DBS yuu Visa Card

DBS yuu Visa Card

Earn rewards points when you spend all over the island with the DBS yuu Visa Card, an enjoy a 1-year annual fee waiver as well!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 % cashback
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Annual Fee
S$ 196.2
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Monthly Spend Required
No Requirement
Min. Annual Income
S$ 30,000
Offer Available
Hinomi H1 Pro V2 Ergonomic Office Chair (worth S$999)
SingSaver Exclusive Welcome Offer
Hinomi H1 Pro V2 Ergonomic Office Chair (worth S$999)
  • SingSaver Exclusive Welcome Offer promotion runs until 25 September 2025.
  • Promotion is valid for new DBS / POSB credit cardmembers only.
  • Apply for selected DBS / POSB credit cards during the promo period with a corresponding promo code and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward:
    • Use promo code SSSEP1 to receive a Hinomi H1 Pro V2 Ergonomic Office Chair (worth S$999)
    • Use promo code SSSEP2 to receive a Shark EVOPOWER SYSTEM IQ Cordless Vacuum (worth S$599)
    • Use promo code SSSEP3 to receive an Sony WH-1000XM5 Wireless Noise-Cancelling Headphones (worth S$589)
    • Use promo code SSSEP4 to receive an Apple iPad (A16) 11" WiFi 128GB (worth S$499)
    • Use promo code SSSEP5 to receive S$370 eCapitaVouchers
  • Promotion does not stack with other welcome offers from DBS / POSB.
  • Terms and Conditions apply.
Shark EVOPOWER SYSTEM IQ Cordless Vacuum (worth S$599)
SingSaver Exclusive Welcome Offer
Shark EVOPOWER SYSTEM IQ Cordless Vacuum (worth S$599)
  • SingSaver Exclusive Welcome Offer promotion runs until 25 September 2025.
  • Promotion is valid for new DBS / POSB credit cardmembers only.
  • Apply for selected DBS / POSB credit cards during the promo period with a corresponding promo code and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward:
    • Use promo code SSSEP1 to receive a Hinomi H1 Pro V2 Ergonomic Office Chair (worth S$999)
    • Use promo code SSSEP2 to receive a Shark EVOPOWER SYSTEM IQ Cordless Vacuum (worth S$599)
    • Use promo code SSSEP3 to receive an Sony WH-1000XM5 Wireless Noise-Cancelling Headphones (worth S$589)
    • Use promo code SSSEP4 to receive an Apple iPad (A16) 11" WiFi 128GB (worth S$499)
    • Use promo code SSSEP5 to receive S$370 eCapitaVouchers
  • Promotion does not stack with other welcome offers from DBS / POSB.
  • Terms and Conditions apply.
Sony WH-1000XM5 Noise Cancelling Headphones (worth S$589)
SingSaver Exclusive Welcome Offer
Sony WH-1000XM5 Noise Cancelling Headphones (worth S$589)
  • SingSaver Exclusive Welcome Offer promotion runs until 25 September 2025.
  • Promotion is valid for new DBS / POSB credit cardmembers only.
  • Apply for selected DBS / POSB credit cards during the promo period with a corresponding promo code and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward:
    • Use promo code SSSEP1 to receive a Hinomi H1 Pro V2 Ergonomic Office Chair (worth S$999)
    • Use promo code SSSEP2 to receive a Shark EVOPOWER SYSTEM IQ Cordless Vacuum (worth S$599)
    • Use promo code SSSEP3 to receive an Sony WH-1000XM5 Wireless Noise-Cancelling Headphones (worth S$589)
    • Use promo code SSSEP4 to receive an Apple iPad (A16) 11" WiFi 128GB (worth S$499)
    • Use promo code SSSEP5 to receive S$370 eCapitaVouchers
  • Promotion does not stack with other welcome offers from DBS / POSB.
  • Terms and Conditions apply.
Apple iPad (A16) 11
SingSaver Exclusive Welcome Offer
Apple iPad (A16) 11" WiFi 128GB (worth S$499)
  • SingSaver Exclusive Welcome Offer promotion runs until 25 September 2025.
  • Promotion is valid for new DBS / POSB credit cardmembers only.
  • Apply for selected DBS / POSB credit cards during the promo period with a corresponding promo code and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward:
    • Use promo code SSSEP1 to receive a Hinomi H1 Pro V2 Ergonomic Office Chair (worth S$999)
    • Use promo code SSSEP2 to receive a Shark EVOPOWER SYSTEM IQ Cordless Vacuum (worth S$599)
    • Use promo code SSSEP3 to receive an Sony WH-1000XM5 Wireless Noise-Cancelling Headphones (worth S$589)
    • Use promo code SSSEP4 to receive an Apple iPad (A16) 11" WiFi 128GB (worth S$499)
    • Use promo code SSSEP5 to receive S$370 eCapitaVouchers
  • Promotion does not stack with other welcome offers from DBS / POSB.
  • Terms and Conditions apply.
S$370 eCapitaVouchers
SingSaver Exclusive Welcome Offer
S$370 eCapitaVouchers
  • SingSaver Exclusive Welcome Offer promotion runs until 25 September 2025.
  • Promotion is valid for new DBS / POSB credit cardmembers only.
  • Apply for selected DBS / POSB credit cards during the promo period with a corresponding promo code and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward:
    • Use promo code SSSEP1 to receive a Hinomi H1 Pro V2 Ergonomic Office Chair (worth S$999)
    • Use promo code SSSEP2 to receive a Shark EVOPOWER SYSTEM IQ Cordless Vacuum (worth S$599)
    • Use promo code SSSEP3 to receive an Sony WH-1000XM5 Wireless Noise-Cancelling Headphones (worth S$589)
    • Use promo code SSSEP4 to receive an Apple iPad (A16) 11" WiFi 128GB (worth S$499)
    • Use promo code SSSEP5 to receive S$370 eCapitaVouchers
  • Promotion does not stack with other welcome offers from DBS / POSB.
  • Terms and Conditions apply.

