DCS Ultimate Platinum UnionPay Card

Live it up with the DCS Ultimate Platinum UnionPay Card, which opens up a world of benefits with a complimentary Sands Rewards Lifestyle Elite tier membership, on top of 2% cashback with no minimum spend required.

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Card benefit

% cashback

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No minimum spend; cashback is capped at S$200 per calendar month.

Annual Fee

S$ 196.2

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First Year Waived

Minimum Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above). S$60,000 and above per annum (Foreigner).

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Highlights

Card benefit

% cashback

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No minimum spend; cashback is capped at S$200 per calendar month.

Annual Fee

S$ 196.2

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First Year Waived

Minimum Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above). S$60,000 and above per annum (Foreigner).

Offer Available

CATERPILLAR Industrial Plate Trunk (worth S$320)

Welcome Offer

CATERPILLAR Industrial Plate Trunk (worth S$320)

+ 1 other gift options

Welcome Offer promotion runs until 31 October 2025.
Promotion is valid for new and existing DCS credit cardmembers.
Apply for any 2 participating DCS credit cards and make a min. cumulative spend of S$350 per month for 2 consecutive months from card approval date to be eligible for 1x CATERPILLAR Industrial Plate Trunk (worth S$320)
- S$350 spend is shared across both cards
Apply for any 2 participating DCS credit cards and make a min. cumulative spend of S$150 per month for 2 consecutive months from card approval date to be eligible for S$20 Cashback.
Terms and Conditions apply.

Things to consider when choosing this card:

Things to consider

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Online shopping rebate

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Travel insurance

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No monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate

2 %

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No minimum spend; cashback is capped at S$200 per calendar month.

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Cashback Local

2 %

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No minimum spend; cashback is capped at S$200 per calendar month.

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Cashback Overseas

2 %

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No minimum spend; cashback is capped at S$200 per calendar month.

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Quick Facts

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Get up to 2% cashback on all purchases with no minimum spend.

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Free Insurance Coverage of up to S$1,000,000.

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Cashback is awarded up to a monthly spend of S$10,000 (capped at S$200 cashback per calendar month).

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above). S$60,000 and above per annum (Foreigner).

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 20 %

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Or 6% of amount withdrawn, whichever is greater.

Repayment

Minimum Payment

5 %

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5% of outstanding balance or S$50 (whichever is greater) or the full amount if below S$50; plus all past due amount and any amount exceeding Credit Limit.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27 %

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p.a.

Interest on Cash Advance

29 %

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p.a.

Interest Free Period

57 days

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Others

Association

Mastercard

DCS Ultimate Platinum UnionPay Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

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