Best Travel Insurance For Taiwan
Updated: 19 Nov 2025
Written bySingSaver Team
Team
Taiwan is a beloved travel destination for Singaporeans for its sheer variety of natural, cultural, and retail experiences (and more!) that ensures there’s something for everyone to enjoy. From mouthwatering night market snacks along the streets of Taipei to the sun-beaten shores of Kaohsiung’s beaches, there’s a plethora of activities and attractions to enjoy.
However, the island’s susceptibility to earthquakes and typhoons makes buying travel insurance an essential part of preparing for any trip to Taiwan. Ensure you’re covered for any unexpected events by comparing and choosing the best travel insurance in Singapore that suits your travel needs.
The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.
Starr TraveLead Travel Insurance (Comprehensive) – Bronze
- Complete purchase in just 3 clicks
- Hospital admission guarantee
- Unlimited medical evacuation & repatriation
- Free child coverage under family plan
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Coverage type: Single-trip
- Car rental excess cover: S$500
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Eligibility: Singapore residents aged 18+, free coverage extended to a maximum of 4 children under the family plan.
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Claim support: 24/7 emergency assistance hotline, online claim submission via app / portal.
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How to apply: Online through Starr’s website or through Singsaver
SingSaver’s take
The Starr TraveLead – Bronze plan is a budget-friendly option that covers essential travel risks: medical emergencies, trip cancellation, baggage delays, and some travel disruptions. While Bronze offers core protections, it also includes rental vehicle excess cover, meaning if your hired car overseas is damaged or involved in an accident, the deductible (excess) set by the rental company can be reimbursed under the plan (subject to conditions).
This feature makes the Bronze plan especially attractive for travellers who plan to drive but don’t want to pay much for top-tier coverage. However, rental excess benefits come with limits and exclusions, so check your specific policy wording before relying on it fully.
Pros
Includes rental vehicle excess cover
Essential protections for medical emergencies, trip cancellations, and baggage loss/delay
COVID-19 medical and partial trip cancellation coverage included
Competitive premium for comprehensive coverage
Suitable for travellers planning to drive on their trip
Cons
Benefit limits and conditions may be restrictive
Does not include premium tier benefits available on higher plans
Some high-risk activities require optional add-ons
Premium may be higher for longer trips or certain conditions
HLAS Travel Protect360 Basic
- Complete purchase in just 3 clicks
- High-value baggage loss, baggage delay coverage
- Overbooking and flight diversions covered
- 24/7 global teleconsultation for emergencies
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Coverage type: Single-trip or annual multi-trip
- Car rental excess cover: Up to S$500, increases up to S$1,200 under higher-tier plans.
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Eligibility: Singapore residents aged 18 and above; family plan extends coverage to up to 4 children at no extra charge.
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Claim support: 24/7 global emergency assistance hotline and online claims submission via the HLAS portal or app.
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How to apply: Apply online through the HLAS website or through Singsaver
SingSaver’s take
The HLAS Travel Protect360 Basic plan offers travellers an affordable option with essential coverage for medical emergencies, trip cancellations, baggage delays, and other common travel disruptions. A practical inclusion is its rental vehicle excess cover, which reimburses the deductible set by rental companies if your hired car overseas meets with an accident or damage (subject to policy terms).
This feature makes the Basic plan appealing to travellers who intend to drive abroad but prefer not to pay higher premiums for top-tier coverage. Do note, however, that policy limits and exclusions apply. Review the Product Summary and policy wording carefully before purchase.
Pros
Includes rental vehicle excess cover, uncommon among entry-level plans
Core protections for medical issues, trip cancellations, and baggage loss
Good option for budget-conscious travellers seeking essential benefits
Cons
Benefit caps and conditions may be restrictive
Fewer added-value perks found in higher-tier plans
High-risk or professional driving scenarios likely excluded
Comparing Taiwan travel insurance plans
Compare key benefits and estimated premiums from popular travel insurance providers to find the best plan for your Taiwan getaway.
|
Best travel insurance for |
Travel insurance plans for Taiwan |
Estimated premium rate (single trip plans only) |
|
Overall good value |
Starr TraveLead Essential with COVID-19 Coverage (Bronze Plan) |
From S$16.31 |
|
Budget travel |
Starr TraveLead Essential with COVID-19 Coverage (Bronze Plan) |
From S$16.31 |
|
Flight diversion/cancellation/postponement |
FWD Premium |
From S$15.49 |
|
Overseas medical coverage |
Singlife Travel Prestige |
From S$24.29 |
|
Family |
Direct Asia Travel Insurance - Voyager 150 |
From S$21.96 |
|
Elderly |
Income Travel Insurance Classic Plan |
From S$21.49 |
|
Travelling while pregnant |
MSIG Premier Plan |
From S$36.67 |
|
Extreme sports |
Starr TraveLead Essential with COVID-19 Coverage (Bronze Plan) |
From S$16.31 |
|
COVID-19 coverage |
Allianz Travel Hero (APAC) |
From S$9.00 |
All premiums are based on a 3-day single-trip plan for one adult (as of November 2025). Actual prices vary by age, health condition, and travel party size.