Things to consider

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Supermarket rebate

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Dining rebate

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Rebate cap applied

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Monthly spend required

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Benefits

Cashback

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Cashback Base Rate
0.5  %
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location_on
Cashback Local
Up to 18  %
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flight
Cashback Overseas
0.5  %
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luggage
Cashback Travel
0.5  %
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restaurant
Cashback Dining
Up to 18  %
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shopping_cart
Cashback Supermarket
Up to 18  %
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local_gas_station
Cashback Petrol
0.5  %
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sell
Cashback Retail
0.5  %
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shopping_bag
Cashback Local Online Shopping
Up to 18  %
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shopping_bag
Cashback Overseas Online Shopping
0.5  %
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health_and_safety
Cashback Health
Up to 18  %
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domain
Cashback Department Store
Up to 18  %
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commute
Cashback Transport
0.5  %
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contactless
Cashback Contactless Spend
Up to 18  %
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Quick Facts

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Up to 36X yuu Points (equivalent to 18% cashback) on yuu participating merchants.

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1X yuu Point on all other spend.

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S$1 spend = 1 yuu Point. No limit. No cap.

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Customers need to download the new rewards app as yuu Points awarded can only be tracked on yuu Rewards app.

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Redemptions of yuu Points capped at 15,600 points (S$78) per calendar month.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
No Requirement
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Repayment

Minimum Payment
3  %
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Late Payment Charge
$ 100
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Interest on Purchase
27.8  %
Interest on Cash Advance
28.5  %
Interest Free Period
25  days
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Others

Association

VISA

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

Tags

DBS yuu Visa Card DBS yuu Visa Card

DBS yuu Visa Card

 

The DBS yuu Visa Card is ideal for everyday shoppers who want to maximise rebates and earn rewards effortlessly.

It allows you to enjoy up to 18% cash rebates or 10 miles per S$1 when spending at yuu partner merchants such as Cold Storage, Giant, foodpanda, and Gojek, with rewards earned as yuu Points.

Additionally, you’ll benefit from no minimum spend requirements, seamless rewards tracking and redemption via the yuu App, and a first-year annual fee waiver for added value.

Spend Category

Rewards Earned

yuu Merchant Transactions (with S$600 minimum monthly spend)

18% Cashback or 10 mpd

yuu Merchant Transactions (no minimum spend)

5% Cashback or 2.8 mpd

All Other Spend

0.45% Cashback

 

SingSaver’s Offer

Welcome offer comparison

Provider

Offer

DBS Website

S$300 Cashback with a minimum of S$800 spent within 60 days of card approval date, and S$80 Esso Fuel discount vouchers.

Other Platforms

S$300 Cashback with a minimum of S$800 spent within 60 days of card approval date, and S$80 Esso Fuel discount vouchers.

Best offer: The Singsaver promotion offers the most value.

 

DBS yuu Visa Card at a glance

Cashback

5/5 Stars

  • Up to 18% cash rebates (or 10 miles per S$1 equivalent) at yuu partner merchants like Cold Storage, Giant, 7-Eleven, foodpanda, and Gojek
  • Earn yuu Points on every spend with no minimum spend requirement
  • yuu Points can be redeemed instantly via the yuu App for groceries, dining, rides, and more
  • Rebates stack with merchant promotions and the yuu rewards ecosystem

Overseas spending

3/5 Stars

  • Earn yuu Points on foreign currency transactions
  • Widely accepted as part of the Visa network
  • Not the most rewarding card for frequent overseas travellers compared to miles cards

Travel

2/5 Stars

  • No complimentary lounge access or travel insurance
  • Rewards are redeemable for travel-related vouchers via the yuu App, but options are limited

Bill payment

2/5 Stars

  • No rewards on bill payments via AXS or similar channels
  • Not suitable for recurring utilities or tax payments

Petrol

1/5 Stars

  • No petrol discounts or fuel tie-ups
  • Cashback cards or dedicated fuel cards are better choices for drivers

