DCS Ultimate Platinum Mastercard

Updated: 13 Aug 2026
DCS Ultimate Platinum Mastercard
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Ideal for
Flat rate cashback
Card benefit
2% cashback
Annual Fee
S$196.20
Min. Annual Income
S$30,000
Supported Payment Network:
Supported Payment Type:

Offers

SingSaver Reward up to S$461

Apply through SingSaver and choose from 3 premium rewards
Limited time only
gift logo

Worth S$350

Limited time only
gift logo

Worth S$61

Limited time only
gift logo

Worth S$50

SingSaver Exclusive Welcome Offer
  • Get up to a 24-inch GOTRIP Luggage + S$50 Gojek Voucher

Stackable Welcome Offer
  • S$61 Cash Rebate

Stackable Welcome Offer
  • +4% Cash Rebate on FX spend

Highlights

SingSaver's Take

Get up to 2% cashback on all purchases with no minimum spend.
Free Insurance Coverage of up to S$1,000,000.
Cashback is awarded up to a monthly spend of S$10,000 (capped at S$200 cashback per calendar month).

Things to Consider

Online shopping rebate
Travel insurance
No monthly spend required

Benefits

Cashback Base Rate
2 %
Cashback Local
2 %
Cashback Overseas
2 %

Fees & Charges

Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Cash Advance Service Charge
S$ 20

Late Payment Charge
S$ 100

Installment Rate
0 %
Installment Tenure
Up to 24 months
Installment Processing Fee
No processing Fee

Eligibility

Min. Annual Income
S$ 30,000
Minimum Age
21 years old

Check on more DCS card options

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DCSDCS CASHBACK Card
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DCS Flex Visa Platinum Card
DCSDCS Flex Visa Platinum Card
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DCS Ultimate Platinum UnionPay Card
DCSDCS Ultimate Platinum UnionPay Card
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SingSaver Promo Code
Annual Fee
S$196.20
S$130.8
S$196.20
Cashback Local
5 %
2 %
Airmiles Base Rate
0.4 miles / dollar

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