Forgot to buy travel insurance? Here’s what you can still do
If you’ve already booked, or worse, boarded, your flight without insurance, don’t worry. You might still have time to protect your trip (and wallet).
Best travel insurance for Taiwan
Best value-for-money or budget travel insurance: Starr TraveLead Essential with COVID-19 Coverage (Bronze Plan)
Starr TraveLead Essential's Bronze Plan offers an affordable premium starting from S$16.31 and provides substantial coverage for key travel essentials such as S$200,000 in overseas medical expenses, S$15,000 COVID-19 coverage, and S$5,000 hospital allowance. This plan is well-suited for travelers looking for reliable coverage without a high cost, offering crucial protection against unexpected health issues or travel interruptions in Taiwan.
Best for comprehensive coverage + extreme sports: Singlife Travel Prestige
The Singlife Travel Prestige plan, with premiums starting from S$24.29, provides unlimited overseas medical coverage and S$200,000 COVID-19 medical expenses. It also includes optional add-ons for winter and adventure sports, as well as protection for sports equipment, making it a solid choice for travelers engaging in outdoor and high-risk activities in Taiwan.
Best for families: DirectAsia Voyager 150
DirectAsia Voyager 150 is a family-friendly travel insurance plan starting from approximately S$43.45 (single trip). It covers children under the family plan with the same benefits as adults, making family travel insurance simpler and more inclusive. Key coverage includes up to S$150,000 for overseas medical expenses, up to S$3,000 for trip cancellation, and up to S$1,000 for loss or damage of baggage.
Best for COVID-19 coverage: Allianz Travel Hero (APAC)
The Allianz Travel Hero (APAC) plan, with a premium starting from only S$9, provides comprehensive COVID-19 coverage, including medical treatment abroad and trip cancellation due to COVID-19 infection. This plan offers peace of mind for travelers concerned about the ongoing pandemic's impact on their Taiwan trip.
Comparing Taiwan travel insurance coverage
All Taiwan travel insurance information in the following table, including total premium costs, is based on the highest coverage possible offered by the travel insurance provider across all plans for an adult traveller. Sub-limits may apply, COVID-19 coverage may be via optional add-on. Variations depending on traveller age and condition may apply.
Product Name | Hot Reward Pick | SingSaver Reward | Overseas medical expenses | Trip cancellation | ||
|---|---|---|---|---|---|---|
 | Starr TraveLead Comprehensive with COVID-19 Coverage (Bronze Plan) | S$250 | S$200,000 | S$5,000 | ||
 | HLAS Travel Protect360 Basic | S$250 | S$150,000 | S$5,000 | ||
 | MSIG Elite Plan | S$250 | S$500,000 | S$10,000 | ||
 | Allianz Travel Insurance Platinum Plan | - | - | S$1,000,000 | S$10,000 | |
 | Great TravelCare - Basic | S$240 | S$100,000 | S$2,000 | ||
 | FWD First | S$230 | S$1,000,000 | S$15,000 | ||
 | Singlife Travel Lite | S$270 | S$250,000 | S$5,000 | ||
 | Allied World Travel Protector Plan 1 | S$30 | S$200,000 | S$5,000 | ||
 | Zurich Travel Protect | - | S$200,000 | S$5,000 | ||
 | Direct Asia Travel Insurance - Voyager 1000 (Annual) | S$40 | S$1,000,000 | S$25,000 | ||
 | Income PreX Travel Insurance Classic Plan | - | S$500,000 | S$10,000 |
|
Travel insurance provider |
Overseas medical expenses |
Post-trip medical expenses |
Loss/damage of personal baggage |
Trip cancellation |
Total premium (3D2N single trip) |
|
Starr International |
Up to S$1,000,000 |
Up to S$50,000 |
Up to S$7,500 |
Up to S$15,000 |
From S$16.31 |
|
HL Assurance Travel Protect360 |
Up to S$500,000 |
Up to S$20,000 |
Up to S$7,000 |
Up to S$12,000 |
From S$18.40 |
|
MSIG |
Up to S$60,000 |
Up to S$75,000 |
Up to S$7,500 |
Up to S$15,000 |
From S$15.77 |
|
Allianz Travel Hero |
Up to S$250,000 |
- |
Up to S$3,000 |
Up to S$5,000 |
From S$19.05 |
|
Great Eastern TravelCare |
Up to S$40,000 |
Up to S$25,000 |
Up to S$8,000 |
Up to S$15,000 |
From S$22.00 |
|
FWD |
Up to S$1,000,000 |
Up to S$30,000 |
Up to S$7,500 |
Up to S$15,000 |
