Compare Against The Best Travel Insurance in Singapore

Offering you the best travel insurance for unbeatable deals, personalised coverage, and ultimate peace of mind.

Single Trip
Annual Trip

Destination

Depart

Return

Number of Travellers

Adults

Children

At SingSaver, we make finding the perfect travel insurance plan easy and affordable.

We regularly update our exclusive deals and discounts, to give you the best options before every trip. Whether you’re looking for COVID coverage or just travel insurance for a single trip, we’ve got what you need here.

Start saving on your next travel insurance policy today!

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Best Travel Insurance Promotions on SingSaver

Exclusive Offer

Single Trip: Use TIQSINGSAVER to enjoy 40% off when you apply.

Annual Trip: Use TIQSINGSAVER to enjoy 60% off on your COVID-19 add-on and get $20 Cashback (Fulfillment by Etiqa)

Valid till 18 Jun 2023. T&Cs apply.

All successful applicants of participating Travel Insurance products will receive 1x draw chance to enter our Weekly Lucky Draw where 1 lucky winner will stand to have their flight ticket reimbursed (up to a maximum of S$2,000). Valid till 31 July 2023. T&Cs apply.

Use SSVTL35 to up to S$48 via PayNow, a 35% discount PLUS an exclusive Agoda promo code.

Valid till 30 June 2023. T&Cs apply.

All successful applicants of participating Travel Insurance products will receive 1x draw chance to enter our Weekly Lucky Draw where 1 lucky winner will stand to have their flight ticket reimbursed (up to a maximum of S$2,000). Valid till 31 July 2023. T&Cs apply.

Single Trip: Enjoy 40% off PLUS up to S$38 via PayNow when you apply.

Annual Trip: Enjoy 20% off PLUS up to S$38 via PayNow when you apply.

Valid till 31 July 2023. T&Cs apply.

Score an Airalo eSIM with 1GB data and receive it within 4 working days when you apply now! Valid till 16 June 2023. T&Cs apply.

Additionally, all successful applicants of participating Travel Insurance products will receive 1x draw chance to enter our Weekly Lucky Draw where 1 lucky winner will stand to have their flight ticket reimbursed (up to a maximum of S$2,000). Valid till 31 July 2023. T&Cs apply.

Cancellation Coverage

S$5,000

S$0

S$5,000

Medical Coverage (Overseas)

S$200,000

S$250,000

Bags & Belongings Coverage

S$2,000

S$0

S$3,000

Our Top Destinations

Japan

Travel Insurance for Japan

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Travel Insurance for Japan

South Korea

Travel Insurance for South Korea

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Travel Insurance for South Korea

Malaysia

Travel Insurance for Malaysia

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Travel Insurance for Malaysia

Indonesia

Travel Insurance for Indonesia

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Travel Insurance for Indonesia

Thailand

Travel Insurance for Thailand

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Travel Insurance for Thailand

China

Travel Insurance for China

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Travel Insurance for China

Hong Kong

Travel Insurance for Hong Kong

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Travel Insurance for Hong Kong

Kuala Lumpur

Travel Insurance for Kuala Lumpur

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Travel Insurance for Kuala Lumpur

Bali

Travel Insurance for Bali

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Travel Insurance for Bali

Vietnam

Travel Insurance for Vietnam

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Travel Insurance for Vietnam

Benefits When You Compare Travel Insurance on SingSaver

COVID 19 Coverage

All our SingSaver’s Exclusive Offers for Travel Insurance automatically come with COVID coverage! Many of our travel insurance plans also offer COVID coverage at no additional cost.

Personalised Coverage

Filter insurance plans by coverage of mobile phones, pre-existing conditions, terrorism, and sporting activities to get paired with the best discounts and promotions for you.

Save on Promotions & Discounts

Enjoy constant discounts and multiple promotions when purchasing travel insurance from SingSaver. Save up to 40% off on travel plans and win fabulous prizes from our regular giveaways and draws!

Compare Leading Insurance Providers

Save time and compare travel insurance plans from the best travel insurance providers in Singapore, such as FWD, Allianz Travel, Aviva, and more.

Two travellers with travel insurance relaxing on the beach

Why is Travel Insurance Important?

