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Find The Best Credit Cards in Singapore 2024

Discover the best credit cards in Singapore on SingSaver! Whether you’re after air miles, cashback or reward points, we’ve got you covered. Explore a range of cards from top banks and financial institutions in Singapore, and find the perfect card for your lifestyle and spending habits.

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FEATURED
Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Overseas
2  miles per dollar
Airmiles Local
1.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 10th Gen WiFi 64GB (worth S$691.60)
Apple iPad 10th Gen WiFi 64GB (worth S$691.60)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

FEATURED
Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card

Cashback Overseas
1.5  %
Cashback Local
1.5  %
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Up to S$420
Up to S$420

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

Installment

FEATURED
HSBC Revolution Credit Card

HSBC Revolution Credit Card

Cashback Local
2.5  %
info
Rewards Points Contactless Spend
10  point per dollar
info
Rewards Points Online Shopping
10  point per dollar
info
Annual Fee
No Annual Fee

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

Mobile contactless rebate

check

Online shopping rebate

check

Travel rebate

check

No Annual Fee

Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Overseas
2  miles per dollar
Airmiles Local
1.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 10th Gen WiFi 64GB (worth S$691.60)
Apple iPad 10th Gen WiFi 64GB (worth S$691.60)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card

Cashback Overseas
1.5  %
Cashback Local
1.5  %
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Up to S$420
Up to S$420

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

Installment

HSBC Revolution Credit Card

HSBC Revolution Credit Card

Cashback Local
2.5  %
info
Rewards Points Contactless Spend
10  point per dollar
info
Rewards Points Online Shopping
10  point per dollar
info
Annual Fee
No Annual Fee

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

Mobile contactless rebate

check

Online shopping rebate

check

Travel rebate

check

No Annual Fee

CIMB Visa Signature Card

CIMB Visa Signature Card

Cashback Travel
10  %
info
Cashback Overseas
0.2  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee
info

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Apple AirPods Pro 2nd Gen (worth S$365.70)
Apple AirPods Pro 2nd Gen (worth S$365.70)

Valid until

31 March 2024

Best Deal Guarantee
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)

Valid until

31 March 2024

Best Deal Guarantee
S$280 cash via PayNow
S$280 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

Online shopping rebate

check

Supermarket rebate

check

Annual Fee waiver

remove

Rebate cap applied

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee
info
Cashback Transport
6  %
info
Monthly Spend Required
None

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

31 March 2024

Best Deal Guarantee
Apple AirPods Pro 2nd Gen (worth S$365.70)
Apple AirPods Pro 2nd Gen (worth S$365.70)

Valid until

31 March 2024

Best Deal Guarantee
Up to S$340
Up to S$340

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Public transportation

check

Installment

check

No Annual Fee

Citi Cash Back+ Card

Citi Cash Back+ Card

Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
Cashback Base Rate
1.6  %
info
Monthly Spend Required
None

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Dyson V8 Slim Fluffy (worth S$509)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

High-value gift

HSBC TravelOne Credit Card

HSBC TravelOne Credit Card

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2.4  miles per dollar
Minimum Annual Income
S$ 30,000
Airport Lounge Access
4  visits per year*
info

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

check

Bonus air miles

CIMB World Mastercard

CIMB World Mastercard

Cashback Dining
2  %
info
Cashback Base Rate
1  %
info
Cashback Local
2  %
info
Cashback Overseas
1  %
info

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Apple AirPods Pro 2nd Gen (worth S$365.70)
Apple AirPods Pro 2nd Gen (worth S$365.70)

Valid until

31 March 2024

Best Deal Guarantee
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)

Valid until

31 March 2024

Best Deal Guarantee
S$280 cash via PayNow
S$280 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

Food delivery

check

Annual Fee waiver

remove

Monthly spend required

Standard Chartered Journey Credit Card

Standard Chartered Journey Credit Card

Airmiles Overseas
2  miles per dollar
Airmiles Local
1.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

3 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

31 March 2024

Best Deal Guarantee
+PLUS Chelsea Cabin-In 54/23 Luggage (worth S$369)
+PLUS Chelsea Cabin-In 54/23 Luggage (worth S$369)

Valid until

31 March 2024

Best Deal Guarantee
Up to S$160
Up to S$160

Valid until

31 March 2024

Welcome Offer
Up to 45,000 miles
Up to 45,000 miles

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Citi Rewards Card

Citi Rewards Card

Rewards Points Online Shopping
10  points per dollar
Rewards Points Retail
10  points per dollar
info
Rewards Points Online Food Delivery
10  points per dollar
Rewards Points Taxi Ride Sharing
10  points per dollar
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Dyson V8 Slim Fluffy (worth S$509)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Travel insurance

check

Annual Fee waiver

check

High-value gift

HSBC Advance Credit Card

HSBC Advance Credit Card

Cashback Local
2.5  %
info
Cashback Base Rate
1.5  %
info
Monthly Spend Required
S$ 0
info
Cashback Overseas
2.5  %
info

