SingPass to auto-fill your details for faster processing.
3. Upload the required income and identity documents (especially if you’re not using MyInfo).
4. Submit your application and wait for it to be approved by DBS (typically within 3 to 5 working days).
5. Receive and activate your card.
6. Receive your rewards via Singsaver within 4 weeks.