/IG Markets: A new investing app where your shares don’t just sit – They earn you a guaranteed 3% p.a.

IG Markets: A new investing app where your shares don’t just sit – They earn you a guaranteed 3% p.a.

Updated: 12 Dec 2025

First in Singapore! Earn guaranteed 3% p.a. on your shareholdings with IG Markets. Enjoy monthly income with no lock-ins, no minimum trade amount, and $0 commission and platform fees.

Written byAlevin K Chan

Freelance Contributor & Advertorials Writer

IG Markets: A new investing app where your shares don’t just sit – They earn you a guaranteed 3% p.a.

At a time of global economic uncertainty and tariff upheavals – and with further US Fed rate cuts on the horizon – investors face increased challenges in growing their returns. 

 

Here’s a novel method to bolster your investing results: Earn guaranteed 3% p.a. returns on your shareholdings, on top of potential capital gains and dividends, with no lock-ins. Yep, that’s steady income you can enjoy every month no matter what state the market is in. 

 

We’ll get into the details on how this works later, but for now, know that this exciting offer is a first–in-Singapore, and is available exclusively to IG Markets customers only. 

Simplified wealth building with IG Markets

Because trust and safety are paramount, let’s start with a quick introduction to IG Markets. 

 

IG Markets is an investing platform operated by IG Asia, which is regulated by the Monetary Authority of Singapore (MAS). You can rest assured that your rights as a customer are protected when investing. Furthermore, the platform’s parent company – IG Group, a listed company on the London Stock Exchange (LSE) – is a trusted name in trading and investing backed by over 50 years of global expertise.

 

As such, you can expect access to a wide range of popular markets and instruments, as well as accountability with due diligence and adherence to prevailing regulations.

 

IG Markets offers popular markets like Singapore, Japan, Hong Kong and the US. It even includes the UK market – a feature not offered by every brokerage – where you can invest in popular funds such as iShares Core FTSE 100 UCITS ETF which tracks the largest 100 UK-listed companies, or iShares UK Dividend UCITS ETF for income-focused strategies.       

 

But that’s not all. IG Markets is also competitively priced among online trading platforms, offering low fees and tight spreads. All customers enjoy $0 commissions and $0 platform fees – and you can start trading from as little as S$1.

First-in-Singapore: Enjoy 3% p.a. on your shareholdings

Ok, here’s everything you need to know about how this innovative offer works. 

 

Simply download IG Markets, sign up for an account and start trading to earn 3% p.a. on your shareholdings. This includes company stocks and shares, as well as ETFs dealing in equities.    

 

So what’s the catch? Well the 3% returns will only be given on the first S$50,000 of your shareholdings. Cash balances and transfer-in shares are also excluded. 

 

To get your monthly interest payout, all you need to do is make at least one trade a month of any value. This is simple enough, as even adding stocks monthly to your portfolio as part of your dollar-cost averaging strategy will qualify. 

 

But other than that, you’re guaranteed to receive the 3% p.a. returns – as long as you meet the requirement. This is a sustainable way to earn up to S$1,500 additional on your stock portfolio as long as you’re regularly investing.  

 

Earn as you hold: Why this 3% p.a. matters

As noted in the opening of this article, investors are increasingly challenged in their quest for returns given the ongoing gloomy economic outlook. And with the US Fed widely expected to make further rate cuts, risk-free yields are falling, further eroding returns. 

 

IG Market’s offer comes as a breath of fresh air, essentially, you’re getting passive income at 3% p.a., outstripping fixed deposit yields (1% to 2% p.a.) and cash managed accounts (approx. 2.5% p.a.).

 

Importantly, the 3% p.a. is earned on top of potential capital appreciation of your shareholdings, as well as any dividends you may be entitled too. Additionally, you’ll receive this guaranteed passive income no matter which way the market goes – up, down or sideways. 

 

You’ll receive your payouts monthly, up to S$125 per month (that’s S$1,500 per year), creating a visible and tangible income stream that gets credited to your account balance.

 

There is no lock-in period to receive your returns, meaning your account balance remains fully liquid with the ability to buy, sell or withdraw anytime. 

Here’s a welcome bonus you don’t want to miss

Ready to bolster your shareholdings with IG Markets? Kick your journey off with this awesome welcome bonus.

 

  • Get additional S$218 welcome cash bonus     

  • Simply deposit at least S$1,000 and complete two trades within a 30-day holding period

  • Valid for new IG Markets customers only

  • Promo ends 31 Dec 2025

SingSaver exclusive rewards

Sign up for IG Markets via SingSaver and enjoy extra rewards!

 

SingSaver Reward

  • Get S$50 cash PayNow 

 

Flash Deal

  • Get Apple AirPods Gen 4 (worth S$199) + $50 PayNow

  • Valid for new IG Markets customers only 

  • Sign up by 17 December 2025 using SingSaver’s link

    • Deposit at least S$1,000

    • Make at least two trades (min. S$1 each)

  • Terms and conditions apply

Don’t let this innovative offer pass you by

Honestly, this is one of the most inventive offers among trading platforms that we’ve seen in a while. It’s a simple, solid proposition that rewards consistent investing without drowning you in endless restrictions and hoops to jump through. 

 

If you’re planning to hold your stock portfolio and DCA your way through the turmoil ahead, you might as well take advantage of IG Market’s 3% p.a. shareholding offer. It’s simply a no-brainer.

About the author

Alevin K Chan

Alevin loves helping people make good money decisions. He briefly flirted with being a Financial Advisor, but quickly realised writing about personal finance is the better way to go.