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

No monthly spend required

check

Travel insurance

check

Annual Fee waiver

remove

Rebate cap applied

CIMB Visa Infinite Card

CIMB Visa Infinite Card

Cashback Overseas
Unlimited 2  %
info
Cashback Travel
Unlimited 2  %
info
Cashback Local Online Shopping
Unlimited 1  %
Monthly Spend Required
S$ 2,000

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Apple AirPods Pro 2nd Gen (worth S$365.70)
Apple AirPods Pro 2nd Gen (worth S$365.70)

Valid until

31 March 2024

Best Deal Guarantee
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)

Valid until

31 March 2024

Best Deal Guarantee
S$280 cash via PayNow
S$280 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

Airport lounge

check

Travel insurance

check

Annual Fee waiver

Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

Monthly Spend Required
None
Rewards Points Baseline
1  point per dollar
info
Rewards Points Overseas Spending
10  points per dollar
info
Rewards Points Dining
5  points per dollar
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

31 March 2024

Best Deal Guarantee
Apple AirPods Pro 2nd Gen (worth S$365.70)
Apple AirPods Pro 2nd Gen (worth S$365.70)

Valid until

31 March 2024

Best Deal Guarantee
Up to S$340
Up to S$340

Valid until

31 March 2024

Things to consider for this product:

check

Overseas rebate

check

No monthly spend required

check

Travel insurance

remove

Rebate cap applied

American Express True Cashback Card

American Express True Cashback Card

Annual Fee
S$ 174.4
info
Cashback Base Rate
1.5  %
info
Monthly Spend Required
None
Complimentary Travel Insurance
Yes

2 Offers Available

March Madness Grand Lucky Draw
1x chance to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
1x chance to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
S$150 Cash via PayNow
S$150 Cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Travel insurance

remove

Annual Fee required

Maybank Horizon Visa Signature Card

Maybank Horizon Visa Signature Card

Airmiles Overseas
3.2  miles per dollar
info
Airmiles Flight Booking
3.2  miles per dollar
info
Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Overseas/Foreign spend

check

Air tickets

check

Dining

remove

Rebate cap applied

American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card

Airmiles Local
1.1  miles per dollar
Airmiles Overseas
2  miles per dollar
info
Air Miles Conversion Fee
No Fee
Annual Fee Waiver
1 year

Offer Available

Welcome Offer
Receive up to 17,000 KrisFlyer miles + S$100 eCapitaVoucher
Receive up to 17,000 KrisFlyer miles + S$100 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

No monthly spend required

check

Retail discount

remove

Annual Fee required

UOB One Card

UOB One Card

Cashback Local
10  %
info
Cashback Supermarket
Up to 10  %
info
Monthly Spend Required
S$ 2,000
info
Cashback Transport
Up to 10  %
info

2 Offers Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 March 2024

Welcome Offer
15% cashback
15% cashback

Valid until

31 March 2024

Things to consider for this product:

check

Supermarket rebate

check

Grab/taxi rebate

remove

Monthly spend required

remove

Rebate cap applied

Citi Cash Back Card

Citi Cash Back Card

Cashback Local
8  %
info
Cashback Petrol
8  %
info
Monthly Spend Required
S$ 800  per month
info
Cashback Base Rate
0.25  %
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Dyson V8 Slim Fluffy (worth S$509)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

Dining rebate

check

Supermarket rebate

check

High-value gift

remove

Rebate cap applied

American Express Platinum Card

American Express Platinum Card

Annual Fee
S$ 1,744
Airport Lounge Access
Unlimited
info
Rewards Points Retail
Up to 20  points per dollar
info
Rewards Points Travel
5  points per dollar
info

2 Offers Available

Welcome Offer
Complimentary one-night stay at The Ritz Carlton, Millenia Singapore (worth S$590)
Complimentary one-night stay at The Ritz Carlton, Millenia Singapore (worth S$590)

Valid until

31 March 2024

Welcome Offer
Get up to 135,000 Membership Rewards® points
Get up to 135,000 Membership Rewards® points

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Dining savings

check

Airport lounge

remove

Annual Fee required

American Express Singapore Airlines Business Credit Card

American Express Singapore Airlines Business Credit Card

Airmiles Local
1.8  HighFlyer points
info
Airmiles Overseas
1.8  HighFlyer points
info
Airmiles Flight Booking
Up to 8.5  HighFlyer points
info
Airport Lounge Access
2  visits per year*
info

2 Offers Available

Welcome Offer
68,000 HighFlyer points (worth S$647)
68,000 HighFlyer points (worth S$647)

Valid until

29 May 2024

Welcome Offer
Samsonite Choca Spinner 68/25 (worth S$700) and 10,800 HighFlyer points
Samsonite Choca Spinner 68/25 (worth S$700) and 10,800 HighFlyer points

Valid until

29 May 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

Air ticket rebate

remove

Rebate cap applied

UOB Lady's Card

UOB Lady's Card

Airmiles Local
6  miles per dollar
info
Airmiles Overseas
6  miles per dollar
info
Airmiles Base Rate
0.4  miles per dollar
info
Airmiles Bonus Cap
6,000  miles
info