In our increasingly globalised world, travel is deeply ingrained into our lives, whether for business or pleasure. When we encounter unforeseen circumstances while abroad, it may be tougher to find resolution because of factors like language barriers, different laws, etc. You might even find yourself in the middle of natural calamities or civil commotions while overseas, and as such, having travel insurance would greatly help in navigating such difficult situations.

Can I Purchase Travel Insurance That Covers COVID-19?

You can compare and get the best travel insurance with COVID-19 coverage in Singapore from SingSaver. Many of our providers offer COVID-19 coverage for overseas medical emergencies and trip inconveniences. Be sure to check the details of your policy carefully as the extent of covid insurance for your travels will vary across different providers.

Two air hostesses on a plane moving the refreshment cart

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How To Claim Travel Insurance

Follow these tips to reduce hassle and get your travel insurance claims processed quickly.

Before you get on the plane, make sure you have the contact number for your travel insurer. This can be the 24-hour helpline, or it can be the insurance agent you bought the insurance from.

If you’ve purchased the insurance online, do note the contact details of the website as well (e.g. the helpline or email address).

Ensure that a family member or friend knows the insurer’s contact details. On the off chance that you’re unable to contact the insurer yourself (i.e. you don't have a data connection or are incapacitated), they can reach out on your behalf.

Snap and store a picture of your luggage, along with the luggage tags. Also snap a picture of any valuables, such as laptops and cameras, so you can show pictures of any damage when making a claim.

This serves a second purpose. If your luggage is lost, you can show the photos to airport ground staff, who can easily identify your luggage from a photo rather than a written description.

An insurer may require you to provide a receipt when you make a claim. This is not universal, but it’s not uncommon either. As such, it’s best to travel with items that you have receipts for.

You can also call your insurer beforehand, and ask how you’d make a claim on, say, your laptop or smartphone, if you have no receipt.

When writing about incidents such as theft, robbery, or injury, it helps to draft a timeline. This is a point-by-point account of what happened, from the earliest estimated time to the latest. For example:

11:35 am: Landed at the airport

11:42 am: Saw a stranger looking through my luggage, near the baggage collection area. Informed the airport police.

12:30pm: Airport police informed me they were unable to catch the stranger. Investigated my luggage and found the lock broken, and my laptop was missing…

Timelines make it easy to organise your thoughts, and provide quick summaries for reference. This makes it easier to narrate and describe the situation, as compared to just providing a large chunk of text in your report.

If you don’t need instant medical attention, contact your insurer before seeing a doctor. This is because some medical institutions may be preferred by your insurer -- the insurance claims review may go a lot smoother if you see these select hospitals and clinics.

In addition, clarify what medical cases you can make a claim. For example, you usually can’t make a claim for dental care if it’s just a toothache; but you can make a claim if you’ve been in an accident, and need critical dental surgery.

Your insurer may require documents that you find difficult to provide. For example, your insurer may want a police report if you were robbed. However, some countries have police forces that will not issue such reports (except internally), or cannot issue a report unless they open an official investigation (which they may not be willing to do).

Rather than arguing with local authorities, ask your insurer if alternative documentation will do. For example, a letter from the Singapore Embassy may work in place of a police report.

Alcohol always complicates travel insurance claims. Most travel insurance claim reviews will not be approved if you get injured or lose your belongings while intoxicated. In some cases, even drinking a single can of beer might void your claim.

As far as possible, manage your alcohol consumption when abroad. While it may make for a fun night, a drunken binge may void your travel insurance claim for any subsequent accidents. To be safe, also avoid alcohol before high-risk physical activities such as skiing, hiking, or diving.

Travel Insurance Tips

A travel insurance support agent on call

Buy Travel Insurance Early

Buying travel insurance early is essential for a number of reasons:

If you purchase travel insurance soon after booking your trip, you can benefit from a broad range of coverage, including cancellation, trip interruption, and emergency medical coverage.
Travel insurance plans typically offer coverage for lost or delayed luggage, missed connections, and other travel-related mishaps.
Purchasing travel insurance early can help to ensure that you are covered in the event of unexpected delays or cancellations due to inclement weather, natural disasters, or other unforeseen events.