From S$15.49 |
|
Singlife Travel |
Unlimited |
Up to S$80,000 |
Up to S$8,000 |
Up to S$20,000 |
From S$24.29 |
|
Allied World Travel Protector |
Up to S$500,000 |
Up to S$50,000 |
Up to S$5,000 |
Up to S$15,000 |
From S$21.45 |
|
Zurich Travel Protect |
Up to S$250,000 |
- |
Up to S$5,000 |
Up to S$7,500 |
From S$ 16.50 |
|
Direct Asia Voyager |
Up to S$500,000 |
Up to S$25,000 |
Up to S$5,000 |
Up to S$15,000 |
From S$21.96 |
|
Income Travel Insurance |
Up to S$50,000 |
Up to S$50,000 |
Up to S$8,000 |
Up to S$15,000 |
From S$ 21.49 |
6 Credit cards in Singapore that offer complimentary travel insurance
Planning your next getaway? Some credit cards automatically cover you with free travel insurance when you charge your flights to them. Here are six cards that combine rewards, miles, and peace of mind.
Average cost of travel insurance to Taiwan
With so many travel insurance providers offering discounts and varying coverage tiers, here’s an estimated breakdown of how much a basic single-trip plan for a 3D2N Taiwan holiday could cost in 2025.
S$16.31 + S$18.40 + S$15.77 + S$19.05 + S$22.00 + S$15.49 + S$24.29 + S$21.45 + S$16.50 + S$21.96 + S$21.49 = S$212.71
S$212.71 ÷ 11 = S$19.34
Estimated average premium: ~S$19 for a 3D2N Taiwan trip.
Important travel insurance coverage for Taiwan
Medical coverage
Given Taiwan's susceptibility to natural disasters, buying travel insurance with robust medical coverage is vital. This should cover everything from minor injuries to major medical incidents, ensuring that you can receive top-notch medical care without facing financial strain.
Flight delay or cancellation
This coverage is essential for any Taiwan trip, as sudden weather changes can disrupt flight schedules. Look for travel insurance policies that offer reimbursement for additional accommodation and meal expenses if you're stranded.
>>MORE: Best travel credit cards in Singapore
Lost or stolen luggage
Comprehensive travel insurance should cover the loss or theft of baggage, which is particularly important in busy tourist areas or on public transportation in Taiwan.
Changes to itinerary
‘Travel insurance that includes coverage for itinerary changes is crucial for adapting to Taiwan's dynamic environment, particularly during the typhoon season, ensuring that you can modify your travel plans without incurring financial loss.
Region-specific travel insurance tips
Taiwan's geographic setting makes it prone to natural occurrences like earthquakes and typhoons, with the Super Typhoon Ragasa 2025 still on everyone’s mind. Apart from buying travel insurance, here are some Taiwan-specific travel tips to prepare you for such potential events and help you achieve a worry-free stay:
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Stay flexible in your travel plans to accommodate potential disruptions.
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Be aware of typhoon season or predictions, and try to plan your travel dates around it.
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Regularly check updates from Taiwan’s Central Weather Administration’s Seismological Center and prepare your travel documents to withstand weather changes (e.g. store your passports and documents in waterproof bags or folders).
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Apps like Taiwan's Emergency Management Information Center provide real-time alerts that are invaluable during your stay.
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The US Tsunami Warning Center issues worldwide warnings, and it’s recommended to check their platform for information on earthquakes and tsunamis.
>>MORE: Best long-term travel insurance
Travel requirements to enter Taiwan
Entry requirements for Singaporeans
Good news for travellers: Singaporeans do not need a visa if staying in Taiwan for less than 30 days, according to Singapore’s Ministry of Foreign Affairs (MFA).
Starting 1 October 2025, Singaporean travellers must submit an online Taiwan Arrival Card (TWAC) within 3 days before arrival. The form replaces paper arrivals cards and can be submitted in English or Traditional Chinese.