Offer Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 March 2024

Things to consider for this product:

check

Local spending rebate

check

Installment

check

No monthly spend required

remove

Rebate cap applied

Maybank Family & Friends Card

Maybank Family & Friends Card

Cashback Local
8  %
info
Cashback Overseas
8  %
info
Monthly Spend Required
S$ 800  per month
info
Cashback Base Rate
0.3  %
info

Things to consider for this product:

check

Local spending rebate

check

Annual Fee waiver

remove

Rebate cap applied

remove

Monthly spend required

KrisFlyer UOB Credit Card

KrisFlyer UOB Credit Card

Airmiles Local
3  miles per dollar
info
Air Miles Conversion Fee
No Fee
Airmiles Flight Booking
3  miles per dollar
info
Complimentary Travel Insurance
Up to S$500,000

Offer Available

Welcome Offer
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Annual Fee waiver

remove

Monthly spend required

Maybank Manchester United Platinum Visa Credit Card

Maybank Manchester United Platinum Visa Credit Card

Cashback Base Rate
Up to 3  %
info
Airmiles Base Rate
Up to 2  miles per dollar
info
Minimum Annual Income
S$ 30,000
info
Monthly Spend Required
None

Things to consider for this product:

check

Local spending rebate

check

No monthly spend required

check

No rebate cap

check

Travel insurance

UOB Absolute Cashback Card

UOB Absolute Cashback Card

Cashback Local
1.7  %
Monthly Spend Required
None
Cashback Overseas
1.7  %
Cashback Insurance
1.7  %

Offer Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Insurance rebate

check

Local spending rebate

UOB EVOL Card

UOB EVOL Card

Cashback Local Online Shopping
8  %
info
Cashback Digital Wallet
8  %
info
Monthly Spend Required
S$ 600  per month
info
Cashback Contactless Spend
8  %
info

Offer Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 March 2024

Things to consider for this product:

check

Online shopping rebate

check

Mobile contactless rebate

remove

Monthly spend required

remove

Rebate cap applied

Maybank Platinum Visa Card

Maybank Platinum Visa Card

Cashback Local
Up to 3.33  %
info
Monthly Spend Required
S$ 300
info
Cashback Base Rate
3.33  %
info
Cashback Overseas
Up to 3.33  %
info

Things to consider for this product:

check

Local spending rebate

check

Overseas rebate

check

Annual Fee waiver

remove

Rebate cap applied

UOB PRVI Miles World MasterCard

UOB PRVI Miles World MasterCard

Airmiles Local
1.4  miles per dollar
Airmiles Overseas
2.4  miles per dollar
Annual Fee
S$ 261.6
info
Airmiles Travel
6  miles per dollar
info

2 Offers Available

Welcome Offer
30,000 miles with annual fee waiver
30,000 miles with annual fee waiver

Valid until

31 March 2024

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

American Express Platinum Credit Card

American Express Platinum Credit Card

Annual Fee
S$ 327
Rewards Points Baseline
2  points per dollar
info
Rewards Points Retail
10  points per dollar
info
Rewards Points Dining
10  points per dollar
info

Offer Available

Welcome Offer
Up to S$400 eCapitaVoucher + 1,250 Membership Rewards® Points
Up to S$400 eCapitaVoucher + 1,250 Membership Rewards® Points

Valid until

31 March 2024

Things to consider for this product:

check

Unlimited air miles

check

Dining savings

remove

Annual Fee required

American Express Singapore Airlines KrisFlyer Ascend Credit Card

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
info
Annual Fee Waiver
Not available
Airport Lounge Access
4  visits per year*
info

Offer Available

Welcome Offer
Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers
Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers

Valid until

31 March 2024

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

remove

Annual Fee required

DBS Live Fresh Card

DBS Live Fresh Card

Cashback Local Online Shopping
Up to 6  %
info
Cashback Contactless Spend
Up to 6  %
info
Annual Fee
S$ 196.2
info
Cashback Retail
Up to 6  %
info

Offer Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Online Rebate

check

Shopping

check

Public transportation

remove

Rebate cap applied

remove

Monthly spend required

POSB Everyday Card

POSB Everyday Card

Cashback Local
Up to 10  %
info
Cashback Dining
Up to 10  %
info
Cashback Base Rate
0.3  %
info
Fuel Savings
Up to 20.1  %
info

Offer Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Food delivery

check

Online shopping rebate

remove

Rebate cap applied

remove

Monthly spend required

DBS yuu American Express Card

DBS yuu American Express Card

Cashback Base Rate
0.5  %
info
Cashback Local
Up to 18  %
info
Cashback Supermarket
Up to 18  %
info
Cashback Retail
0.5  %
info

2 Offers Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Welcome Offer
S$60 cashback
S$60 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Supermarket rebate

check

Dining rebate

remove

Rebate cap applied

remove

Monthly spend required

DBS yuu Visa Card

DBS yuu Visa Card

Cashback Base Rate
0.5  %
info
Cashback Local
Up to 18  %
info
Cashback Supermarket
Up to 18  %
info
Cashback Retail
0.5  %
info