A person searching for the best travel insurance deals online

Don’t Buy Travel Insurance From Airlines

You might be tempted to purchase a travel insurance add-on along with your flight ticket just because it’s convenient, but there could be major downsides to doing so! These travel insurance plans are often limited in coverage, and may not provide sufficient protection in serious medical emergencies. Some policies may even exclude pre-existing medical condition coverage, or coverage for sporting activities, etc., so you have the added pressure of reading the terms and conditions carefully before you buy.

On the other hand, insurance providers like SingSaver offer plans with high levels of customizability, with easy-to-understand conditions to provide you with the best value for any type of trip that you’re planning for!

Two travellers with travel insurance on a ski lift

Consider If You Need Travel Insurance for Winter Sports or Extreme Sports

If you plan to engage in winter or extreme sports, we highly recommend getting travel insurance to protect yourself against accidents and unforeseen expenses that you could incur while participating in these activities. You could be saddled with mounds of medical bills if you get into accidents while engaging in these high-risk sports — and here’s where travel insurance comes in very handy! The right plan can cover you for medical costs, emergency evacuation, lost luggage and/or equipment, or even trip cancellation if you have to conclude your trip early for any reason.

At SingSaver, you can quickly compare and get the best travel insurance for all types of sporting activities just by filtering your results, try it for yourself!

A traveller on the phone discussing her travel insurance needs

Declare if You Have Any Pre-existing Medical Condition, or Else Your Claim Could Be Rejected

Declaring any pre-existing medical conditions before buying travel insurance is important because it ensures that you include these conditions into the coverage, in case you incur any related medical expenses during your trip. Therefore, if you’re searching for travel insurance with pre existing condition(s), be sure to declare it! Travel insurance companies typically cover these expenses, as long as you declare them before purchasing, so don’t forget to do so!

With SingSaver, you can find the best travel insurance for pre-existing medical conditions simply by filtering for insurance plans that do cover pre-existing conditions. Check out our handpicked travel insurance packages that cater to travellers with pre-existing conditions here!

FAQ

The cost of your travel insurance policy typically depends on the length of travel, coverage included, destination, as well as any additional activities that you may be planning. Other factors to consider might include your age, health, and the type of trip you are taking.

For budget-focused travellers, SingSaver offers deals such as the Starr TraveLead Travel Insurance — it’s one of the cheapest travel insurance plans available on the market!

You can purchase travel insurance right here from SingSaver, Singapore’s leading finance comparison site. For a full step-by-step breakdown of buying travel insurance, read our blog article, A Step-by-Step Guide on How to Buy Travel Insurance on Your Own.

There is no “best plan” because it depends on a range of factors, such as if it’s a solo or group trip, whether it’s to Europe or Asia, and your choice of activities at your destination, just to name a few.
To find a plan that best suits your travel needs, you’ll need to decide on the coverage you want, and the price you’re willing to pay. Add-ons can come after, for extra coverage for things like extreme sports, wedding shoots, long hikes, car rentals, pre-existing medical conditions and more.

At SingSaver, our goal is to guide you on how to make the best decision for your trip. Don’t just take our word for it — read our extensive reviews for the Best Travel Insurance Plans to fit your travel needs here.

Buy travel insurance as early as convenient !Using SingSaver will only take a few minutes for you to receive your immediate travel insurance. Buying travel insurance early is essential for a number of reasons:

If you purchase travel insurance soon after booking your trip, you can benefit from a broad range of coverage, including cancellation, trip interruption, and emergency medical coverage.
Travel insurance plans typically offer coverage for lost or delayed luggage, missed connections, and other travel-related mishaps.
Purchasing travel insurance early can help to ensure that you are covered in the event of unexpected delays or cancellations due to inclement weather, natural disasters, or other unforeseen events.

This could vary from insurer to insurer. Most insurers allow for Automatic Extensions.

Where your insurance cover will automatically be extended without additional premium, under certain conditions (such as if you are hospitalised or placed under compulsory quarantine while overseas upon the written advice of a doctor).

Otherwise, you will need to inform the insurer of the extension as soon as possible (for example, if you extend your travel dates). For some insurers, it is possible for your travel insurance to be extended, provided there are no known circumstances or events that are likely to lead to a claim. This will come with additional premiums.