Annual interest rate and fees

  • Annual principal fee: S$196.20 (inclusive of GST)
  • Supplementary annual fee: S$98.10
  • Fee waiver: 1-year waiver for principal card
  • Interest-free period: 25 days
  • Annual interest rate: 27.8% p.a.
  • Late payment fees: S$100 if outstanding balance is more than S$200
  • Minimum monthly repayment: 3% of statement balance or S$50, whichever is higher
  • Foreign currency transaction fee: 3.25%
  • Cash advance transaction fee:  8% or S$15, whichever is higher
  • Overlimit fee: S$40

Minimum income requirements

  • Singaporean/PR (age 21 to 54) minimum income: S$30,000
  • Singaporean or PR (above 55) minimum income: S$15,000
  • Non-Singaporean minimum income: S$45,000

 

Why apply for the DBS yuu Visa Card

Cashback benefits

  • Up to 18% cash rebates (equivalent to 10 miles per S$1) at yuu partner merchants such as Cold Storage, Giant, 7-Eleven, foodpanda, and Gojek
  • Earn yuu Points on everyday spend across thousands of outlets, with no minimum spend required
  • yuu Points can be redeemed instantly for groceries, dining, transport, shopping, and more through the yuu App

Additional benefits

  • First-year annual fee waiver for principal cardholders
  • Seamless tracking and redemption of rewards via the yuu App
  • Rebates can be stacked with ongoing merchant deals for extra savings

Everyday value

  • No minimum spend to qualify for rebates, making it easy to maximise value from day one
  • Flexible use of yuu Points for essentials like groceries, rides, meals, and shopping vouchers
  • Rewards ecosystem is constantly expanding, adding more redemption partners and lifestyle perks

SingSaver’s take

The DBS yuu Visa Card is best suited for everyday shoppers who frequent partner merchants like supermarkets, convenience stores, food delivery platforms and ride-hailing apps. With up to 18% cash rebates and no minimum spend requirement, it’s a practical choice for those who value simplicity and instant rewards. While it doesn’t offer strong travel perks, it shines as a lifestyle card that puts savings back into your daily essentials.

 

Pros & cons

Pros Cons
  • Generous cashback: Up to 18% rebates or 10 mpd equivalent at yuu partner merchants
  • No minimum spend: Start earning rebates from your very first dollar
  • Flexible redemption: Use yuu Points for groceries, dining, rides, and more directly in the yuu App
  • Limited to yuu ecosystem: Best value is at partner merchants, with lower earn rates elsewhere
  • Few travel perks: No lounge access, insurance, or bonus overseas spend rates
  • Annual fee after first year: S$196.20 unless waived with sufficient spend

 

Card comparison

Card

Miles/Rewards

Annual Fee (Principal)

Other Perks

DBS yuu Visa Card

Up to 18% cash rebates (10 mpd equivalent) at yuu merchants like Cold Storage, Giant, 7-Eleven, foodpanda & Gojek; earn yuu Points on all spend

S$196.20 (1-year waiver)

No minimum spend; instant redemption via yuu App; stackable with merchant promotions

UOB EVOL Card

Up to 8% cashback on online and mobile contactless spend (min. S$600 monthly spend, capped at S$20 per category)

S$414.20 (1-year waiver)

Annual fee waiver with 3 transactions/month; integrates with UOB TMRW app for tracking; eco-friendly card design

OCBC 360 Credit Card

Up to 6% cashback on dining and online food delivery, 5% on petrol, 3% on groceries & utilities; 0.3% on all other spend

S$196.20 (2-year waiver)

No cap on 0.3% base cashback; higher rebates with minimum S$800 spend; family-friendly everyday cashback structure

 

Application process

  1. Click “Apply Now” on this page.
  2. Fill in your personal details manually, or use MyInfo via SingPass to auto-fill your details for faster processing.
  3. Upload the required income and identity documents (especially if you’re not using MyInfo).
  4. Submit your application and wait for it to be approved by DBS (typically within 3 to 5 working days).
  5. Receive and activate your card.
  6. Receive your rewards via Singsaver within 4 weeks.

Frequently asked questions about DBS yuu Visa Card

Is DBS yuu Card a debit card or a credit card?

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The DBS yuu Visa Card is a credit card.

Is the DBS yuu Card worth it?

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The DBS yuu Visa Card is worth it if you shop regularly at yuu merchants like Cold Storage, Giant, foodpanda and Gojek, as it gives up to 18% rebates with no minimum spend. If you’re looking for strong travel perks or high overseas rewards, other cards may suit you better.

What is the benefit of the yuu card?

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The main benefit of the DBS yuu Visa Card is up to 18% rebates at yuu partner merchants with no minimum spend, plus instant rewards redemption via the yuu App.

Is yuu membership free?

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Yes, yuu membership is free to join. Simply sign up via the yuu App to start earning points on everyday purchases at partner merchants.

Related pages

© 2015-2025 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.