Offer Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Supermarket rebate

check

Dining rebate

remove

Rebate cap applied

remove

Monthly spend required

DBS Vantage Visa Infinite Card

DBS Vantage Visa Infinite Card

Cashback Local
1.5  %
info
Cashback Overseas
2.2  %
info
Airmiles Local
1.5  miles per dollar
info
Airmiles Overseas
2.2  miles per dollar
info

Offer Available

Welcome Offer
Up to 85,000 miles
Up to 85,000 miles

Valid until

31 May 2024

Things to consider for this product:

check

Bonus air miles

check

Local spending rebate

check

Overseas rebate

check

Airport lounge

DBS Woman's World Card

DBS Woman's World Card

Monthly Spend Required
None
Rewards Points Overseas Spending
10  DBS Points
info
Rewards Points Online Shopping
10  DBS Points per S$5
info
Rewards Bonus Cap
S$ 1,500  per calendar month

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Installment

remove

Rebate cap applied

DCS Ultimate Platinum Mastercard

DCS Ultimate Platinum Mastercard

Annual Fee
S$ 196.2
info
Cashback Base Rate
2  %
info
Annual Fee Waiver
1 year
Complimentary Travel Insurance
Up to S$1,000,000

Things to consider for this product:

check

Online shopping rebate

check

Travel insurance

check

No monthly spend required

remove

Rebate cap applied

DCS Ultimate Platinum UnionPay Card

DCS Ultimate Platinum UnionPay Card

Annual Fee
S$ 196.2
info
Cashback Base Rate
2  %
info
Annual Fee Waiver
1 year
Complimentary Travel Insurance
Up to S$1,000,000

Things to consider for this product:

check

Online shopping rebate

check

Travel insurance

check

No monthly spend required

remove

Rebate cap applied

DBS Woman's Card

DBS Woman's Card

Rewards Points Online Shopping
Up to 5  DBS Points
info
Rewards Points Online Food Delivery
Up to 5  DBS Points
info
Rewards Points Taxi Ride Sharing
Up to 5  DBS Points
info
Rewards Points Travel
Up to 5  DBS Points
info

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Installment

remove

Rebate cap applied

DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Airmiles Hotel Booking
Up to 10  miles per dollar
info
Airport Lounge Access
2  visits per year*
info

2 Offers Available

Welcome Offer
Up to 53,000 miles
Up to 53,000 miles

Valid until

31 May 2024

Welcome Offer
Up to 43,000 miles plus first-year annual fee waiver
Up to 43,000 miles plus first-year annual fee waiver

Valid until

31 May 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

No expiry air miles

check

Unlimited air miles

DBS Altitude American Express Card

DBS Altitude American Express Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Airmiles Hotel Booking
Up to 10  miles per dollar
info
Airport Lounge Access
2  visits per year*
info

2 Offers Available

Welcome Offer
Up to 60,000 miles
Up to 60,000 miles

Valid until

31 May 2024

Welcome Offer
Up to 50,000 miles plus first-year annual fee waiver
Up to 50,000 miles plus first-year annual fee waiver

Valid until

31 May 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

No expiry air miles

check

Unlimited air miles

Standard Chartered Visa Infinite Credit Card

Standard Chartered Visa Infinite Credit Card

Airmiles Local
1.4  miles per dollar
info
Airmiles Overseas
3  miles per dollar
Airport Lounge Access
6  visits per year*
info
Complimentary Travel Insurance
Up to S$1,000,000

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Bonus air miles

remove

Monthly spend required

UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

Airmiles Local
1.4  miles per dollar
Airmiles Overseas
2.4  miles per dollar
Annual Fee
S$ 261.6
info
Airmiles Travel
1.4  miles per dollar

2 Offers Available

Welcome Offer
30,000 miles with annual fee waiver
30,000 miles with annual fee waiver

Valid until

31 March 2024

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card

Airmiles Local
1.4  miles per dollar
Airmiles Overseas
2.4  miles per dollar
Annual Fee
S$ 261.6
info
Airmiles Travel
Up to 6  miles per dollar
info

2 Offers Available

Welcome Offer
30,000 miles with annual fee waiver
30,000 miles with annual fee waiver

Valid until

31 March 2024

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

DCS CASHBACK Card

DCS CASHBACK Card

Cashback Local
5  %
info
Cashback Overseas
5  %
info
Airport Lounge Access
1  visits per year
Complimentary Travel Insurance
Up to S$1,000,000

Things to consider for this product:

check

Travel insurance

check

Airport lounge

remove

Monthly spend required

remove

Rebate cap applied

Maybank FC Barcelona Visa Signature Card

Maybank FC Barcelona Visa Signature Card

Cashback Base Rate
1.6  %
info
Monthly Spend Required
None
Annual Fee Waiver
2 years
Rewards Points Overseas Spending
10  TREATS Points per S$5
info

