DCS Ultimate Platinum Mastercard

The DCS Ultimate Platinum Mastercard gives you 2% fuss-free cashback, with no minimum spend, along with a flight of Mastercard privileges, so you can always live your best life.

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Card benefit

% cashback

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There’s no minimum spend required, but cashback is capped at S$200 per calendar month. Card transactions in foreign currencies will be converted to Singapore Dollars at the retail rate set by DCS, plus a conversion commission.

Annual Fee

S$ 196.2

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First Year Waived

Min. Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above). S$60,000 and above per annum (Foreigner).

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Highlights

Card benefit

% cashback

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Annual Fee

S$ 196.2

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First Year Waived

Min. Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above). S$60,000 and above per annum (Foreigner).

Things to consider when choosing this card:

Things to consider

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Online shopping rebate

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Travel insurance

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No monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate

2 %

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No minimum spend; cashback is capped at S$200 per calendar month.

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Cashback Local

2 %

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No minimum spend; cashback is capped at S$200 per calendar month.

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Cashback Overseas

2 %

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Card transactions made in foreign currencies will be converted to Singapore Dollars based on a retail rate by DCS plus a conversion commission.

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Cashback Travel

2 %

restaurant

Cashback Dining

2 %

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Cashback Supermarket

2 %

local_gas_station

Cashback Petrol

2 %

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Cashback Retail

2 %

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Cashback Local Online Shopping

2 %

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Cashback Overseas Online Shopping

2 %

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Card transactions made in foreign currencies will be converted to Singapore Dollars based on a retail rate by DCS plus a conversion commission.

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Cashback Health

2 %

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Cashback Department Store

2 %

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Cashback Digital Wallet

2 %

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Cashback Transport

2 %

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Quick Facts

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Get up to 2% cashback on all purchases with no minimum spend.

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Free Insurance Coverage of up to S$1,000,000.

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Cashback is awarded up to a monthly spend of S$10,000 (capped at S$200 cashback per calendar month).

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Guides

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Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above). S$60,000 and above per annum (Foreigner).

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 20

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Or 6% of amount withdrawn, whichever is greater.

Repayment

Minimum Payment

5 %

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5% of outstanding balance or S$50 (whichever is greater) or the full amount if below S$50; plus all past due amount and any amount exceeding Credit Limit.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27 %

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p.a.

Interest on Cash Advance

29 %

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p.a.

Interest Free Period

57 days

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Others

Association

Mastercard

DCS Ultimate Platinum Mastercard

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

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