Your decision between an annual travel insurance plan and a single trip plan depends on how often you travel. Annual travel insurance plans are ideal for frequent travellers, as they provide coverage for multiple trips taken during the year, often for a lower cost than multiple single trip plans. Single trip plans, on the other hand, are good for travellers who only go away a few times a year, as they provide protection for just one trip.

When applying for your travel insurance, you will be able to choose the country or region you are travelling to. However, there are some commonly excluded countries, such as Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, North Korea, Sudan and Syria. Some insurers exclude all or some of these countries. Please check the terms and conditions that come with the policy documents / brochure.

This depends on how individual insurers define “Family” – check for limitations related to the maximum number of children allowed, or whether grandparents are eligible. Generally, it is more cost-efficient to purchase a Group or Family Policy rather than multiple individual policies. Regardless, always check the cumulative limits for items like damage/loss of belongings and medical coverage.

You will need to purchase your travel insurance before leaving Singapore for your overseas trip. Insurers are unlikely to cover you if you purchase travel insurance after your trip begins. For example, insurers such as AXA, Aviva, and AllianzTravel state on their website that the travel insurance has to be purchased before departing Singapore.

While travel insurance is not mandatory for outbound travellers from Singapore, the Ministry of Foreign Affairs has advised travellers to check the COVID-19 entry requirements of the countries that you intend to visit.

Travel insurance for foreigners in Singapore can be found from specific insurers such as NTUC Income, FWD, Etiqa, Sompo, Allianz, AXA and AIG. You will need to provide your FIN and show your employment pass or work permit when applying.

A credit card with free travel insurance may be suitable for certain travellers, but it’s no one-type-fits-all situation. Travel insurance with credit cards usually covers 3 main areas - travel accidents, overseas emergency medical assistance, and travel Inconveniences. There is usually less flexibility in coverage options, so if you possess a pre existing condition, or are planning to partake in adventurous activities, we would highly advise you to read the policy’s fineprint to ensure you have the right coverage for your needs.

Travel insurance coverage is important for your vacations, all the more so for cruises! Cruise trips typically involve a lot of money, both for your accommodation expenses and extras like shore excursions, extra airfare and hotel stays (if any). They also include an added risk, as your trip is susceptible to extreme weather, mechanical issues, or even terrorist threats.

Travel insurance for cruises in Singapore covers the cost of cancellations or interruptions to your cruise, as well as medical expenses if you incur any while on board. It also covers lost luggage, missed connections, and other unexpected events. Finally, you can just lie back and enjoy your trip with a peace of mind, knowing that your travel insurance has you covered against mishaps and emergencies.

Once you depart Singapore or your country of departure, you will not be able to purchase travel insurance. In some cases, you may be able to purchase travel insurance on the day of departure, but you’d miss out on trip cancellation benefits. It’s always better to purchase travel insurance in advance to ensure you receive full coverage and peace of mind.

Depending on the insurer, travel insurance policies typically provide the following coverage:

COVID-19 Coverage
Personal accident
Medical expenses (Overseas and Local)
Travel delay/diversion
Baggage delay/damage
Trip cancellation
Overbooked flight
Loss of travel documents such as your passport and visa
Emergency medical evacuation and repatriation
Loss of personal belongings
Terrorism
Adventurous activities

There are also add-ons you can add to the travel insurance, such as coverage for your sports equipment, overseas wedding and photoshoot, rental vehicle excess cover and more.

Most travel insurance policies cover the loss of travel documents. The policy will cover the cost to replace these documents as well as the transport expenses incurred during the process.

You must report the loss to the local police within 24 hours after the incident and obtain a written statement from them which will help with the claims. You should also report your lost passport to the nearest Singapore Overseas Mission immediately.

You can purchase COVID travel insurance in Singapore right here at SingSaver! Simply head to our travel insurance plans page and browse through our comprehensive selection of travel insurance plans to find one that includes coverage for COVID-19. Select the plan that best suits your needs and read through the plan details carefully to understand your coverage before making your decision.

Click “Apply Now” to be directed to the payment page, confirm your payment details and voila — you’re all set! Once your purchase is complete, you will receive an email confirmation with all your policy details.