Things to consider for this product:

check

Annual Fee waiver

check

No monthly spend required

check

No rebate cap

check

Overseas rebate

DCS Sheng Siong Card

DCS Sheng Siong Card

Annual Fee
S$ 196.2
info
Airport Lounge Access
1  Visit per year
Cashback Supermarket
5  %
info
Rewards Points Baseline
1  Club Rewards Points per dollar
info

Things to consider for this product:

check

Supermarket rebate

check

Travel insurance

check

Installment

check

No expiry air miles

Maybank DUO Platinum MasterCard

Maybank DUO Platinum MasterCard

Cashback Overseas
1.5  %
info
Cashback Petrol
5  %
info
Annual Fee Waiver
3 years
Rewards Points Local Spending
5  TREATS Points per S$5 spent
info

Things to consider for this product:

check

Petrol rebate

check

Overseas rebate

check

Travel insurance

check

Annual Fee waiver

DCS DON DON DONKI Card

DCS DON DON DONKI Card

Annual Fee
S$ 196.2
info
Airport Lounge Access
1  visits per year
Cashback Supermarket
5  %
info
Rewards Points Baseline
1  Club Rewards Points per dollar

Things to consider for this product:

check

Supermarket rebate

check

Travel insurance

check

Installment

check

No expiry air miles

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

Cashback Dining
5  %
Cashback Supermarket
5  %
Cashback Petrol
5  %
Monthly Spend Required
S$ 600  per month
info

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

Dining rebate

check

Supermarket rebate

check

Petrol rebate

remove

Rebate cap applied

DBS Takashimaya Visa Card

DBS Takashimaya Visa Card

Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info
Cashback Retail
Up to 5  %
info
Annual Fee Waiver
1 year

Things to consider for this product:

check

Retail rebate

check

Retail discount

check

Voucher redeemable

check

No rebate cap

DBS Takashimaya American Express Card

DBS Takashimaya American Express Card

Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info
Cashback Retail
Up to 6  %
info
Annual Fee Waiver
1 year

Offer Available

Welcome Offer
S$150 cashback
S$150 cashback

Valid until

30 April 2024

Things to consider for this product:

check

Retail rebate

check

Retail discount

check

Voucher redeemable

check

No rebate cap

DBS Esso Card

DBS Esso Card

Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info
Annual Fee Waiver
1 year
Fuel Savings
Up to 21.6  %
info

Offer Available

Welcome Offer
S$120 cash rebate
S$120 cash rebate

Valid until

30 April 2024

Things to consider for this product:

check

Petrol savings

remove

Annual Fee required

Maybank World MasterCard

Maybank World MasterCard

Minimum Annual Income
S$ 80,000
Rewards Points Retail
50  TREATS Points per S$5 spent
info
Rewards Points Dining
50  TREATS Points per S$5 spent
info
Rewards Points Petrol
50  TREATS Points per S$5 spent
info

Things to consider for this product:

check

Dining rebate

check

Retail rebate

check

Petrol rebate

check

Airport lounge

DBS SAFRA Card

DBS SAFRA Card

Cashback Base Rate
0.3  %
info
Cashback Local Online Shopping
3  %
info
Cashback Contactless Spend
3  %
info
Annual Fee
Not applicable

Things to consider for this product:

check

Mobile contactless rebate

check

Online shopping rebate

remove

Monthly spend required

remove

Rebate cap applied

DBS Live Fresh Student Card

DBS Live Fresh Student Card

Cashback Base Rate
0.3  %
info
Cashback Local Online Shopping
5  %
info
Cashback Contactless Spend
5  %
info
Monthly Spend Required
None

Things to consider for this product:

check

Mobile contactless rebate

check

Local spending rebate

check

No income required

remove

Rebate cap applied

UOB Visa Infinite Metal Card

UOB Visa Infinite Metal Card

Airmiles Overseas
2.4  miles per dollar
Annual Fee
S$ 654
info
Airport Lounge Access
Unlimited visits
info
Airmiles Local
1.4  miles per dollar

Things to consider for this product:

check

Airport lounge

check

Bonus air miles

check

Overseas rebate

remove

Annual Fee required

OCBC 365 Credit Card

OCBC 365 Credit Card

Cashback Petrol
6  %
info
Cashback Dining
5  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Petrol rebate

check

Dining rebate

check

Gift: Apple product

remove

Monthly spend required

OCBC INFINITY Cashback Credit Card

OCBC INFINITY Cashback Credit Card

Cashback Base Rate
1.6  %
info
Monthly Spend Required
S$ 0
Min. Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual fee waiver

OCBC Rewards Credit Card

OCBC Rewards Credit Card

Rewards Points Baseline
1  OCBC$ per dollar
info
Rewards Points Online Shopping
15  OCBC$ per dollar
info
Rewards Points Retail
15  OCBC$ per dollar
info
Rewards Bonus Cap
10,000  OCBC$
info

