Afina Najib

Afina Najib

Senior Content Editor - Singapore

Spending most of her young writer's phase working as a freelancer, Afina's written for various industries ranging from e-commerce, travel to health and finance. Her expertise lies in her ability to make complex subjects like finance easy to consume for everyday readers.

Articles by Afina Najib

Smart Shopping Tips to Save More in Singapore: 6 Money-Saving Habits That Actually Work

Smart Shopping Tips to Save More in Singapore: 6 Money-Saving Habits That Actually Work

Personal Loan vs Credit Card Installment: The Smart Way to Finance Your Big-Ticket Home Upgrade

Personal Loan vs Credit Card Installment: The Smart Way to Finance Your Big-Ticket Home Upgrade

How to Save for Your Child’s University Education

How to Save for Your Child’s University Education

Tuition fees are costly, and increasing. Get ready for your child’s education with a savings plan to avoid future financial headaches.

How Often Should I Pay My Credit Card?

How Often Should I Pay My Credit Card?

Learn when and how often to pay your credit card bill in Singapore to maximise benefits, minimise interest, and manage your finances effectively.

BTO Home Insurance: Do you need more than HPS?

BTO Home Insurance: Do you need more than HPS?

Don't let a kitchen fire or a burst pipe wipe out your savings. Here is the ultimate guide to bridging the gap between mandatory HDB schemes and total protection

The Ultimate Guide to Credit Cards with FIFA Benefits for Singaporeans

The Ultimate Guide to Credit Cards with FIFA Benefits for Singaporeans

Insurance Plans For All New Parents

Insurance Plans For All New Parents

This comprehensive guide breaks down the essential insurance plans that new parents in Singapore need to protect their families. Discover updated health caps, product alternatives, and structural checklists to safeguard your child's future.

SRS Mid-Year Top-ups: Why Start Early?

SRS Mid-Year Top-ups: Why Start Early?

Discover why making a mid-year Supplementary Retirement Scheme (SRS) contribution beats the December panic. Learn how early top-ups maximize your investment compounding power and lock in your penalty-free retirement withdrawal age in Singapore.

The Art of the Fee Waiver: Which Credit Cards Are Actually Worth the Annual Fee in 2026?

The Art of the Fee Waiver: Which Credit Cards Are Actually Worth the Annual Fee in 2026?

In Singapore, the credit card annual fee is often viewed as a "test of character." Do you have the discipline to call the bank, or will you let S$196.20 slip away?

Is It Worth Traveling for the FIFA World Cup 2026? A Singaporean’s Guide to Budgeting and Planning

Is It Worth Traveling for the FIFA World Cup 2026? A Singaporean’s Guide to Budgeting and Planning

The FIFA World Cup 2026 is set to be a monumental event, spanning three countries—the USA, Canada, and Mexico. For Singaporean fans, this is the ultimate "bucket list" trip, but with match venues separated by thousands of kilometers and three different currencies, the logistics are intense.