If you’re looking for complete coverage, our choice for most travellers is MSIG TravelEasy which offers three tiers of plans — Standard, Elite and Premier. On top of access to medical and travel assistance services for urgent cases, prices begin at S$61, ensuring that you receive decent coverage without having to break the bank. Check out our entire list of the Best Travel Insurance Plans With COVID-19 Coverage here.

Most insurance companies cover trip cancellation/medical expenses/quarantine allowance due to COVID-19. The coverage is either embedded in the policy or can be purchased separately as an add-on.

To claim for trip expenses, you will need a written proof from the service provider stating the confirmation on the cost of non-refundable travel expenses and present with supporting documents such as medical or death certificate.

If you purchase travel insurance soon after booking your trip, you can benefit from a broad range of coverage, including cancellation, trip interruption, and emergency medical coverage.
Travel insurance plans typically offer coverage for lost or delayed luggage, missed connections, and other travel-related mishaps.
Purchasing travel insurance early can help to ensure that you are covered in the event of unexpected delays or cancellations due to inclement weather, natural disasters, or other unforeseen events.

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© 2015-2023 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.

Compare Against The Best Travel Insurance in Singapore

At SingSaver, we make finding the perfect travel insurance plan easy and affordable.

Best Travel Insurance Promotions on SingSaver

Tiq Travel Entry - Asean

Starr TraveLead Essential with COVID-19 Coverage (Bronze Plan) - Southeast Asia

MSIG Standard Plan - Area A

Exclusive Offer

Cancellation Coverage

Medical Coverage (Overseas)

Bags & Belongings Coverage

Our Top Destinations

Japan

Travel Insurance for Japan

South Korea

Travel Insurance for South Korea

Malaysia

Travel Insurance for Malaysia

Indonesia

Travel Insurance for Indonesia

Thailand

Travel Insurance for Thailand

China

Travel Insurance for China

Hong Kong

Travel Insurance for Hong Kong

Kuala Lumpur

Travel Insurance for Kuala Lumpur

Bali

Travel Insurance for Bali

Vietnam

Travel Insurance for Vietnam

Benefits When You Compare Travel Insurance on SingSaver

COVID 19 Coverage

Personalised Coverage

Save on Promotions & Discounts

Compare Leading Insurance Providers

Why is Travel Insurance Important?

Can I Purchase Travel Insurance That Covers COVID-19?

How To Claim Travel Insurance

1.Have Your Key Travel Insurance Contact Details on Hand

2.Take Pictures of Your Bags and Belongings

3.Travel With Items You Have Receipts For

4.Draft a Timeline

5.Where Possible, Contact Your Insurer Before Seeing a Doctor

6.Ask Your Insurer About Seeking Alternative Documentation

7.Manage Your Alcohol Consumption

Travel Insurance Tips

Buy Travel Insurance Early

Don’t Buy Travel Insurance From Airlines

Consider If You Need Travel Insurance for Winter Sports or Extreme Sports

Declare if You Have Any Pre-existing Medical Condition, or Else Your Claim Could Be Rejected

FAQ

How Much is Travel Insurance?

Where to Buy Travel Insurance in Singapore?

Which Travel Insurance is Best?

When to Buy Travel Insurance?

Can Travel Insurance Be Extended?

Annual Travel Insurance vs Single Trip. Which Is Better for Me?

Are All Countries Covered by Travel Insurance?

Are Family Travel Insurance Plans Cheaper?

Can I Buy Travel Insurance Once I’m Overseas?

Is Travel Insurance Mandatory for Outbound Travellers From Singapore?

Can Foreigners Buy Travel Insurance in Singapore?

Is a Credit Card with Travel Insurance Enough for My Trip?

Do I Need Travel Insurance for Cruises?

When Is It Too Late To Buy Travel Insurance?

Is Travel Insurance Worth the Cost?

How to Buy Travel Insurance for COVID?

What Is the Best Travel Insurance With COVID-19 Coverage?

If I Purchased a Travel Insurance Plan but Can’t Travel Due to a Positive COVID-19 Test, Will I Be Able to Cancel My Trip and Get a Refund?

When to Buy Travel Insurance?

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