Things to consider for this product:

check

Retail rebate

check

Online shopping rebate

check

Gift: Apple product

check

No monthly spend required

OCBC 90°N Visa Card

OCBC 90°N Visa Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.1  miles per dollar
Monthly Spend Required
None
Airmiles Hotel Booking
Up to 7  miles per dollar
info

Things to consider for this product:

check

Unlimited air miles

check

No expiry air miles

check

Bonus air miles

check

Gift: Apple product

OCBC 90°N Mastercard

OCBC 90°N Mastercard

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.1  miles per dollar
info
Airmiles Hotel Booking
Up to 7  miles per dollar
info
Airmiles Bonus Cap
N/A
info

Things to consider for this product:

check

No expiry air miles

check

Unlimited air miles

check

Gift: Apple product

check

No monthly spend required

OCBC NXT Credit Card

OCBC NXT Credit Card

Cashback Local
Up to 1  %
info
Cashback Base Rate
0.5  %
info
Installment Tenure
Up to 12  months
info
Annual Fee
S$ 163.5
info

Things to consider for this product:

check

Installment

remove

Rebate cap applied

remove

Monthly spend required

remove

Annual Fee required

OCBC Frank Card

OCBC Frank Card

Cashback Local
Up to 10  %
info
Cashback Overseas
8  %
info
Monthly Spend Required
S$ 800  per month
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Contactless payment

check

Overseas rebate

check

Online shopping rebate

remove

Monthly spend required

UOB Lady's Solitaire Card

UOB Lady's Solitaire Card

Airmiles Local
6  miles per dollar
info
Airmiles Overseas
6  miles per dollar
info
Airmiles Base Rate
0.4  miles per dollar
info
Airmiles Bonus Cap
UNI$ 8,400
info

Offer Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 March 2024

Things to consider for this product:

check

Local spending rebate

check

Installment

check

No monthly spend required

remove

Rebate cap applied

HSBC Visa Infinite Credit Card

HSBC Visa Infinite Credit Card

Cashback Local
0.63  %
info
Annual Fee Waiver
Not Available
Airport Lounge Access
Unlimited visits
info
Cashback Overseas
0.63  %
info

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

Travel insurance

remove

Annual Fee required

BOC Visa Infinite Card

BOC Visa Infinite Card

Cashback Local
1.6  %
info
Annual Fee Waiver
2 years
Airport Lounge Access
4  visits per year*
info

Things to consider for this product:

check

Local spending rebate

check

No monthly spend required

check

No rebate cap

check

Airport lounge

BOC Family Card

BOC Family Card

Cashback Dining
10  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 205.2
info
Cashback Transport
3  %

Things to consider for this product:

check

Dining rebate

check

Public transportation

remove

Monthly spend required

remove

Rebate cap applied

UOB Singtel-UOB Card

UOB Singtel-UOB Card

Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
Cashback Local
1  %
info
Cashback Online Bill Payment Spending
Up to S$ 30
info

Things to consider for this product:

check

Voucher redeemable

check

Annual Fee waiver

remove

Rebate cap applied

remove

Monthly spend required

HSBC Premier MasterCard® Credit Card

HSBC Premier MasterCard® Credit Card

Cashback Supermarket
5  %
info
Cashback Dining
5  %
info
Cashback Petrol
5  %
info
Cashback Transport
5  %
info

Things to consider for this product:

check

Local spending rebate

check

Overseas rebate

remove

Monthly spend required

remove

Rebate cap applied

UOB Preferred Platinum Visa Card

UOB Preferred Platinum Visa Card

Cashback Local
Up to 2  %
info
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
Annual Fee Waiver
1 year

Things to consider for this product:

check

Online shopping rebate

check

Mobile contactless rebate

check

Installment

remove

Rebate cap applied

BOC Elite Miles World MasterCard

BOC Elite Miles World MasterCard

Airmiles Local
1  miles per dollar
Airmiles Overseas
2  miles per dollar
Annual Fee
S$ 203.3
info
Annual Fee Waiver
1 year

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

remove

Monthly spend required

remove

Annual Fee required

American Express Singapore Airlines PPS Club Credit Card

American Express Singapore Airlines PPS Club Credit Card

Airmiles Local
1.4  miles per dollar
Annual Fee Waiver
1 year
Airmiles Overseas
2  miles per dollar
info
Airport Lounge Access
Unlimited access

Things to consider for this product:

check

Travel Insurance

check

Bonus air miles

check

Petrol savings

remove

Annual Fee required

American Express Singapore Airlines Solitaire PPS Credit Card

American Express Singapore Airlines Solitaire PPS Credit Card

Airmiles Local
Up to 1.5  KrisFlyer miles per dollar
info
Annual Fee Waiver
1 year
Airmiles Overseas
Up to 2.4  KrisFlyer miles per dollar
info
Airmiles Travel
2  KrisFlyer Miles per dollar

