UOB Visa Infinite Metal Card
Highlights
SingSaver's Take
Things to Consider
Benefits
Fees & Charges
Eligibility
Pros & Cons
Pros
Accelerated miles spend:
Earn 2.4 mpd overseas and 1.4 mpd locally on all spend with no cap.
Premium travel experience:
Enjoy 12 complimentary lounge passes per year plus access to UOB Travel Concierge
Enhanced travel insurance:
Enjoy up to US$1,000,000 complimentary travel insurance for peace of mind when you travel
Cons
High barrier of entry
S$120,000 min. annual income requirement + S$654 non-waivable annual fee
Not the best earn rates:
Other cards offer better uncapped miles earn rates
Check out other UOB card options
UOB Visa Infinite Metal Card
The UOB Visa Infinite Metal Card is built for frequent travellers who want elevated earn rates and luxury travel perks. Get strong base miles, worldwide lounge access for the primary cardholder and a guest, airport limousine transfers (with spend criteria), concierge, and premium hotel/dining privileges.
|
Spend category |
Rewards earned |
|
Local spend |
1.4 miles per S$1 |
|
Overseas spend |
2.4 miles per S$1 |
UOB Visa Infinite Metal Card at a glance
Air miles
4/5 stars
- 1.4 mpd local, 2.4 mpd overseas
- Miles expire after 2 years
- Renewal bonus miles each year with conditions.
- Manual miles conversion (UNI$ → miles) and S$25 conversion fee apply.
Overseas spending
4.5/5 stars
- Strong 2.4 mpd on foreign currency spend.
- Standard 3.25% FCY fee applies (net value still competitive for miles chasers).
Travel
4/5 stars
- Airport lounge access programme for the primary cardholder
- Airport limousine transfers per quarter with qualifying spend (cap applies).
- Complimentary travel insurance up to US$1,000,000 for accidental death/dismemberment on public conveyance
Lifestyle & dining
4/5 stars
Access to UOB’s curated dining programme and Visa Infinite concierge.
Annual interest rate and fees
- Annual principal fee: S$654 (inclusive of GST)
- Fee waiver: N/A
- Interest-free period: 21 days
- Annual interest rate: 27.8% p.a.
- Late payment fees: S$100
- Minimum monthly repayment: 3% of current balance or S$50, whichever is higher, plus overdue amounts
- Foreign currency transaction fee: 3.25%
- Cash advance transaction fee: 8% or S$15, whichever is higher
- Overlimit fee: S$40
Minimum income requirements
- Singaporean/PR minimum income: S$120,000
- Non-Singaporean minimum income: S$120,000
Why apply for the UOB Visa Infinite Metal Card
Perks and benefits
- 1.4 – 2.4 mpd with no category tracking
- Lounge access (see latest UOB lounge policy) and limousine transfers with spend
- Premium hotel & dining tie-ups; Visa Infinite concierge
Additional benefits
- Renewal bonus miles of up to 40,000 per year with fee payment and high annual spend
- Miles don’t expire (via UNI$) and can be transferred to multiple partners (conversion fee applies)
Everyday value
- Strong for overseas spend and airport routine (lounges, limo).
- Good fit if you value prestige metal build and curated privileges.
SingSaver’s take
A compelling premium miles card for high-income travellers who want reliable earn rates and airport comfort on tap. The non-waivable S$654 fee and manual miles conversions are trade-offs, but if you spend heavily (especially overseas), the 2.4 mpd, lounge access and premium perks can justify the fee.
Card comparison
|
Card |
Miles/Rewards |
Annual fee (principal) |
Other perks |
|
UOB Visa Infinite Metal Card |
1.4 mpd local / 2.4 mpd overseas |
S$654 |
Lounge access, limo transfers, dining & hotel perks |
|
Citi PremierMiles Card |
1.2 mpd local / 2.2 mpd overseas |
S$196.20 |
2 lounge visits, flexible redemptions |
|
Standard Chartered Visa Infinite |
Up to 3 miles per S$1 on overseas spend |
S$594 (Including GST) |
6 visits per year to Priority Pass, strong travel insurance |
The UOB Visa Infinite Metal Card stands out for its premium earn rates and luxury perks, though the high income requirement and non-waivable fee mean it’s best suited for affluent frequent travellers.
Application process
- Click “Apply Now” on this page
- Complete the UOB online application
- Upload NRIC/Passport and income documents (MyInfo for SG/PR speeds this up)
- Get approval
Frequently asked questions about UOB Visa Infinite Metal Card
Applicants must earn a minimum annual income of S$120,000, whether you’re a Singapore Citizen, PR, or Foreigner. You’ll also need to be at least 21 years old to apply.
The card offers 1.4 miles per S$1 locally and 2.4 miles per S$1 overseas, with miles that never expire. Perks include airport lounge access, complimentary limousine transfers (with spend requirements), travel insurance coverage of up to US$1,000,000, and lifestyle benefits like dining privileges and 24/7 Visa Infinite concierge.
You can apply directly online through UOB or via SingSaver. Simply complete the application form, provide supporting documents (NRIC/Passport and income proof, or MyInfo for SG/PRs), and wait for approval. If successful, you’ll receive the card within 1–2 weeks. To unlock sign-up miles or SingSaver rewards, remember to meet the minimum spend within the promo period and pay the S$654 annual fee.
Related pages
Best UOB Credit Cards in Singapore 2026
UOB credit cards offer a wide range of benefits, including cashback rewards, competitive interest rates, and no annual fees. They also provide unique features such as contactless payments and insurance benefits, such as travel insurance and purchase protection. With a focus on innovation, convenience, and customer satisfaction, UOB credit cards are a reliable and rewarding choice for consumers.