It is recommended to check the MFA website or Taiwan’s Bureau of Consular Affairs for the latest updates and entry requirements.
Visa requirements for non-Singaporeans
Taiwan has visa waiver agreements with over 40 countries. If you are not from one of these, you must apply for a visa through the Bureau of Consular Affairs, Ministry of Foreign Affairs, ROC.
Here’s a quick breakdown of common visa types for tourists and business travellers:
1. Single-entry visitor visa
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Valid for 30 to 90 days (depending on nationality)
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Ideal for short-term tourism or business visits
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Application fee: around S$65
2. Multiple-entry visitor visa
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Allows multiple entries within a 6-month period
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Suitable for frequent travellers or those on short-term work assignments
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Application fee: around S$129
3. Business visitor visa
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Valid for 30 days to 6 months depending on your purpose of visit
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Ideal for attending meetings or handling service contracts
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Application fee: between S$65 and S$129
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Urgent processing: Additional 50% surcharge applies
Conclusion
When planning a trip to Taiwan, having the right travel insurance gives you peace of mind against unexpected events and natural risks. With plenty of options available in Singapore, it’s important to choose a plan that matches your itinerary, travel habits, and budget.
By comparing different plans and providers, you can find the ideal balance of coverage and value, ensuring a worry-free journey as you explore Taiwan’s rich culture, bustling cities, and stunning landscapes.
Frequently asked questions about travelling to Taiwan
The ideal time to visit Taiwan is during the fall, specifically September to November. During these months, the weather is generally mild and comfortable, perfect for outdoor activities and exploring the cities. Additionally, this period is vibrant with various cultural festivals, including the famous Moon Festival, where mooncakes are a delight and lanterns light up the sky.
Taiwan is commonly ranked among the safest countries in the world for travellers. The crime rate is notably low, and the locals are known for their hospitality towards tourists. Nonetheless, visitors should exercise common sense precautions like safeguarding personal belongings and being cautious in crowded or rural areas, especially at night.
In Taiwan, tipping is not a standard practice. Service charges are often included in the bills at restaurants and hotels, so additional tipping is not expected. However, for exceptional service, a small gratuity is appreciated but not obligatory.
Taiwan boasts an excellent public transportation system that includes the MRT (metro), buses, and taxis, making it easy and convenient for tourists to navigate. City-specific MRT systems, particularly in Taipei, are typically extensive, punctual, and clean. For longer distances, the High-Speed Rail and Taiwan Railway connect major cities swiftly. Renting scooters or bicycles is also popular among locals and tourists for exploring more remote areas.
Taiwan offers a rich variety of vegetarian options, reflecting its substantial Buddhist population and growing health-conscious trends. Many restaurants and street vendors provide vegetarian and even vegan meals, marked clearly to cater to dietary preferences. Traditional dishes like vegetarian buns, noodle soups, and stir-fried vegetables are widely available.
January is the coldest month in Taiwan, particularly noticeable in the northern regions including Taipei. Temperatures can drop to around 10°C (50°F), which is chilly by Taiwanese standards. It’s advisable to pack warm clothing if visiting during this time.
The months from May to October are considered the rainiest in Taiwan, aligning with the typhoon season. This period can see heavy and sudden downpours, particularly in the afternoons. Visitors should prepare with waterproof gear such as rain coats, umbrellas, or rain boots, and be prepared to be flexible with outdoor plans during these months.
For summer months, light and breathable clothing is recommended due to the heat and humidity. During the rainy season, an umbrella and raincoat are essential. For the cooler months, particularly from December to February, bring layers, a warm jacket, and possibly a scarf, especially if travelling to northern or mountainous areas
Taiwan is celebrated for its dynamic night markets, such as Shilin and Raohe, offering a plethora of food options and local wares. It's also known for its diverse landscapes, from the bustling streets of Taipei to the serene beauty of Taroko Gorge (currently under repair following the Apr 2024 Hualien earthquake). The island's tea culture, particularly oolong tea, is a significant aspect of its culinary offerings, with opportunities for overnight tea farm stays and homestays in Alishan and other parts of the island.
Taiwanese cuisine is highlighted by its iconic street foods and snacks. Beef Noodle Soup is a staple, with its rich, savoury broth and tender beef. Bubble Tea, a global phenomenon, originated here, with endless variations available. Other must-try dishes include Lu Rou Fan (braised pork rice), Stinky Tofu, and the sweet and fluffy Pineapple Cake, ideal for souvenirs.
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About the author
SingSaver Team
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.