DCS Flex Visa Platinum Card

DCS Flex Visa Platinum Card

Why let a bank tell you how to spend your rewards? With our DCS Flex Visa Platinum Card, you're in total control. Flex between Air Miles, Cash Rebates, Investment Credits, or Carbon Offsets right inside the app. Switch tracks whenever your lifestyle changes, and tap your way to up to 8% cash rebates or 2.4 miles per dollar on contactless, online, and overseas spend. Ditch the rigid rules. Start flexing.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 % cashback
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Annual Fee
S$ 130.8
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Monthly Spend Required
S$ 600
Minimum Annual Income
S$ 30,000
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Offer Available
GOTRIP Luggage Bag 20-inch (worth S$200)
Welcome Offer
GOTRIP Luggage Bag 20-inch (worth S$200)
  • Welcome Offer promotion is valid from 10 July 2026 to 31 August 2026. 
  • Promotion is valid for new customers of DCS cards only.
  • Apply and get approved for the DCS Flex Visa Platinum Card, DCS Ultimate Platinum Mastercard, or DCS Ultimate Platinum UnionPay Card and meet the min. spend criteria within 30 days of card approval to be eligible for reward:
    • Make a min. spend of S$500 within 30 days of card approval to be eligible for a 20-inch GOTRIP Luggage Bag.
    • Make a min. spend of S$800 within 30 days of card approval to be eligible for a 24-inch GOTRIP Luggage Bag.
    • You will only receive one of the above rewards.
  • Terms and Conditions apply
GOTRIP Luggage Bag 24-inch (worth S$300)
Welcome Offer
GOTRIP Luggage Bag 24-inch (worth S$300)
  • Welcome Offer promotion is valid from 10 July 2026 to 31 August 2026. 
  • Promotion is valid for new customers of DCS cards only.
  • Apply and get approved for the DCS Flex Visa Platinum Card, DCS Ultimate Platinum Mastercard, or DCS Ultimate Platinum UnionPay Card and meet the min. spend criteria within 30 days of card approval to be eligible for reward:
    • Make a min. spend of S$500 within 30 days of card approval to be eligible for a 20-inch GOTRIP Luggage Bag.
    • Make a min. spend of S$800 within 30 days of card approval to be eligible for a 24-inch GOTRIP Luggage Bag.
    • You will only receive one of the above rewards.
  • Terms and Conditions apply

Things to consider

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Shopping Rebate

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Dining Rebate

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Online Rebate

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Overseas Rebate

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Monthly Spend Required

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Benefits

Cashback

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Cashback Overseas
8  %
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Cashback Local Online Shopping
6  %
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Cashback Contactless Spend
6  %
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Cashback Base Rate
0.3  %
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Airmiles

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Airmiles Overseas
2.4  miles / dollar
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Airmiles Local Online Shopping
1.8  miles / dollar
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Airmiles Contactless Spend
1.8  miles / dollar
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Airmiles Base Rate
0.4  miles / dollar
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Investment Credits

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Investment Credits Overseas Spending
8  %
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Investment Credits Local Online Shopping
6  %
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Investment Credits Contactless Spend
6  %
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Investment Credits Base Rate
0.3  %
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Quick Facts

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Switch your preferred rewards flexibly between cashback, air miles, investment credits or carbon credits

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Up to 8% cashback / investment credits / carbon credits or 2.4 mpd from foreign currency spend

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Up to 6% cashback / investment credits / carbon credits or 1.8 mpd from online shopping and contactless transactions

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Complimentary insurance coverage of up to S$1 million for Regular Credit Cardmembers.

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S$600 minimum monthly spend.

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Monthly service fee applies (waived for first 12 months).

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
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Monthly Spend Required
S$ 600
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 130.8
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 20
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Repayment

Minimum Payment
5  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.8  % p.a.
Interest on Cash Advance
29  % p.a.
Interest Free Period
52  days
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Others

Association

VISA

Tags

DCS Flex Visa Platinum Card DCS Flex Visa Platinum Card

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