NTUC Link Credit Card by Trust Bank

Get rewarded for shopping at FairPrice Group merchants with the NTUC Link Credit Card by Trust Bank. Enjoy up to 21% savings with a low minimum spend of S$350 monthly.

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Card benefit

% cashback

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Earn up to 21% cashback in Linkpoints on supermarket purchases, with exclusive offers for FairPrice members, including up to 20% cashback on petrol with specific credit card conditions and 2.5% on groceries, additional bonuses based on spending.

Annual Fee

No Annual Fee

Monthly Spend Required

None

Min. Annual Income

S$ 30,000

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Highlights

Card benefit

% cashback

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Annual Fee

No Annual Fee

Monthly Spend Required

None

Min. Annual Income

S$ 30,000

Things to consider when choosing this card:

Things to consider

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Supermarket rebate

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Petrol rebate

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Annual Fee waiver

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Monthly spend required

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Benefits

Cashback

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Cashback Base Rate

0.22 %

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2.5% on FairPrice groceries.

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Cashback Local

0.22 %

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2.5% on FairPrice groceries.

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Cashback Overseas

0.22 %

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2.5% on FairPrice groceries.

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Cashback Supermarket

Up to 21 %

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Cashback provided in Linkpoints. 2.5% base rate Earn unlimited savings of 0.5% on FPG groceries and 0.22% on all other eligible spend. Exclusive for FairPrice members only! Earn additional 2% on FPG groceries^, capped at 12,000 Linkpoints a year. 6.0% monthly bonus. Earn 6.0% on FPG spend when you meet a monthly minimum eligible spend of S$350 outside of FPG, capped at 5,500 Linkpoints. 10.5% quarterly bonus Earn 10.5% on FPG spend when you meet your monthly minimum eligible spend for 3 consecutive months, capped at 7,500 Linkpoints. 2.0% FairPrice annual member bonus. Earn 2% once a year on FPG groceries, capped at 12,000 Linkpoints.

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Cashback Petrol

20 %

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Cashback provided in Linkpoints. Get 17% upfront discount +0.22% Linkpoints rebate on nett transaction amount +3.5% Linkpoints rebate on nett transaction amount if you meet minimum monthly spend = Total fuel savings up to 20%. Total Linkpoints rebates are subject to a cap of 5500 Linkpoints per month. Minimum monthly spend is S$450 for Trust Link Credit Card, and S$350 for NTUC Link Credit Card. Payment must be made using a Trust credit card. Valid from 1 March to 31 Dec 2023. Offer is only available if you present your Trust card to the counter staff and pay with it at physical stores or CaltexGO app.

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Quick Facts

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No foreign transaction fees (not even the 1% Visa charge).

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Up to 21% savings on groceries and food at FairPrice Group merchants.

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Up to 20.2% petrol savings at Caltex and Esso.

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No annual fees and cash advance fees.

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Track rewards and get repayment reminders with the Trust app.

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Rates are exclusive for NTUC Union Members only. Savings are up to 15% for Non-Union Members.

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Cashback provided in Linkpoints.

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Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

No Annual Fee

Annual Fee

No Annual Fee

Foreign Currency Transaction Fee

No Foreign Currency Transaction Fee

Repayment

Minimum Payment

S$ 50

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S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

26.9 %

Interest on Cash Advance

26.9 %

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Others

Association

VISA Signature

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NTUC Link Credit Card by Trust Bank

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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