Things to consider for this product:

check

Air ticket rebate

check

Annual Fee waiver

check

Travel insurance

check

Grab/taxi rebate

Citibank M1 Platinum Visa Card

Citibank M1 Platinum Visa Card

Annual Fee
S$ 194.4
info
Cashback Base Rate
0.3  %
info
Annual Fee Waiver
1 year
Cashback Online Bill Payment Spending
Up to 10  %
info

Things to consider for this product:

check

Retail rebate

check

No expiry air miles

remove

Monthly spend required

remove

Rebate cap applied

UOB Metro-UOB Card

UOB Metro-UOB Card

Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
Annual Fee Waiver
1 year
Cashback Department Store
10  %
info

Things to consider for this product:

check

Retail rebate

check

Dining savings

check

No monthly spend required

check

No rebate cap

ICBC Visa Dual Currency Credit Card

ICBC Visa Dual Currency Credit Card

Minimum Annual Income
S$ 30,000
Annual Fee
S$ 30
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Cashback Base Rate
0.5  %
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Annual Fee Waiver
3 years

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Local spending rebate

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Overseas rebate

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Monthly spend required

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Rebate cap applied

ICBC UnionPay Dual Currency Credit Card

ICBC UnionPay Dual Currency Credit Card

Min. Annual Income
S$ 30,000
Annual Fee
S$ 30
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Annual Fee Waiver
3 years
Cashback Local
Up to 8  %
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Local spending rebate

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Overseas rebate

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Monthly spend required

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Rebate cap applied

UOB UnionPay Platinum Card

UOB UnionPay Platinum Card

Minimum Annual Income
S$ 40,000
Annual Fee
S$ 196.2
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Annual Fee Waiver
3 years
Cashback Local
2  %
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Local spending rebate

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No monthly spend required

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Petrol savings

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Rebate cap applied

BOC Sheng Siong Card

BOC Sheng Siong Card

Cashback Local
12  %
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Min. Annual Income
S$ 30,000
Annual Fee
S$ 32.1
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Annual Fee Waiver
1 year

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Supermarket rebate

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No rebate cap

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No monthly spend required

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Rebate cap applied

UOB Visa Signature Card

UOB Visa Signature Card

Minimum Annual Income
S$ 50,000
Annual Fee
S$ 218
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Annual Fee Waiver
1 year
Rewards Points Local Spending
UNI$ 10
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Petrol rebate

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Overseas rebate

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Mobile contactless rebate

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Rebate cap applied

Maybank eVibes Card - The Student Card

Maybank eVibes Card - The Student Card

Cashback Local
1  %
Minimum Annual Income
None
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Annual Fee
S$ 21.8
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Annual Fee Waiver
2 years

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Local spending rebate

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No rebate cap

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No monthly spend required

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Student card

ICBC Chinese Zodiac Credit Card

ICBC Chinese Zodiac Credit Card

Cashback Local
1.6  %
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Min. Annual Income
S$ 30,000
Annual Fee
S$ 150
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Annual Fee Waiver
3 years

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Overseas rebate

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No rebate cap

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No monthly spend required

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Local spending rebate

BOC Zaobao Credit Card

BOC Zaobao Credit Card

Cashback Dining
5  %
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Cashback Overseas
1.5  %
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Annual Fee Waiver
2 years
Cashback Retail
1.5  %
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No rebate cap

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Local spending rebate

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Overseas rebate

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Dining rebate

BOC Qoo10 Platinum Card

BOC Qoo10 Platinum Card

Cashback Local Online Shopping
3  %
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Monthly Spend Required
S$ 200
Annual Fee Waiver
1 year
Cashback Transport
10  %
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Online shopping rebate

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Public transportation

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Student card

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Monthly spend required

BOC Qoo10 World Mastercard Card

BOC Qoo10 World Mastercard Card

Cashback Local Online Shopping
Up to 10  %
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Monthly Spend Required
S$ 400
Annual Fee Waiver
1 year
Cashback Transport
15  %
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Online shopping rebate

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Public transportation

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Monthly spend required

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Rebate cap applied

Maybank Visa Infinite Card

Maybank Visa Infinite Card

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Min. Annual Income
S$ 150,000
Annual Fee
S$ 654
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Airport lounge

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No expiry air miles

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Airport transfer

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Annual Fee required

Citi SMRT Card

Citi SMRT Card

Cashback Supermarket
5  %
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Monthly Spend Required
S$ 500
Cashback Transport
5  %
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Cashback Base Rate
0.3  %

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Public transportation

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Grab/taxi rebate

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Online shopping rebate

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Monthly spend required

American Express CapitaCard

American Express CapitaCard

Cashback Retail
8  %
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Annual Fee
S$ 174.4
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Cashback Base Rate
0.5  %
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Annual Fee Waiver
1 year

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Retail rebate

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Department store rebate

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Annual Fee required

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Rebate cap applied

NTUC Link Credit Card by Trust Bank

NTUC Link Credit Card by Trust Bank

Cashback Supermarket
Up to 21  %
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Cashback Petrol
20  %
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Annual Fee
No Annual Fee
Foreign Currency Transaction Fee
No Foreign Currency Transaction Fee

Things to consider for this product:

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Supermarket rebate

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Petrol rebate

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Annual Fee waiver

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Monthly spend required

How to Choose The Best Credit Cards For You

Choosing the best credit card is vital for your finances and lifestyle. Consider your spending habits, goals, and preferences to optimise your reward. It's a crucial step towards finding the best credit cards for yourself.

