SC Simply Cash Credit Card + Bonus$aver Account
Offers
SingSaver Reward up to S$55
- S$50 Cash via PayNow
- S$55 Grab Voucher
- SingSaver Exclusive Offer promotion is valid from 1 October 2026 to 1 November 2026.
- Promotion is valid for new Standard Chartered customers only.
- Apply and get approved for the SC Simply Cash Credit Card + Bonus$aver account bundle and spend a min. of S$1,000 on your card within 30 days from date of card approval to be eligible for reward.
- Promotion is stackable with SC Spend and Save Promotion: Receive up to 3 NVIDIA shares (additional T&Cs apply).
- Terms and Conditions apply.
- Receive up to 3 NVIDIA shares
Validity: This promotion is valid from 1 October 2026 to 1 February 2027.
Eligibility: This promotion is applicable to customers who are new-to-credit-card (NTC) for the eligible SC Simply Cash Credit Card.
Qualifying period: Customers have 30 calendar days from their card approval date to complete all qualifying requirements. Learn more here.
Qualifying requirements:
- Spend S$1,000 on the approved SC Simply Cash Credit Card.
- Deposit and maintain the required fresh funds balance in the Bonus$aver Account.
- Open and complete onboarding for an SC Online Trading Account.
Welcome rewards
Open SC Online Trading account successfully to receive:
- Min. spend of S$1,000 and fresh funds of S$50,000 → 3 NVIDIA shares
- Min. spend of S$1,000 and fresh funds of S$20,000 → 1 NVIDIA share
Highlights
SingSaver's Take
Things to Consider
Benefits
Fees & Charges
Eligibility
Pros & cons
Pros
Simple and fuss-free cashback
A straightforward 1.5% cashback on almost all spending means you don’t have to track different spending categories or varying cashback rates.
No minimum spend and no cap
Offers unlimited cashback on eligible purchases without any minimum spending requirements or cashback caps.
Extra cashback on selected categories
Enjoy an additional 1.5% cashback on your IRAS, Education, Insurance & Rental payments with SC EasyBill.
Cons
No EZ-Link facility
The card cannot be used directly for public transport under the SimplyGo scheme.
Higher cashback rates from specialised cards
Less suitable for individuals with higher spends in specific categories such as dining, online shopping or travel.
Limited additional rewards and perks
Doesn’t provide benefits like airport lounge access, travel insurance, or reward points that can be redeemed for other benefits.
Check on more Standard Chartered card options
Standard Chartered Simply Cash Credit Card
Frequently asked questions about the Standard Chartered Simply Cash Credit Card
The Standard Chartered Simply Cash Credit Card offers 1.5% flat rate cashback across all spend categories, with no minimum spend and no cashback cap. In addition, it offers an additional 1.5% cashback for IRAS, education, insurance and rental payments with SC EasyBill.
You must be at least 21 years of age, and have a minimum annual income of $30,000.
Unfortunately, the cashback earned with the Standard Chartered Simply Cash Credit Card cannot be directly used to offset the SC Simply Cash Credit Card’s annual fee. The cashback is credited to your account as a statement credit, which can be used to offset purchases made with the card. However, this credit cannot be applied towards the annual fee payment.
The 1.5% cashback offered by the Standard Chartered Simply Cash Credit Card applies to all eligible transactions, regardless of whether they are split transactions or payments made in instalments. This means you will still earn your cashback even if you opt to divide your payments over a period of time, providing flexibility in managing your purchases.
Typically, cashback earned with the Standard Chartered Simply Cash Credit Card is credited to your account in the next statement month. Generally, there's no way to expedite this process. The cashback crediting follows the regular crediting cycle, so you will need to wait for the designated period for the cashback to reflect in your account.
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