 

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Visa vs Mastercard vs Amex

Regarding payment networks in Singapore, Visa, Mastercard, and American Express (Amex) are the three leading global payment networks. Understanding their differences can help you choose the best credit card for your needs. Here's a quick comparison:

 

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Guide to Credit Cards

Learn more about annual fees, credit card charges, transaction fees, cash advances, balance transfers, and minimum payments. These fees may impact your daily spending, so be sure to learn about them to avoid paying additional fees.

 

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How To Apply For A Credit Card in Singapore

Check Eligibility
Review the eligibility requirements of the chosen credit card to ensure you meet the age, income, and employment criteria if you are a foreigner.

 

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Frequently Asked Questions

How does a credit card work?

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A credit card functions as a form of borrowing, enabling you to access funds up to a predetermined credit limit. The amount you charge to the card is referred to as the outstanding or unpaid balance, representing your debt.

To settle your dues, you have several options: you can clear the entire outstanding balance each month, make a partial payment, or opt for the minimum sum. It's essential to note that a high-interest charge, typically ranging from 25% to 29% per annum, is levied on the remaining balance and any new transactions made on the card.

Can I Get An Annual Fee Waiver for My Credit Card?

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To get an annual fee waiver for your credit card in Singapore, maintain a good credit history and promptly pay your bills. Contact your bank's customer service to request a waiver and politely negotiate. You can also emphasise your card usage and loyalty as a customer. 

Each bank's policies may vary, so direct communication with your issuer is essential to understand specific requirements and processes. Do note that it is up to the bank’s discretion on whether they will waive your annual fee.

What is a Credit Score?

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A credit score is a numerical representation of an individual's creditworthiness. It is calculated based on their credit history, payment behaviour, outstanding debts, and credit utilisation.

The score typically ranges from 1000 to 2000, with higher scores indicating lower credit risk. Lenders, such as banks and credit card companies, use credit scores to assess the likelihood of a borrower repaying debts responsibly. 

A higher credit score increases the chances of obtaining loans, credit cards, and favourable interest rates, while a lower score may lead to loan rejections or higher interest rates due to perceived higher risk. 

Monitoring and maintaining a good credit score is crucial for financial opportunities and access to credit facilities in Singapore.

How do I Check My Credit Score?

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To check your credit score in Singapore, you can request a credit report from the Credit Bureau Singapore (CBS). CBS is the primary credit reference agency in Singapore. 

To obtain your report, you can visit the CBS website and follow the instructions to request your credit score. Alternatively, you can also purchase additional credit reports if needed.

 Reviewing your credit score allows you to assess your creditworthiness and identify any discrepancies or areas for improvement in your credit history.

Can I Increase My Credit Limit?

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To increase your credit limit in Singapore, follow these steps. 

Firstly, maintain a positive credit history by making timely payments and keeping your outstanding balances low. Avoid defaulting on any loans or credit card payments. 

Secondly, regularly review your credit card bill to ensure accuracy and dispute any errors if found. 

Thirdly, demonstrate responsible credit usage by judiciously using your existing credit card and avoiding maxing out your limit. 

Fourthly, contact your credit card issuer and request a credit limit increase, providing reasons such as increased income or improved creditworthiness. 

Lastly, be patient and allow your credit card issuer time to assess your request before they grant an increase, which may take several weeks or months.

What’s the difference between a credit card and a debit card?

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The main difference between a credit card and a debit card lies in their source of funds. 

A credit card allows users to borrow money up to a predetermined credit limit set by the card issuer. When a purchase is made with a credit card, the cardholder accumulates debt that needs to be repaid later, usually on a monthly basis, along with any accrued interest charges if the balance is not paid in full.

On the other hand, a debit card is linked directly to the cardholder's bank account. When a purchase is made using a debit card, the funds are immediately deducted from the account, and no debt is incurred. This means that a debit card only allows spending within the available balance in the linked account. 

Unlike a credit card, there is no need to repay borrowed money or accumulate interest charges with a debit card.

What’s the difference between miles, cashback and rewards points

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Miles, cashback, and rewards points are different types of credit card incentives. Miles are typically associated with travel credit cards, where cardholders earn points based on their spending, which can be redeemed for airline tickets or hotel stays.

Cashback, as the name suggests, provides a percentage of the cardholder's spending back in cash, directly reducing the overall bill. 

Rewards points are a more versatile option, allowing cardholders to accumulate points with each purchase, which can be redeemed for various items, including merchandise, gift cards, or even travel bookings. 

The key distinction lies in their redemption options: miles are travel-specific, cashback provides immediate cash benefits, and rewards points offer a broader range of redemption choices. Cardholders often choose the incentive that aligns with their spending habits and preferences.